TAKE YOUR POST-FILING FINANCIAL MANAGEMENT CLASS

You are required to take a financial management class within 45 days after the date your creditors meeting was first scheduled to take place.
DO NOT take it before you file.



The class providers are independent organizations not affiliated with Alex Wathen

Please provide the class with Alex Wathen's email enabling them to email a copy of the certificate.


DC = debit cards (a non-filer can authorize the use of their credit card).
MO = money orders (by mail)
WE = Western Union
PP = PayPal.com
ACH = check by phone

Class Providers

Academy of Financial Literacy (DC/MO/PP) $21.50 per household. The others charge couples double!

A 24/7 Bankruptcy Class, Inc. (DC/MO/CH/WU/PP/ACH) $17.50 per person.

Hummingbird (MO/DC) $19.00 per person.

InCharge (DC/MO/ACH) $25.00 per person.

“At the end of the seventh year you are to cancel the debts of those who owe you money.”
Deuteronomy 15:1

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Download my prospective client intake form for Adobe Acrobat and MS Word formats.


E-mail Alex Wathen.



“Honest people are routinely taken advantage
of by powerful banks and finance companies
who know the rules. My goal is to level the
playing field.”

Alex Wathen


Office: 13201 Northwest Freeway, Suite 800, Houston, TX 77040 (281) 999-9025

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These are the silly disclaimers I am required to put here:

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Licensed to practice law in Texas, the United States District Court for the Southern District of Texas, Western District of Texas, Eastern District of Texas, Northern District of Texas, the United States Courts of Appeals for the First, Third, Fourth, Fifth, Sixth, Seventh, Eighth, Ninth, Tenth, and Eleventh Circuits, as well as the United States Supreme Court. This site is neither sponsored, endorsed or approved by the law firm of Kubosh & Associates. Alex Wathen is solely responsible for its contents. This site provides only general information and is not a substitute for a face to face consultation with a bankruptcy attorney such as Alex Wathen. Neither is there ever an attorney client relationship created by the use of this site including the submission of any bankruptcy questions or other information. For more information contact Alex Wathen, 13280 Northwest Freeway, Suite F352, Houston, TX 77040, (281) 999-9025 bkinquiry@gmail.com