Investors offered chance to buy income at a knockdown price as popular investment trusts trade at a discount

Buy income cheap as investment trusts trade at a discount

All but five of the 26 investment trusts in the AIC's equity income sector can be bought for less than the value of the assets they hold. This is a recent reversal of fortune for many income investment trusts, which had seen their share prices settle at a premium above their net asset value in recent years, as investors chased yields in the low interest rate environment.

INVESTMENT CLINIC: What I can do if my stockbroker won't deal with my account any more because it's not worth enough? 

Holly Black, of Money Mail, replies: Unfortunately, this has become a common problem for savers since the implementation of the Retail Distribution Review in 2013.

Parents freed from poor performing Child Trust Fund flood Hargreaves Lansdown with requests to transfer to Junior Isas

Hargreaves Lansdown revealed it received more than 5,000 requests to transfer holdings to Junior Isas in the first 24 days after restrictions on the saving accounts were lifted.

Make sure you choose a tracker that does what it says on the tin: The best and worst funds for following the markets

The best and worst tracker funds for following the markets  

Index and exchange traded funds are the product of choice for investors happy to bank on market performance. But while all essentially do the same thing, performance differs due to cost and two measurements of how closely and well they follow the market, known as tracking difference and error.

The Investing Show: Best bank shares, sell in May, and should you buy the Footsie?

In the latest episode of The Investing Show, we take a look at what's actually in the FTSE 100 and whether investors should buy in. We also discuss the best UK bank shares and their prospects and take a look at whether there is any wisdom in the old Sell in May adage.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

How to invest in shares: Your complete guide to joining the excitement of the stock market

Informed: It is important to do research when picking which shares to buy

Popular share buying is set for a comeback. But for newcomers, buying and selling may seem daunting. So here is our guide to getting started in the market

How to find the cheapest and best index tracker funds and take the hassle and cost out of investing

Tracking: Following an index is cheaper than an active fund and often more successful

Tracker funds are ideal for those who want to invest but don't want the hassle of picking shares or cost of a fund manager, who is unlikely to outperform the market.

How to invest in funds, investment trusts and ETFs - and save money as a DIY investor

The tortoise and the hare: Passive investors believe that slow and steady wins the race, while active investors chase market-beating returns.

Fund investing helps many small investors strike it rich. Find out what funds and investment trusts are, how to invest - and save money with a DIY investing platform.

Why you should start investing and the three golden rules to make it work

Dip your toe into the stock market: Before you start, you need to ask yourself why you want to invest

Want to beat the interest paid out on many high street accounts - and turbo-charge your money for the future? Then it's time to dip your toe into the stock market.

Six simple steps for wiser investing - and a better chance of higher returns

Six simple steps to invest wisely

At the risk of adding to an already extremely crowded market, I have tried to distil some thoughts on how to invest wisely into a simple plan. These are ideas that I have gleaned magpie-fashion from investors I have spoken to - or read - whose wisdom seems to shine the brightest.

Why sell in May and go away? Here's five promising stocks to BUY this summer - and a look at how last year's tips went

Why sell in May and go away? Five stocks to BUY this summer

'Sell in May and go away, stay away till St Leger Day' is a timeworn piece of advice to investors, but no financial pundit has ever proved whether it's true or not. Instead of engaging in this dusty debate, we prefer to focus on which shares are likely to do well this summer and beyond, however the wider market performs. Ian Forrest, investment research analyst at The Share Centre, suggests five stocks that look a good buy right now and recaps how our summer share tips from last year performed.

A 10% return from bypassing the banks: The investment trusts backing lending platforms

There are now three investment trusts that put money into platforms bypassing intermediaries and offer yields of up to 10 per cent.

The Diary of a Private Investor: Why doing nothing can sometimes be the best thing

Diary of a Private Investor: Doing nothing can be the best thing | Fox Marble

'If you can't find any potential investments that you feel are better than existing holdings in the portfolio its best to sit on your hands.' Our columnist John Rosier delivers his latest update. He looks at what to do when you don;t have any good ideas and reflects on a month in which one of his holdings Fox Marble leapt nearly 40%.

SIMON LAMBERT: Bond king Bill Gross is right, the investing world's gone mad - beware the day it wises up

Bill Gross is right, the investing world's gone mad - beware the day it wises up

In today's mad world, negative yields mean that investors are buying bonds guaranteed to lose them money if held to maturity. That's prompted bond king Bill Gross to rail again at 'the less than commonsensical notion that a global debt crisis can be cured with more and more debt.' We would be wise to at least consider his words.

Bank of England says it will raise rates in 2016 - but what if they have to rise faster than we think?

Will the BoE scratch its seven-year itch and raise interest rates in a year?

If the Bank of England's outlook is to be believed, we won't see an interest rate rise until it gets a seven-year itch. But how much faith can we put in that? The caveat with these forecasts has always been not to bank on them. Rate expectations have swung around wildly over the past six years. We're still at 0.5 per cent.

Keeping too much in cash means savers are 'throwing vast sums of money away' - but where can they start investing?

Where can savers start investing for better returns?

Households holding half their average £54,000 wealth in cash are 'throwing vast sums of money away every year', on low returns, research by a leading fund management house claims. While there may be plenty of savers out there who would acknowledge they have too much in cash, the crucial question many of them will ask is 'where do I start investing?'

INVESTMENT CLINIC: How do I invest in gold and is now a good time to buy? 

In the aftermath of the global financial crisis, the price of gold rocketed as savers flocked to this so-called safe haven.

Would you give chickpeas an investing chance? Hummus Bros puts itself in the crowfunding Dragon's Den

Hummus Bros is offering investors the chance to buy £250,000 worth of its business , but you won't get any money back unless it eventually lists or is sold to a private equity firm.

China's stock market is up 120% in a year: is it a new dawn for investors or a dangerous bubble? Four things you should know about investing in China

China's stock market is on a tear but would you invest?

China is firmly gripped by stock market fever. The country's mainland index, the Shanghai Composite has been on a tear, up more than 120 per cent in the last year and hitting its highest level for seven years. Some say this is just a preview of things to come, others warn of an impending bubble. Maike Currie takes a look.

They offer income of 6% a year, but are giant solar farms the investment opportunity you've been looking for?

There are 465 solar farms in Britain, and 184 of these sprung up last year. As a result, investing in renewable energy has become increasingly popular with claims of solid income on offer.

The investment that will let you drink your profits: Scottish brewer launches mini-bond offering 7.25% interest - or beer vouchers

Scottish brewer Innis & Gunn is offering an interest rate of 7.25 per cent or 9 per cent worth of 'BeerBucks' to buy a tipple through its online shop.

China's stock market is up 120% in a year: is it a new dawn for investors or a dangerous bubble? Four things you should know about investing in China

China's stock market is on a tear but would you invest?

China is firmly gripped by stock market fever. The country's mainland index, the Shanghai Composite has been on a tear, up more than 120 per cent in the last year and hitting its highest level for seven years. Some say this is just a preview of things to come, others warn of an impending bubble. Maike Currie takes a look.

THE MINOR INVESTOR: An honest look at a year's investing - and the mistakes that I made along the way

THE MINOR INVESTOR: An honest look at a year's investing - and the mistakes I made

It is just over a year since I started the Minor Investor column, with the aim of taking a candid look at my investing experience. In that spirit, I decided the latest column should deliver an honest appraisal of how my investments have fared over that year - and the mistakes I've made along the way.

The Investing Show: Danger for cautious investors, trackers vs fund managers and what next for the pound

In the latest episode of our new series, we take a look at why cautious investing may be a risky option, the fund manager vs tracker debate and what next for company profits and the pound. This show features special guest Tom Becket, of PSigma IM, who highlights the dangers he sees for investors and where he'd invest right now.

Do cheap funds outperform more expensive ones? Tracker fund provider claims active managers mostly underperform

Vanguard claims cheap investment funds outshine high cost ones

Its study of 6,500 funds available in the UK found that if they are split in half between high and low cost, the cheaper ones outperformed in 10 out of 12 investment categories in the past decade. Some but not all of the cheaper funds in Vanguard's analysis were 'passive' trackers - which simply duplicate an investment index, rather than try to outperform it. But the company says it findings align with separate research it has done showing high costs are the reason why most 'active' funds - the more expensive kind run by managers trying to beat a market - have lagged their benchmarks over five, 10 and 15 years.

Help! My share account is being shunted from Barclays to Equiniti over my head - should I go along with this?

Saga Share Direct is managed by Barclays Stockbrokers. From June it will be managed by Equiniti Financial Services. Should I go with Equiniti or go elsewhere?

Fund managers take bets on previously unloved countries such as Australia and Canada to boost your income

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Bonds are attracting masses of savers' cash - trade body the Investment Association reported that £130million flooded into these funds in February alone.

INVESTMENT CLINIC: Strategic bonds offer good returns, but is the money protected?

INVESTMENT CLINIC: Strategic bonds offer good returns, but is the money protected?

I'm thinking about investing in strategic bonds, as I hear they give a good regular return. But is the money I put into them guaranteed? Holly Black replies.

Investment clinic: A Fortress Bond seems to be paying up to 4.5%. What is this and is my money protected?

I have seen a Fortress Bond paying interest of up to 4.5 per cent advertised by Castle Trust. What is this? And is my money protected?

Should you invest in a dynamic duo? The fund manager partnerships delivering super returns for investors

From Batman and Robin, to Bonnie and Clyde and Eric and Ernie, partnerships can capture the imagination - and even fund managers can get in on the act of doubling up for success.

Dumb tracker, cheap do-it-all fund, or smart beta? Passive investing has never been cheaper, here's how you can track the market

Dumb tracker, cheap do-it-all fund, or smart beta?How to invest in trackers

Passive investors have never had it so good. Costs are falling at the same time as their opportunity to tap into markets increases. But it's not just about tracking a market anymore, smart beta combines passive approaches with active allocation and ready-made passive portfolios are also being snapped up. So what does a good tracker look like?

Novice investors struggle with investing charges as just two of top 21 leading platforms provide a clear cash figure for fees

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First-time investors looking for the best home for their cash face a difficult task finding out how much they'll pay to use many top investing platforms, a leading financial researcher has found.

'I invested £4k in peer-to-peer lending': Fed-up savers turn to riskier investments - we weigh up the alternatives tempting them

Savers fed up with miserly interest rates can be tempted to shun deposits in favour of riskier investments. David Goodall (pictured) lent £4,000 through Trillion Fund.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

Fund and trust ideas for first time and cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

Income tax relief of 30% upfront and no CGT: Should you invest in small businesses through an EIS?

Marek Czarnek on the left and Martin Hender (owner) on the right from Castle Combe Brewey
Image via Sally Hamilton Mail on Sunday personal finance reporter

Investors who commit up to £1million in a scheme in any one tax year receive tax relief up front, as well as when they cash in their investment.

Where should you invest your Isa? Expert Holly Mackay's view of the top ten platforms she has road-tested

10/03/2015. PIC. SHOWS HOLLY MACKAY A PENSIONS SPECIALIST, AT HER NORTH LONDON HOME. SHE IS BEING INTERVIEWED BY JEFF PRESTRIDGE FOR A PENSIONS FEATURE.

Holly Mackay is a leading expert in analysing the advantages - and disadvantages - of platforms that allow people to hold all their investments under one roof.

The dividend hunter's best friends: 14 of the best and most consistent income funds revealed

14 of the best income funds revealed by Sanlam's White List

Investors are able to pocket an average of 4 per cent on an equity income fund, research from Sanlam shows. It has highlighted its favourite funds. Returns beat what you could get in an annuity or government bond, but only a select few funds make it into the White List of top 14 performers.

Should you invest in an Isa, a pension, or both: Use tax breaks to boost your returns

Isa or pension? How to make the most of annual tax allowances

Isas and pensions offer investors hugely valuable tax breaks that should not be overlooked. We lay out how both work and what you can invest in.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

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We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

Five big investment stories for the next 20 years - and how you can take advantage

Climate change: Governments will be forced by necessity to step in and tackle the issues

We identified big investment themes that look likely to generate rich returns over the next couple of decades, and asked top experts for fund and trust tips to exploit them.

What's done best - cash, stocks or bricks and mortar? How popular asset classes have performed over the past 30 years

Uk equities have delivered 1,433 per cent growth during the past three decades, or 9.9 per cent each year - but only if you steadily reinvested all your dividends.

   

Investing: don't miss

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Which shares will deliver the best return for investors over the next five years?

Which shares will deliver the best return for investors over the next five years?

  • US 191 votes
  • UK 583 votes
  • Europe 133 votes
  • Emerging markets 154 votes
  • Japan 81 votes
  • China 93 votes
  • India 175 votes
  • Smaller companies 111 votes

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The investment industry's world of abbreviations...
Acc: Accumulation - any income generated by the fund like dividends or interest is automatically reinvested.
Inc: Income - any income generated is distributed by the fund instead of being reinvested.
Dis: Distribution - any income generated is distributed by the fund instead of being reinvested.
R: Retail - the fund is aimed at ordinary investors.
I/Inst: Institutional - the fund is aimed at corporate investors like pension funds.
A, B, M, X etc: Different fund houses use letters for different things. Check with them what they stand for.
NT/No trail: Some fund houses use this name on clean funds which carry no commissions for financial advisers, supermarkets or brokers, just the fee levied by the fund manager. But other fund houses use different letters - I, D or Y, for example - so you need to find out for yourself which are clean funds.
Gr: Stands for gross.
GBP/£: Fund denominated in pounds.
EUR: Fund denominated in euros.
USD/$: Fund denominated in US dollars.
Compiled with online stockbroker The Share Centre