Trading firm crisis widens as one of City's largest outfits stung by allegations it 'dumbed down' rules to win more customers

Scandal surrounding money-laundering checks among trading firms deepens as one of City's

ETX Capital loosened its rules to make it easier for traders to join without having to submit passport details or face lengthy questions, a former insider told the Mail. This could be in breach of guidelines set down by the regulator, the FCA. The whole spread-betting industry - one of the fastest-growing parts of the financial services sector - faces questions over the way it enforces money-laundering rules on new customers.

Tesco faces legal fight with shareholders over profits scandal

BPDF8B External view of a Tesco supermarket

Tesco Shareholder Claims Limited (TSC), which launched proceedings earlier, argues there is a 'strong case' and that the ultimate claim will be 'substantial'.

The Investing Show: Fund manager's dividend share tips away from the FTSE 100 usual suspects

Investing Show: Dividend share tips away from the usual suspects

In the latest episode of The Investing Show, we're joined by fund manager Chris White, of Premier Asset Management, to take a look at how to spot a good income investment. Also up for discussion is how to spot a share that's on the move and some income investment trust bargains.

Savers expected to pour millions into premium bonds next week as limit is raised to £50k

From Monday, the maximum that you can invest in the Government-backed National Savings & Investments bonds rises by £10,000 from its current cap of £40,000.

Households coming off fixed energy deals warned of bill hikes of up to 28% but minnow launches cheapest tariff

Customers with expiring tariffs could see their energy bills increase by an average of 5.9 per cent as suppliers automatically switch people to standard tariffs.

The fund manager who wants interest rates to rise: Six contrarian funds choosing a different route for investing sucess

A clear strategy is a key element of active fund investing but sometimes an alternative route is also necessary. We reveal six fund manager's unusual thoughts.

Thomson faces backlash from hundreds of holidaymakers tempted to book a Croatian hotel that hasn't been built yet

Travel giant Thomson is under fire from hundreds of holidaymakers booked for a dream holiday at a four-star hotel in Croatia which is yet to be completed.

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MARKET REPORT: PayPoint gets thumbs up from City analysts after surprising everyone with plans to sell loss-making parking and online payments businesses

MARKET REPORT: PayPoint gets thumbs up from City analysts after surprising everyone with

The news lifted shares 72p or 8 per cent to 950p, making a recovery of about 20 per cent from the early May low. Discussions have begun with interested parties for the sale of the businesses which have a book value of £54m. Chief executive Dominic von Trotha Taylor said the business requires too much investment and the board believes there are better owners elsewhere.

ALEX BRUMMER: One hates to think how easy it must be to abuse spread-betting sites, many of which seem to fail basic smell test

There must be concern that they offer an opportunity for chicanery. The Libor and forex scandals have shown that even the highest-regulated activities are vulnerable to cheating.

ITV backs away from deal to buy US production firm behind Marco Polo and BBC's War and Peace adaptation

It has been splurging on acquisitions that take it further into the production market. Earlier this year it entered talks to buy the TV division of The Weinstein Company. But now it has walked away from the deal.

Tate & Lyle shares slip as it reports 82 per cent slump in profits after market for main sweetener product turns sour

Profits for its Splenda sucralose business fell 73 per cent to £16m in the year to the end of the March, driving the wider group's adjusted pre-tax earnings down by 30 per cent to £224m.

Defeated by blame game and bad calls: MPs move to call Thomas Cook to account

Labour MP Mary Creagh has tabled a Parliamentary motion condemning the actions of holiday firm Thomas Cook after the death of Christi and Bobby Shepherd nine years ago.

Local MPs label Gatwick's submission on air quality to Airport Commission 'completely unreliable'

Sir Howard Davies' consultation on whether Heathrow or Gatwick should expand is due to close. It was extended to call for air quality submissions.

THE MINOR INVESTOR: How would you invest a £100,000 pension pot?

MINOR INVESTOR: How would you invest a £100K pension pot?

It sounds a nice problem to have - and one many may expect they'll never have to deal with. But for those able to benefit from the new pension freedoms, it's a question they may have to answer. The problem is that the old cautious orthodoxy looks very risky right now.

Reinvigorated 'right to buy' scheme will give 1.3m housing association tenants the chance to snap up homes at big discounts

The government said the measures, announced in the Queen's Speech to Parliament today, would prevent Britain becoming a 'two-speed country' where only some could afford to buy a property.

Locked out by HMRC website, long call queues and emails that look dodgy: Why is the Tory £212 marriage tax break so difficult to claim?

Last month, HM Revenue & Customs sent out emails inviting married couples and civil partners to apply online. But problems with the application process have triggered a flood of letters to our postbag.

A careful driver who only nips to the shops: why was Stan asked to pay £12k to insure his Fiesta? Millions of elderly motorists taken for a ride by insurers

Stan was quoted £12k to insure Fiesta - elderly drivers taken for a ride

When Stan Green's latest quote came in at £1,500 - more than treble the £400 he paid just nine years ago - he decided to shop around. But that's when he discovered drivers can be penalised simply because of their age.

Rotten returns, rip-off fees, complex charges: It's time to escape these dinosaur savings accounts and investments that hold £450bn of your cash

Dinosaur savings and investment accounts you need to escape

Savers have £450 billion stuck in dinosaur savings and investment plans, we can reveal. Millions are stuck with policies bought decades ago and which are no longer fit for purpose. Today, the returns they offer are rotten. So, is it time you ditched the dinosaurs?

London property market running out of steam as number of mortgages for home buyers falls 16% in a year  

An exterior view of terraced Victorian houses with bay windows in Bedford Park, Chiswick, West London, England.

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CML said there were 16 per cent fewer loans for house purchase in Greater London during the first quarter of the year compared to the same period in 2014.

How can I work out the real-life rental yield on my buy-to-let - and whether the investment is worth it?

HOUSE MODEL WITH COINS DROPPING OVER IT.


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I understand that property returns are normally referred to through rental yields, but how do I work out what my actual annual return from the rent would be?

Are we facing a bond market collapse - and where can safety-minded investors shelter their cash?

Where can safety-minded investors hide from bond market threat?

A bond market wobble earlier this month is causing concern that a far bigger shock is imminent. Financial pundits have warned for years that bonds are wildly overpriced and a crash overdue. So should people be casting about for other places to put their money, and if so what are the best options?

INVESTMENT CLINIC: I am worried about Greece leaving the euro - should I sell my Europe fund?

I invest in a Europe fund, but I'm worried about Greece possibly leaving the euro and how this might affect my money. Should I sell my units?

SMALL CAP SHARE TIPS: Savannah Petroleum's outlook for 2015 hots up with Agadem Rift Basin project

Investing in oil companies in the current market is the epitome of swimming against the tide. But, there is something to be said for the strategy when taking the long-term view.

Buy-to-let gone mad or a smart way to invest in property? 126 buyers snap up Surrey home in 35 minutes on crowdfunding site

126 buyers crowdfund buy-to-let in 35 minutes on Property Partner

A Surrey property listed on a crowdfunding website has been snapped up in little over half-an-hour as appetite for buy-to-let properties shows no signs of abating. The £212,900 two-bedroom flat in Byfleet - a half-an-hour train ride into London Waterloo - was placed on the Property Partner platform at 3pm and by 3.35pm was fully funded.

SAM DUNN: Bright new policies and savings accounts that once lured in millions of trusting customers have a habit of turning into horrors

The causes, to no one's surprise, reflect badly on our financial services industry: greed and neglect. Good ideas tainted by avarice include with-profits policies and structured products.

Landlords cashing in buy-to-let properties jumped due to pre-election 'knee-jerk' reaction - especially in London

The number of landlords selling buy-to-let properties increased in April after many were spooked in the run-up to the general election, according to ARLA.

ASK TONY: Our property purchase is on the line because we filled in the wrong forms to release our pension pots!

ASK TONY: We can't buy our home because a pension firm owes us £15,000

We sent off the forms, but on March 25 I spent 45 minutes on the phone before being informed we'd sent the wrong forms. The operator said we would have to start again, but they expected a large backlog. We'd foreseen high applications after the pension changes, and so had applied in plenty of time to avoid this. Now the purchase of our property is on the line.

Crackdown on pension payout loophole will mean bitter divorcees can't steal ex-spouses' pots

An unintended consequence of this means that if someone with an earmarking order withdraws the money, their former partner will have no claim on it at all.

At last! Axa becomes first insurer to tell you how much you paid for your car cover last year in policy renewal letters

The company confirmed last week that it will include the figure in renewal letters or emails sent when a customer's car insurance policy is due to expire.

Putting the pep into Peppa Pig: Entertainment One boss does the grunt work for children's favourite

Putting the pep into Peppa Pig: Entertainment One boss does the grunt work for children's

During half-term this week tens of thousands of excited children will pour through the gates at Peppa Pig World in Hampshire. That a children's TV character has spawned her own amusement park tells you all you need to know about the extraordinary growth of the brand most closely associated with British media giant Entertainment One. Darren Throop is the company's Canadian chief executive,

UK economy has officially slowed after ONS confirms no change to disappointing GDP that grew just 0.3% at the start of the year

Inside Jaguar Car Plant in Castle Bromwich, Birmingham on the production line of the new F-Type sports car. March 12th, 2013

Economists had hoped that the Office for National Statistics would raise its estimate of UK growth today from 0.3 per cent to 0.4 per cent, but there has been no change on last month's first estimate.

IAG boss Willie Walsh 'hopeful' Ryanair will sell stake in airline Aer Lingus, paving way for £995m takeover by British Airways owner

Ryanair boss Michael O'Leary now holds the key to Walsh's plan.

'Cable King' John Malone wins two-year battle to buy US giant Time Warner Cable and sets sights on Vodafone

The deal comes only days after Malone publicly stated that he wants Liberty Global, which he controls, to buy Vodafone.

Private equity boss Jon Moulton brands laws governing consultation period when staff lose jobs as 'idiotic'

The founder of Better Capital, whose failed investment in courier firm City Link resulted in 2,586 staff losing their jobs when it collapsed, slammed the law as broken, saying it 'clearly need fixing'.

ALEX BRUMMER: Game is up at Fifa and it will require more than step-overs and fancy footwork to escape FBI and IRS

The US is never shy when it comes to financial wrongdoing and FIFA is low-hanging fruit. Officials have been smoked out and officials face 14 indictments after a $150m corruption probe.

Britain's businesses warn Queen's Speech falls short of expectations on tax, skills and spending

Corporate leaders and lobby groups bemoaned the lack of a bill designed to prevent tax dodging by large firms.

MARKET REPORT: Imperial Tobacco sets Footsie alight after merger of American tobacco giants Lorillard and Reynolds American

It allows the Bristol-based group to proceed with its £4.5bn asset purchases from the merging pair.

Embattled Israeli spread better Plus500 forced to admit host of embarrassing errors on day it was lambasted by angry shareholders

It revealed that it has been forced to suspend all of its UK customer accounts. Even traders who have been re-verified by the firm face more checks.

Investors offered chance to buy income at a knockdown price as popular investment trusts trade at a discount

Buy income cheap as investment trusts trade at a discount

All but five of the 26 investment trusts in the AIC's equity income sector can be bought for less than the value of the assets they hold. This is a recent reversal of fortune for many income investment trusts, which had seen their share prices settle at a premium above their net asset value in recent years, as investors chased yields in the low interest rate environment.

Borrowers shun banks and turn to shops for credit cards, with John Lewis named best for rewards

John Lewis won four out of 13 awards in a recent uSwitch survey, clinching best overall customer satisfaction and value for money. It was also named as the best credit card for rewards.

We're booking a £1,600 villa and the owners want half now and the rest before we arrive - how should we pay if we're worried about fraud?

I'm booking a villa online, what's the best way to pay to avoid fraud

We are planning on booking a villa for a two-week summer holiday, which will cost £1,600. The owners have asked for a 50 per cent deposit and then the other half the week before we arrive. I am worried about transferring so much money to someone, even though the owners seem honest, how can we protect ourselves if they can't take credit card payments.

Over-55s plagued by up to SIX cold calls every day 

Regulator Ofcom says the over-55s receive an average of 14 cold calls every four weeks, up by three calls over the same period in 2013.

Can I buy my company premises with my pension and boost my retirement pot?

A general view of the Highgate Village High Street in North London, England.

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But pensions have some very powerful tax advantages, which small business owners can use to turbocharge their nest egg while also giving their company a cash injection now.

The best value mortgage you might not have noticed: Four-year fixed rate deals see the biggest cuts with rates as low as 1.84%

Four-year fixed rate mortgage deals have actually dropped the most

Most borrowers tend to favour a short-term two-year fix or a longer term five-year deal. Both types of mortgage have fallen to record lows, but data from Moneyfacts, actually shows it is four-year deals that have seen the biggest drops.

Water firm plans to turn sewage into energy: United Utilities taps into 'black gold' that flows through its pipes

United Utilities manages more than 47,000 miles of pipes that carry waste from 3m homes and 200,000 businesses across the North West.

Half a million households forced to have expensive pre-payment energy meters installed in last six years  

Energy regulator Ofgem confirmed it is investigating the 'reasons behind the increase' in the number of pre-payment meters installed for non-payment of a debt on a warrant visit.

The Apple Watch will soon become worthless - it's always a good time to buy a classic second-hand watch instead

Why it's always a good time to buy a classic second-hand watch 

The value of classic watches has risen by an average of more than five per cent a year over the past decade, according to the Picollecta Rare Watch Index. This index plots the price movement of 30 of the most popular collectable watches.

Barclays facing explosive allegations it engineered computer systems to rig financial markets

The bank was fined £1.5bn for manipulating foreign currency rates. But this bill could spiral amid fears raised by US regulators that the abuse was systemic rather than the result of a few corrupt staff.

The insurance that can pay the bills if you can't work - experts warn too many people still lack a safety net

More families are choosing to protect their standard of living. Bernie O'Beirne (pictured) suffered a near-fatal stroke a couple of years ago which meant he had to give up work to focus on his recovery.

Jail for gang of eight crooks who raked in £500k by preying on the elderly and posing as lawyers

TONY HETHERINGTON: Jail for gang of crooks who preyed on the elderly posing as lawyers 

An eight-strong gang of crooks who raked in half a million pounds by posing as legal advisers expert in preparing wills and trust deeds has been successfully prosecuted by Nottinghamshire County Council's Trading Standards team. The fraudsters used addresses in London but operated from rented premises in Newark. Ringleader Joseph Croft, 53, was jailed for four and a half years at Nottingham Crown Court, while Alan Appleyard, 71, and his son Matthew, 42, will both serve four years. Joy Bell, 55, who described herself as 'head of legal' but has no qualifications, was given an 18-month suspended sentence and 200 hours of community service.

TONY HETHERINGTON: 'Dr Mr T, we are very sorry to hear that you are dead...'

Card Protection Plan wrote to my father-in-law, stating that he might be due compensation for his policy. He passed away - and it wrote the cheque out to him.

Untouchable! Investigators suspect fraudster still targeting elderly for scams - but say they can't afford to prosecute after savage cuts

Frank Madden has a history of preying on people in the market for timeshares and holiday clubs. Trading standards officials believe that being on a suspended sentence did not stop him.

'We saved £1,000 a month while living with parents': Your eight step guide to climbing onto the property ladder

Your eight step guide to climbing onto the property ladder

High house prices and stagnant wages mean first-time buyers need to be more determined than ever to secure the keys to their dream property. But help is out there. Follow our eight-step guide to ease the pain of getting on to the first rung of the housing ladder. From saving to Help To Buy, here is the way to make a dream a reality. By living with their parents Daniel Morgans and Amy Flint (pictured) were able to set aside £1,000 a month towards a home loan deposit.

JEFF PRESTRIDGE: Wonga Mk II aiming to do business with the country's 'squeezed middle'

Only time will tell whether Wonga reincarnated has really moved on from its dubious past. I hope so because it is better to deal with a heavily regulated payday lender than a backstreet money lender.

Post Office network in crisis as five-year cash injection from the Government runs out soon

The Post Office network is in crisis like never before. Operators of post office branches - independent sub-postmasters (like Mr Baker) - are being bullied into accepting a pay cut or face closure.

Why sell in May and go away? Here's five promising stocks to BUY this summer - and a look at how last year's tips went

Why sell in May and go away? Five stocks to BUY this summer

'Sell in May and go away, stay away till St Leger Day' is a timeworn piece of advice to investors, but no financial pundit has ever proved whether it's true or not. Instead of engaging in this dusty debate, we prefer to focus on which shares are likely to do well this summer and beyond, however the wider market performs. Ian Forrest, investment research analyst at The Share Centre, suggests five stocks that look a good buy right now and recaps how our summer share tips from last year performed.

SUNDAY NEWSPAPER SHARE TIPS: Direct Line, Tate & Lyle and Bloomsbury

Every week we round up the Sunday newspaper share tips. This time, insurer Direct Line, sugar producer Tate & Lyle and publisher Bloomsbury.

MIDAS SHARE TIPS: Direct Line leads the dividend pack in the Dogs of the Footsie portfolio that's beating the market

Though Direct Line only joined the Footsie in September the coming dividend bonanza makes it top dog among our portfolio of pups - the ten highest yielding stocks in the FTSE 100.

Lidl retains crown for best value wine while M&S; is branded the 'poorest' in latest league table by experts

Lidl retains crown for best value wine while M&S is branded the 'poorest'

Lidl has retained its crown as the UK supermarket offering the best value wines, with 68 per cent of bottles offering decent value for money, expert findings reveal. Supermarkets offering poor value wines include Marks & Spencer's, Morrison's and Waitrose, where the number of wines offering good value for money has dropped since November 2014. Wines on the shelves of Britain's supermarkets still offer poor value for money in the majority of cases, wotwine's findings suggest.

'The most favourable backdrop to a Budget since 2007': Osborne gets room for manouevre in July Budget as borrowing plunges

Chancellor of the Exchequer George Osborne outside 11 Downing Street, London, before heading to the House of Commons to deliver his annual Budget statement. 

PRESS ASSOCIATION Photo. Picture date: Wednesday March 18, 2015. See PA story BUDGET Main. Photo credit should read: Dominic Lipinski/PA Wire.

NOTE ALTERNATE CROP

Borrowing fell to £6.8billion in April, down from £9.3billion a year earlier, official figures from the Office of National Statistics show.

Reality vs fantasy: One in seven retirees have no personal pension - but younger generations still nurse hopes of affluent old age

Those with no personal pension savings will have to fall back on the state pension - £6k a year if you have made enough contributions - and other types of support in old age.

Do you need shed insurance? Thefts increase by a quarter in the summer - but millions leave their sheds and garages under-insured

Do you need shed insurance? Millions leave theirs under-insured

Sheds are a prime target because they often contain expensive equipment or tools, but security is often overlooked making them much easier to break into than a house or flat. But even so, households often don't realise that their belongings are not necessarily insured as part of their home insurance.

Monthly rents rise at fastest rate for five years to hit record high as charity warns home ownership among young will slide further

Rents across England and Wales have hit a new all-time high of £774 a month on average according to the latest buy-to-let index from estate agents Your Move and Reeds Rains.

Homeowners waiting up to 28 years between house moves as property shortage pushes prices up

A 30 per cent drop in moves by homeowners with mortgages over the last decade is starving the market of housing supplies and driving prices upwards, Hometrack suggests.

Santander closed my account and sent the balance to Lloyds without me knowing

TONY HETHERINGTON: Santander closed my account and sent the balance to Lloyds without me

Ms G.M. writes: Please help. At the start of this month, I went to my Santander branch in Torquay and my account was fine, but last Saturday I received a letter confirming it had been closed and the balance sent to an account at Lloyds. On Monday, I went back to the branch and staff found their error. I was asked to make an official complaint, which I did, and the bank has reopened my account, but with no money. I am a pensioner with no income until the start of next month and I have spent all the cash I had.

Nationwide boss says he's seen no evidence of high-risk mortgage lending by mutuals, despite regulator warning

Andrew Bailey, boss of the Prudential Regulation Authority, said he was watching a rise in high-risk lending closely. But Graham Beale argued he had seen no evidence of stretched lending.

Key to solving housing crisis? Giving smaller housebuilders more financial support, investment bankers say

Adrian Pritchard, a property finance specialist at London-based corporate adviser and financier Nash Fitzwilliams, said tax breaks should be extended to boost them.

Extra room, home office or even a holiday let? What could you do with your garage (if you clear out the junk)

Garages that give you extra vroom in the property department 

Do you still park your car in your garage? If so then you are in a minority. According to RAC Insurance, 62 per cent of motorists don't feel the need to tuck their cars away every night, preferring to use a garage to store junk, tools and garden equipment. Plenty are now converted into extra rooms. Little wonder - it can make sound financial sense.

Double the commute, halve the deposit: Homes £185k cheaper just one hour away from London 

With a budget of £300,000-£350,000, homes in commuter zones also offer nearly 1,000 square feet of space, compared to only 518 square feet in London's zone two.

What's going on while you're waiting on hold? We go behind the scenes of Npower's customer service centre (and find out how to get complaints fast tracked and land some compensation)

Behind the scenes of Npower's customer service centre

We spent a day at Npower's largest customer service centre, learning how a customer service basket case rises to the challenge of becoming the very best. We listen in on calls, quiz the chief executive Paul Massara - and root out the best tricks for getting your complaints dealt with fastest - and how to get the most compensation.

SIMON LAMBERT: Deflation wasn't the authorities' plan so enjoy it while it lasts - because it's inflation that our leaders want

Deflation wasn't the plan all along - our governments need inflation

Wages are rising above the cost of living, savers are getting a real return, and the pound in your pocket buys more. Inflation will be back when falling energy and petrol prices fall out of the equation and the supermarkets eventually stop duffing each other up.

INVESTMENT EXTRA: M&S; is walking a tightrope to recovery - should shoppers be filling their baskets with the retailer's shares?

Pre-tax profit rose to £600m for the 52 weeks to March 28, from £580m, on group sales of £10.3bn. But earnings still fell short of rival Next, and are half the £1bn M&S; posted in 2007.

The Diary of a Private Investor: Why doing nothing can sometimes be the best thing

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'If you can't find any potential investments that you feel are better than existing holdings in the portfolio its best to sit on your hands.' Our columnist John Rosier delivers his latest update.

The best postcodes for buy-to-let revealed: Forget London, it's Birmingham that pays off when it comes to rents

The best postcodes for buy-to-let yields, capital gains and returns revealed

Data from the property peer-to-peer lending platform LendInvest shows the highest yield rental postcodes can now be found in Birmingham, Ipswich, Liverpool and Glasgow. But postcodes around North and Central London are still delivering the best overall returns on investment. Our maps reveal how returns stack up.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money....

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

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We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

Starting out: Fund tips for beginner or cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? Deflation arrives but the 'only way is up' for rates, with a May 2016 hike forecast

When will UK interest rates rise?

Figures from the ONS showed negative inflation of 0.1 per cent in April, as the consumer prices index fell slightly year-on-year. A mild dose of deflation is not forecast to change the outlook for rates, however, with inflation expected to soon pick back up again and a late spring 2016 rise on the cards.

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

What next for mortgage rates? Fixed rates tumble to as low as 1.09% as homeowners get golden opportunity to lock in

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If you are looking for a mortgage, rates have never been lower. We run the rule over the top deals available and whether now is the time to fix.

Looking for a better bank? This is Money's five of the best current accounts

Best five: which current accounts offer the best perks?

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

What next for house prices? House prices rise across the UK but London has caught a chill

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House prices are rising across the UK but London has caught a chill - property in the capital remains expensive but prices are slipping back from their peaks. We look at the latest figures.

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Best paid UK jobs 2014: Compare your pay to the national average in the league table of salaries across 350 trades and professions

Best paid UK jobs 2014 Compare your pay to the national average

The influence of financial services on the economy is spelled out again as City brokers steal top spot in this year's official list of highest earners. According to the detailed 2014 annual salaries survey, brokers pocketed around 40 times more this year than those at the bottom of the list - the people responsible for keeping children safe on the way to school. Lollipop crossing patrols earned around £3,400.

Premium Bonds winners

May 2015
Prize value Winning bond No. Area
£1,000,000 206QY340187 Essex
£1,000,000 171CC211230 Nottinghamshire
£100,000 58SJ000432 Cumbria
£100,000 201XK149320 Southampton
£100,000 170HW382258 Nottinghamshire
£100,000 151HY367580 Birmingham
£50,000 38XV216175 North Yorkshire
£50,000 234MW812497 Norfolk
£50,000 233CR197829 Surrey
£50,000 231XA551717 Southampton
£50,000 230DC470845 Edinburgh
More Premium Bonds winners

Poll

Where would you invest a pension pot in retirement?

Where would you invest a pension pot in retirement?

  • Mainly bonds with some shares 77 votes
  • Mainly shares with some bonds 232 votes
  • Just bonds 25 votes
  • Just shares 210 votes
  • Property 177 votes
  • Cash 101 votes

Now share your opinion

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