DO YOUR MANDATORY PRE-FILING CREDIT COUNSELING NOW

You will not have to pay anything right now, you pay when you come to my office to sign up.


Doing the credit counseling online here is not a contract or a promise on behalf of Alex Wathen to represent me.
The counseling is provided by Hummingbird Credit Counseling and Education which is an independent non-profit organization not affiliated with Alex Wathen
Before the counseling can be finalized and a certificate issued the fee of $49 must be paid to Alex Wathen or other acceptable payment arrangements made.
Under the new Bankruptcy law you are not eligible to file unless you actually have a certificate from the credit counsling agency.
Alex Wathen will only finalize certifications for those who file bankruptcy with him as their attorney. Others seeking a certificate should contact Hummingbird.

If you want to file the same day as your appointment, it is important that you finish your credit counseling including the final telephone component at least the day before your appointment. Click here to make an appointment. Additionally, you should also have completed the online intake form fully including the gross income figures for the last 6 months before the current month. Emergency filings have risks and should not be undertaken lightly. It is important that we have as much information as possible available before we file.



Remember to call Hummingbird at (800)645-4959 to do the brief telephone component once you are done online.

Click here to start your credit counseling.

“At the end of the seventh year you are to cancel the debts of those who owe you money.”
Deuteronomy 15:1

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Download my prospective client intake form for Adobe Acrobat and MS Word formats.


E-mail Alex Wathen.



“Honest people are routinely taken advantage
of by powerful banks and finance companies
who know the rules. My goal is to level the
playing field.”

Alex Wathen


Office: 13201 Northwest Freeway, Suite 800, Houston, TX 77040 (281) 999-9025

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These are the silly disclaimers I am required to put here:

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Licensed to practice law in Texas, the United States District Court for the Southern District of Texas, the United States Courts of Appeals for the First, Third, Fourth, Fifth, Sixth, Eighth, Ninth, Tenth, and Eleventh Circuits, as well as the United States Supreme Court. This site is neither sponsored, endorsed or approved by the law firm of Kubosh & Associates. Alex Wathen is solely responsible for its contents. This site provides only general information and is not a substitute for a face to face consultation with a bankruptcy attorney such as Alex Wathen. Neither is there ever an attorney client relationship created by the use of this site including the submission of any bankruptcy questions or other information. For more information contact Alex Wathen, 13280 Northwest Freeway, Suite F352, Houston, TX 77040, (281) 999-9025