How Mervyn broke the Rock: Exclusive extract from new book that claims the run on Northern Rock could have been avoided

How Mervyn broke the Rock: Exclusive extract from new book that claims the run on Northern

In the first of a two-week serialisation, exclusive to The Mail on Sunday, the book claims the run on Northern Rock - which saw Britain shamed as pictures of desperate bank customers queuing up to withdraw their cash were beamed around the world - could have been avoided through a rescue takeover by Lloyds.

Don't let the taxman take your loved one's savings: What you need to know about the new 'inheritance Isa'

Picture:  Craig Hibbert      10-6-15
Molly Ball at Port Solent, Portsmouth.

If a husband had £20,000 in an Isa when he died, his widow could open a £20,000 inheritance Isa in her own name. But Molly Ball was told her only option was to cash in her husband's tax-free plans.

From restoring furniture to making clocks out of cogs: How to join the 'upcyling' craze and turn your old junk into treasure

How to turn your old junk into treasure

A newcraze called 'upcycling' - where worthless junk is given a fresh lease of life by being turned into something of value - is sweeping the nation. The Mail on Sunday joins the growing army of enthusiasts and learns how to turn discarded items into treasure.

Watchdog duo among up to 100 landlords to sue Foxtons estate agents for 'secretly' charging exorbitant commissions on repair work 

Lynn Faulds Wood and her husband John Stapleton said they felt 'cheated' after learning Foxtons was accused of charging landlords 'secret commissions' of nearly 50 per cent.

Caring, sharing youngsters get a boost as new £2m homeshareing initiative is launched

DMWFFD A family summer garing at a farm. A shared meal a homecoming.

Signing up as a live-in companion for an older person is one way to cut living costs and household bills.





MIDAS SHARE TIPS: Kromek's ground-breakingscanners that could stop - and make - a bomb

MIDAS SHARE TIPS: Kromek's scanners that could stop and make a bomb

The 'dirty bomb' threat is growing. Islamic State is collecting radioactive materials and other dangerous chemicals as it powers through the Middle East - and even Nato is worried about what the murderous regime plans to do with them. Kromek, an AIM-listed company spun out of Durham University, has devised a way to minimise the threat posed by this kind of terrorist activity. The shares are 33½p and should increase significantly over the next few years.

Jobs fears at Boeing as US firm cuts millions off bid to build Apache attack helicopters for MoD

Boeing AH-64D Apache Longbow attack helicopter

American aircraft maker Boeing, fighting to win a contract to supply 50 Apache attack helicopters to the Government, has slashed the £1billion bill in an attempt to squeeze out rival AgustaWestland.

Thousands of companies risk £50,000 fines for ignoring 'secret' EU rule aimed at saving energy

A picture dated 26 February 2007 shows a conventional light bulb (R) and an energy saving lamp on an EU flag in Schwerin, Germany. On 23 January 2008 the European Commission will release detailed plans on how member states will reach the EU's overall target of cutting the bloc's carbon dioxide emissions by 20 per cent by the year 2020.  EPA/JENS BUETTNER

Firms that do not comply with the requirements by the deadline of December 5 will face the wrath of the Environment Agency, which is expected to be rigorously enforcing the regulations.

Fancy that: Founder of dating platform White Label Dating bags £1m dividend payout

A couple holding hands.


Dating entrepreneur Ross Williams has picked up the lion's share of a £1million dividend paid out by his company, Global Personals.

Buying your first home? Then get on with it now as property experts forecast mortgage drought for low deposit borrowers

Buying your first home? Then get on with it now as property experts forecast mortgage

Some property commentators are forecasting a mortgage drought for low deposit borrowers - forcing first-timers to rent or stay with parents for longer as they try to build up a decent lump sum for when they finally buy. Here are some of the latest best-buy deals for first-time buyers - and the reasons why they may not be around for long. Nicola Ironside and Devin Gibb qualified for a 95 per cent mortgage for their flat in Forfar

MPs question likely profit from bailouts as Osborne readies bank share sell-offs

People walk past a branch of the Royal Bank of Scotland (RBS) in central London, on October 7, 2011. 

Moody's on Friday downgraded its credit ratings for a dozen British lenders, including state-rescued Royal Bank of Scotland and Lloyds TSB, due to the removal and curtailment of government financial support. Moody's said it chose to downgrade five large banks and seven small ones as government action had "significantly reduced the predictability of support over the medium to long-term."  

AFP PHOTO / CARL COURT (Photo credit should read CARL COURT/AFP/Getty Images)

The Treasury is looking to offload a £3billion stake in Royal Bank of Scotland in October, followed by a £4billion retail offer for Lloyds Banking Group in March.

There's gold in them thar' hills of Northern Ireland: Galantas Gold wins planning consent to dig

Galantas Irish Gold Ltd
56 Botera Upper Rd
Omagh BT78 5LH

Stock Market-listed Galantas Gold has carried out studies which it says show there is up to 500,000 troy ounces of gold at the site in Omagh, County Tyrone.

LAURA HAMILTON INTERVIEW: I'm relying on properties to give me a place in the sun when I retire

LAURA HAMILTON INTERVIEW: Why properties will give me a place in the sun

Laura Hamilton is best known for her role as presenter of Channel 4's overseas property series A Place In The Sun. In 2011, she was a runner-up on Dancing On Ice and this year she has joined the presenting team of Cowboy Builders on Channel 5. Now 33, she lives in Purley, Surrey, and is married to Alex, 34, an insurance broker. The couple have a son Rocco, one, and a baby girl, Tahlia. Here she explains how she buys, renovates and sell properties.

JEFF PRESTRIDGE: You must NEVER stop jumping up and down to make these pension changes work, Ros

JEFF PRESTRIDGE: NEVER stop jumping up and down, Ros

Last week Ros Altmann, the new Pensions Minister, said the pension reforms should be given time to bed in before providers were held to account for dragging their feet. Understandable political waffle. But disappointing really because I know for sure that the old Altmann would now be jumping up and down, spitting feathers and demanding immediate Government intervention.

SIMON WATKINS: Boeing's aggressive marketing sparks debate - should we defend the realm - or jobs?

SIMON WATKINS: In defence of the realm – or jobs?

It is a debate that comes around regularly in Whitehall and we can see it again in the case of Apache helicopters that American group Boeing is aggressively marketing to the Ministry of Defence - offering a massive discount in a bid to win the order. The military top brass believe the Apache is the right product operationally, though rival manufacturers, would obviously argue otherwise.

BROOKS MACDONALD DEFENSIVE CAPITAL: We're pension-friendly for the new landscape, says fund boss

BROOKS MACDONALD DEFENSIVE CAPITAL: We're pension-friendly for the new landscape, says

Freedoms introduced in April to give pension savers more choice over where they put their money at retirement have resulted in several asset managers claiming they now offer investment funds perfect for the new landscape. And wealth manager Brooks Macdonald is keen to emphasise the pension friendliness of its Defensive Capital Fund, which aims to increase clients' capital by investing in a mix of bonds and low-risk assets.

'I knew we'd get flak for the Election polling - but for us that's just a cottage industry': Ipsos Mori boss is losing no sleep over disastrous polls

Ipsos Mori boss is losing no sleep over disastrous polls

Ben Page was on air on the BBC on the night and says he knew immediately his business would be in for flak. 'I could immediately see there was going to be a lot of fuss and bother,' he says. But despite some anger and calls for regulation of pollsters from Labour peers, Page says the market research business he runs is unlikely to be hit hard.

This year's £1.3bn of funding to set digital firms on a hiring spree as tech start-ups see 'terrific' growth

This year's £1.3bn of funding to set digital firms on a hiring spree

Investment in young technology companies is set to create 20,000 jobs in the UK this year, according to research by Future Fifty, a programme to help 50 of Britain's leading digital companies grow much bigger, and job search engine Adzuna.

New online funding market is proving to be a gem for jewellery maker Lucy Sherwood

Picture: Craig Hibbert  11-6-15
Lucy Sherwood from Rock & Raw Jewellery.

Business owners visiting answer a few questions about their needs and potential lenders respond with individual quotes, bidding for the chance to lend.

Small companies home in on remote working - but most British workers still denied flexible hours 

Young businesswoman carrying cardboard box containing personal items and pot plant in open-plan office.

The survey of 2,900 small firms, out today, revealed that 82 per cent of senior small company managers support the concept of remote working.

Merchant bank Close Brothers sets an example as it launches scheme to help firms to take on apprentices

Rebecca_Taylor - AMRC apprenticeships


Stephen Hodges, chief executive of banking at Close Brothers, last week launched a scheme contributing towards costs to help firms that would otherwise be unable to take on an apprentice.

The last word in passwords: Why using a software 'safety box' can keep your online accounts secure

Passwords: Why using a software 'safety box' can keep your online accounts secure

Passwords are one of the curses of the 21st Century - but if you are struggling to remember a growing list of secret codes a 'password manager' may help. Research by credit checking agency Experian indicates that people have on average 26 online accounts - embracing everything from banking and social media to online stores and utility bills. Emma Wills changed passwords after her email was hacked

Dial M for misery: How a phone glitch led to a whopping £2,000 bill from Vodafone - and threats from the bailiffs

Laura Harris of Barnet who is challenging a data usage bill from Vodaphone.
©George Jaworskyj 2015

The Mail on Sunday looks at how one mother's phone glitch left her owing £2,000 to Vodafone and how her claim has been rejected by the Ombudsman.

From restoring furniture to making clocks out of cogs: How to join the 'upcyling' craze and turn your old junk into treasure

Dated: 03/06/2015
Cyclist Bev Martin from Gateshead, Tyne and Wear who runs her own business called Velo Culture  recycling old bike parts into clocks (cog), cufflinks (chain) and wallets/iphone/cosmetics cases (rubber inner tubes). 
Fao Ben Green - Mail On Sunday.

A newcraze called 'upcycling' is sweeping the nation. The Mail on Sunday joins the growing army of enthusiasts and learns how to turn discarded items into treasure.

The Diary of a Private Investor: It's always nice to have some cash ready to take advantage of a summer storm

The Diary of a Private Investor: It's nice to have some cash ready for a summer storm

'We are entering the summer months, the Greek debt crisis rumbles on and the US is listless, so I'm holding some cash ready for opportunities', writes our investing columnist. John Rosier reveals how his portfolio fared in May, its winning and losing shares and why he is buying into Tribal Group.

Goin' loco down in Rock and Padstow: Two thirds of Britons expected to take a domestic break this year - with 'Poldark effect' set to crowd out Cornwall

'Poldark effect' will see two thirds of Brits take a domestic break this year

Two thirds of us are expected to take at least one British break this year and Cornwall is the number one destination to visit, research has revealed. Dubbed the 'Poldark effect,' after the popular BBC television show was set in Cornwall, nearly half of those planning a British break will head to the South West.

How a new express rail service to London is to boost property prices in North Oxford and the villages around

The Oxfordshire market town of Woodstock and pretty satellite villages are set to join the commuter belt with the opening of a new high-speed rail link eight miles away

The stamp duty postcode lottery: Buyers in the South West benefit most from changes saving £5k on average

The South West has seen the biggest benefit from stamp duty band changes that came into force last December - highlighting the property tax postcode lottery.

BT should cut the price of its high-speed business broadband lines to save firms, schools and households cash, says Ofcom


Telecoms regulator Ofcom proposed controlling the prices BT can charge, following a review that highlighted BT's 'significant' market power.

Classic car lovers snap up everything from a Rolls Royce, to a Skoda convertible and a 1940s London bus, as entire motor museum goes under the hammer

Buyers snap up classic cars as entire Stondon motor museum is auctioned

Iconic cars on offer when the Stondon Museum collection was sold ranged from an Aston Martin Lagonda, to a Rover SD1 police car, and Ford Model T. But buyers could also pick up some even more exotic items, including a former Russian Army Soviet 4x4 Amphibious Battle Support Vehicle and a 1948 AEC Regent III RT London bus.

Who pays the most to park in their own street? Birmingham and Manchester are most expensive areas in parking permit postcode lottery

Brown sandstone bank and office buildings, Colmore Row, Birmingham City centre, England

The most expensive boroughs where to park are Manchester and Birmingham, where the council charges £750 for an annual resident parking permit.

Rugby fans have forked out an average £325 on World Cup 2015 tickets - and 98% have stuck it on a credit card

There are 99 days to go until the Rugby World Cup 2015 is held in England and Wales, and eager fans have spent a sizeable chunk of money on tickets, exclusive data shows.

Learn how to make the most of your pension pot for FREE at The Retirement Money Show

Learn how to make the most of your pension at The Retirement Money Show

If you are looking for tips on how and where to invest your pension, or what to do to make more of your retirement pot then the free Retirement Money Show on 20 June can help.

Property prices set to rise 25% in five years: Housing market in supply crisis as homes for sale plunge to lowest level for 37 years

An 'acute shortage of supply' continues to push UK house prices up, with surveyors expecting prices to rise by 25 per cent in the next five years, the Royal Institution of Chartered Surveyors said.

SIMON LAMBERT: Nationwide's decision is shocking.... it has raised my savings rate

Nationwide's decision is shocking.... it's raised my savings rate

Savers have suffered years of cuts and weasel word excuses as banks and building societies have raised margins. To give Nationwide some credit, this little rate hike highlighted in my letter is now a move in the right direction. Could it be a sign we've seen the bottom?

How much can you afford when buying a home? Fulfil your property dream without overstretching

Successfully buying a home isn't about getting the biggest mortgage possible, it is also vital to avoid overstretching.

Should I be using ETFs instead of mutual tracker funds - and will I be able to hold them in my Isa and Sipp if I do?  

Balance, Equality, Moral Dilemma, Scales of Justice, Justice, Weight Scale

I have heard I could cut costs by using ETFs - exchange traded funds. Is that right, and would I be able to hold them in my ISA and pension to keep my saving tax efficient?

If food inflation is negative - why is the price of a pint of beer still going up like the clappers? ADRIAN LOWERY blames the New Beards...

If food inflation is negative – why are beer prices still soaring?

It's one of the classic cases of business taking something that was enjoying a renaissance and marketing it back to us at inflated prices as a lifestyle choice. Except this time in league, ironically, with bearded hipsters on fixed-gear bicycles. In fact they are the marketing executives - as in the case of pretend punks, BrewDog.

INVESTMENT EXTRA: The funds that are invested in risky AIM shares - with varying degrees of success

INVESTMENT EXTRA: Risky AIM still lures investors looking to reap rewards of fledgling

The Alternative Investment Market - also known as AIM - celebrates its 20th birthday on Friday. And while the stock market for small companies has come on leaps and bounds since 1995 investing in it is still as risky as ever. AIM is home to 1,100 fledgling companies. For them, it's a great first step in to the stock market. It allows them to sell shares to raise vital funding to grow their business further. Listing on AIM, rather than on the FTSE, is also easier - there is no requirement to have been trading for three years, or to issue a minimum number of shares, and the disclosure rules are less stringent.

Company behind Go Ape to open its first urban centre in London's Battersea Park

Go Ape - handout pics. go-ape-3.jpg

The location chosen is London's Battersea Park and the centre is on schedule to open its gates to the public in August.

Financier who worked on disastrous banking takeover to lead RBS privatisation

When RBS took over Dutch rival ABN Amro in 2007, the deal led to the collapse of the bank and resulted in a £46billion government bailout.

Building growth: UK economy grew 2.9% not 2.8% in 2014 as statistics body changes the way it measures construction

The Office for National Statistics said Britain's gross domestic product rose by 2.9 per cent in 2014, up from a previous reading of 2.8 per cent, under the revisions.

'We're not leaving the eurozone': Greek finance minister comes out fighting as Greece tries to patch up debt talks after IMF walkout unnerves markets

Eleventh-hour bailout negotiations are continuing over the weekend after fears that Greece could default on its massive debts led to falls in stock markets across Europe and the US.

Ted Baker fashions revenues surge by 25% with internet sales a star performer

Retail sales for the period increased by 18.9 per cent as shoppers snapped up its quirky designs despite rivals offering cheaper products on promotion.

RUTH SUNDERLAND: Britain's productivity puzzle? Middle class jobs are disappearing due to automation and too many new jobs are low value and low skilled

Three minor revolutions happened this week. They were so discreet that even ardent readers of the financial pages may have missed them, but they are significant nonetheless.

UK economy faces threat of 'dramatic' credit rating downgrade thanks to European Union referendum

Britain's Prime Minister David Cameron speaks at a press conference at the end of the summit of G7 nations at Schloss Elmau on June 8, 2015 near Garmisch-Partenkirchen, Germany. 
In the course of the two-day summit G7 leaders are scheduled to discuss global economic and security issues, as well as pressing global health-related issues, including antibiotics-resistant bacteria and Ebola. Several thousand protesters have announced they will seek to march towards Schloss Elmau and at least 17,000 police are on hand to provide security.  

(Photo by Carl Court/Getty Images)

S&P; said it would put the gilt-edged rating on 'negative outlook' because 'economic policymaking could be at risk of being more exposed to party politics than we had previously anticipated'.

SMALL CAP MOVERS: Green hills spell gold for Galantas as permission given for underground mine near Omagh

SMALL CAP MOVERS: Galantas Gold up as permission given for underground mine

Shares leapt 30 per cent higher Thursday to 7p as government officials gave the company's subsidiary, Omagh Minerals, permission to excavate gold, silver and lead for 15 years. The site had been operated as an open pit until 2013, but analysts estimate that work beneath the surface could yield as much 25 thousand ounces of gold alone each year.

When should you start drawing the state pension? How delaying for just a year could net you £10,000

Delaying your state pension for just a year could net you £10k

People reaching official retirement age before next April get a 10.4 per cent boost to their future income for each year they put off taking the state pension. If you defer for just one year, that works out at £410 extra annually or £10,100 if you live for 24 and a half years beyond your state pension age. If you can afford to postpone for seven years, your state pension will be £1,640 higher a year or £40,300 altogether, according to a study by Fidelity Worldwide Investment.

I booked tickets for One Direction at the front of the stadium - so why have I been allocated seats at the back? 

Harry Styles, Liam Payne, Louis Tomlinson and Niall Horan members of English-Irish pop boy band One Direction appear on NBC's Today Show to release their new album "Four at Universal City Walk at Universal Orlando in Orlando, Florida, USA on November 17, 2014.

ORLANDO, FL - NOVEMBER 17:  Harry Styles, Liam Payne, Louis Tomlinson and Niall Horan of One Direction appear on NBC's Today Show to release their new album "Four at Universal City Walk At Universal Orlando on November 17, 2014 in Orlando, Florida.  (Photo by Gustavo Caballero/Getty Images)

I booked tickets for my daughter in the Yellow zone where all her friends planned to be. But when the tickets arrived they were for the Blue zone at the back of the arena.

I'm going to Madrid this weekend - just when Spanish air traffic controllers are going on strike. Will I get compensation if my flights are cancelled or delayed? 

BA4762 Queue for check in San Pablo airport Seville Spain

If we are not allowed to fly and our whole trip is cancelled, will we get our money back? Will we get compensation if we end up spending hours in Heathrow and Madrid airports?

Savers baffled by new rule that lets you claim up to £5,000 in interest tax free: here's how to work out if you are eligible...

Can you claim up to £5,000 savings interest tax free?

Savers are baffled by a new tax rule that came into effect in April. This lets you earn up to £5,000 in savings interest without paying any tax. But how much of this allowance you can claim depends on the source of your income - it's the split between your savings and non-savings income that counts.

BT takes battle to Sky by offering free European football to its own TV customers

A production staff member works in the gallery during the BT Sport channel launch program at the BT Sport studio in the Queen Elizabeth Olympic Park, in east London, England. 
Britain's BT launches its much heralded sports TV service today in the biggest challenge to the dominance of BSkyB since Rupert Murdoch launched the pay-TV group over 20 years ago. 

REUTERS/Suzanne Plunkett (BRITAIN - Tags: MEDIA SPORT)

The former telecoms monopoly won the rights from Sky for the Champions League and Europa Cup tournaments after paying £897million.

Vodafone launches its first ever home broadband service with prices starting at £5 a month

The move will pit Vodafone against rivals already offering packaged internet and phone deals such as BT and Virgin Media.

The Investing Show: Why Buffett-style value investing beats the market & the shares that move the Footsie

Investing Show: Why Buffett-style value investing beats the marke

Value investor Tim Price reveals why he believes buying quality at good prices is the key to investing success, in the latest episode of the Investing Show. We also discuss the shares that have the power to move the FTSE 100 and how the market rates them and their dividends, along with the prospect for supermarkets and a surprise finding on who the best investors are.

Now you can make crime pay - by investing in firms protecting us all from internet hackers

Now you can make crime pay - by investing in firms protecting us all from internet hackers

Every second, 15 people in the world have their identity or personal details stolen online. The number of these cyber attacks is rising by 47 per cent every year, costing businesses and individuals billions. Firms currently spend £42billion protecting themselves against data theft - and this is set to almost double to £78billion by 2017. So why not join the expert investors making money from this vital industry?


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Will Tories close the 'salary sacrifice' loophole giving popular pension perk to low and middle earners?

Will Tories close the 'salary sacrifice' loophole in the Budget?

'Salary sacrifice' schemes are a nice little earner for many workers and their employers, but if you aren't already signed up it might soon be too late. Arrangements like this are essentially a legal way to dodge National Insurance payments. Employers allow staff to take a supposed 'pay cut', but the money gets ploughed into their pension or put towards some other benefit like childcare instead, and both sides pay less NI as a result.

Savings in the fast lane: New best buy easy-access savings account is offered by... French car manufacturer Renault

Savings in the fast lane: New best buy easy-access savings account is offered by... French

A new best buy easy-access savings account has driven to the top of the independent This is Money tables and it comes from French car manufacturer Renault. It has launched a dedicated savings bank in Britain named RCI Bank. It already offers similar accounts in Austria, France and Germany in the last few years.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money....

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

spt_Cape 3.JPG

We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

Starting out: Fund tips for beginner or cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? Deflation arrives but the 'only way is up' for rates, with a May 2016 hike forecast

When will UK interest rates rise?

Figures from the ONS showed negative inflation of 0.1 per cent in April, as the consumer prices index fell slightly year-on-year. A mild dose of deflation is not forecast to change the outlook for rates, however, with inflation expected to soon pick back up again and a late spring 2016 rise on the cards.

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

What next for mortgage rates? Fixed rates tumble to as low as 1.09% as homeowners get golden opportunity to lock in

Mortgage rates.jpg

If you are looking for a mortgage, rates have never been lower. We run the rule over the top deals available and whether now is the time to fix.

Looking for a better bank? This is Money's five of the best current accounts

Best five: which current accounts offer the best perks?

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

What next for house prices? House prices rise across the UK but London has caught a chill


House prices are rising across the UK but London has caught a chill - property in the capital remains expensive but prices are slipping back from their peaks. We look at the latest figures.

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Best paid UK jobs 2014: Compare your pay to the national average in the league table of salaries across 350 trades and professions

Best paid UK jobs 2014 Compare your pay to the national average

The influence of financial services on the economy is spelled out again as City brokers steal top spot in this year's official list of highest earners. According to the detailed 2014 annual salaries survey, brokers pocketed around 40 times more this year than those at the bottom of the list - the people responsible for keeping children safe on the way to school. Lollipop crossing patrols earned around £3,400.

Premium Bonds winners

June 2015
Prize value Winning bond No. Area
£1,000,000 164RC791582 Overseas
£1,000,000 133MV876632 Wirral
£100,000 73BT506847 East Sussex
£100,000 198FK110801 Derbyshire
£100,000 181PX471387 Bradford
£100,000 129KY401875 Bristol
£100,000 112RR370485 Swansea
£50,000 63YX411084 South Yorkshire
£50,000 220NP065394 Overseas
£50,000 219HQ388251 North Yorkshire
£50,000 209HP596747 Ealing
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