Traditional telly-viewing has been turned upside down by the arrival of internet TV. Deciding how to watch has become as much of a challenge as deciding what to watch since TVs turned intelligent, offering an overwhelming choice of formats. With a new football season almost upon us and a wave of blockbusters due for release, we explain the offers and catches, for however you watch TV.

Daphne – not her real name – revealed how her gambling addict son had contacted a US-based website which promised to convert his pension savings into cash. Desperate to pay off his gambling bills, he filled in the relevant paperwork to transfer his £42,500 pension savings in July 2012.

Buying and selling at auction is becoming more and more popular with purchasers cramming into auction rooms where previously only developers and property professionals dared to go. There are several advantages to buying at auction rather than in a private treaty sale. When the hammer falls, the property is yours. Nobody can come along with a higher offer, so there is a finality about the transaction for both the buyer and seller.

Alice Blackie, 25, who operates from a 30,000 sq ft site in Newcastle upon Tyne, says: 'I had three jobs to pay for the mortgage on the house I got when I was 21. I started to sell dresses through eBay to top up my income. 'I ended up running to the post office in my lunch break with palpitations trying to get 40 parcels away. It got so busy my mum said I should start a business.'

The silver workforce grew substantially in two years as employers put their faith in experience, while pay for the over-60s has risen faster than any age group, data has shown. Between 2011 and 2013, the average annual income for over-60s in work rose by 6.1% to £17,250, according to analysis of the Office for National Statistics house and earnings data by Prudential.

With household budgets streched to breaking point cashback websites can be a useful tool to add to your money-saving checklist.This is Money has picked out five things you might be shocked to find out that could be earning you some extra cash from your guilty takeaway to lowering your bills.

Ben Broadbent said in an interview with Bloomberg that an early rate rise is a possibility but that markets should not stress about when a first hike will be. The comments come as separate surveys out today suggested a slowdown in the economic recovery, with consumer confidence falling for the first time in July and house prices rising at the slowest pace in 15 months - easing pressure for a rate rise.

The latest statistics from the Investment Management Association for June shows tracker funds make up 10 per cent of assets under management. Investors have put £1.8billion into trackers so far this year, compared with £1.062billion at the same time in 2013, a 76 per cent increase.but which were the most popular? We reveal the favourites at fund giant Hargreaves Lansdown.

A large, three-bedroom semi for £69,950 catches the eye; then there’s another end-of-terrace three-bed with an immaculate garden for £87,500. And so it goes on, home after beautiful family home for less than £100,000. Only most have been in this window for months. And some have barely had a viewing.

Macroeconomics and geo-politics remain the overriding threat to investor sentiment amid the natural summer ebb of trading volumes - as the City’s great and good begin to disappear on holiday. Meanwhile, a dip in fortunes for ASOS and Boohoo was followed closely by online video platform Blinkx and specialist natural resource firm Sierra Rutile.

While UK taxpayers dutifully hand over considerable swathes of their income to the exchequer, there are some countries where residents don’t pay a penny. Some offer foreigners the change to become resident if they make an investment, buy property or pay a fee. The Bahamas, Andorra and Monaco top the list, according to expat specialists Bradley Hackford.

Esure rejected the claim because it said some of the stolen items were worth more than the value for which we had insured them. Apparently they are worth more now than when we got them a few years ago, because the price of gold has risen. Now we won't receive a payout for the items - or for the rest of our belonging that were stolen, leaving us £30,000 out of pocket.

Rates on easy-access savings accounts are being raised for new customers. BM Savings, part of Halifax, has launched Online Extra issue 12 paying 1.31% on £1k or more. This includes a bonus for the first year, after which the rate tumbles to just 0.5%. Savers in earlier issues 1 to 4 of this account should switch out as their rate has already dropped to 0.5%.

My gas bill says that 24% of the cost is 'to deliver the energy to my residence'. It also says I am charged 24.53p per day for the standing charge. It is my understanding that the standing charge is supposed to cover the basic costs of supplying a home with gas or electricity. Am I being charged twice for the same thing?

Ford recently announced its Fiesta was now the biggest selling car in Britain of all time, overtaking the now defunct Escort. We reveal the rest of the UK's top cars. In the top ten list, there are only four manufacturers – four models are from Ford, three from Vauxhall, two from Rover and one from Volkswagen.

Pension freedom reforms will give people more decision-making power over their retirement savings from next year. The options to access your money, spend or invest it will widen - although your choices will still largely depend on the size of your pension pot. Financial experts Mark Stone of Whitechurch Securities and Ben Westaway of Jessop Financial Planning explain both your opportunities and the limitations on them.

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 – updated – money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Bank of England deputy governor Ben Broadbent has said that an earlier than planned rate rise cannot be ruled out, but increases would have to be very gradual. Nervousness over wage rises failure to keep pace with inflation is staying the Bank's hand, but economists say a rate rise could still come at the end of the year.

Midwives in the UK get paid on average £29,248: so where does your salary fit into the national league table, and how does it compare to the average in your profession? Our table lists hundreds of Britain's jobs from company executives and doctors to van drivers, waiters and textile machine operators.