Taxman orders 30,000 parents earning over £50k to repay child benefit - but it's not threatening fines yet

Tough-talking letters: HMRC is pursuing 30,000 parents to claw back their child benefit

Letters have gone out to high earners whose families are no longer entitled to full child benefit, but who didn't account for this in their 2012/2013 tax return. The deadline for doing so passed on January 31, and HMRC is now chasing up possible hold-outs - although it admits some people's partners might have already declared and repaid anything owed. HMRC says if so you can just ignore its letter, and it is not fining people yet.

Stamp duty is 'postcode tax' on the middle class, say Tories: MPs demand Osborne raises limit to £500,000

Sale signs displayed outside houses in London, England. 
House sellers' asking prices in London, Cambridgeshire, Berkshire and Surrey have made the strongest gains since the financial crisis struck, while those in County Durham, the Isle of Wight, West Yorkshire and Teesside have the furthest distance still to recover, according to a property website.

PRESS ASSOCIATION Photo. Issue date: Friday August 22, 2014. With an average price tag of £1.5 million, average asking prices in central London and the City now tower 41.9% above the levels seen when the housing market was at its pre-crisis peak in May 2008, Rightmove has found. West London, which like central London has been a strong pull for wealthy overseas investors, has seen the next strongest price growth since the previous peak of the market, with average property asking prices now standing at £564,192, which is 41.7% higher than in May 2008. See PA story MONEY Prices. Photo credit should read: Yui Mok/PA Wire

Tory MP Anne Main said families were being forced to pay stamp duty on 'ordinary homes'. She said the levy had become a 'middle class postcode tax'.

Now that's digital banking: Barclays unveils 'finger reader' device which scans your veins in the latest bid to combat fraud

Plug 'n' go: The device will scan customers finger veins

Barclays has developed a futuristic finger-reading device to combat the growing threat of cyber criminals and has confirmed it could launch it across its customers in the near future. The device will allow users to scan their finger as a security check when accessing online bank accounts and authorising payments - negating the need for PINs, passwords or authentication codes.

Marks & Spencer banks on its name: Women lead way as banking arm of High St stalwart brand defies convention

Responsibility: Chief executive Sue Fox says she wants to restore a 'little bit of trust' into banking

As many big names are shutting branches, M&S; is opening them. There isn’t a pin-stripe to be seen. And to top it all, everywhere you look there are women.

TSB offers to pay home movers' council tax for a year - but does this latest mortgage incentive mean it beats rival deals?

House keyring and mortgage leaflets.





Image shot 2012. Exact date unknown.
CMWP4W

The lender is offering to pay the first year's council tax for first-time buyers and home-movers taking out one of its mortgages between 75 and 95 per cent loan-to-value.

Firms see highest demand for workers since 1998 but struggle to fill jobs amid skills shortage and fears over future outlook

In demand: Nursing, medical and care staff was the most sought-after for temp workers last month, says study

Growth in permanent job placements eased back from July’s five-month high, while temporary jobs grew at the slowest pace since May, according to research.

Rise of low-paid jobs in sectors such as care and hospitality is driving a real-term fall in wages, say unions

No middle: The proportion of both low and high paid jobs has increased but that of middle-income jobs has decreased in the ten years between 2001 and 2011 - and the trend is set to continue, according to the report

In the ten years between 2001 and 2011 the number of low-paid jobs and that of high paid jobs has soared, but the number of middle-income roles has fallen.

Like
MailOnline

Follow
@MailOnline

Premium Bonds winners

September 2014
Prize value Winning bond No. Area
£1,000,000 177KY773745 Dorset
£1,000,000 146DT529134 Tyne and Wear
£100,000 203XL824227 Kent
£100,000 161XK892594 Wales
£100,000 160GD625505 Avon
£100,000 149VX705827 Lincolnshire
£50,000 89SM904488 Cleveland
£50,000 217TQ407890 Norfolk
£50,000 204NH711486 Devon
£50,000 174MG179704 Surrey
£50,000 169BY257070 Gloucestershire
More Premium Bonds winners

FTSE LIVE: Footsie cuts its losses as a below forecast rise in US jobs eases fears on Fed rate hike

Jobs awaited: US blue chips ended lower overnight and Footsie drifted back in early trade with all eyes focused on a key US jobs report

US non-farm payrolls rose by just 142,000 jobs in August, marking the smallest gain since December, and well below expectations for an increase of 228,000. The US unemployment rate also fell to 6.1 per cent in August, from 6.2 per cent in July, to match a six-year low. Having been over 40 points lower ahead of the US data release, the FTSE 100 index recovered to be 24.0 points lower at 6,854.0.

BP could be forced to extend asset firesale after ruling of 'gross negligence' in Gulf of Mexico oil spill raises prospect of crippling £11bn fine

BP logo

Shares in the ‘supermajor’ slumped nearly 6 per cent, shaving some £5.3bn off the company’s stock market value, as investors were left stunned by the ruling.

Betfair suffers major investor revolt after relaxing targets for its former management team to collect share bonuses

Betfair models

A boost in profits from the World Cup wasn’t enough to assuage angered shareholders, and 32 per cent voted against directors’ pay.

Surprise rate cut and 'mini-QE' move by ECB sends stock markets jumping - but Draghi says no full-scale money-printing for now

Credibility test: ECB president Mario Draghi dropped a heavy hint at a late August gathering of central bankers that he is preparing to pump more liquidity into the euro zone financial system

European stock markets jumped higher today after the ECB unexpectedly cut its interest rates to new record lows and unveiled plans to buy loans to ease credit.

ALEX BRUMMER: Villainy in Federal courts as BP and investors being punished again by US justice system

Alex Brummer

The crude political exploitation of BP by Barack Obama’s administration and the ‘good ’ole boy’ network in the American South is an example of economic nationalism at its worst.

MARKET REPORT: Major shareholders at Britain's third largest vending machine specialist SnackTime hit as shares crash on profits warning

A computerised display of the FTSE 100 index

The board warned that full-year profits will be £2m or 15 per cent lower than previously forecast at £1.1m.

'We saw this before the Wall St crash, the dot-com bubble and the credit crunch' - How Nobel economist Robert Shiller's CAPE warning light is flashing again

This is Money interviewed Professor Robert Shiller at the European Finance Association's annual meeting and academic conference, held at Lugano in Switzerland

Professor Robert Shiller's measure for US stocks has got this high only three times in the past 130-odd years - in 1929, 2000 and 2007, each followed by a crash. This is Money talks to the Nobel Prize winning American economist about about how far stocks might plunge from here, what ordinary investors should do in these kind of markets, and the modern obsession with house prices.

Lock-in your mortgage until 2024: Leeds BS offers new chance to protect your home loan from an interest rate rise for a decade

In the next decade we will have had two more World Cups and Scotland may not be part of the UK anymore, but what if you could still be paying the same mortgage rate?

Another five-year fixed rate mortgage drops below the 3 per cent barrier as West Brom cuts its latest deal

West Brom, which only launched a five-year fixed rate deal at 3.09 per cent a couple of weeks ago, has reduced the offer to 2.99 per cent and cut the fee from £999 to £599.

SIMON LAMBERT: The long-life mortgage game keeps high property prices afloat - but remember the house always wins

This is Money editor Simon Lambert

Getting your mortgage cleared as early as possible used to be a prized ambition, but that mood seems to have gone the way of the Ford Escort and tape machine. Four times as many first-time buyers and homemovers now take on 30-year-plus mortgages than in 2005. A long-life mortgage may be the key to securing a home, but don’t forget how banks and building societies profit on this.

COMMENT: Small Business Advice Week is a chance to change our outlook to 'positive' and transform start-up ideas into a reality

Support: Small business Advice Week

'The future’s bright, but the people are in the dark - it’s time to let them know what they can achieve', says Jack Watts, campaign leader for Small Business Advice Week.

Interest rates remain at record low as wage and house price uncertainty quell calls from rebels for a rise

Decisions: Bank of England governor Mark Carney voted against a rate rise at last month's meeting

Bank of England rate-setters voted to keep borrowing costs on hold, where they have been since March 2009, despite recent first signs that members see a case for higher interests rate.

The future of shopping? Shoppers to have offers pinged to their phones and soon deals will be following you round supermarkets, cinemas and cafes

one stop.PNG

When a shopper goes into any of One Stop's chain of 740 convenience stores, they will be sent promotions that the retailer believes will appeal to them.

ASK TONY: How did I get a £2,106 tax demand when really I was OWED £3,349!

Tax demands: If an error is not picked up, it can grow into a bewildering and devastating problem

Last September, I received £500.13 of overpaid tax back from HMRC. Then, in January, they said I owed £1,071, but the very next paragraph of the letter stated I must pay £1,606.50 by January 31. I was due to have major surgery on January 24, so I put it aside. On February 20, I received a final reminder and phoned HMRC the next day. Then I was told I owed £2,106.65 - which I paid. Last month, I received another demand of £535.50, which I paid immediately.

Pensions shake-up sees annuity sales plunge: Insurers say number taking an income has slumped by up to 50%

Legal & General's sales had fallen by 49 per cent with those of other financial advisers dropping by 23 per cent and 40 percent as a result of the 'radical' changes made to pensions.

The hidden dangers of the great rent a room boom: It's all the rage - but you could face a tax bill and invalidate your insurance

Extra cash: Tens of thousands of property owners are renting out their properties through websites like Airbnb

Tens of thousands of property owners are signing up to websites that let them make extra cash by renting out a room or their whole home to tourists for a day. This is done through new websites, such as Airbnb and HouseTrip, which act as middlemen between home-owners and travellers. But experts fear owners have no idea that renting out their homes like this can put them in peril of having their mortgage revoked and their home insurance cancelled, as well as being hit with a huge tax bill and even an investigation.

Borrowers urged to fix mortgages early to beat the interest rate rise threat, as lenders cut costs on best buys

Rate rise threat: Borrowers can lock into a new deal without having to wait for their current deal to end

Experts predict the Bank of England will not raise interest rates until early next year, but some mortgage rates are getting more expensive in anticipation. Borrowers don't have to wait until the end of their current deal if they are concerned about rate rises and want to lock into a new deal now. We reveal the top rates.

Great British Bake Off boosts sales of baking goods by two-thirds since the recession... and the price of flour and cooking chocolate even dips after the final!

Sales spike at Christmas, Pancake Day and Easter – and now there's another stalwart in the culinary calendar: The Great British Bake Off season. The graph produced by shopping insight consultancy IRI for This is Money reveals that baking sales surged during every season of the hit show – and the increase in sales is rising every year as the Bake Off grows in popularity.

JAMES CONEY: Make insurers pay for their mistakes that give savers a false impression of their retirement income

James Coney

As our story proves, these kinds of admin problems can seriously jeopardise the rigorous plans of diligent savers. Colin and Joyce Howard had meticulously planned their future, based on the quotes the Prudential sent them in 2012. They trusted the firm to get it right. That was their mistake. In fact, the Pru let them down badly three times.

THREADNEEDLE AMERICAN SMALLER COMPANIES: The fund that invests in up-and-coming firms set for rapid growth

Small companies: Fund manager Diane Sobin

Popular are healthcare and pharmaceutical companies, which stand to benefit from the increased availability of medical services through Obamacare.

Amazon scraps rewards points for popular MasterCard from next month

End of rewards: Remaining points on the Amazon MasterCard will be transferred into a gift certificate

The Amazon MasterCard is provided by MBNA, part of Bank America, and offers two points for every £1 spent at Amazon and one point per £1 elsewhere.

AA Savings easy-access web savings account pays top 1.4% for one year - but rate drops to 0.5% once bonus ends

New account: AA Savings Internet Extra issue 16 pays a top 1.12per cent after tax for one year

AA Savings, part of Halifax, has launched an easy-access internet-based account, Internet Extra issue 16, paying a top 1.4% - but it includes a meaty bonus that drops off.

'Cheap' mortgages that could cost you £85k more: Home-buyers sleepwalking into extra debt as mortgage terms soar past 25 years

Long-haul: CML figures show the number of mortgage borrowers taking out deals for longer than 30 years is growing

The number of borrowers taking out longer-term mortgages has soared in recent years according to data from the Council of Mortgage Lenders. While borrowers can shave £100 a month off a £200,000 mortgage by stretching from 25 to 30 years, they would pay back more than £27,000 extra. Stretching to the 40 year terms offered by major mortgage lenders would see borrowers end up paying back almost £85,000 extra.

Rate hike pressure rises after service sector shows strongest growth for 10 months to confound predictions of a slowdown

Services support: The dominant UK services sector continued to grow strongly in August

The Markit/CIPS services purchasing managers' index (PMI) jumped to 60.5 last month, up from 59.1 in July and well above the 50 level which indicates growth.

Official data shows Britain's downturn was less deep than thought with growth stronger as economy pulled out of recession

Conundrum: The revised growth data failed to provide a solution to the so-called 'productivity puzzle' facing the Bank of England, with output per hour worked at the end of 2012 still around 12 per cent below the projected path had pre-downturn rates of expansion been maintained

Changes to methodology used by the Office for National Statistics show gross domestic product (GDP) shrank by as much as 6 per cent in the depths of the recession.

Payday loan debt problems leap by 42% in a year says charity in call for tougher rules to protect vulnerable customers

Debt charity StepChange helped nearly 13,000 more people with loan problems in the first six months of this year compared with the same period in 2013. The charity called for stricter lending rules to help protect vulnerable customers from sliding into unaffordable levels of debt.

Learn how to pick winning shares and become a better and richer investor at the free Stock Market Show

Knowledge is power: You are unlikely to ever become the next Warren Buffett, but the Stock Market Show can help you improve your investing

If you fancy yourself as the next Warren Buffett or Neil Woodford, or are just starting to build your share portfolio, don't miss a free chance to learn about picking winning shares at the Stock Market Show, which is being backed by This is Money. The free show gives investors the chance to get tips on valuing and picking shares, investing strategy and grill the bosses of small companies catching the market’s eye.

Standard Life shareholders set for £1.75bn windfall after £2.2bn sale of Canadian operation to Manulife

Deal: Standard Life said it had sold its Canadian operations to Toronto-based Manulife for £2.2billion

The shareholder return, which is the equivalent of 75p per share, will be welcomed by the firm’s 1.2million retail investors. Shares jumped 9 per cent in early trade.

'We have to take our destiny in our hands': New Tesco chief Dave Lewis promises major changes

'Drastic Dave': The new chief executive warned of major reforms to all parts of the company

Lewis has been parachuted into the boardroom a month earlier than planned after new figures revealed the depth of the malaise at Britain’s biggest grocer.

EasyJet and Aer Lingus join rival Ryanair in reporting August passenger boom

Passenger boom: EasyJet notched up a healthy rise in traffic during August

EasyJet and Irish carrier Aer Lingus saw a surge in passenger numbers last month, mirroring the performance of Ryanair which notched up record August traffic.

Richard Branson prediction fails to fly as Virgin forced to axe underperforming destinations

Blurred vision: The decision to ditch the routes comes just two years after Branson predicted that Virgin could make its Mumbai route a 'great success'

Sir Richard Branson's airline is abandoning flights to Mumbai and Vancouver just two years after launching them, while Cape Town and Tokyo Narita are also being axed.

If you want the best returns, invest in the worst stock markets: How to use CAPE to beat the market - and the cheapest countries

Russian roulette: Investing in the world's cheapest markets should deliver the best returns, says Mebane Faber's global value strategy.

If you target the cheapest stock markets - rather than expensive ones - then you hugely increase your chances of success, says Mebane Faber. The leading investor argues that the worst places to invest in are not the cheap markets belonging to troubled economies, but the investors' darlings that have been chased to heady valuations. We caught up with him and can reveal where is 'cheap' by CAPE ratio.

Investors start to shun bonds and gilts and load up on shares, investment trusts and funds: We reveal the top Isa investments

Isa: Investment and cash Isas let you keep money away from the taxman

The amount going into investment Isas was the biggest inflow since HMRC started recording the data in 1999, so where have people been putting there money?

How can I tell if a market or share is cheap or expensive? The CAPE or Shiller PE ratio explained

What is CAPE? I want to track markets and shares to find out if they're expensive or cheap

I've heard about the CAPE or the Shiller PE ratio which can tell you what markets or stocks are cheap or expensive. This sounds very useful so how does it work?

I may get a £45k redundancy pay-off: what should I do with it and would keeping it in my name protect me if my husband and I ever got divorced?

Redundancy money: What is the best thing to do with a 45k payout?

There are redundancies where I have worked for 15 years and the package is not bad. I could be looking at an offer of £45,000. My husband says I should pay off a chunk of the mortgage, but should I put it in a pension? Also, what happens to the money if we divorce? Our experts answer.

My bank closed my current account when I moved to Thailand: can I open a new British account without a UK address and manage it from here?

Home Thai: Our reader has had their bank account shut down because they no longer have a UK address.

I am an expat living in Thailand and because I have no address in the UK my bank has closed my account. Can you suggest a bank/account in the UK that offers internet banking and a debit card that would be suitable. I intend to open the account with £3,000 and will continue paying in but not every month.

ROS ALTMANN: Leaving older workers on the scrapheap will damage businesses and growth in the long term

Dr Ros Altmann CBE is a leading pensions expert and campaigner and the government's Older Workers Champion

People are simply not 'old' in their sixties any more. They have experience, energy and skills that we should not allow to go to waste, says Dr Ros Altmann CBE.

Two million households could miss out on energy bill rebate - and millions more are charged THREE TIMES the price their suppliers pay for gas

Concern: Wholesale gas costs have halved in six months, but household bills have not fallen

Official estimates suggest that as many as seven per cent of households – the equivalent to about 1.8million households – will never see the £12 a year rebate.

Clydesdale and Yorkshire launch fee-free mortgages for small deposits and tempt with £500 cashback

Low rates: Borrowers could get £500 cashback from Clydesdale and Yorkshire Banks

Cashback is the fashionable weapon of choice used by mortgage lenders when trying to attract business, and now the lenders are offering two and five-year rates.

'I bought a car that runs on LPG and it's halved my fuel costs': Five ways to drive down the high price of motoring

It's a gas: Dave Bromage bought a Seat Ibiza fitted with an LPG tank

Dave Bromage purchased a Seat Ibiza already fitted with an LPG tank for £3,500 and says it has slashed his bills. We reveal five ways to save on the cost of cars.

Forget solar panels on your home, you could get a 7% return from the sun with a new mini-bond - but what are the risks of getting burnt?

Solar: A mini bond is offering returns of 7 per cent from solar farms

Solar power company Belectric has launched a mini- bond called the Big60million, giving every member of the UK population the chance to invest in its site in Willersley, Gloucestershire. It has a minimum investment of just £60 and is offering annual returns of 7 per cent before tax, but is now the time to reach for the sun?

A run on powerful vacuum cleaners? Sales rocket 44% as households scramble to buy best models before EU ban

Online electrical retailer ao.com told This is Money it had its best ever day for vacuum cleaner sales last Friday as customers picked up a model with a power rating above 1,600 watts before they are outlawed by the EU. Sales were up 44 per cent last week on the same period last year. Tesco also saw sales rocket by 44 per cent over the past two weeks as panicked customers rushed to get their hands on popular 2,000W models.

A collector's item in your windscreen? Old tax discs could be worth a bob or two after they are abolished - including the final ones

Collectors' items: Old tax discs are in demand

Tax discs are bought and traded by collectors called velologists - and their numbers have been on the rise in recent years. Hundreds of pounds exchange hands for the right vintage and condition disc. Yet tax discs will be abolished from October in favour of electronic tracking and so as the final few discs are issued, the final set and more old ones may become something of a collectors’ item.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money: How to cut what you spend and put more in your savings

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 – updated – money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

DIY investing: How to pick the best platform for you.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

The cheapest DIY investing Isas and Sipps for fund investors

Fees: Platform charges can eat into your returns

We reveal how much it would cost you in both pounds and percentage terms to invest an Isa or pension in funds through the best known DIY investing platforms.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

Starting out: Fund tips for beginner or cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? Inflation slides to 1.6% making a 2014 rate rise an increasingly long shot - but two hawks vote for a hike

Will slow and steady win the race? The Bank may have to raise rates sooner than planned, one MPC member has hinted.

Inflation has dipped again following last week's Inflation Report, which put low wage growth on the table as a reason for keeping rates down for now. Governor Mark Carney admitted there was tremendous uncertainty on slack and the Bank has now placed wage growth on the table as another key decider on when rates should rise. He reiterated: 'Increases in Bank Rate, when they come, are likely to be gradual and limited.'

Ten tips for buy-to-let: the essential advice for property investors and pick of the top mortgage rates

Buy-to-let: Ten things you need to consider before investing

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Read our top ten buy-to-let tips

Looking for a better bank? This is Money's five of the best current accounts

Best five: which current accounts offer the best perks?

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

Rising house prices could give some homeowners the chance to grab a cheap mortgage. What next for mortgage rates?

Lock in a five-year fix now: The bank rate could rise as early as next year, which would send mortgage rates up

While some may be left kicking themselves that they didn't take advantage of super low rates, there are still plenty of opportunities around. So should you fix?

Our savings picks: This is Money's five favourite best buy cash Isas for 2014

number 5

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Compare your pay to the national average in your job: League table of official UK salaries across 400 trades and professions

Best paid jobs: Where would the hard workers of Call the Midwife sit in the pay league?

Midwives in the UK get paid on average £29,248: so where does your salary fit into the national league table, and how does it compare to the average in your profession? Our table lists hundreds of Britain's jobs from company executives and doctors to van drivers, waiters and textile machine operators.

   

MOST READ MONEY

ONLINE FORUM: Please do not follow links to websites, particularly ex-display kitchens. They are being posted by professional spammers.

Tourist rates

Currency Rate Buy now
Updated 05 Sep 2014.
Euro 1.239 Buy Now
US Dollar 1.604 Buy Now
Australian Dollar 1.6901 Buy Now
Canadian Dollar 1.7262 Buy Now
Chinese Yuan 9.6149 Buy Now
Croatian Kuna 9.2685 Buy Now
Czech Koruna 33.557 Buy Now
Danish Krone 9.0642 Buy Now
Egyptian Pound 11.393 Buy Now
Hong Kong Dollar 12.273 Buy Now
Hungarian Forint 377.6 Buy Now
Japanese Yen 167.78 Buy Now
Malaysian Ringgit 4.9889 Buy Now
New Zealand Dollar 1.9196 Buy Now
Norwegian Krone 9.8668 Buy Now
Polish Zloty 5.0605 Buy Now
Singapore Dollar 1.9876 Buy Now
South African Rand 16.976 Buy Now
Sterling 1.0 Buy Now
Swedish Krona 11.131 Buy Now
Swiss Franc 1.4836 Buy Now
Thai Baht 50.07 Buy Now
UAE Dirham 5.8292 Buy Now

Long-term savings

Monthly savings plan

Find out how much a regular monthly savings scheme could make me.

Results
Or lump sum investments

Calculate how much a lump sum investment could be worth.

Result

Mortgage Affordability Calculator

Your monthly payment

Enter how much you plan to borrow and find out your monthly bill. Assumes interest calculated annually.

Result
Your total mortgage

Enter the amount you can afford to pay monthly (eg. your current rent) to find out how much you can borrow...

Result
Are you over-stretching

How much of your income goes on your mortgage?

Result

Broadband

Cheapest broadband

Search for the best providers in your area

Insurance

Cheapest insurance

Compare thousands of policies

Energy bills

Energy bills

You could save £££s on your energy bills. Find out in seconds

Credit check

What does your credit rating reveal?

Get a FREE trial credit check today to see what the financial services industry can see about you

GO

Warranties

Extended warranties

Get cheaper cover on

Car insurance

Cheaper car insurance

Compare more than 100 insurers in less than five minutes

GO

Mortgages

Best mortgages

See today's latest mortgage rates and get a free consultation with an adviser

GO

Home insurance

Cheaper home insurance

Compare home insurance quotes from 75+ companies

GO