The £20 camera on your dashboard that cuts your insurance and could prove a crash wasn't your fault

£20 dashboard camera can cut insurance and give proof in a crash

It's one of the most ­infuriating things that can happen to you as a driver. You're in slow ­traffic and a car whizzes up an outside lane and then pushes in front of you. Often, you need to slam on your brakes to avoid a crash. And if the driver does clip you, well, there goes your excess, your no-claims bonus and, possibly, your car. Worse, it's almost impossible to prove whose fault it was. It is the fear of incidents such as this, and the growing threat of court fees, that has led to a boom in the number of drivers putting video cameras on their dashboard.

TalkTalk raises line rental by £1.50 a month and gets rid of free local calls for 200k customers

Packages affected include Simply Broadband, Essentials TV, Plus TV, Essentials Broadband and calls, and Plus Broadband and calls.

The Footsie's riding high but Red Ed and Dave are neck and neck to get into Downing Street, so is it time to sell, sell, sell?

Red Ed and Dave are neck and neck in the election, so is it time to sell, sell, sell?

When shares hit a peak, it can seem a long way back down. To further complicate matters, there are continued worries about the economic health of many European nations, plus the possibility of a change in U.S. economic policy. should you ignore all this, hold your nerve and stick with being in the market for the long term? Or should you cash in while prices are buoyant?

Will you splash out in retirement or gift it to family? More 'giving while living' rather than leaving inheritance at death

Many older people are giving handouts to younger generations now, and some are sacrificing their own retirement dreams along the way, new HSBC research finds.

Getting a mortgage? Be careful if you switch bank accounts

Soaring numbers of bank customers are moving to rivals following the launch of a speedy Current Account Switch Service.

Interest rates to stay rock bottom for rest of year amid economy slowdown 

Gross domestic product - the total size of the economy - increased by just 0.3 per cent in the first quarter of 2015, according to the Office for National Statistics.

Elderly savers targetted by cold-calling salesmen who promise profits of 10% from allotment plots

A Money Mail investigation has revealed how salesmen are flogging plots on a 13-acre allotment close to the town of Henley-in-Arden, Warwickshire.



FTSE LIVE: Footsie rallies as investors position for US GDP release and Fed interest rate decision

FTSE LIVE: Footsie rallies as investors position for US GDP release, Fed interest rate

NEW In early deals, the FTSE 100 was 15.4 points higher at 7,044.0 points, having closed 73.45 points lower yesterday, well below Monday's new record peak of 7,122.70. The US - the world's biggest economy - is expected to grow at a pedestrian annualised pace of 1 per cent in the first quarter, partly due to bad weather and a port strike.

ALEX BRUMMER: Boardroom excesses continue to divide Britain in run-up to election

Centrica did extremely well to bring in Iain Conn from BP to replace Sam Laidlaw. The new chief executive recognises that as the owner of Britain's biggest energy supplier it needs a new approach.

Consumer confidence falls ahead of election with more people saying they feel worse off each month than better off

Couple Doing Finances, looking at their bills --
Image by   Randy Faris/Corbis

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The survey by YouGov and Cebr suggests that 'notably' more people feel they are getting worse off month on month than are getting better off.

Slump in oil price batters BP profits with a 39% slide as cost cutting continues

The British oil major reported better-than-expected first-quarter results for the three months to the end of March despite profits falling 39 per cent.

Jaguar's military drive: How ex-military are helping UK car maker

After dodging bullets, mortar and rocket fire in Afghanistan and Iraq, building a car may seem like a stroll in the park.

Standard Chartered in hint it could exit Britain amid bleak results

Its hint of an exit came alongside a bleak set of results - the last under the leadership of beleaguered boss Peter Sands.

The Investing Show: Danger for cautious investors, trackers vs fund managers and what next for the pound

Investing Show: Danger for cautious investors, trackers vs fund managers

In the latest episode of our new series, we take a look at why cautious investing may be a risky option, the fund manager vs tracker debate and what next for company profits and the pound. This show features special guest Tom Becket, of PSigma IM, who highlights the dangers he sees for investors and where he'd invest right now.

Scottish brewer and rugby club offer decent returns for investors willing to take a punt 

Innis & Gunn today launches a beer bond paying 7.25 per cent, while Premiership rugby union side Wasps offers 6.5 per cent.

Insurers on the lookout for swearing or racist language on Twitter and Facebook accounts

California-based Social Intelligence Corp is in talks with UK insurers about introducing software to analyse how policyholders use social media websites.

Forget waving on street corners and let your phone do the work: Six of the best minicab and taxi apps revealed...

Best taxi and minicab apps revealed

Gone are the days standing on rainy street corners looking out for a glowing amber 'TAXI' sign emblazoned on the top of a black cab. With smartphones has arrived a number of other ways to hail a taxi or order a minicab. So which ones should you opt for? Which are the safest, cheapest, most convenient and finally - how are these choices transforming the industry?

Beware of the small print of top-paying Isa deals - and act quickly when better rates come through 

Skipton BS has closed its Limited ­Edition cash Isa at 1.6 per cent after it was on sale for barely two weeks. Unlike most top deals, it was a straight­forward account without a bonus or withdrawal restrictions.

Nationwide to scrap £12 charge for credit card customers who surpass spending limit 

Britain's biggest building society will drop the charge from Friday as part of a review of the way it treats customers.

It's meant to be the bank that's on your side, but TSB is losing customers and being taken over

It's meant to be the bank that's on your side, but TSB is losing customers and being taken

The voice of the only customer ­standing in the TSB branch at Church Street in Enfield, North London, rings out through the dingy room. The carpet has a tired, insipid blue pattern, the walls are grey, and giant red lampshades - matching nothing else in the room - hang over two empty desks. It's lucky the customer isn't discussing anything sensitive because you can hear every word from the far end of the room. When she leaves, it is utterly silent. Two cashiers carry on their work behind glass screens.

TSB to scrap sales targets for staff and reveal closure of 17 branches 

The bank, which was formed in 2013, will announce a shake-up of its sales practices in its quarterly results this morning.

JAMES CONEY: TSB is losing customers and in Spanish hands - how can it be going so wrong?

How do you judge how good a bank is? You can look at what they offer ­customers: the perks they've got, what the ­current account offers and how they treat new customers.

ASK TONY: Rubbish lorry dropped a bin on my car but its insurer won't pay out 

ASK TONY: Rubbish lorry dropped a bin on my car but its insurer won't pay out 

On May 16 last year, a refuse lorry ­emptying industrial bins lost control of one of them. It hit my car. We contacted the firm, which eventually put us in touch with its insurance ­company, Davies Managed Systems. On November 4, I received a letter from the insurer to go ahead with the repairs on the basis that I would pay the garage and be reimbursed on receipt of the paid invoice. The invoice for £729.21 was sent by recorded delivery and they received it on December 1.

ASK TONY: 'I needed a replacement phone when my husband died - but Vodafone refused'

In December 2013, I purchased a mobile phone for my husband and was offered a free upgrade for my own mobile. I started to have issues with my phone and returned it to the ­Vodafone store.

Beware of the small print of top-paying Isa deals - and act quickly when better rates come through 

Skipton BS has closed its Limited ­Edition cash Isa at 1.6 per cent after it was on sale for barely two weeks. Unlike most top deals, it was a straight­forward account without a bonus or withdrawal restrictions.

Should investors worry about the election? As savers are told to hold their nerve, we look at past results, the pound and Footsie

Should investors worry about the election outcome?

Investors would be sensible to ignore the election drama, even if this time feels different because of the uncertainty hanging over the result so close to polling day. City pundits point out that changes of government don't tend to have a big impact on company profits, particularly since many London-listed businesses generate much of their revenues and earnings overseas, although some have voiced concern about the effect on the pound. There are two main worries - a hung parliament could lead to a multi-party coalition or a far more fragile minority Government, and an in-out EU referendum would be held if the Tories won.

Pensioner Bond stampede continues as bank figures show £800m is taken out of savings accounts in March

Banks once again saw a notable fall in the amount money held in personal deposits last month as savvy savers shun poor rates on offer from high street giants.

Coalition boasts on economy undermined as UK growth rate halves to 0.3% in first quarter of 2015


Nine days before the general election, the data from the Office for National Statistics showed the economy slowing dramatically from a 0.6 per cent rate in the final three months of 2014.

Motorists warned to prepare for hefty tax hikes as green cars - including Range Rovers, BMWs and Jaguars - leave £1.3bn black hole

Motorists face hefty car tax hikes as green cars leave black hole for Treasury

The rise of the green car means that a record seven out of ten buyers now pay no road-tax on the first year of ownership of a brand new motor, even on family and luxury vehicles. But a report has warned that while our cars are now less polluting, this will create a potential £1.3billion black hole for the Treasury - and may spell a car tax hike down the line.

Motorist who lost court fight with parking firm over 'unjust' fine raises £6,000 in a day to appeal in the Supreme Court

Chip shop owner Barry Beavis, 48, of Chelmsford, Essex, at the High Court in London  to appeal against a parking ticket issued by 'Parking Eye' which could have beneficial consequences for thousands of motorists if he is successful.
Picture David Parker 24.2.15

Supporters of a plucky motorist who took on a private parking firm over a hefty fine and lost have donated in their droves to help him appeal the decision.

Drivers warned to beware of tax disc scam as fraudsters take advantage of confusion over new rules 

The email claims to be from the Driver and Vehicle Licensing Agency and using this purported authority to trick drivers into providing their bank details for a 'refund'.

MARKET REPORT: Speculation over Anglo American mega-deal sends shares soaring 

MARKET REPORT: Speculation over Anglo American mega-deal sends shares soaring 

Up an impressive 14 per cent in a matter of a few weeks amid reports of a big buyer stalking the stock, Anglo American rose a further 25 1/2p to 1,129p. Speculation has intensified of late that a mega-deal in the oversold mining sector is imminent and dealers heard yesterday that a break-up bid north of £16 a share for the multinational mining group could be on the cards. Anglo American is the world's largest producer of platinum with around 40 per cent of the world output, and is a major producer of diamonds, copper, nickel and iron ore.

Santander UK sees profits rise 13% as it notches up 4m current account customers ahead of schedule

Santander UK sees profits rise 13% as it notches up 4m current account customers ahead of

The bank, which is its Spanish parent's most profitable arm, said pre-tax profit in the three months to the end of March was £470million. It also said its popular 123 current account now counted 4million customers - a target it had aimed to achieve by the end of this year - after adding 370,000 in the first quarter.

Highway to profits: Infrastructure firm Kier set to maintain a third of Britain's motorways after acquiring Mouchel

When combined, the resulting firm will manage 44,000 kilometres of British roads roads accounting for 28 per cent of the country's road network.

Tamara Mellon seeks £5-10m for expansion of fashion brand venture

Mellon, who launched her own fashion brand in 2013, is seeking to raise fresh funds to expand, Sky News reported.

Alliance Trust buckles under Elliott strain hours before crucial showdown

In an attempt to save itself from the prospect of a humiliating defeat at today's annual meeting, the under-performing trust has bowed to demands made by activist group Elliott Advisors.

Whitbread boss Andy Harrison steps down as Costa coffee and Premier Inn send annual profits soaring 18.5%

Whitbread boss Andy Harrison steps down as  annual profits soar 18.5%

He joined from budget airline easyJet and over the five period Whitbread's market value has risen from £2.5billion to £9.7billion and the share price has climbed from 1,500.0p when he took control to an all-time high of 5475.0p yesterday. Harrison leaves to become chairman of British homewares retailer Dunelm on July 7 this year. The announcement comes as the company unveiled healthy annual profits and stepped up its expansion plans

Millions choosing to switch accounts and move to a new bank - but should they print out statements before they leave?

Millions switch current account: should you print out historic statements before leaving?

Millions of people who are switching current account to another bank or building society could face difficulties in accessing old statements in the future, a campaign group warns. Many of us are used to online banking and instant access to a historical blow-by-blow statement of our incoming and outgoing over the years.

Landlords have two months to register old deposits or run risk of four-figure fines and struggle to remove tenants

Landlords and letting agents are being urged to act over historic tenancy deposits or face hefty fines after new legislation introduced a deadline to protect them.

Card cover protection compensation deadline set for 23 June 

Two million people sold useless card protection must decide if they should be compensated. The cover was provided by U.S. firm Affinion but sold by Britain's biggest banks.

My mum handed over £1,000 to a door-to-door salesmen to clear her roof of moss and is too frightened to report them - can she get her money back? 

My mum handed over £1,000 to a door-to-door salesmen to clear her roof of moss and is too

A flyer was posted through the door concerning roof moss and possible damage to her property. A salesman called and convinced her to sign up to £5,000 moss removal with a £1,000 deposit . How legally binding are these contracts can we get back mum's savings?

UK holidaymakers forked out more than £3bn in air passenger duty last year - and tax is set to increase, airlines warn

London Stansted Airport.

Image shot 2009. Exact date unknown.

Last year passengers paid an extra £158million compared to 2013/2014 for a total of £3.17billion - an increase of 5.2 per cent, data from the HM Revenue shows.

Households' confidence about their finances soars to four-year high thanks to rising disposable incomes and affordable mortgages 

People are feeling more positive about their personal finances, the economy in general, the employment market and levels of disposable income, said Lloyds.

A bond that's worth a try? Wasps rugby club offers retail bond that will pay 6.5%

Wasps rugby club offers retail bond that will pay 6.5%

Wasps will become the first sports club to issue a retail bond on the London Stock Exchange on Monday. The rugby club will offer fans and investors between £25million and £35million of seven-year bonds paying 6.5 per cent per year. The minimum investment is £2,000 and bonds can be bought and sold in multiples of £100.

Labour will pay for £5,000 stamp-duty holiday for first time-buyers with landlord crackdown on tax avoidance

Labour will pay for first-time buyer stamp-duty holiday with new curbs on landlords

A three-year stamp duty holiday for first-time buyers would let them off paying the tax on homes up that value, potentially saving them £5,000. Labour said it's policy would cost £225million, which it says would be found through a series of tax-related measures.including tackling tax avoidance by landlords, which HMRC has calculated costs more than £550million each year.

The four key steps to mortgage success: How to secure a home loan this spring as affordability rules are relaxed

Carli Burke for financial. Pic Darren Jack

Applicants who play their cards right now could be on the first rung of the housing ladder by the summer. Carli Burke took advice to rebuild her credit record

Lawnmowers...cutting edge or classic? We reveal five of the best new machines

Lawnmowers...cutting edge or classic? We reveal five of the best new machines

Experts warn that before visiting your local gardening centre to pick up the latest mower you should consider other solutions. Brian Radam, author of the authoritative Haynes Lawnmower Manual, says: 'A lawnmower has a cylinder with blades and a roller attached that allows for a cleanly cut, formal finish.'

Rowing champion Matthew Pinsent on how he went from earning £120 a week in a cake factory to five-figure sums filming TV commercials

Mandatory Credit: Photo by David Fisher/REX Shutterstock (3154638u)\n\nMatthew Pinsent and wife Demetra\n\nPride of Britain Awards, London, Britain - 07 Oct 2013

Sir Matthew Pinsent is a four-times Olympic gold medallist in rowing and is currently a BBC sports presenter. He spills the beans on his spending and savings habits.

Five ways to make your loyalty pay as banks and insurance companies are joining the rewards scheme bandwagon


Sally Hamilton uncovers the financial companies trying hardest to keep you and how you can cash in on recommending them to friends. Paula Uria enjoys a hot drink at her insurer's expense

Do cheap funds outperform more expensive ones? Tracker fund provider claims active managers mostly underperform

Vanguard claims cheap investment funds outshine high cost ones

Its study of 6,500 funds available in the UK found that if they are split in half between high and low cost, the cheaper ones outperformed in 10 out of 12 investment categories in the past decade. Some but not all of the cheaper funds in Vanguard's analysis were 'passive' trackers - which simply duplicate an investment index, rather than try to outperform it. But the company says it findings align with separate research it has done showing high costs are the reason why most 'active' funds - the more expensive kind run by managers trying to beat a market - have lagged their benchmarks over five, 10 and 15 years.

Are UK supermarket shares now a bargain? Funds still stocking up on Britain's grocers - and stress that in the long haul it may pay

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Fund managers and brokers continue to put the case for keeping your money invested in the nation's grocers - and stress that in the long haul it may pay off.

MIDAS SHARE TIPS: Software group WANdisco's party could be about to start as notable clients join line-up

David Richards of WANdisco at FTI Consulting in Chancery Lane.


While the shares have plunged close to all-time lows, hopes are still alive, so the shares could be a buy for those prepared to take a significant risk.

Fed up with your unripe avocado? At last, there's someone to complain to as new ombudsman service is launched

Fed up with your unripe avocado? At last, there's someone to complain to as new ombudsman

Ombudsman Services, the organisation behind ombudsmen overseeing the energy and communications sectors, says it already has several large retailers poised to sign up. It has been in talks with the British Retail Consortium - the trade body for the industry - and has also been discussing the details of its plan with several large retailers including Home Retail Group, which owns Argos, Homebase and Habitat.

A yawning reality gap: Young people expect to retire with £95,000 pension pot - but most haven't started saving yet

Men aged 18-25 are more optimistic about what they will retire on, setting their sights on an average retirement pot of £111,000, while women expect to save £82,000.

Annuity firms slash rates to worst level EVER as pension freedom causes slump in purchases of retirement income product

Annuity rates have collapsed to all-time lows within weeks of pension freedom reforms, which removed the need to buy the unpopular products to provide an income for life.

Vinyl comes full circle as Queen backs hi-fi maker Rega Research with Award for Enterprise 

Vinyl comes full circle as Queen backs hi-fi maker Rega Research

Rega Research of Southend-on-Sea features on a list of 141 firms due to receive the award at Buckingham Palace in July. At the same time it emerged that HMV's physical music sales - vinyl and CDs - rose 12 per cent to £9.8million in the three months to mid-March. This helped the store regain its title as Britain's top music retailer from Amazon, and comes just two years after HMV was brought out of administration.

One in ten of the UK's wealthiest over-55s are thinking of drawing on pension funds to start a business, finds study

Pension investment firm Axa Wealth predicted that more than half a million 'later-life entrepreneurs' could shun retirement in favour of starting up a firm or going into consultancy.

EU set to back down on controversial online sales VAT rules in bid to reduce burden on small firms

BMEN2H Young woman using a laptop computer on a wireless network to shop online at home.

From January this year, businesses selling digital products - such as ebooks and even knitting patterns - online have been required to charge VAT at local rates when they sell on the Continent.

Ocado signs deal with drinks producer Jax Coco as celebrities go nuts about coconuts

Ocado signs deal with drinks producer Jax Coco as celebrities go nuts about coconuts

Coconut water brand Jax Coco, drunk by celebrities such as Cara Delevingne, Stella McCartney, Sienna Miller and David Walliams, has secured a deal with Ocado, marking its first UK-wide listing. The company was founded by former hedge fund trader and mother-of-five Jane Gottschalk and her husband Max, with Hong Kong entrepreneur Alex Ing and his son Jason.

Solar mini-bond offers the chance to do some daylight saving with a 6% annual return - but is that enough for the risk?

Solar mini-bond offers 6% annual return

The Big60Milllion mini-bond, is hoping to raise £20.4million to refinance three fully operational solar farms. It could also help investors offset their electricity bill, but it is important to understand the risks. Open until 27 May, the minimum investment is £60 for a unit.

Top ten holiday home hotspots revealed: Cornwall is favourite - and 165,000 UK households own second property for leisure

Top ten holiday home hotspots revealed - and Cornwall is top

Of all properties in Cornwall, 6.2 per cent - some 10,169 - are used solely as holiday homes, research from Direct Line shows. Also in the top three are Gwynedd, in Wales, and North Norfolk. Supporters see the increase in second homeowners as bringing money and business into areas, while critics say second home-ownership has driven up house prices.

Number of homeowners who believe year ahead will be a good time to sell hits a four-year high as house price confidence grows

More people could be tempted into putting their homes up for sale in the coming months amid strong expectations values will continue to rise, a confidence survey shows.

Transport for London boss attacks commuter trains into the capital as 's***', like the 'wild west' and with Gestapo-like inspectors

Transport for London commissioner Peter Hendy photographed in the control room 26 January 2012.
Ph: Rebecca Reid
**Commissioned for use in the Evening Standard only.  For all other publications a fee will be applicable.** Sir Peter Hendy was knighted January 2013

In a Management Today interview, Sir Peter Hendy picked out Southeastern and South West Trains for special treatment in a rant that will be music to many commuters' ears.

SIMON LAMBERT: Eight simple but important lessons about money

Eight simple but important lessons about money

From banks to credit card firms, fund managers and shops, there are a lot of smart people whose job it is to try and take your cash off you. Learning more about money is a good way to keep hold of it and make more of it. Here are some simple but important things I'd teach people about money. What would you suggest?

'Clocking' plague stages a comeback in the second-hand car market as drivers try to hide excess mileage on car deals

Tampering with the mileage on second-hand cars is back for the first time in years and motors reaching three years old are most likely to be hit.

Cost of renting rises across the UK and London tops the league with biggest increase in last year

Couple looking in an estate agent's window; posed by models.

London as usual saw the biggest increase, with rents 3.2 per cent higher than they were last year - or £16 more expensive if we consider a £500 rent.

Would you buy a home under the hammer? How to invest in property at auction - or even get on the housing ladder

How to invest in buy-to-let or get on the property ladder at auction

Record numbers of buyers are turning to property auctions where as long as you can finance a winning bid you can lock in a property purchase within minutes. But you need to brave and sometimes willing to enter a bidding war to secure your dream property, so is it worth buying a home under the hammer?

Paragon Bank fires to top of best buy tables after upping rate on two of its fixed-rate savings accounts

New challenger bank Paragon has fired to the top of the independent This is Money savings tables after upping the rate on two of its fixed-rate offerings.

Plucky motorist loses parking fine battle in court but RAC says days of 'sky-high charges' from private firms are numbered

A chip shop owner says he is 'absolutely furious' after losing his landmark legal bid to sweep away 'rip-off' parking charges. He was fined £85 for overstaying by 56 minutes in a retail car park.

LEE BOYCE: Is Tesco the next Woolworths: jack of all trades and master of none?

LEE BOYCE: Is Tesco the next Woolworths: jack of all trades and master of none?

If Tesco is not careful, it could become the next Woolworths. Beloved Woolies was also once a British staple, which seemed like would never disappear. Tesco is trying to be a one-stop shop for everything. Electricals, clothing, mobile phones, banking - the majority just want to go in for their weekly food shop. It could be its downfall.

Rents have outpaced inflation since last general election - but have grown at just half the rate of house prices 

Rental costs in England and Wales have risen 15.2 per cent since the last general election - a pace faster than the rate of inflation, a monthly index shows.

Record low buy-to-let rates slip away but landlords investing pension freedom cash can still get a cheap fix

The opportunity to lock into a cheap fixed rate mortgage remains for the influx of property investors expected to take advantage of their pensions freedom cash.

As more music fans turn the tables in the vinyl revival...  here's the ten most valuable records in the world 

We reveal the ten most valuable records in the world

With interest in vinyl records on the rise, the long-standing market for collectible records is being given a new lease of life. The renewed interest will prompt many to question whether the records clogging up attics, boot fairs or lounge are worth anything. Is there a rare gem lurking in your collection - and what are the most valuable vinyl records?

How saving works: Your essential guide to building up a nest egg

How saving works: Your essential guide to building up a nest egg

There are many good reasons for saving. A rainy day fund can give you protection against unexpected bills or losing your job. Tapping into your savings is also the key to many of life's major events, such as buying a car, getting married or buying a home. The good news is that once you decide to get that saving habit there are ways to make it work even better.

How budgeting works: Your essential guide to making more of what you spend

A businessman working using calculator in an office.

Image by Ocean/Corbis

Making a budget will allow you to ensure you keep spending sensibly, and could help you find extra opportunities to save for the future or pay off debts more quickly. We take a look at the essentials.

How pensions work: Your essential guide to saving for a richer retirement

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Making the most of a pension is your best chance of securing a decent income when you retire. We explain what you need to know.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money....

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

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We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

Starting out: Fund tips for beginner or cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? UK narrowly avoids deflation as 'noflation' sticks instead

When will UK interest rates rise?

The UK economy failed to post expected deflation as CPI instead stayed flat for the second month in a row, according to new official figures. That left the outlook for rates firmly unchanged, with a first move still expected upwards in spring 2016.

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

What next for house prices? Buyers offered a chance to negotiate and save money as sellers cut asking prices


The traditional pre-Christmas drop in asking prices has been far more pronounced than usual, according to Rightmove. We look at the outlook for house prices.

Looking for a better bank? This is Money's five of the best current accounts

Best five: which current accounts offer the best perks?

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

What next for mortgage rates? Fixed rates tumble to as low as 1.29% as lenders keep on cutting

Lock in a five-year fix now: The bank rate could rise as early as next year, which would send mortgage rates up

Homeowners can fix for two years at just 1.29 per cent and up to ten years at less than 3 per cent. We highlight the best mortgage deals and look at whether it is time to fix.

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Best paid UK jobs 2014: Compare your pay to the national average in the league table of salaries across 350 trades and professions

Best paid UK jobs 2014 Compare your pay to the national average

The influence of financial services on the economy is spelled out again as City brokers steal top spot in this year's official list of highest earners. According to the detailed 2014 annual salaries survey, brokers pocketed around 40 times more this year than those at the bottom of the list - the people responsible for keeping children safe on the way to school. Lollipop crossing patrols earned around £3,400.


Do you think you will be better off in a year's time?

Do you think you will be better off in a year's time?

  • Yes - I will be better off 387 votes
  • No - I will be worse off 370 votes
  • I will be in the same position 282 votes

Now share your opinion


Premium Bonds winners

April 2015
Prize value Winning bond No. Area
£1,000,000 55DM417553 Wiltshire
£1,000,000 115SG511998 Suffolk
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£50,000 168WQ372604 South Gloucestershire
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Which stealth charge do you hate the most?

Which stealth charge do you hate the most?

  • Unreasonable parking charges 137 votes
  • ATM cash withdrawal fee 81 votes
  • Debit/credit card booking fee 112 votes
  • Charge to use public toilet 74 votes
  • Compulsory tipping 170 votes
  • Booking fees on gig tickets 45 votes
  • Bank overdraft fees 39 votes
  • Passport renewal fee 124 votes
  • Mobile phone roaming charges 66 votes
  • Charge for amending policy details 66 votes

Now share your opinion



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