Letters have gone out to high earners whose families are no longer entitled to full child benefit, but who didn't account for this in their 2012/2013 tax return. The deadline for doing so passed on January 31, and HMRC is now chasing up possible hold-outs - although it admits some people's partners might have already declared and repaid anything owed. HMRC says if so you can just ignore its letter, and it is not fining people yet.
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Now that's digital banking: Barclays unveils 'finger reader' device which scans your veins in the latest bid to combat fraud
Barclays has developed a futuristic finger-reading device to combat the growing threat of cyber criminals and has confirmed it could launch it across its customers in the near future. The device will allow users to scan their finger as a security check when accessing online bank accounts and authorising payments - negating the need for PINs, passwords or authentication codes.
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- ALEXANDER JUSTHAM: How the LSE went from the 17th century coffee house to an international exchange group Chief executive of the LSE explains its evolution
- The future of shopping? Shoppers get offers pinged to their phones and soon deals will be following you round supermarkets
- Land Rover joins the space race with a new compact seven-seater 4X4... ...and a plan to send four people into orbit with Sir Richar Branson
- Borrowers urged to fix mortgages early to beat rate rise threat Lenders cut rates on best buys
- The hidden dangers of the great rent a room boom It's all the rage - but you could face a tax bill and invalidate your insurance
- Exclusive best buy energy deal that could save you hundreds - still time to sign up The Energy Switch bags a best buySponsored
- Great British Bake Off boosts baking goods sales by two-thirds since the recession Price of flour and cooking chocolate even dips after final!
- Learn how to pick winning shares and become a better and richer investor Visit the free Stock Market Show
- 'Cheap' mortgages that could cost you £85k more Home-buyers sleepwalking into extra debt as mortgage terms soar past 25 years
- My friends want to buy a hot tub - how much will it cost them to run ... and will it boost or harm their house's price?
Premium Bonds winners
Prize value | Winning bond No. | Area |
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£1,000,000 | 177KY773745 | Dorset |
£1,000,000 | 146DT529134 | Tyne and Wear |
£100,000 | 203XL824227 | Kent |
£100,000 | 161XK892594 | Wales |
£100,000 | 160GD625505 | Avon |
£100,000 | 149VX705827 | Lincolnshire |
£50,000 | 89SM904488 | Cleveland |
£50,000 | 217TQ407890 | Norfolk |
£50,000 | 204NH711486 | Devon |
£50,000 | 174MG179704 | Surrey |
£50,000 | 169BY257070 | Gloucestershire |
BUSINESS, CITY & MARKETS
FTSE LIVE: Footsie cuts its losses as a below forecast rise in US jobs eases fears on Fed rate hike
US non-farm payrolls rose by just 142,000 jobs in August, marking the smallest gain since December, and well below expectations for an increase of 228,000. The US unemployment rate also fell to 6.1 per cent in August, from 6.2 per cent in July, to match a six-year low. Having been over 40 points lower ahead of the US data release, the FTSE 100 index recovered to be 24.0 points lower at 6,854.0.
SAVE MONEY, MAKE MONEY: THE BEST RATES, DEALS AND TIPS THAT CAN MAKE YOUR RICHER
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MONEY NEWS & ADVICE
'We saw this before the Wall St crash, the dot-com bubble and the credit crunch' - How Nobel economist Robert Shiller's CAPE warning light is flashing again
Professor Robert Shiller's measure for US stocks has got this high only three times in the past 130-odd years - in 1929, 2000 and 2007, each followed by a crash. This is Money talks to the Nobel Prize winning American economist about about how far stocks might plunge from here, what ordinary investors should do in these kind of markets, and the modern obsession with house prices.
SIMON LAMBERT: The long-life mortgage game keeps high property prices afloat - but remember the house always wins
Getting your mortgage cleared as early as possible used to be a prized ambition, but that mood seems to have gone the way of the Ford Escort and tape machine. Four times as many first-time buyers and homemovers now take on 30-year-plus mortgages than in 2005. A long-life mortgage may be the key to securing a home, but don’t forget how banks and building societies profit on this.
ASK TONY: How did I get a £2,106 tax demand when really I was OWED £3,349!
Last September, I received £500.13 of overpaid tax back from HMRC. Then, in January, they said I owed £1,071, but the very next paragraph of the letter stated I must pay £1,606.50 by January 31. I was due to have major surgery on January 24, so I put it aside. On February 20, I received a final reminder and phoned HMRC the next day. Then I was told I owed £2,106.65 - which I paid. Last month, I received another demand of £535.50, which I paid immediately.
The hidden dangers of the great rent a room boom: It's all the rage - but you could face a tax bill and invalidate your insurance
Tens of thousands of property owners are signing up to websites that let them make extra cash by renting out a room or their whole home to tourists for a day. This is done through new websites, such as Airbnb and HouseTrip, which act as middlemen between home-owners and travellers. But experts fear owners have no idea that renting out their homes like this can put them in peril of having their mortgage revoked and their home insurance cancelled, as well as being hit with a huge tax bill and even an investigation.
Borrowers urged to fix mortgages early to beat the interest rate rise threat, as lenders cut costs on best buys
Experts predict the Bank of England will not raise interest rates until early next year, but some mortgage rates are getting more expensive in anticipation. Borrowers don't have to wait until the end of their current deal if they are concerned about rate rises and want to lock into a new deal now. We reveal the top rates.
Great British Bake Off boosts sales of baking goods by two-thirds since the recession... and the price of flour and cooking chocolate even dips after the final!
Sales spike at Christmas, Pancake Day and Easter – and now there's another stalwart in the culinary calendar: The Great British Bake Off season. The graph produced by shopping insight consultancy IRI for This is Money reveals that baking sales surged during every season of the hit show – and the increase in sales is rising every year as the Bake Off grows in popularity.
JAMES CONEY: Make insurers pay for their mistakes that give savers a false impression of their retirement income
As our story proves, these kinds of admin problems can seriously jeopardise the rigorous plans of diligent savers. Colin and Joyce Howard had meticulously planned their future, based on the quotes the Prudential sent them in 2012. They trusted the firm to get it right. That was their mistake. In fact, the Pru let them down badly three times.
The Energy Switch: Join now to get an exclusive best buy gas and electricity deal that could save you hundreds
People power has paid off. This is Money and energyhelpline's The Energy Switch has bagged an exclusive best buy deal - and there is still time for you to sign up. You are under no obligation to switch if you register, but you will benefit from the chance to do so. Remember the last energyhelpline collective switch saved those who moved £221 on average.
'Cheap' mortgages that could cost you £85k more: Home-buyers sleepwalking into extra debt as mortgage terms soar past 25 years
The number of borrowers taking out longer-term mortgages has soared in recent years according to data from the Council of Mortgage Lenders. While borrowers can shave £100 a month off a £200,000 mortgage by stretching from 25 to 30 years, they would pay back more than £27,000 extra. Stretching to the 40 year terms offered by major mortgage lenders would see borrowers end up paying back almost £85,000 extra.
Learn how to pick winning shares and become a better and richer investor at the free Stock Market Show
If you fancy yourself as the next Warren Buffett or Neil Woodford, or are just starting to build your share portfolio, don't miss a free chance to learn about picking winning shares at the Stock Market Show, which is being backed by This is Money. The free show gives investors the chance to get tips on valuing and picking shares, investing strategy and grill the bosses of small companies catching the market’s eye.
MORE BUSINESS, CITY AND ECONOMY NEWS
YOUR MONEY ESSENTIALS
If you want the best returns, invest in the worst stock markets: How to use CAPE to beat the market - and the cheapest countries
If you target the cheapest stock markets - rather than expensive ones - then you hugely increase your chances of success, says Mebane Faber. The leading investor argues that the worst places to invest in are not the cheap markets belonging to troubled economies, but the investors' darlings that have been chased to heady valuations. We caught up with him and can reveal where is 'cheap' by CAPE ratio.
I may get a £45k redundancy pay-off: what should I do with it and would keeping it in my name protect me if my husband and I ever got divorced?
There are redundancies where I have worked for 15 years and the package is not bad. I could be looking at an offer of £45,000. My husband says I should pay off a chunk of the mortgage, but should I put it in a pension? Also, what happens to the money if we divorce? Our experts answer.
My bank closed my current account when I moved to Thailand: can I open a new British account without a UK address and manage it from here?
I am an expat living in Thailand and because I have no address in the UK my bank has closed my account. Can you suggest a bank/account in the UK that offers internet banking and a debit card that would be suitable. I intend to open the account with £3,000 and will continue paying in but not every month.
Forget solar panels on your home, you could get a 7% return from the sun with a new mini-bond - but what are the risks of getting burnt?
Solar power company Belectric has launched a mini- bond called the Big60million, giving every member of the UK population the chance to invest in its site in Willersley, Gloucestershire. It has a minimum investment of just £60 and is offering annual returns of 7 per cent before tax, but is now the time to reach for the sun?
A run on powerful vacuum cleaners? Sales rocket 44% as households scramble to buy best models before EU ban
Online electrical retailer ao.com told This is Money it had its best ever day for vacuum cleaner sales last Friday as customers picked up a model with a power rating above 1,600 watts before they are outlawed by the EU. Sales were up 44 per cent last week on the same period last year. Tesco also saw sales rocket by 44 per cent over the past two weeks as panicked customers rushed to get their hands on popular 2,000W models.
A collector's item in your windscreen? Old tax discs could be worth a bob or two after they are abolished - including the final ones
Tax discs are bought and traded by collectors called velologists - and their numbers have been on the rise in recent years. Hundreds of pounds exchange hands for the right vintage and condition disc. Yet tax discs will be abolished from October in favour of electronic tracking and so as the final few discs are issued, the final set and more old ones may become something of a collectors’ item.
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WHAT NEXT FOR YOUR MONEY?
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 – updated – money-saving tips may appear light-hearted but are deadly serious.
When will interest rates rise? Inflation slides to 1.6% making a 2014 rate rise an increasingly long shot - but two hawks vote for a hike
Inflation has dipped again following last week's Inflation Report, which put low wage growth on the table as a reason for keeping rates down for now. Governor Mark Carney admitted there was tremendous uncertainty on slack and the Bank has now placed wage growth on the table as another key decider on when rates should rise. He reiterated: 'Increases in Bank Rate, when they come, are likely to be gradual and limited.'
Compare your pay to the national average in your job: League table of official UK salaries across 400 trades and professions
Midwives in the UK get paid on average £29,248: so where does your salary fit into the national league table, and how does it compare to the average in your profession? Our table lists hundreds of Britain's jobs from company executives and doctors to van drivers, waiters and textile machine operators.
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: Crash barrier maker Hill & Smith has the right Formula for growth
- MIDAS SHARE TIPS UPDATE: Patent translator RWS Holdings is still talking the right language for future expansion
- MIDAS SHARE TIPS: Is it time for a break from the sterling rollercoaster?
- MIDAS SHARE TIPS: Drugs firm Clinigen comes off boil but has right chemistry to be a winner
- MIDAS SHARE TIPS UPDATE: Time to quit IT group Daisy Group we tipped as its founder prepares to buy back the shares
- MIDAS SHARE TIPS: Being nice is a Vertu... Car dealer's strategy to focus on customer service pays off
- MIDAS SHARE TIPS UPDATE: Chinese drugs firm Hutchison China MediTech looks healthy after doubling in three years
- MIDAS SHARE TIPS: Head for the exit as investigation begins at oil group Afren
- MIDAS SHARE TIPS: Couch potatoes help drive logistics firm Clipper in new directions
- Taxman orders 30,000 parents earning over £50k to repay child benefit they are no longer entitled to - but...
- Stamp duty is 'postcode tax' on the middle class, say Tories: MPs demand Osborne raises limit to £500,000 to...
- Nearly half of Britons believe interest rates will increase in the coming 12 months - but they only expect a...
- Now that's digital banking: Barclays unveils 'finger reader' device which scans your veins in the latest bid...
- Marks & Spencer banks on its name: Women lead way as banking arm of High St stalwart brand defies...
- TSB offers to pay home movers' council tax for a year - but does this latest mortgage incentive mean it...
- Firms see highest demand for workers since 1998 but struggle to fill jobs amid skills shortage and fears...
- Rise of low-paid jobs in sectors such as care and hospitality is driving a real-term fall in wages, say...
- FTSE LIVE: Footsie cuts its losses as a below forecast rise in US jobs eases fears on Fed rate hike
- BP could be forced to extend asset firesale after ruling of 'gross negligence' in Gulf of Mexico oil spill...
- Betfair suffers major investor revolt after relaxing targets for its former management team to collect share...
- Surprise rate cut and 'mini-QE' move by ECB sends stock markets jumping - but Draghi says no full-scale...
- ALEX BRUMMER: Villainy in Federal courts as BP and investors being punished again by US justice system
- MARKET REPORT: Major shareholders at Britain's third largest vending machine specialist SnackTime hit as...
- 'We saw this before the Wall St crash, the dot-com bubble and the credit crunch' - How Nobel economist...
- Pound slumps and banks are rattled as poll reveals threat of Scotland voting Yes leaving investors to worry over what happens next
- Marks & Spencer banks on its name: Women lead way as banking arm of High St stalwart brand defies convention
- MARKET REPORT: Major shareholders at Britain's third largest vending machine specialist SnackTime hit as shares crash on profits warning
- 'We saw this before the Wall St crash, the dot-com bubble and the credit crunch' - How Nobel economist Robert Shiller's CAPE warning light is flashing again
- Land Rover joins the space race with a new compact seven-seater 4X4 and a plan to send four people into orbit with Sir Richard Branson
- Surprise rate cut and 'mini-QE' move by ECB sends stock markets jumping - but Draghi says no full-scale money-printing for now
- Richard Branson prediction fails to fly as Virgin forced to axe underperforming destinations
- ALEX BRUMMER: Villainy in Federal courts as BP and investors being punished again by US justice system
- BP could be forced to extend asset firesale after ruling of 'gross negligence' in Gulf of Mexico oil spill raises prospect of crippling £11bn fine
- The hidden dangers of the great rent a room boom: It's all the rage - but you could face a tax bill and invalidate your insurance
- Now that's digital banking: Barclays unveils 'finger reader' device which scans your veins in the latest bid to combat fraud
- Interest rates remain at record low as wage and house price uncertainty quell calls from rebels for a rise
- SIMON LAMBERT: The long-life mortgage game keeps high property prices afloat - but remember the house always wins
- Standard Life shareholders set for £1.75bn windfall after £2.2bn sale of Canadian operation to Manulife
- ASK TONY: I got a £2,106 tax bill when really I was owed £3,349!
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- 'Queuing in the rain gave me the idea for our start-up' Duo behind 'Hailo for nightclubs' app strike deal with mobile giant LG
- Now that's digital banking: Barclays unveils 'finger reader' device which scans your veins
- I may get a £45k redundancy pay-off: what should I do with it and would keeping it in my name protect me if my husband and I ever got divorced?
- If you want the best returns, invest in the world's worst stock markets... How to use CAPE ratio to beat the market - and the cheapest countries.
- Lake District's Copeland is last area in Britain where house prices are still less than three times average annual salary
- We reveal the top Isa investments Shares Isas have seen huge inflows: so where have people been putting there money?
- Millions are charged THREE TIMES the price their suppliers pay for gas Two million households could miss out on energy bill rebate.
- SMALL CAP SHARE IDEAS: 'Exotic' Active Energy Group set for growth as it signs a landmark forestry deal with Canada's indigenous groups
- 'Leaving older workers on the scrapheap will damage businesses and growth in the long term' Dr Ros Altmann says work is central to the retirement revolution.
- Clydesdale and Yorkshire launch fee-free mortgages for small deposits and tempt with £500 cashback
- 'I bought a car that runs on LPG and it's halved my fuel costs': Five ways to drive down the high price of motoring
- 'I earn a five figure sum while still doing an accountancy day job': Discover the write stuff to be an ebook millionaire
- 'Our room was filthy and we were refused a refund': Holiday from Hell? How to get your money back Your rights - and how to get your money back.
- The trick to save up to 42% on the cost of a brand new bike - and why hiring one could save you £9-a-day in London
- MIDAS SHARE TIPS: Crash barrier maker Hill & Smith A company with the right Formula for growth
- The place to get vital small business help Enterprise Nation opens innovation advice centre at Somerset House
- UK manufacturer turned down by the banks scores £1m deal with Japanese engineering giant 'Banks are a constant comedy', says boss
- Don't leave your family forced to sell if you die Homeowners warned to raise life insurance as they take on bigger mortgages
- Converted dovecote, old sea fort, Victorian engine house ... Is a quirky home for you? Tempting but are they worth it?
- Travel, home or specialist insurance for your gadgets? Families warned over policies that exclude expensive technology
- Old tax discs could be worth a bob or two after they are abolished - including the final ones A collector's item in your windscreen?
- A run on powerful vacuum cleaners? Sales rocket 44% as households scramble to buy best models before EU ban.
- Six European fund tips from the experts Stocks are set to boom if eurozone launches QE, but where will you get the best returns?
- Building your own home can beat high house prices, so let's make it easier to find somewhere to do it... ... says SIMON LAMBERT.
- Bankers' bonuses rise at double the rate of the average worker - and are a hundred times higher than those of public sector staff...
- From sheltered living to luxury complexes, eight dos and don'ts when choosing a retirement home
- Can you identify these foreign road signs? British drivers can only identify half - and it's pushing up insurance claims, survey finds.
- Is the eurozone about to start printing money? Markets boosted and euro falls as Draghi hints Europe will launch 'quantitative easing'.
- I have unopened tubes of 2p and 1p coins from 1971, could they be worth hundreds of pounds?
- Did YOU know tax discs will be abolished in less than six weeks? Almost half of UK drivers are oblivious to new rules, survey reveals.
- Five cheap shares that have been hit too hard by fears of an early interest rate rise In any sell-off, some decent stocks always get trampled unfairly.
- How to invest in funds, investment trusts and ETFs - and save money as a DIY investor What you need to know about investing
Latest: Mortgages & home
- Rising house prices could give some homeowners the chance to grab a cheap mortgage. What next for mortgage rates?
- Lock-in your mortgage until 2024: Leeds BS offers new chance to protect your home loan from an interest rate rise for a decade
- Another five-year fixed rate mortgage drops below the 3 per cent barrier as West Brom cuts its latest deal
- TSB offers to pay home movers' council tax for a year - but does this latest mortgage incentive mean it beats rival deals?
- Borrowers urged to fix mortgages early to beat the interest rate rise threat, as lenders cut costs
- The hidden dangers of the great rent a room boom: It's all the rage - but you could face a tax bill and invalidate your insurance
- Would you fork out £400 a week for luxury student digs with designer kitchens and bathrooms? No wonder parents are paying through the nose
- 'Cheap' mortgages that could cost you £85k more: Home-buyers sleepwalking into extra debt as mortgage terms soar past 25 years
- Give good landlords tax breaks to make rental housing better, report urges
Latest from Saving & banking
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- Now that's digital banking: Barclays unveils 'finger reader' device which scans your veins in the latest bid to combat fraud
- Do you have overdraft charge outrage? The best bank accounts for those who stray into the red
- Looking for a better bank? This is Money's five of the best current accounts
- How the other half bank: The best current accounts for the wealthy include ski insurance, airport lounge access and a concierge
- Fight back against the banks? Your guide to the rules of switching and where to find the best offers - including free money
- AA Savings easy-access web savings account pays top 1.4% for one year - but rate drops to 0.5% once bonus ends
- Cash Isa cuts cost £1.42bn in lost interest but amount poured into the accounts rises to £235bn
ANSWERS FROM THE Experts
- How do I know a DIY investing platform is safe and what happens to my money if it collapses?
- Should I stockpile spare bags for my high-powered vacuum cleaner? I got one of the last ones before they got banned by the EU
- My friends want to buy a hot tub - how much will it cost them to run and will it boost or harm their house's price?
- ASK TONY: I got a £2,106 tax bill when really I was owed £3,349!
- ASK TONY: I cancelled my iPhone contract with Orange more than a year ago, so why has it charged me more than £600?
- ASK TONY: I signed up for Sky in April, but they still haven't installed my landline
- I may get a £45k redundancy pay-off: what should I do with it and would keeping it in my name protect me if my husband and I ever got divorced?
- My bank closed my current account when I moved to Thailand: can I open a new British account without a UK address and manage it from here?
- TONY HETHERINGTON: 'Mint' left our coin gift short after it sold us LIV and ERP but not the OOL
- 'The taxman gave me a £783 rebate: now HMRC is demanding that I pay it back PLUS interest'
Currency | Rate | Buy now |
---|---|---|
Updated 05 Sep 2014. | ||
Euro | 1.239 | Buy Now |
US Dollar | 1.604 | Buy Now |
Australian Dollar | 1.6901 | Buy Now |
Canadian Dollar | 1.7262 | Buy Now |
Chinese Yuan | 9.6149 | Buy Now |
Croatian Kuna | 9.2685 | Buy Now |
Czech Koruna | 33.557 | Buy Now |
Danish Krone | 9.0642 | Buy Now |
Egyptian Pound | 11.393 | Buy Now |
Hong Kong Dollar | 12.273 | Buy Now |
Hungarian Forint | 377.6 | Buy Now |
Japanese Yen | 167.78 | Buy Now |
Malaysian Ringgit | 4.9889 | Buy Now |
New Zealand Dollar | 1.9196 | Buy Now |
Norwegian Krone | 9.8668 | Buy Now |
Polish Zloty | 5.0605 | Buy Now |
Singapore Dollar | 1.9876 | Buy Now |
South African Rand | 16.976 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 11.131 | Buy Now |
Swiss Franc | 1.4836 | Buy Now |
Thai Baht | 50.07 | Buy Now |
UAE Dirham | 5.8292 | Buy Now |
Latest from Holidays
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- Five tips to save money over the holidays and still have a great time
- You wait 20 hours for your delayed holiday flight - then 2 years to get compensation as airlines fight like crazy to wriggle off the hook
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- My hotel was overbooked so I was moved to another of a poorer standard. Can I get a refund?
- Want to cut the cost of your big day by £12k? Move it overseas! Where to book a dream wedding for less and how to avoid a budget-breaking nightmare
- How to fight back if your holiday turns to disaster: From lost bags, to cancellations, or hotels from hell don't shrug your shoulders - get money back
LATEST ON HOUSEHOLD Bills
- The Energy Switch: Join now to get an exclusive best buy gas and electricity deal that could save you hundreds
- How to get a cheaper smartphone: The essential guide to getting a new phone without breaking the bank
- Fix your bills: how to cut your everyday costs and keep saving money all year round
- Two million households could miss out on energy bill rebate - and millions more are charged THREE TIMES the price their suppliers pay for gas
- The trick to save up to 42% on the cost of a brand new bike - and why hiring one could save you £9-a-day in London
- Travel, home or specialist insurance for your gadgets? Families warned over policies that exclude expensive technology
- Water bills to fall 5% in real terms over the next five years, says regulator
- 'I double my discounts - and got £400 cashback': Save hundreds with our plan to beat rail rip-offs
- Customers urged to switch before the end of September to avoid £200 M&S Energy tariff hike
- Energy bills: Could you cut your bills by switching where are the best deals?
Latest from Cards & loans
- Save on your supermarket shop: The best rewards cards for cashback, points and perks
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- Borrow interest-free for 33 months: The best balance transfer credit cards to help clear your debts
- Heading on holiday and fancy having more to spend? Pick up one of the best debit and credit cards to help you avoid overseas fees
- Amazon scraps rewards points for popular MasterCard from next month
- Payday loan debt problems leap by 42% in a year says charity in call for tougher rules to protect vulnerable customers
- Our loans picks: This Is Money's five of the best personal loans
- How to reclaim your mis-sold payment protection insurance (PPI) premiums - for free
- Halifax launches its longest-ever purchase credit card allowing shoppers 20 months of interest-free spending
Latest from Investing
- Forget solar panels on your home, you could get a 7% return from the sun with a new mini-bond - but what are the risks of getting burnt?
- 'We saw this before the Wall St crash, the dot-com bubble and the credit crunch' - How Nobel economist Robert Shiller's CAPE warning light is flashing again
- TONY HETHERINGTON: US watchdog takes 'bank' Banc de Binary to court...but Britain lets it in
- Learn how to pick winning shares and become a better and richer investor at the free Stock Market Show
- THREADNEEDLE AMERICAN SMALLER COMPANIES: The fund that invests in up-and-coming firms set for rapid growth
- If you want the best returns, invest in the world's worst stock markets: How to use CAPE to beat the market - and the cheapest countries
- NEIL WOODFORD: Why I'm already selling out of HSBC - after buying into a bank for the first time since 2002
- SMALL CAP SHARE IDEAS: 'Exotic' Active Energy Group set for growth as it signs a landmark forestry deal with Canada's indigenous groups
- How to find the cheapest and best index tracker funds and take the hassle and cost out of investing
TOP CALCULATORS
- This is Money's calculators and tools All our calculators in one place. See how they could help you
- Historic inflation: how the value of money has changed The effects of inflation since 1900 and what past prices mean today
- True cost mortgage tool - rates AND fees Compare the cost of rival fixed and tracker rate mortgages
- Mortgage affordability: How much you can borrow Find out how much you can afford to borrow and the difference between repayment and interest-only
- Monthly or lump sum savings calculator How much a regular monthly savings scheme could make or a lump sum could be worth.
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