The opaque world of short selling shares has been a hot topic for investors ever since the financial crisis erupted six years ago.. If you can learn to spot some of the signs in stocks that short sellers look for, you'll be better placed to remove them from your portfolio - but where do you look? Ben Hobson of Stockopedia reveals the short-selling strategies that the experts are using.

This is Money has rounded up some of the best deals across the major UK retailers. British retailers are keen to turn so-called Black Friday into a major shopping event in the UK, with stores such as Boots and House of Fraser promising to slash prices by as much as 70 per cent. Industry leaders suggest internet spending alone on Friday will hit an all-time high for a single day of £555.5million - over £385,000 a minute.

Active fund managers are often accused of ripping off investors through the fees they charge to manage money. But even lower-cost tracker funds can have big disparities in charges for following the same markets, meaning you could be paying over the odds. We reveal the gaps to mind across the UK, US, eurozone and emerging markets.

There are two main choices when it comes to managing your money, doing it yourself or using a financial adviser. The value of that advice can be sizeable if it can deliver a better lifestyle, improved investments or a bigger pension. But there are also plenty of things you can do yourself. Before considering seeking advice, there are some easy steps you can take to get your finances in order.

The letters and emails have landed with depressing regularity over the past two years for savers. They often contain some weasel words, such as 'great rate', 'competitive offer', or 'rewarding', yet the overall gist is the same - your already paltry savings rate is being cut. But next time you read an excuse about the difficult low interest rate environment consider this, Britain's banks and building societies are doing quite nicely.

Websites have become the major way of buying a home in the UK, with around 100million visits from property hunters every month. Now a new website, called On The Market, is set to launch in the new year to challenge dominant existing online property giants Rightmove and Zoopla. On The Market has caused controversy because of a contract it is asking other agents to sign. This effectively bans estate agents who want to join On The Market from advertising properties on one of the other two,

While spring and summer are the busiest times to market your home, it's not always the best time to sell. Common wisdom suggests avoiding selling in winter, but some agents argue that with less properties to compete with and only the more serious buyers on the hunt, it can be a good time to market your home.

Optimistic investors have piled in, doing what is called 'pricing in the upside' as India's leader gets started on the task of transforming its fortunes. Narendra Modi, who is something of a star on the world stage, was elected last May on a programme of addressing big and long-neglected problems in his country's economy. India funds have been top performers this year, so we asked finance experts to give their take on Modi's plans and offer some investing tips.

My brother is very ill and awaiting an operation to remove a cancerous tumour. He has been appealing to Virgin (supported by his oncologist) to reconsider his agreement to sign up for a very comprehensive Virgin package, including high-speed broadband, phone and TV. He lives alone, cannot work and is living on social security benefit while suffering from oesophagus cancer. He was sold the package while undergoing his second round of chemotherapy and is awaiting a major operation in November.

Every, drivers spend an extra £2bn on car insurance simply by accepting the premium offered to them by their current insurer. Often this happens because customers don't realise that their annual policy has been hiked from one year to the next. They think that because they got a good deal 12 months ago - and nothing has changed since - their insurer will reward them as loyal customers the following year. But, often, nothing could be further from the truth. The Gutteridge family (pictured) suffered at the hands of their insurer.

As a child, Helge Lund developed a keen love of bread-making - so much so that he would routinely beat his four siblings in their weekly family bake-off. But the veteran oil boss, who is now 52, will be making a different kind of dough when he takes the top job at FTSE 100 exploration firm BG Group in March. A controversial £25million pay deal will see him collect up to £13million a year with an additional £12million in shares when he arrives.

Splashing out on home improvements not only makes your house a more enjoyable place to live, but it if done right it is also likely to give its value a boost. The average home improvement would add a healthy 10 per cent to the value of a home, research from peer-to-peer platform Zopa claims. It asked users who had taken out home improvement loans through the platform what changes they made and how much profit they reckoned they got on what they spent on the work.

We're running a series of articles asking experts what lessons, with the benefit of their experience, they would give their younger selves. Andy Nevett, a financial planner for Freedom Financial Planning in High Peak, Derbyshire - has been running workshops with 18-year-old rugby players about financial planning and budgeting for life after rugby. Here he shares the ten things about money that he wishes he had known when he was younger.

From January the paper document that lists a driver's endorsements and disqualifications is to be axed - following in the footsteps of the tax disc. But trade body the British Vehicle Rental and Leasing Association fears the DVLA will not have an online service that UK car rental companies can access to gather the information about a driver on time. The DVLA has also warned on fraudulent emails asking drivers to verify their licence.

Farmers have become a huge target for cyber crooks looking to swipe bank accounts of fresh EU funds, Financial Fraud Action UK has warned. At this time of year, bank accounts of farmers are likely to be full after receiving funds as part of the EU's Common Agricultural Policy. Next week, many will receive large sums into accounts.

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

A warning of a global slowdown has underlined fears over growth, expected to keep interest rates down. Interest rates may remain stuck at 0.5 per cent until next autumn and inflation could fall below 1%, according to the latest Bank of England Inflation Report. Market expectations highlighted in the Bank's report are that rates will start to rise in late 2015, moving gradually up to 1.75 per cent in three years' time.

Midwives in the UK get paid on average £29,248: so where does your salary fit into the national league table, and how does it compare to the average in your profession? Our table lists hundreds of Britain's jobs from company executives and doctors to van drivers, waiters and textile machine operators.