Bank customers remain devoted to free current accounts despite 'unspoken bargain' they must pay hidden fees instead

NEW Fewer than one in three customers surveyed said they trust their bank and around half would be likely to switch bank if an upfront fee was introduced instead. A PwC report argues that in reality, current accounts are not free at all as they are funded through overdraft charges, penalty fees and uncompetitive or zero rates of interest. PwC argues this is unsustainable and could mean more mis-selling scandals.

Blow for new Greek government as Angela Merkel insists Greece MUST pay its debts

Greece's new government is looking for a compromise on the tough austerity conditions imposed on the country. But German Chancellor Angela Merkel says banks have already cut 'billions' from its debts.

Upmarket leather goods firm employing Prime Minister's wife Samantha Cameron based in tax haven

Smythson is owned through a holding company in Luxembourg and linked to a secretive trust in the Channel Island of Guernsey, another well-known tax haven.

Wondering what to do after Crispin Odey's prediction of a shares bloodbath? Don't panic - but DO diversify your investments

Stock market guru Crispin Odey (pictured), one of the City's most revered fund managers, stunned many investors last week by predicting a looming shares bloodbath. With Odey's dire warning ringing in our ears, The Mail on Sunday assesses what investors with money in pensions and Isas should do.

Dad's Army banker visits branch of the future: But were things REALLY better in his day?

Brian Fielder was the type of bank manager we all hanker after, but he thinks today's branches are a vast improvement on the ones he worked in during his distinguished 38-year career.

Competition watchdog set to attack Ofgem's 'four-tariff' policy for propping up energy prices

File photo dated 04/09/2006 of a gas hob as the rising cost of utility bills is expected to push the official rate of inflation to a three-year high. PRESS ASSOCIATION Photo. Issue date: Tuesday September 13, 2011. Economists predict the consumer prices index (CPI) measure of inflation for August will rise to 4.6%, up from 4.4% the previous month. That would be its highest level since September 2008 when it hit 5.2%. Scottish Power and British Gas raised their gas tariffs in the month, by 19% and 18% respectively, alongside big increases for electricity, helping to add to the squeeze in household incomes already hit by rising food and fuel costs. See PA story ECONOMY Inflation. Photo credit should read: Rui Vieira/PA Wire

Competition watchdogs are to turn their sights on the energy industry's regulator, warning Ofgem may itself have failed to protect consumers.

Cabinet showdown as Vince Cable sneers at George Osborne: We are doing no better than France

Vince Cable launched an astonishing attack on George Osborne during a Cabinet meeting by openly mocking the Chancellor's claim that the UK is outperforming other European economies.

Pressure mounts to stop banks from deserting communities by closing their 'last' branches in town

Mail on Sunday- Peter Mitchell from St Agnes, Cornwall, is campaigning to keep his local Barclays bank open. 29/01/2015

The Government will be put on the spot this week when it is asked to defend its policy of standing aside and allowing banks to desert communities by closing last branches in town.

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MIDAS SHARE TIPS: Landlord Grainger looks like hot property with a move into new-build rental flats

Renting has long been considered a second-best option in Britain. People have strived to own their home and renting has been a steppingstone towards that goal. But now, attitudes are starting to change. Affordability is an issue not just for twenty somethings but also young families in their thirties. As mortgages become increasingly out of reach, some young people are beginning to question the point of home ownership. Rental specialist Grainger is well positioned to benefit as customs change.

RBS ECONOMIST: Interest rates won't rise until recovery is much stronger

Low inflation, fiscal tightening and political uncertainty will mean no interest rate rises this year. Our forecast is for the first Bank of England rate hike to come in February 2016.

BP to reveal extent oil price slide has had on balance sheet

The City expects the company to report full-year profit of £6.5bn - down more than a quarter on the previous year - as the falling oil price begins to bite.

Private equity firm that made £475m flipping Formula 1 weeks after buying it in 2000 eyeing £2bn bid for Auto Trader Group

San Francisco based Hellman & Friedman is believed to be running the slide rule over the firm which its owner, private equity house Apax, was thought to be keen to float.

Inmarsat successfully launches latest satellite that aims to deliver mobile broadband speeds 100 times faster than current service

The British firm, which specialises in satellite phones that can be used anywhere in the world, had its device placed in orbit by a Proton Breeze M rocket which blasted off from Kazakhstan.

Ocado is poised to unveil profit for first time in 15-year history 

Ocado Waitrose supermarket delivery van driver and mate

The business is set to reveal it made a profit of about £10million - its first after 15 years of trading - when it announces its full year results to December 1.

How you can hoard gold like Bond villains or the super-rich - from as little as £50

The Royal Mint has just swung open its vault doors to gold bar investors - selling solid ingots for about £50 each. Its move demonstrates how gold is no longer the preserve of the super-rich - as portrayed by James Bond villain Goldfinger. Nor is it necessary to have your own security vaults to hoard your gold as in Harry Potter's Gringotts Bank.

SIMON WATKINS: Something needs to change AND fast... Europe must share Greek tragedy 

Simon Watkins in Nariman Point, Mumbai, India
Pix George Jaworskyj

The current state of affairs between Greece and its eurozone partners is unsustainable. Something needs to change - and fast.

Sky makes a killing as subscribers of pay-TV service rise

Television programme: Fortitude, starring Stanley Tucci as DCI Eugene Morton, Sophie Grabol as Hildur Odegard and Christopher Eccleston as Professor Charlie Stoddart.


©2014 Sky Atlantic/Amanda Searle

Sky is set to report a big rise in customers signing up for its pay-TV service at its half-year results, which will also include figures for Sky Italia and Sky Deutschland.

Don't let the exit fee put you off switching energy deals: Even with a £50 levy, the potential savings are 'eye-popping'

© Picture by Steve Hill. 28.1.15.
PICTURE FOR THE FINANCIAL MAIL ON SUNDAY PICTURE DESK.
Neil Loryman pictured at home in Riccall, North Yorkshire today.

Exit penalties are not the only barriers to switching. Neil Loryman's wish to switch was stymied by something more unusual.

Betting shop machines ruin lives, says boss of Britain's biggest casino

A0BFHG People placing their chips on the green baize of a roulette table at a corporate event England UK

Simon Thomas, who spent £45million restoring the London Hippodrome in Leicester Square, has hit out at betting shops for 'destroying the high street'.

Thunderbirds are go! As TV classic gets remade, the price of toys is set to rocket

The TV remake of the classic 1960s puppet show Thunderbirds is set to send the value of related memorabilia rocketing. The latest incarnation has animated characters in a computer graphics series replacing the much-loved 'supermarionation' puppets on strings. It will be shown this spring on ITV and merchandise is being released in July to accompany it - including a Tracy Island, home of International Rescue.

MIDAS SHARE TIPS UPDATE: Canny marketing helps Irn-Bru maker AG Barr fizz

30/07/2014
Glasgow 2014 Commonwealth Games - Team Scotland Swimmers Michael Jamieson and Hannah Miley meet fans today at the Irn Bru stage in Glasgows Merchant City today

Midas tipped the shares in August 2008 at 1174p. In 2012, investors got three new shares for each one held. Today, the stock is 632p, equivalent to 1896p in 2008, and up 60%.

AXA FRAMLINGTON BIOTECH: High risk - and rewards - in the genes for fund boss Linden Thomson

linden- thomson-

Medical microbiologist Linden Thomson's insight has no doubt helped the fund to the top spot in the sector over one, three and five years.

Pay bills to take off as EU rules over holidays: Firms told overtime will count towards holiday pay - now staff might receive commission on leave too

Company bosses are bracing themselves for a jump in payroll bills after court rulings on workers' holiday pay and overtime. Businesses are facing higher costs after the European Court of Justice ruled holiday pay must include not just basic salary but also an amount for overtime typically worked.

JEFF PRESTRIDGE: Investment trusts have generated wealth for us for nearly 200 years - long may they continue

jeff prestridge

Despite the occasional unpleasant hiccup, most notably the awful split capital misselling scandal of the late 1990s, investment trusts have served investors extremely well.

As election looms... the great pensions vacuum: Fears crooks will run riot as huge reforms are launched while poll rules keep Government silent

Savers could find the Government tight-lipped on its flagship pensions reforms in April due to the election - leaving people in the dark just when they need to know more. Fears are growing of a free-for-all among crooked salesmen due to the reforms. Jazz Basi, pictured, nearly fell victim to a pension scam.

FTSE giants urged to pay suppliers in 30 days and give small firms room to thrive

A large computerised display of the British FTSE 100 index is pictured in London, on September 8, 2008. The London Stock Exchange said Monday it had been forced to halt trade after experiencing connectivity problems with some clients. "There was a connectivity issue this morning which affected some clients so we have suspended connectivity in order to bring it back in a controlled fashion," an LSE spokeswoman told AFP.  At its suspension the FTSE 100 showed a gain of 3.81 percent at 5,440.20 points. AFP PHOTO/Shaun Curry (Photo credit should read SHAUN CURRY/AFP/Getty Images)

Moves to curb the unethical payment practices of major companies are expected to be top of the agenda when business figures gather this week.

February fraud alert as hackers cash in on data harvested during Christmas shopping bonanza

A hacker with a laptop.


D99KXY

Payments firm Worldpay claims instances of fraud could rocket by as much as 80 per cent in February, after dipping around Christmas when hackers go on hunt for data.

Ex-cons' recruitment firm offers prisoners a break after striking X-Forces partnership

A recruitment business set up by two former inmates to help ex-prisoners find work has partnered with X-Forces, one of the leading charities supporting ex-servicemen and women, and has won the support of Lord Young, David Cameron's enterprise adviser. Recruitment software boss Peter Linas, pictured left, was impressed by Steve Newell, right, a former inmate at Brixton, and offered his product for free to the start-up.

Work experience charity Access triples its placements for youngsters at leading companies

Advertising and PR agency bosses Johnny Hornby and Jenny Halpern Prince are laughing as they pose for the first time since going into business together.
Hornby s ad group, which renamed itself this week as The & Partnership, bought a 50.1% stake in her public relations agency, Halpern, for an estimated  3 million last month.
PICTURE BY: NIGEL HOWARD
Email: nigelhowardmedia@gmail.com

The organisation, founded by public relations executive Jenny Halpern Prince, is now hoping to work with 2,000 young people in the coming year.

Funding Circle lending to small firms in UK and America hits £500m milestone 

Liz Season, owner of Neal's Yard Remedies Bath

PR HANDOUTS

The online marketplace, which enables businesses to borrow directly from people and organisations, reached the milestone just days after announcing a tie-up with RBS.

Looking to join the inn-crowd? Public houses are closing - but converting a pub into a home is no easy task

How do you spend 1.1trillion? Top fund managers predict what will benefit from the ECB's bond-buying bazooka

The European Central Bank has given stock markets a boost with the launch of its 1.1trillion bond buying quantitative easing programme. But what difference do fund managers investing your money in the region think QE will make. We get some professional investors views on what to back.

How many Knuts would Harry Potter need to convert into Galactic Standard Credits if he visited the Star Wars Cantina? And other questions from the world of fictional money

The falling value of the euro against the Swiss franc, US dollar and British pound has been all over the news lately but what we really want to know is how much the made-up money from our favourite TV shows, films and games is really worth.

Fixed rate mortgages fall towards 1%: HSBC delivers yet another record low as rates keep falling

HSBC will release a two-year fixed rate at 1.19 per cent for those with a big 40 per cent deposit, but its big fee means it can be beaten.

Why is it so difficult to switch the home and contents insurance for our second home in France?

Dordogne, France, Holiday Home. French gite.
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Dordogne
European
French
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We want to switch but find it very confusing. We thought we could just go online and move insurers just as we do here in Britain.

How do I avoid paying a hefty tax bill when I take my pension cash in April?

I would like to withdraw some of my funds after pension freedom starts in a few months, but I'm worried I will pay too much tax. I plan to take out small amounts over several years to get around this, but I'm wondering how taxing of pension money will work in practice. Should I try to sort this out myself or get an accountant to fill in HMRC forms for me?

Nationwide Building Society savers in Harrow and Kirkwall have highest average Isa balances, study shows

broken piggy bank showing coins coming out of he  piggy bank

Harrow and Kirkwall are the only two locations to have Isa pots above £15,000, with average balances of £15,476 and £15,442 respectively, Nationwide said.

Nearly 2m people sign up to mobile payments service Paym that lets you transfer money with a text message

BGMPKJ Girl using iPhone

Mobile payments service Paym, which was launched last April, saw a total of 1,851,612 mobile numbers registered on its database by the end of December.

The trick to making sure you get a good deal on Amazon: Website tracks prices of your favourite items - and alerts you when they drop

Website camelcamelcamel.co.uk is a nifty tool that tracks the price of items on Amazon - and tells you when your favourites go on sale. Users can look up the price of an item they are thinking of buying and see whether it is cheaper to buy than at other times or whether they'll be paying a premium by buying it there and then.

Risky bond turns sour: Energy Bonds promising 6.5% returns WERE too good to be true as investors are left stranded by Australian firm

A retail bond which attracted £7.5million worth of investment after promising returns of 6.5 per cent by adding solar panels to rooftops has turned sour. The Secured Energy Bonds, offered by Australian company CBD Energy, launched in October 2013, with minimum investments of £2,000 allowed to access the deal. The spin given attached said it was a 'secured mini-bond'.

Left your tax return until the last-minute? You are not alone as thousands have yet to submit forms online before tonight's midnight deadline

This year up to 10million Britons are expected to submit their online tax return for the 2013/2014 tax year by the 31st January deadline at midnight. But the HM Revenue & Customs said some 9.85million self assessment tax returns were filed online by 9am this morning.Many have left it to the last minute, with more than 20,000 having filed their return online between midnight and 8am, while another 10,000 who filed between 8am to 9am.

SIMON LAMBERT: Should Greece be forgiven some of its debts - or should it just leave the eurozone?

The election of Syriza has put the question of whether some of Greece's debts should be forgiven firmly on the table - yet perhaps it would simply be better off out of the euro altogether. The existing eurozone simply does not work. Its members should chalk that up to experience and get a new plan - perhaps a tighter and smaller currency union if they want one.

BT vows to plug pension shortfall as shares fall 2% while telecoms giant reveals colossal £7bn black hole

BT has struck a deal to repair its spiralling £7billion pension deficit while posting robust third-quarter pre-tax profits.

Time may run out for PPI claims as City watchdog considers deadline on flood of compensation that's cost banks £17bn

The City watchdog said it is considering imposing a deadline on customers claiming compensation for the mis-selling of loan insurance.

Jigsaw owners hand out shares to management as part of plan to prepare fashion chain for sale 

Jigsaw owners John and Belle Robinson have handed out shares to management for the first time as part of a plan to boost growth and prepare the fashion business for a sale. Directors and several key managers at the group, whose customers include the Duchess of Cambridge, have collectively been awarded a 9 per cent share in the business.

SUNDAY NEWSPAPER SHARE TIPS: Grainger and Smith & Nephew

Every week we round up the Sunday newspaper share tips. This week landlord Grainger and artificial hip and knee maker Smith & Nephew.

SMALL CAP MOVERS: Songbird Estates finally sells Canary Wharf; IGas Energy dented by proposal to ban fracking  

It was one of many big moves in a volatile week of trading that belies the tracer of the FTSE AIM 100 benchmark, which edged just a small margin lower.

ALEX BRUMMER: War games for the cyber stars - and we're not talking about grotesque tax avoidance

Not so long ago, the bellwethers of global finance were companies such as General Motors, General Electric, IBM in the US and ICI, BAE and Unilever in Britain.

'We made your car safer - now let's crash test your bank account...': Standards boss plans to Kitemark banks and supermarkets

BR6KGY A crash test. Image shot 2009. Exact date unknown.

Maureen Sumner-Smith, boss of the British Standards Institution, wants to get Kitemark standards on bank accounts and supermarket supplier contracts.

Investors turn backs on HSS flotation as brokers claim move is 'greedy'

An office worker looks at a screen showing trading on the FTSE 100 index. The amount consumers have invested in shares has reached its highest level for more than three years as people's confidence in the stock market grows, research suggests. Private investors collectively had £233 billion invested in shares at the end of February, the highest level since November 2007, according to share registration group Capita Registrars. The group said the rise reflected both the recent stock market recovery, and the fact that people were increasing their holdings in equities, with £473 million of new money invested during the three months to the end of February. See PA story MONEY Investors. Photo credit should read: PA Wire. PRESS ASSOCIATION Photo. Issue date: Monday March 28, 2011. 
Embargoed to 0001 Monday March 28
File photo dated 15/09/08

The company is due to list on the Stock Exchange this week at 210p to 262p a share, but stock brokers are dismissing the offer as too high.

EasyJet to get behind Heathrow expansion plan despite having its biggest UK base at Gatwick 

EasyJet, which has its biggest UK base at Gatwick, says holidaymakers would get a better deal and cheaper fares if Heathrow Airport were expanded.

House price growth slows for fifth month to 14-month low of 6.8% as interest from new buyers slumps

Slowing momentum: After the record gains of 2014 the rate of house price growth has slowed in recent months

Economists say the reason for a drop in activity in the UK housing market 'remain unclear' as the annual rate of house price growth falls to a 14-month low and the speed of house price increases declines for the fifth month in succession, according to the latest Nationwide house price index

Are you anxious about pension freedom? Retirees are worried about making mistakes and running out of money

Many are approaching retirement with 'mixed feelings of apprehension and anticipation', says a report from the National Association of Pension Funds.

I switched to a fixed energy tariff last month and now the supplier has launched an even better deal. Can I switch without charge? 

spt_ovo-advert.jpg

I signed up to a one-year fixed energy tariff with Ovo Energy last month because it was the best deal around. But now it's launched an even better one.

Loophole that means no one is to blame for this terrifying head-on smash as 'ethical' insurer Co-op refuses to pay out

Lisa Cooper (left) had the type of car accident drivers dread - a car hit her head-on after coming on to the wrong side of the road (right). She was on her way to audition for a local amateur dramatics group and the crash, on a summer's afternoon, left her unable to move.

Cost of state borrowing in UK is at lowest ever after bank says no rush to raise rates

10 year gilt yield moneymail

UK government borrowing costs fell to the lowest level in history last night on expectations that interest rates will stay rock bottom for longer than thought.

People on benefits warned to take care when cashing in pension savings or risk losing state support

Pension freedom reforms will allow over-55s to unlock their whole retirement pots, however small or large - but those on benefits could lose out if they withdraw too much.

The top global investment funds aren't betting on Europe: but should you take a punt on some of Europe's top companies? 

After years of delay, last week the European Central Bank finally announced it would start a programme of money printing in a bid to save the Continent's ailing economy. The decision, which came six years after the UK started pumping money into its own economy (a process known as quantitative easing), came after the Euro plunged.

Housebuilding hits seven-year high: More family homes on the market as detached new-builds rise by a quarter

The exterior of Plot 13 - The Melton, a five bedroom detached home which is on offers at the Stewart Milne Homes?s Sunnymead development in Uddingston, South Lanarkshire.

New figures show the number of new homes registered to be built in 2014 was the highest since 2007 with a large increase in detached properties

Here come the baby-vroomers! Surge in over-50s bikers prompts cruise firm Saga to snap up motorbike insurer

Saga, which is most famous for it's cruise holidays for those in or close to retirement, said it made the move after recognising a spike in the take up of motorbiking among its target audience.

ASK TONY: Why has my British Gas boiler and central heating policy gone up by 20%? 

I rang British Gas to ask why the cost of my boiler and central heating policy had risen by nearly 20 per cent to just over £30 a month, but I couldn't get a straight answer. Are you able to help? You called out a British Gas engineer four times last year: twice for faulty radiators, once for a problem with boiler pressure and once to clear central heating pipes. The more claims you make, the higher the premium on renewal.

Landlords lose latest round of tracker mortgage fight in blow that could affect millions of borrowers

Landlords fighting West Bromwich Building Society over a change in mortgage terms in December 2013 which has left thousands worse-off each month have been dealt a blow today.

Carney warns austerity is 'dangerous' for eurozone after panic selling plunges Greek financial markets into chaos

Panic selling plunged Greek financial markets into chaos yesterday as the country's membership of the eurozone hung in the balance.

Volvo's boss on the new XC90 4x4 and the cars it hopes will challenge Mercedes, Audi and the luxury league

The motor manufacturer this week starts production of its new XC90 sports-utility vehicle, the brainchild of Hakan Samuelsson who was installed as chief executive of the car giant two years ago. The hope is that the XC90 will turbo-charge Volvo into the luxury league along with Mercedes and Audi, leaving its staid and slightly boring image on the hard shoulder. We meet the boss and get his throughts.

Volatility is back but that could be an opportunity. MAIKE CURRIE'S five ideas to shock-proof your investments

If you're worried about volatility - you shouldn't be. Volatility, as painful as it may be, is normal.If the market's ups and downs are making you a little bit more uneasy than usual, there are ways to ride out the storm - and maybe even profit, says Fidelity's Maike Currie.

Savers offered bank-beating 6% rate over five years - but it's a loan that carries risk

Peer-to-peer platform Lending Works is offering a rate of 5 per cent for those lending money for up to three years, and 6 per cent for up to 5 years.

Lost your car key? That will be £280 to replace! Rise of 'smart' key technology adds to the cost of getting locked out

Replacing a lost or stolen key for one of Britain's best-selling cars costs £206 on average as more sophisticated technology makes them most costly, research has shown.

SIMON LAMBERT: Islington Council's £96-a-year diesel tax on the cars it encouraged people to buy

Is it acceptable to spend eight years encouraging people to do something, then stage a U-turn and tax them for following your suggestion? Islington Council thinks it is. After pushing people to buy diesel cars since 2007 with its emission-based residents parking permit system, it has now whacked them with an extra £96-a-year charge for doing what it wanted.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money: How to cut what you spend and put more in your savings

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

DIY investing: How to pick the best platform for you.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

spt_Cape 3.JPG

We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

Starting out: Fund tips for beginner or cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? Deflation fears and eurozone QE mean rates may not move this year, as the hawks back down

This has been a big week for monetary policy. The European Central Bank finally announced quantitative easing in the eurozone, with a plan to print 60bn-a-month, while at home in the UK the Bank of England's rate hike hawks backed down. The question now is whether rates will now even rise at all in the UK this year?

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

From last year savers will be able to save up to a whopping £15,000 tax-free - all of which can go into a cash Isa. We pick our five favourite cash Isas for savers, don't miss this essential Isa reading that is kept up-to-date throughout the year.

What next for house prices? Buyers offered a chance to negotiate and save money as sellers cut asking prices

spt_split-weather-houses.jpg

The traditional pre-Christmas drop in asking prices has been far more pronounced than usual, according to Rightmove. We look at the outlook for house prices.

Looking for a better bank? This is Money's five of the best current accounts

Best five: which current accounts offer the best perks?

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

Ten tips for buy-to-let: the essential advice for property investors and pick of the top mortgage rates

Buy-to-let: Ten things you need to consider before investing

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Read our top ten buy-to-let tips

What next for mortgage rates? Fixed rates tumble to as low as 1.29% as lenders keep on cutting

Lock in a five-year fix now: The bank rate could rise as early as next year, which would send mortgage rates up

Homeowners can fix for two years at just 1.29 per cent and up to ten years at less than 3 per cent. We highlight the best mortgage deals and look at whether it is time to fix.

Best paid UK jobs 2014: Compare your pay to the national average in the league table of salaries across 350 trades and professions

The influence of financial services on the economy is spelled out again as City brokers steal top spot in this year's official list of highest earners. According to the detailed 2014 annual salaries survey, brokers pocketed around 40 times more this year than those at the bottom of the list - the people responsible for keeping children safe on the way to school. Lollipop crossing patrols earned around £3,400.

Premium Bonds winners

February 2015
Prize value Winning bond No. Area
£1,000,000 141NA438633 Leeds
£1,000,000 140SC232994 Bristol
£100,000 225QS809322 Northern Ireland
£100,000 210YK575580 London
£100,000 200JB751291 Nottinghamshire
£100,000 160HF498455 Dorset
£50,000 89NX911097 East Riding of Yorkshire
£50,000 75XX214863 Greater Manchester
£50,000 5QH821772 Northern Ireland
£50,000 213VW618958 Kent
£50,000 209CJ542994 Berkshire
More Premium Bonds winners
   

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