Share of homeowners who believe next 12 months is the time to sell reaches four year high as confidence in price rises grows

Share of homeowners who believe next 12 months is the time to sell reaches four year high

More people could be tempted into putting their homes up for sale in the coming months amid strong expectations values will continue to rise, a confidence survey shows. The number of homeowners that believe the next 12 months will be a good time to sell has reached its strongest level for fours year, the Halifax tracker shows.

A yawning reality gap: Young people expect to retire with £95,000 pension pot - but most haven't started saving yet

Men aged 18-25 are more optimistic about what they will retire on, setting their sights on an average retirement pot of £111,000, while women expect to save £82,000.

'Someone drove into my car and now MY premiums have gone up': Drivers' insurance costs soar after accidents that weren't their fault - even if they don't make a claim

How drivers see their insurance costs soar after no-fault accidents even if they don't

The policy, adopted by the majority of car insurers, means that cautious drivers end up paying for the mistakes of other more careless drivers through their car premiums. Drivers complain of being penalised for their honesty - after all if they don't tell their insurer they might never find out and their premiums remain unaffected.

'Clocking' plague stages a comeback in the second-hand car market as drivers try to hide excess mileage on car deals

Tampering with the mileage on second-hand cars is back for the first time in years and motors reaching three years old are most likely to be hit.

Paragon Bank fires to top of best buy tables after upping rate on two of its fixed-rate savings accounts

New challenger bank Paragon has fired to the top of the independent This is Money savings tables after upping the rate on two of its fixed-rate offerings.

Return of the Midland? HSBC looks at the future of its British retail bank 

focus.jpg

As HSBC gears up for a testing shareholder meeting, industry insiders are speculating that the bank is heading back to Hong Kong, and that the old Midland Bank may make a comeback.

Transport for London boss attacks commuter trains into the capital as 's***', like the 'wild west' and with Gestapo-like inspectors

Transport for London commissioner Peter Hendy photographed in the control room 26 January 2012.
Ph: Rebecca Reid
**Commissioned for use in the Evening Standard only.  For all other publications a fee will be applicable.** Sir Peter Hendy was knighted January 2013

In a Management Today interview, Sir Peter Hendy picked out Southeastern and South West Trains for special treatment in a rant that will be music to many commuters' ears.

Like
MailOnline

Follow
@MailOnline

MARKET REPORT: Investors warm to sale in Chile as miner Antofagasta turns water into cash with £642m deal

MARKET REPORT: Investors warm to sale in Chile as miner Antofagasta turns water into cash

The company sold its Aguas de Antofagasta water utility business to a Colombian outfit for more than £642million and its shares soared to close to the top of the leaderboard - up 4.7 per cent. Diego Hernandez, the chief executive of the copper miner, said it will use the money to focus efforts and investments on new mining projects, and analysts predicted it could mean M&A; deals or that it will return cash to shareholders. Investors hoped it could be the latter and shares climbed 35p to 784.5p.

Angry Barclays shareholders tell new chairman John McFarlane to 'bring his chainsaw' and radically shake up bank

John MacFarlane (Read-Only).jpg

John McFarlane, who has a reputation for ruthlessness, officially took the helm yesterday at the end of the bank's annual general meeting with shareholders.

ALEX BRUMMER: Deutsche Bank's moral vacuum as scandal-hit group's bad behaviour begs question whether it's done enough to clean its stables

Deutsche Bank is paying a heavy price for shilly-shallying and its obfuscation over the fixing of Libor interest rates in Frankfurt, New York, London and Tokyo.

Libor-rigging fines tally nears £6bn as Deutsche Bank is hit with record penalty

The Deutsche Bank London HQ, 1 Great Winchester street, London, EC2.

Germany's largest bank yesterday became the eighth group to be penalised for manipulating the Libor and Euribor inter-bank lending rates.

Election is sure to cause political uncertainty - whoever wins, warns WPP as it posts first quarter slowdown

City Interview: Sir Martin Sorrell, Group chief executive of WPP: 
27 Farm Street W1. 
. REXMAILPIX.

Chief executive Sir Martin Sorrell, pictured, warned rising interest rates in America are his chief concern, along with political uncertainty.

Sainsbury's adds to supermarket gloom as it warns it could axe 800 workers as part of cost-cutting drive

Mandatory Credit: Photo by Chris Ratcliffe / Rex Features ( 764326s )\n Blurred shelves as a a trolley is pushed down the aisle at Sainsbury's supermarket.\n Sainsbury's Supermarket, London Colney, Hertfordshire, Britain - 2008

A day after Tesco posted a record annual loss of £6.3billion, Britain's third-largest grocer warned that it is reviewing the positions of deputy manager and department managers.

SIMON LAMBERT: Eight simple but important lessons about money

Eight simple but important lessons about money

From banks to credit card firms, fund managers and shops, there are a lot of smart people whose job it is to try and take your cash off you. Learning more about money is a good way to keep hold of it and make more of it. Here are some simple but important things I'd teach people about money. What would you suggest?

The UK's richest young musicians revealed: Sam Smith storms into the top 20 but none can match Adele's £50million fortune

UK's richest young musicians revealed: Sam Smith storms into top 20 but none beat Adele

With an estimated £12million in the bank, London-born Sam Smith has landed a spot on the Sunday Times Rich List of the UK's top 20 wealthiest young musicians. But his fortune pales into insignificance compared to James Bond theme tune singer Adele, who tops the list with an estimated £50million fortune, even though she has not released an album since 2011.

Halifax and Santander win waves of new current account customers while Barclays is clearest loser, switching data shows

There was a seven per cent increase in the number of people choosing to switch current account in the last 12 months, according to data published today.

Would you buy a home under the hammer? How to invest in property at auction - or even get on the housing ladder

How to invest in buy-to-let or get on the property ladder at auction

Record numbers of buyers are turning to property auctions where as long as you can finance a winning bid you can lock in a property purchase within minutes. But you need to brave and sometimes willing to enter a bidding war to secure your dream property, so is it worth buying a home under the hammer?

Two-thirds of estate agents say there are fewer house buyers since the start of tougher mortgage checks last year

People look at propeties advertised in an estate agent's window in Dulwich, London, England. 
The Government launched their 'Help to Buy' scheme today, which will enable eligible first time buyers to buy a home with only a 5% deposit, with the government guaranteeing a further 15%.  


(Photo by Dan Kitwood/Getty Images)
LONDON, ENGLAND - OCTOBER 08 2013

The National Association of Estate Agents said 65 per cent of its members were reporting a fall in buyer numbers since the Mortgage Market Review reforms were introduced, a year ago on Sunday.

Plucky motorist loses parking fine battle in court but RAC says days of 'sky-high charges' from private firms are numbered

A chip shop owner says he is 'absolutely furious' after losing his landmark legal bid to sweep away 'rip-off' parking charges. He was fined £85 for overstaying by 56 minutes in a retail car park.

LEE BOYCE: Is Tesco the next Woolworths: jack of all trades and master of none?

LEE BOYCE: Is Tesco the next Woolworths: jack of all trades and master of none?

If Tesco is not careful, it could become the next Woolworths. Beloved Woolies was also once a British staple, which seemed like would never disappear. Tesco is trying to be a one-stop shop for everything. Electricals, clothing, mobile phones, banking - the majority just want to go in for their weekly food shop. It could be its downfall.

Rents have outpaced inflation since last general election - but have grown at just half the rate of house prices 

Rental costs in England and Wales have risen 15.2 per cent since the last general election - a pace faster than the rate of inflation, a monthly index shows.

The best buy-to-let mortgage rates to build your property portfolio or cut your costs

There are now 143 five-year fixed rate buy-to-let mortgage deals with an interest rate below five per cent, compared to 105 six months ago and 55 a year ago.

The 40 money-saving tricks everyone needs to know: Pay for everything by credit card, buy your Christmas crackers in January and get paid to shop . . .

40 money-saving tricks everyone needs to know

Feeling the pinch? From claiming for compensation if your train is delayed to splitting TV costs, here Money Mail looks at 40 ways you can save money. Some require just small tweaks to your regular habits or a phone call or two and could save you hundreds or even thousands of pounds. You can save cash just by spending with a different type of credit card or planning ahead for big events or trips.

Our cars were written off while parked on the drive, so why are insurers still arguing?

Our cars were written off while parked on the drive, so why are insurers still arguing?

A mum and her teenage son have faced a year-long battle with insurers after their cars were written off while parked on their own driveway. Sixth-form student Josh Coultas and his mother Jaki Cowling were sitting in their front room when they heard a loud bang outside. Looking out the window, they saw his red Ford Fiesta, which had been parked on their driveway, was in a neighbour's garden.

Saver wins compensation from a building society after it fails to inform them of a rate cut - can you?

BJT83G Hand fan of £20 banknotes

A report by the financial ombudsman, revealed that the building society had not told their customer of the change in rate because it deemed the cut to be small.

How saving works: Your essential guide to building up a nest egg

How saving works: Your essential guide to building up a nest egg

There are many good reasons for saving. A rainy day fund can give you protection against unexpected bills or losing your job. Tapping into your savings is also the key to many of life's major events, such as buying a car, getting married or buying a home. The good news is that once you decide to get that saving habit there are ways to make it work even better.

Estranged bankrupt son forced his gran to buy four iPhone contracts - and O2 wants her to keep two at cost of £100 a month...

ASK TONY: Help us cancel the phone deals our son forced his gran to take out

My estranged bankrupt son forced his grandmother, who is 85, to buy four iPhone 6 Plus mobile contracts from three operators for him, his wife and two daughters as Christmas presents. Virgin was brilliant and cancelled the phone charges; 3 insisted the contract be paid up; and O2 has insisted she pays £100 a month to the end of the contract.

Record low buy-to-let rates slip away but landlords investing pension freedom cash can still get a cheap fix

The opportunity to lock into a cheap fixed rate mortgage remains for the influx of property investors expected to take advantage of their pensions freedom cash.

I want to cash in some equity from my second property while rates are low - should I keep some back to pay tax in future?

Model house next to piggy bank.

There?s is a wider range of special deals aimed at first-time buyers, including saving schemes.


Image by Peter Muller/cultura/Corbis

I want to know whether I will have to pay tax if I remortgage my second home to release money. I have assumed that there won't be any tax to pay until I eventually sell it for good.

'We are the Guy Fawkes of brewing': Craft beer pioneers BrewDog snub the City with world record £25m crowdfunding bid

Craft beer BrewDog snubs City with world record £25m crowdfunding bid

The Aberdeenshire based company, which takes pride in its anti-establishment image, wants to raise the cash by offering 526,316 shares to the public through its 'Equity for Punks' scheme. The minimum investment in this latest round is £95 for two shares. BrewDog's management has made no secret of its contempt for banks and financial institutions and today it reiterated its stance. Chief executive, James Watt, said 'We are not Rockefeller. We are Guy Fawkes. We are burning the established system.'

Savers urged to act fast if they want best buy deals as some vanish within days - including top cash Isa from Skipton BS

Pink piggy bank with pound coins.


BJM3K2

Earlier this month, Skipton BS withdrew its 1.5% online bonus cash Isa after barely ten days. It replaced this with a new one paying 1.6% - which closed yesterday after a similarly short spell.

Thousands of middle-class savers are sleepwalking into a huge tax bill on their pension, accountants warn

A0XFG6 Man sleepwalking

Financial experts are concerned that middle managers, teachers and senior personal assistants will unwittingly breach a cap that limits the size of their pension pots.

Going away? Don't tell your Facebook friends or risk having your insurance claims rejected

Going away? Don't tell your Facebook friends or risk having your insurance claims rejected

People who post photos of their trip or mention the dates they will be away on social media could have their break-in claims thrown out. And those who allow their phone or tablet to update their Facebook page to reveal where they are at any moment may also be refused a payout. The Financial Ombudsman is concerned that many policyholders do not realise that insurers might check their social media accounts.

Qatari investors agree purchase of a 64pc stake in company behind Claridge's hotel

Qatari investors agree purchase of a 64pc stake in company behind Claridge's hotel

Qatar's Constellation Hotels has bought the stake from the billionaire brothers Sir David and Sir Frederick Barclay. It ends a four-year battle to control Coroin, which owns Maybourne Hotel Group which in turn owns Claridge's and two other London hotels: The Berkeley and The Connaught.

Threat to UK jobs as set-top box maker Pace is sold to US rival Arris in £1.4bn deal

Sky Box Office video on demand set top box and remote control

The latest drama in the UK's set-top box history came this week with a £1.4billion deal to sell Pace to US rival Arris.

Cut in diamond production guidance by De Beers to impact owner Anglo American as demand from China slows

Anglo, which took full control of the diamond miner in 2011, said full year production is likely to be between 30 and 32 million carats, down from a previous target of up to 34 million carat.

France remains 'lost in stagnation' as eurozone's growth slows once again

A Big Dissappointment Graphic_.jpg

The purchasing managers' index (PMI) of private sector activity in the single currency bloc, where 50 is the cut-off between growth and decline, slipped from 54 in March to 53.5 in April.

As Hounslow flash trader appears in court, Wall St guru Michael Lewis warns...: 'If people forget, it will happen again'

Michael Lewis, a financial journalist and author, participates in a discussion in the Newsmaker Series of talks at George Washington University on April 4, 2014 in Washington, D.C. 

Lewis's latest book, "Flash Boys: A Wall Street Revolt," tells the story of the Canadian banker who uncovered the underhanded and illegal practices carried out by some high-frequency traders on Wall Street.  

WASHINGTON, DC - APRIL 04: 
(Photo by T.J. Kirkpatrick/Getty Images)

Michael Lewis says there will be more scandals unless there is 'fundamental change' in the way bankers are rewarded.

Wind-in-your-hair motoring from £3,000: The ten most popular used convertible cars for summer driving

Ten top used convertible cars for summer driving

Lighter evenings, sunny weekends and a fast approaching British summer mean the number of drivers letting their car roof down is rising at a rapid pace. For those looking to join them, there are a number of bargain convertibles out available. Data compiled by used car website Motors for This is Money show that the number one selling used convertible at the moment is the Mercedes-Benz SLK.

Fund managers take bets on previously unloved countries such as Australia and Canada to boost your income

22A_MM BOND CHART.jpg

Bonds are attracting masses of savers' cash - trade body the Investment Association reported that £130million flooded into these funds in February alone.

Two-thirds of CPP customers who were mis-sold card and identity fraud cover miss out on compensation payout

Portrait of young woman holding a card and using laptop

Only 2.4million of the estimated seven million customers who were invited to claim received cash. The average payout was £190.

As more music fans turn the tables in the vinyl revival...  here's the ten most valuable records in the world 

We reveal the ten most valuable records in the world

With interest in vinyl records on the rise, the long-standing market for collectible records is being given a new lease of life. The renewed interest will prompt many to question whether the records clogging up attics, boot fairs or lounge are worth anything. Is there a rare gem lurking in your collection - and what are the most valuable vinyl records?

Tories offer voters cut-price Lloyds shares if they win the election - but should small investors back this deal?

Private investors will be offered Lloyds shares at a 5% discount to their market value, and buyers who hold onto them for a year get a free bonus share for every 10 held.

Inheritance and gifts the only way for many young people to get on the property ladder, as more struggle to raise deposits

Inheritance and gifts only way for many to get on property ladder

One in six young people between 25 and 34 years old said to have relied on inheritance from a relative to buy their own house, compared to just one in 20 people aged over 55, housing charity Shelter said. Half think their children will be able to buy their first home only after receiving an inheritance, a survey of more than 1,000 parents suggest.

Ambitious sellers add £4k in a month to send asking prices to another record high, but lack of homes for sale squeezes buyers

Rightmove said that the challenge to meet the country's housing needs is greatest in the south of England and that a rise in interest from buyers was not met by an increase in homes for sale.

New cars, please: Jaguar serves up a doubles act to supply 170 cars for Wimbledon - including the new XE

Jaguar Land Rover serves up doubles act  supplying cars for Wimbledon

Jaguar's new XE and XF saloons, XF Sportbrake estate and range-topping XJ models will be working as chauffeur and support vehicles at this year's Championships. Chelsea football manager and Jaguar Ambassador José Mourinho launched Jaguar's partnership with the All England Lawn Tennis Club (AELTC) as he was given a tour of the legendary courts in London SW19 - including Centre Court - by committee member and Former British No. 1 tennis star Tim Henman.

Investors to be able to compare the best tracker funds thanks to new free tool

An office worker looks at a screen showing trading on the FTSE 100 index. The amount consumers have invested in shares has reached its highest level for more than three years as people's confidence in the stock market grows, research suggests. Private investors collectively had £233 billion invested in shares at the end of February, the highest level since November 2007, according to share registration group Capita Registrars. The group said the rise reflected both the recent stock market recovery, and the fact that people were increasing their holdings in equities, with £473 million of new money invested during the three months to the end of February. See PA story MONEY Investors. Photo credit should read: PA Wire. PRESS ASSOCIATION Photo. Issue date: Monday March 28, 2011. 
Embargoed to 0001 Monday March 28
File photo dated 15/09/08

Data website FE Trustnet today launches a free new tool that will allow savers to compare the performance of tracker funds.

RBS and Natwest are latest banks to axe reward card deal after EU ruling

epa03932287 Pedestrians queue at an ATM machine at a branch of the Royal Bank of Scotland in the City of London, Britain, 01 November 2013. According to media reports on 01 November 2013, Britain's Royal Bank of Scotland said it would create an 'internal bad bank' to manage 38 billion pounds (61 billion dollars) of its riskiest assets, avoiding a split into two so-called good and bad banks.  EPA/FACUNDO ARRIZABALAGA

The banks are to stop their YourPoints scheme from July 1. RBS said it had been forced to cut the scheme as a result of the EU ruling in March.

New EU rules could stall Britons buying homes abroad with foreign mortgages - and make it trickier for some to buy in Britain

New EU rules could stall Britons buying homes abroad with foreign mortgages

New rules mapped out by the European Union could be about to make it much harder for thousands of Britons to snap up a holiday home on the continent from next March. The Mortgage Credit Directive regulations could also make it more difficult for British workers who receive a portion of their wages in a foreign currency to obtain lending here, experts have warned.

New Co-op team 'falls at 1st hurdle' in delivering more democracy and a more competent board

Allan Leighton, chairman of the Royal Mail.


CTY-JGL-LEIGHTON-091204-3.jpg

In a letter to new chairman Allan Leighton, the president of the Midcounties Co-operative criticised the new management.

The best and worst overdrafts revealed: As Co-op Bank improves its offering for customers in the red, how does it compare?

The best and worst overdrafts revealed: As Co-op Bank improves its offering for customers

A simpler charging structure and a reduction of fees, including the abolition of the unpaid item fee, will help customers who occasionally use an informal overdraft.

TONY HETHERINGTON: I spent £29,950 buying 'fishing village' land in Brazil -now I can't track down the salesman

Ms J.V. writes: In 2011 I was persuaded to buy a plot of land in Brazil, followed by a larger plot a few weeks later. The salesman was a silver-tongued broker named Jacob Stone.

Car insurance costs fall but lower prices 'can't last' as 'epidemic' of bogus whiplash claims continues, warns AA

Girl massaging neck    whiplash injuries  necks

The average quoted premium for a comprehensive car insurance policy fell by just over £5.50 - or 1 per cent - to £530 in the first three months of the year.

How to buy a classic car for less than £10k: Jane's Triumph isn't quite this Ferrari - but she did save herself £22,996,000

How to buy a bargain classic car for less than £10k

Top classic motors went up by more than 15% last year, according to the Historic Automobile Group International index. Jane Rowley owns four Triumphs - and says its driving them that matters. It's not just the top end of the industry that is booming, interest has surged for more minor classics too, so what should you look out for if you'd like to get a hobby - or an investment.

What do politicians claim they will do for you? A General Election guide to the battle for your finances

What do politicians claim they will do for you? Election guide to the battle for your

We look at the impact each of the three main parties' measures could have on your finances if they form the next Government. All claim that they will make Britain a better place, but they have a variety of ways that they reckon they can do it. From housing, to families and tax, here's what they say.

Business leaders pours scorn on election manifestos, accusing party leaders of 'lazy assumptions' and 'populist statements'

SUNRISE OVER WESTMINSTER FROM THE SERPENTINE, HYDE PARK THIS MORNING.

Political parties have been lambasted by a leading business group for 'tactical headline chasing' and leaving their long-term vision for the economy on the campaign bus.

It's the digital age, so why can't energy firms get our bills right? We investigate the meter reading fiasco

The problem arises from the widespread use of estimated meter readings by energy providers. If these guesses are wide of the mark, customers will either be left in debt or facing an unexpected bill.

The five-year fixed rate mortgage heads below 2%! HSBC launches record-breaking home loan as costs keep tumbling

HSBC launches 1.99% record low five-year fixed rate mortgage

HSBC has pushed five-year fixed rate mortgages to their lowest ever level, allowing homeowners to lock in at a rate of just 1.99 per cent. A homeowner taking the new record-breaking deal for a £150,000 25-year repayment mortgage could save £14,500 over that five year period compared to what they would have paid on the 4.99 per cent five-year fixed rates commonly found before the financial crisis.

Panicking over passport renewals, pricey cover and currencies? How to make your holiday go without a hitch

Panic over renewing your passport, costly travel cover and currency deals, penalties for going over your baggage limit...going on holiday can feel more of a trial than a treat - unless you plan ahead.

Households in rush to switch energy supplier - but the Big Six still supply more than 90% of households

Energy Secretary Ed Davey has made switching to find a better deal the centrepiece of his drive to boost competition in the energy market.

The Investing Show: What next for the Footsie, buy-to-let returns, and how to invest when markets are riding high

The Investing Show: Interest rates vs investors, buy-to-let & spotting a market top

In the second episode of our new Investing Show, we take a look at what next for the FTSE 100, what a potential US rate rise would mean for investors, and the temptation of buy-to-let returns. In this show special guest Justin Urquhart Stewart, of Seven Investment Management, discusses how to invest when markets are riding high.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money....

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

spt_Cape 3.JPG

We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

Starting out: Fund tips for beginner or cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? UK narrowly avoids deflation as 'noflation' sticks instead

When will UK interest rates rise?

The UK economy failed to post expected deflation as CPI instead stayed flat for the second month in a row, according to new official figures. That left the outlook for rates firmly unchanged, with a first move still expected upwards in spring 2016.

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

What next for house prices? Buyers offered a chance to negotiate and save money as sellers cut asking prices

spt_split-weather-houses.jpg

The traditional pre-Christmas drop in asking prices has been far more pronounced than usual, according to Rightmove. We look at the outlook for house prices.

Looking for a better bank? This is Money's five of the best current accounts

Best five: which current accounts offer the best perks?

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

What next for mortgage rates? Fixed rates tumble to as low as 1.29% as lenders keep on cutting

Lock in a five-year fix now: The bank rate could rise as early as next year, which would send mortgage rates up

Homeowners can fix for two years at just 1.29 per cent and up to ten years at less than 3 per cent. We highlight the best mortgage deals and look at whether it is time to fix.

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Best paid UK jobs 2014: Compare your pay to the national average in the league table of salaries across 350 trades and professions

Best paid UK jobs 2014 Compare your pay to the national average

The influence of financial services on the economy is spelled out again as City brokers steal top spot in this year's official list of highest earners. According to the detailed 2014 annual salaries survey, brokers pocketed around 40 times more this year than those at the bottom of the list - the people responsible for keeping children safe on the way to school. Lollipop crossing patrols earned around £3,400.

Poll

Do you think you will be better off in a year's time?

Do you think you will be better off in a year's time?

  • Yes - I will be better off 49 votes
  • No - I will be worse off 45 votes
  • I will be in the same position 45 votes

Now share your opinion

  •  
  •  

Premium Bonds winners

April 2015
Prize value Winning bond No. Area
£1,000,000 55DM417553 Wiltshire
£1,000,000 115SG511998 Suffolk
£100,000 80MH293690 Devon
£100,000 5ZX425829 Devon
£100,000 2VQ611480 Surrey
£100,000 231CK511061 Birmingham
£50,000 53KX083995 Nottinghamshire
£50,000 35VF197037 West Midlands
£50,000 240RM142522 West Midlands
£50,000 185NT214902 Birmingham
£50,000 168WQ372604 South Gloucestershire
More Premium Bonds winners

Poll

Which stealth charge do you hate the most?

Which stealth charge do you hate the most?

  • Unreasonable parking charges 45 votes
  • ATM cash withdrawal fee 32 votes
  • Debit/credit card booking fee 31 votes
  • Charge to use public toilet 23 votes
  • Compulsory tipping 62 votes
  • Booking fees on gig tickets 13 votes
  • Bank overdraft fees 13 votes
  • Passport renewal fee 35 votes
  • Mobile phone roaming charges 20 votes
  • Charge for amending policy details 20 votes

Now share your opinion

  •  
  •  
   

MOST READ MONEY

Tourist rates

Currency Rate Buy now
Updated 24 Apr 2015.
Euro 1.3605 Buy Now
US Dollar 1.4815 Buy Now
Australian Dollar 1.884 Buy Now
Canadian Dollar 1.7949 Buy Now
Chinese Yuan 8.928 Buy Now
Croatian Kuna 10.252 Buy Now
Czech Koruna 37.15 Buy Now
Danish Krone 10.136 Buy Now
Egyptian Pound 10.793 Buy Now
Hong Kong Dollar 11.297 Buy Now
Hungarian Forint 404.57 Buy Now
Japanese Yen 175.73 Buy Now
Malaysian Ringgit 5.23 Buy Now
New Zealand Dollar 1.9339 Buy Now
Norwegian Krone 11.505 Buy Now
Polish Zloty 5.3801 Buy Now
Singapore Dollar 1.9648 Buy Now
South African Rand 17.822 Buy Now
Sterling 1.0 Buy Now
Swedish Krona 12.677 Buy Now
Swiss Franc 1.4164 Buy Now
Thai Baht 46.67 Buy Now
UAE Dirham 5.3721 Buy Now

Long-term savings

Monthly savings plan

Find out how much a regular monthly savings scheme could make me.

Results
Or lump sum investments

Calculate how much a lump sum investment could be worth.

Result

Mortgage Affordability Calculator

Your monthly payment

Enter how much you plan to borrow and find out your monthly bill. Assumes interest calculated annually.

Result
Your total mortgage

Enter the amount you can afford to pay monthly (eg. your current rent) to find out how much you can borrow...

Result
Are you over-stretching

How much of your income goes on your mortgage?

Result

Broadband

Cheapest broadband

Search for the best providers in your area

Insurance

Cheapest insurance

Compare thousands of policies

Energy bills

Energy bills

You could save £££s on your energy bills. Find out in seconds

Credit check

What does your credit rating reveal?

Get a FREE trial credit check today to see what the financial services industry can see about you

GO

Warranties

Extended warranties

Get cheaper cover on

Car insurance

Cheaper car insurance

Compare more than 100 insurers in less than five minutes

GO

Mortgages

Best mortgages

See today's latest mortgage rates and get a free consultation with an adviser

GO

Home insurance

Cheaper home insurance

Compare home insurance quotes from 75+ companies

GO