Britain's ten most hated stealth charges revealed: From fees for withdrawing cash, to being forced to pay for a public toilet

Britain's ten most hated stealth charges revealed including fees for withdrawing cash and

Unreasonable parking charges are the most loathed fees levied upon Britons on a daily basis, research has shown. The cost for parking in busy cities and towns, along with other expensive areas such as hospitals means it heads the top ten list in a survey of more than 2,000 people for Direct Line. We reveal what joins those on the rest of Britain's list of pet hates that you get forced to pay for.

How saving works: Your essential guide to building up a nest egg

Take care of their own savings. 

A Nest with piggy bank.
Nest Egg

There are many good reasons for saving. The good news is that once you decide to get that saving habit there are ways to make it work even better. Read our guide to saving.

Wind-in-your-hair motoring from £3,000: The ten most popular used convertible cars for summer driving

Ten top used convertible cars for summer driving

Lighter evenings, sunny weekends and a fast approaching British summer mean the number of drivers letting their car roof down is rising at a rapid pace. For those looking to join them, there are a number of bargain convertibles out available. Data compiled by used car website Motors for This is Money show that the number one selling used convertible at the moment is the Mercedes-Benz SLK.

Inheritance and gifts the only way for many young people to get on the property ladder, as more struggle to raise deposits

A couple are pictured standing outside a house for sale in this posed by model image to illustrate property sales 

Buying Home Together --- Image by   moodboard/Corbis

Half think their children will be able to buy their first home only after receiving an inheritance, a survey of more than 1,000 parents suggest.

Tories offer voters cut-price Lloyds shares if they win the election - but should small investors back this deal?

Private investors will be offered Lloyds shares at a 5% discount to their market value, and buyers who hold onto them for a year get a free bonus share for every 10 held.

Record low buy-to-let rates slip away but landlords investing pension freedom cash can still get a cheap fix

The opportunity to lock into a cheap fixed rate mortgage remains for the influx of property investors expected to take advantage of their pensions freedom cash.

Sky justifies mammoth Premier League rights bid as new customers rise nearly 41% since the turn of the year

Steven Gerrard of Liverpool celebrates scoring the second goal by kissing the steadicam during the Barclays Premier League match between Manchester United and Liverpool at Old Trafford on March 16, 2014 in Manchester, England.  

Sky and BT Sport will pay the Premier League up to £5.136bn to share live TV rights for three seasons from 2016-17. 

FILE - 10 February 2015.
MANCHESTER, ENGLAND - MARCH 16:  
(Photo by Alex Livesey/Getty Images)

Its UK business posted its best start to a calendar year for more than a decade, recording a 41 per cent increase in new customers in the three months to the end of March to 127,000.

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FTSE CLOSE: Footsie holds onto modest gains as Wall Street slides and Greece money woes worsen

FTSE CLOSE: Footsie holds onto modest gains as Greece woes worsen

The FTSE 100 closed up 10.80 points at 7062.93 but the market was well off early highs as the deepening crisis in Greece eats away at investor confidence. German and French markets also finished in the black today, but the Dow Jones swiftly gave up early gains to trade down 72.9 points at 17,962.1. US investor sentiment took a hit from weaker than expected retail sales data and corporate warnings that a surging dollar was dampening earnings.

Primark sees sales rise by 15% as it prepares for US expansion but owner AB Foods hit by weak sugar prices

AB Foods made an underlying profit of £474m in the six month period to 28 February, down from £497m in the sale period last year.That compared to analysts' average forecasts of £475m,

Iron ore production jumps 12% for Rio Tinto but misses forecasts due to wet weather in Western Australia

The world's second largest miner reported global iron ore production at 74.7 million tonnes a 12 per cent increase from the same period last year.

Neil Woodford's Patient Capital cash call raises £800million as investment trust debuts on stock market

Picture: Craig Hibbert  7-10-14
Fund Manager, Neil Woodford, founding partner of Woodford Investment Management.

High demand meant that shares in the investment trust were oversubscribed by 10 per cent, meaning investors will not get all the shares they applied for.

Wonga sinks to £37m loss as crackdown means customer numbers fall to 600,000 - and could force it to change names

The company, which made a pre-tax profit of £39.7million in 2013, said today's results reflect the 'tough but necessary changes the business has made'.

Apple's favourite chip designer ARM Holdings enjoys first quarter profits surge 

The cutting edge firm posted a 24 per cent rise in first quarter profit to £120.5million, beating analyst expectations for £115million.

As more music fans turn the tables in the vinyl revival...  here's the ten most valuable records in the world 

Mail reveals the ten most the valuable records in the world

With interest in vinyl records on the rise, the long-standing market for collectible records is being given a new lease of life. The renewed interest will prompt many to question whether the records clogging up attics, boot fairs or lounge are worth anything. Is there a rare gem lurking in your collection - and what are the most valuable vinyl records?

Ambitious sellers add £4k in a month to send asking prices to another record high, but lack of homes for sale squeezes buyers

Rightmove said that the challenge to meet the country's housing needs is greatest in the south of England and that a rise in interest from buyers was not met by an increase in homes for sale.

New cars, please: Jaguar serves up a doubles act to supply 170 cars for Wimbledon - including the new XE

Jaguar Land Rover serves up doubles act  supplying cars for Wimbledon

Jaguar's new XE and XF saloons, XF Sportbrake estate and range-topping XJ models will be working as chauffeur and support vehicles at this year's Championships. Chelsea football manager and Jaguar Ambassador José Mourinho launched Jaguar's partnership with the All England Lawn Tennis Club (AELTC) as he was given a tour of the legendary courts in London SW19 - including Centre Court - by committee member and Former British No. 1 tennis star Tim Henman.

New EU rules could stall Britons buying homes abroad with foreign mortgages - and make it trickier for some to buy in Britain

New EU rules could stall Britons buying homes abroad with foreign mortgages

New rules mapped out by the European Union could be about to make it much harder for thousands of Britons to snap up a holiday home on the continent from next March. The Mortgage Credit Directive regulations could also make it more difficult for British workers who receive a portion of their wages in a foreign currency to obtain lending here, experts have warned.

Car insurance costs fall but lower prices 'can't last' as 'epidemic' of bogus whiplash claims continues, warns AA

Girl massaging neck    whiplash injuries  necks

The average quoted premium for a comprehensive car insurance policy fell by just over £5.50 - or 1 per cent - to £530 in the first three months of the year.

The best and worst overdrafts revealed: As Co-op Bank improves its offering for customers in the red, how does it compare?

The best and worst overdrafts revealed: As Co-op Bank improves its offering for customers

A simpler charging structure and a reduction of fees, including the abolition of the unpaid item fee, will help customers who occasionally use an informal overdraft.

TONY HETHERINGTON: I spent £29,950 buying 'fishing village' land in Brazil -now I can't track down the salesman

Ms J.V. writes: In 2011 I was persuaded to buy a plot of land in Brazil, followed by a larger plot a few weeks later. The salesman was a silver-tongued broker named Jacob Stone.

It's the digital age, so why can't energy firms get our bills right? We investigate the meter reading fiasco

The problem arises from the widespread use of estimated meter readings by energy providers. If these guesses are wide of the mark, customers will either be left in debt or facing an unexpected bill.

How to buy a classic car for less than £10k: Jane's Triumph isn't quite this Ferrari - but she did save herself £22,996,000

How to buy a bargain classic car for less than £10k

Top classic motors went up by more than 15% last year, according to the Historic Automobile Group International index. Jane Rowley owns four Triumphs - and says its driving them that matters. It's not just the top end of the industry that is booming, interest has surged for more minor classics too, so what should you look out for if you'd like to get a hobby - or an investment.

Is this the line the City won't cross? Adultery site Ashley Madison finds brokers rejecting its float bid

Adultery site Ashley Madison proves too hot for the City to handle

A dating website for married people that calls itself the 'Google of cheating' has made hard-nosed brokers say they feel 'queasy' about getting involved. Institutions that pump pension pots into companies are known to be reticent, and previous attempts to float the company on overseas stock markets have been pulled after ethical concerns scared away investors.

Gazprom faces EU charges over pricing as it stands accused of illegally abusing dominance in natural gas market

A Ukrainian worker operates valves in a gas storage and transit point in Boyarka, just outside Kiev, on Tuesday, Jan. 3, 2006. Ukraine and Russia are amid bitter row, after Kiev refused to accept a fourfold increase on gas prices demanded by Russia's gas giant Gazprom. On Sunday Russia cut gas supplies to Ukraine and on Monday it accused Ukraine of stealing gas from pipelines bound to Europe. (AP Photo/Sergei Chuzavkov)

The Russian energy giant is expected to face charges tomorrow on competition grounds from the European Commission, led by commissioner Margrethe Vestager.

Bank levy could see HSBC quit London, as tougher regulations and mounting costs bite

Aerial view from the top of Canary Wharf on HSBC Bank Tower at twilight. (Photo by Pawel Libera/LightRocket via Getty Images)

Responding to an investor in Hong Kong, Douglas Flint said the lender is looking at its options, which could include moving its domicile overseas.

Veteran Co-op activist Peter Hunt calls for end to huge pay packages at the mutual

21A_CO OPERATIVE Chart (Read-Only).jpg

Hunt also said that members should block the reappointment of chief executive Richard Pennycook, chairman Allan Leighton, and board director Sir Christopher Kelly.

Frozen food firm behind Birds Eye sold for £1.9billion, as City develops appetite for mega-deals

21A_CITY BIRDS EYE.psd

Iglo, which also owns the Findus brand in some markets, has been sold to Nomad, a London-listed business set up to make acquisitions that has aspirations to become a consumer goods giant.

Jockey Club events hit right notes as it posts record annual turnover of £171.2million

Jockey Club events hit right notes as it posts record annual turnover of £171.2million

Live music at the races including Jessie J and Dizzee Rascal has helped the Jockey Club post record annual turnover of £171.2million, up by 5.1 per cent year-on-year. At the start of 2014, Britain's largest commercial group in horseracing announced the launch of Jockey Club Live. The partnership spawned 32 'live music at the races' at racecourses including Newbury and York.

What do politicians claim they will do for you? A General Election guide to the battle for your finances

What do politicians claim they will do for you? Election guide to the battle for your

We look at the impact each of the three main parties' measures could have on your finances if they form the next Government. All claim that they will make Britain a better place, but they have a variety of ways that they reckon they can do it. From housing, to families and tax, here's what they say.

Business leaders pours scorn on election manifestos, accusing party leaders of 'lazy assumptions' and 'populist statements'

SUNRISE OVER WESTMINSTER FROM THE SERPENTINE, HYDE PARK THIS MORNING.

Political parties have been lambasted by a leading business group for 'tactical headline chasing' and leaving their long-term vision for the economy on the campaign bus.

Households' confidence continues to grow but nearly half worry the General Election will impact their finances

The General Election is consumers' biggest concern, with nearly half Britons saying they were worried it could affect their financial situation, Deloitte said.

The five-year fixed rate mortgage heads below 2%! HSBC launches record-breaking home loan as costs keep tumbling

HSBC launches 1.99% record low five-year fixed rate mortgage

HSBC has pushed five-year fixed rate mortgages to their lowest ever level, allowing homeowners to lock in at a rate of just 1.99 per cent. A homeowner taking the new record-breaking deal for a £150,000 25-year repayment mortgage could save £14,500 over that five year period compared to what they would have paid on the 4.99 per cent five-year fixed rates commonly found before the financial crisis.

Panicking over passport renewals, pricey cover and currencies? How to make your holiday go without a hitch

Panic over renewing your passport, costly travel cover and currency deals, penalties for going over your baggage limit...going on holiday can feel more of a trial than a treat - unless you plan ahead.

Households in rush to switch energy supplier - but the Big Six still supply more than 90% of households

Energy Secretary Ed Davey has made switching to find a better deal the centrepiece of his drive to boost competition in the energy market.

CITY INTERVIEW: 'Britain leaving EU would be an absolute disaster', says Richard Branson 

CITY INTERVIEW: 'Britain leaving EU would be an absolute disaster', says Richard Branson 

Sir Richard Branson has issued a stark warning to the British public. With the country's place in Europe under debate, Ukip continuing to draw support, and the Conservatives promising an in-out referendum should they win the Election, he is unequivocal. 'I'm a believer in Europe and I think for Britain to pull out would be an absolute disaster,' he says. 'If there are things we don't like about Europe then let's sort them out.' So Nigel Farage should not hold his breath waiting for a donation from Branson's Virgin empire.

Advisers step up to meet rush for pension freedom as demand for financial help surges

Unbiased, an organisation that promotes the value of financial and legal advice to both consumers and small businesses, says enquiries are 20 per cent higher than at this time last year.

End of an era for bungalows? Last of elderly-friendly homes could be built in 2020 if downward trend continues, warns charity

Buckhurst Lodge bungalow in Wokingham, Berkshire through Knight Frank

Once, they were so desirable that you had to form an orderly queue just to pay your deposit. Now, according to a charity that supports older people, the last new bungalow in Britain will be built in 2020.

Money Morals: My 22-year-old son's living at home because he can't afford to move out but he's just booked a holiday to Spain. Can I tell him he can't go? 

Money Morals: My son, 22, is living at home - can I forbid him from spending cash on a

In our Money Morals series we invite readers to help solve a dilemma. This week we ask, if your grown-up son or daughter is living at home but spending extravagantly, can you tell them to rein it in?

JEFF PRESTRIDGE: Time to tell politicians to smash this cap on amassing wealth 

Reading the manifestos of the main parties is not something I would recommend to anyone other than insomniacs, political groupies or my worst enemies (you know who you are).

Lloyds TSB told me I needed a packaged account to get a chip and pin card which I've found is untrue - can I claim fees back?

I was told that in order to get a chip and pin card I would have to pay £9.95 with a silver current account at Lloyds TSB. I found out this isn't the case - can I claim monthly fees back?

'Don't expect buy-to-let's interstellar gains to be repeated - 1996 was a much better time to invest in property than today'

Buy-to-let's interstellar gains won't be repeated - 1996 was a great time to invest

Astonishing claims of a 1,400% return over the past two decades are built on borrowed money but there's another important point to consider - property was unloved and cheap in 1996. That made buy-to-let a turbocharged value investment. Investors could still do well today, but they shouldn't expect a repeat of the past.

The Diary of a Private Investor: Biotech stands accused of being a bubble but I'm holding on for now - and making money

Diary of a Private Investor: I'm holding biotech despite bubble the bubble fears

Before the dotcom bubble I had only really heard of two bubbles before - Dutch tulip mania of the 17th century and the South Sea Bubble a hundreds year later. Now they are everywhere it seems. The general definition of a bubble is when prices are at considerable variance to intrinsic value or have lost touch with reality. I don't think biotech is there yet.

Investor confidence is wobbling due to election uncertainty - even as Footsie notches up record highs

The FTSE 100 hit a closing record of 7096.78 on Wednesday, but a survey shows just 36 per cent of investors expect the London stock market to be higher in six months' time.

The Wall Street party isn't over just yet: MAIKE CURRIE'S four reasons why investors should keep the faith with the US

Since the dark days of the credit crunch, US shares have led the pack, but from the beginning of this year, the American stock market has lagged, falling behind the UK, Europe and Japan.

The Investing Show: What next for the Footsie, buy-to-let returns, and how to invest when markets are riding high

The Investing Show: Interest rates vs investors, buy-to-let & spotting a market top

In the second episode of our new Investing Show, we take a look at what next for the FTSE 100, what a potential US rate rise would mean for investors, and the temptation of buy-to-let returns. In this show special guest Justin Urquhart Stewart, of Seven Investment Management, discusses how to invest when markets are riding high.

My mum is not in my stepfather's will and he's left the house to his kids - can we challenge the inheritance after he dies? 

My mum is not in my stepfather's will and he's left the house to his kids - can we

My stepfather has always prevented her from contributing to the purchase of their homes. I have now learnt that when my stepfather dies the home has been left, in his will, to his two sons. I would like to know whether there is any course of action we can take when one of them dies?

Divorce could slash your retirement income by £2,100 a year: How the cost of splitting up lasts into old age

Divorced people planning to retire this year expect an annual retirement income of £15,700, while those who haven't divorced anticipate receiving £17,800 a year.

Pension companies swamped with 230,000 calls in four days as confusion reigns over new freedoms

Pension firms fielded nearly 230,000 calls from people wanting to find out about new pension freedoms in the week following the changes launched on April 6.

Britain faces a 'very real housing crisis': Homes shortage will continue to inflate property prices, experts warn

RICS warns Britain faces a 'very real housing crisis'

A shortage of property for sale is adding to pressure on house prices, despite a recent slowdown in activity and the London property market coming off the boil. House prices are tipped to rise 2.5% this year and 4.5% a year for the next five years, by RICS, which has warned the next government must address the UK's property problem.

Should I take a tax-free lump sum from my pension?

Should I take a tax-free lump sum from my pension?

I have a private pension pot of about £50,000, alongside a final salary scheme that will pay me £10,000 a year. How do I weigh up whether to take a tax-free lump sum? Alan Higham, retirement director at Fidelity Worldwide Investments, answers a reader question.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money....

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

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We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

Starting out: Fund tips for beginner or cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? UK narrowly avoids deflation as 'noflation' sticks instead

When will UK interest rates rise?

The UK economy failed to post expected deflation as CPI instead stayed flat for the second month in a row, according to new official figures. That left the outlook for rates firmly unchanged, with a first move still expected upwards in spring 2016.

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

What next for house prices? Buyers offered a chance to negotiate and save money as sellers cut asking prices

spt_split-weather-houses.jpg

The traditional pre-Christmas drop in asking prices has been far more pronounced than usual, according to Rightmove. We look at the outlook for house prices.

Looking for a better bank? This is Money's five of the best current accounts

Best five: which current accounts offer the best perks?

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

What next for mortgage rates? Fixed rates tumble to as low as 1.29% as lenders keep on cutting

Lock in a five-year fix now: The bank rate could rise as early as next year, which would send mortgage rates up

Homeowners can fix for two years at just 1.29 per cent and up to ten years at less than 3 per cent. We highlight the best mortgage deals and look at whether it is time to fix.

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Best paid UK jobs 2014: Compare your pay to the national average in the league table of salaries across 350 trades and professions

Best paid UK jobs 2014 Compare your pay to the national average

The influence of financial services on the economy is spelled out again as City brokers steal top spot in this year's official list of highest earners. According to the detailed 2014 annual salaries survey, brokers pocketed around 40 times more this year than those at the bottom of the list - the people responsible for keeping children safe on the way to school. Lollipop crossing patrols earned around £3,400.

Premium Bonds winners

April 2015
Prize value Winning bond No. Area
£1,000,000 55DM417553 Wiltshire
£1,000,000 115SG511998 Suffolk
£100,000 80MH293690 Devon
£100,000 5ZX425829 Devon
£100,000 2VQ611480 Surrey
£100,000 231CK511061 Birmingham
£50,000 53KX083995 Nottinghamshire
£50,000 35VF197037 West Midlands
£50,000 240RM142522 West Midlands
£50,000 185NT214902 Birmingham
£50,000 168WQ372604 South Gloucestershire
More Premium Bonds winners

Poll

Which stealth charge do you hate the most?

Which stealth charge do you hate the most?

  • Unreasonable parking charges 12 votes
  • ATM cash withdrawal fee 8 votes
  • Debit/credit card booking fee 8 votes
  • Charge to use public toilet 3 votes
  • Compulsory tipping 17 votes
  • Booking fees on gig tickets 2 votes
  • Bank overdraft fees 2 votes
  • Passport renewal fee 8 votes
  • Mobile phone roaming charges 4 votes
  • Charge for amending policy details 4 votes

Now share your opinion

  •  
  •  
   

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