A third of homeowners would struggle to make ends meet if the Bank of England raised interest rates to just 2.5 per cent, according to new research. Despite repeated warnings that interest rates will rise and lenders will subsequently raise mortgage rates, just 14 per cent of people said they had been preparing for higher monthly payments in future, said ICM Research.
Holidays in the UK are booming, so get ahead by investing off the beaten track, says Mary Wilson.
Chelsea is offering a two-year fixed rate at just 1.44 per cent while Yorkshire has a deal at 1.47 per cent.
Buying abroad comes with a range of factors to consider from location, to the exchange rate and tax implications, as well as the risk of getting scammed.
Boom times are back in the mortgage market - with lenders launching a bewildering number of new deals. Henry Kruis, pictured, went for a five-year fix.
In the last year alone, the total value of buy-to-let homes has risen by £109.5billion - or 13.3 per cent.
House prices are no higher than they were in 2004 once the effect of London is removed, claims new analysis. The average house price recorded by monthly Land Registry figures stands at £177,299, but with Greater London removed property values across England and Wales stand at just £133,538. This is in line with July 2004 and should dispel fears of a new national house price bubble, says property investment specialist London Central Portfolio, which did the research. ...read
One in ten of the 2.6million households with interest-only mortgages are thought to have no plans in place to repay them.
The new move to squeeze money from foreign homeowners comes as British buyers are increasingly tempted by lower property prices and mortgage rates.
Soaring property prices in London will be a thing of the past from next year with values set to flatline until 2019, according to forecasts.
The British Chambers of Commerce has called on the Government to pay homeowners 150 per cent of their property value to make them move from the HS2 route.
Whether you are looking to buy your first home or moving up the property ladder, we reveal the essential things for making your move successfully from finding the best home and securing the right mortgage for you to moving in and setting yourself up in your new home.
'It is no longer the case that the entire onus is on the purchaser to uncover potential problems with a property,' says Jeremy Raj, a partner in residential property at London law firm Wedlake Bell. 'Quite simply, if the seller or selling agent has information that might adversely affect the value of the property or the new owner's enjoyment of it, they are obliged to disclose it.'
Homebuyers with small deposits have begun to see fixed mortgage rates fall back below 5 per cent as confidence returns to the market.
Which? found more than 40 different names for fees and charges across the mortgage lending market, with arrangement costs rising from £878 to £1,588 in 5 years.
Denise Lawes is a big fan of the scheme after buying a flat in Greenwich. Here are six shared ownership facts that prospective buyers need to know.
We're all going up in the world. From simple attic conversions to elaborate roof designs, our desire to extend our homes into the loft remains undiminished. For most people, it's a pragmatic option fuelled by a burgeoning family or the need to work from home. For others, inspired by the industrial earthiness of New York's Meatpacking District or the cavernous spaces of Shoreditch's former factories, it's more of lifestyle choice. An attic conversion adds light, space and value to your home, says Emma Page ...read
The BofE outlined new rules on Friday forcing banks to hold up to £5 in reserve for every £100 they lend. But the proposals sent Barclays shares soaring.
House prices dipped in seven out of 10 regions last month in further evidence the steam is starting to run out of the market, data indicates.
Pensions Minister Steve Webb has written to mortgage bosses to say he's 'deeply concerned'.
Last year, half of all first-time borrowers took out a home loan that ran for more than the traditional 25 years. In 2007, just 30 per cent of first-time borrowers opted for these longer loans.
Lloyds is offering £1,000 cashback on remortgages or up to £700 for first-time buyers, but you will need a sizeable deposit and to take out its current account.
While some may be left kicking themselves that they didn't take advantage of super low rates, there are still plenty of opportunities around. So should you fix?
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Lower house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips ...read
High rents and strong house prices have sparked a boom in the number of young people queuing up to stay in unoccupied buildings as their guardians or to work as live-in companions or au pairs. Security company Global Guardians has a 10,000-strong waiting list for those wishing to stay in the properties that it looks after. Stuart Woolgar, its head of security, says: 'We've seen a massive boom in interest. Rents are so expensive that they are beyond the reach of all but the minority.' Laura Ryan is one of them. ...read
Within the next 12 months, about seven million people in Britain will research building their own property.
Foxtons has seen a 'sharp and recent slowing of volumes' in London property sales following a bumper nine months to June, the estate agent reported this morning.
Home hunters spend just 25 minutes viewing a house or flat before making up their minds to buy - less than half the length of an episode of Location, Location, Location.
A specialist lender helped Julie Croney (pictured) get the mortgage she needed when she bought her first home earlier this year.
Complaints about mis-sold equity release schemes are rising as homeowners aged over 55 borrowed a record £1billion against their property in nine months, according to the Financial Ombudsman.
The only other cities to have surpassed their pre-crisis peak are Oxford, Aberdeen, Bristol, Portsmouth, Southampton and Bournemouth. It is a new index from the property market analysts which looks at 20 cities across Britain. Cambridge houses a world-famous university and a booming biomedical industry, with AstraZeneca opening a £330m research facility by the end of 2016 in the city. ...read
Property values have soared 11.7% in a year, according to the ONS, which said that even with London and the South East removed prices are still up 7.8%
Properties in the National Parks of England and Wales are an average of £125,796 or 58 per cent higher than the surrounding area, the research from Lloyds Bank found.
House prices will dip by 0.8 per cent next year according to the Centre for Economics and Business Research who predicts 2015 will be a 'turning point' when it comes to runaway home values.
A study by property website Rightmove and experts at Oxford Economics predicts house values will soar 37.3 per cent in the South East by 2019.
Brokers said fears over fresh eurozone issues could combine with the other factors to drive down the cost of mortgages even further. The news came after a week in which global stock markets plummeted. Weak data for the German economy, coupled with Christine Lagarde's International Monetary Fund warning of a slowdown in Eastern Europe, sparked a sell-off. The developments have forced down 'swap rates' - the rates at which banks borrow to issue long-term home loans. ...read
When the Government bailed out the bank, customers thought they'd get help too. Yet some are now stuck with part of their 125% mortgages on sky-high rates.
The offering came as the Bank of England warned a base rate rise would be pushed back and was days after the Leeds Building Society, Halifax and Nationwide cut their rates.
Times are getting tighter for landlords. They are being forced to rein back on rent increases, facing a wave of 'tenants behaving badly' and risking fines if they do not check their tenants are in the country legally. Ralph Tennent (pictured) is a long-term buy-to-let owner, he says keeping tenants happy is the key to success. ...read
From October 1, every lettings agent must be a member of an ombudsman-style scheme as the Government tries to clamp down on dodgy agents.
Property owners could find it much harder to become accidental landlords within the next two years as a result of forthcoming European legislation.
I have been working outside the UK, but received a job offer recently and will be heading back. My new employment in the UK will start from 1 October. I plan to buy a house. But the lender I contacted told me that I cannot get any mortgage until I have worked in UK for three months. Are there any specialist lenders from who I can obtain a mortgage? ...read
I have been living in a flat for seven years which I bought for residential purposes. I have a mortgage with Nationwide which is on a standard variable rate.
Esure rejected the claim because it said some of the stolen items were worth more than the value for which we had insured them. They are worth more now than when we got them.
I have just sold my late father's house, and as executor will have to distribute £400,000 four ways to my siblings, giving us each £100,000. Will we have to pay CGT?
I have been renting a house from a family member who recently died. The house was left to me in the will but the executors are requesting I continue to pay rent.
Are you hoping to get a foot on the property ladder? This Is Money's step-by-step guide explains how first-time buyers can get the best deal on their mortgage, make sure they pick the right choice for them and avoid the market's traps. We explain what new buyers need to know, and how they are being offered assistance from the Government in the form of Help to Buy.
Paying off your mortgage early is one of the best investments you can make, slashing thousands off what is likely to be your biggest debt. See our guide
Find out how much you can afford to borrow with This is Money's mortgage affordability calculator, and see the difference between capital repayment and interest-only deals
Read our steps for avoiding mortgage arrears if you feel you are about to fall into the red
Choosing the right way to buy life insurance can save you thousands of pounds. We explain the trick to getting the best deal
Join the let set
The best up-and-coming areas to buy a property to cash in on growing demand for UK holiday homes
The building society with 160 different two-year fixed rate offers
How to navigate your way through the mortgage maze and bag a good deal
A third of homeowners would struggle if interest rates rose by 2%
And only a handful have prepared for higher costs
Value of buy-to-let properties set to smash £1TRILLION barrier
But it's harder to make money as more novice landlords join the fray
Tempted to buy a property by record-low French mortgage rates?
France could squeeze second home owners again with a 20% tax rise
The lost decade
House prices stuck at the same level as 2004 once inflated London property market is removed
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The skeletons in the property closet that house-sellers are obliged to reveal
A loft conversion can add 20% to the value of your home
So what are the do's and don'ts of extending into the roof?
The 0.99% mortgage
Loan price war as HSBC offers record low deal
'I live with 50 people in an old care home'
Priced out of the rental market? Then join the army of home guardians
The homebuyer's guide: How to find the best home, secure a mortgage and get ahead in the property game
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