EXCLUSIVE: Bill Cosby may have to write model Janice Dickinson a personal check for $35 MILLION in damages - insurance company says it won't pay out for sexual misconduct if she wins civil suit
- Janice Dickinson sued Bill Cosby in May for defamation after he called her rape claims 'fabricated lies'
- Now insurance company AIG has slapped him with another suit claiming it is not liable for any money awarded to the former supermodel
- Cosby has a $35 million personal liability policy
- Years after the statute of limitations has run the ex-supermodel's only chance to hold Cosby accountable is the civil suit
- This week a 2005 deposition became public in which Cosby admitted to giving a woman Quaaludes before having sex
- 'I was drugged and raped by Bill Cosby,' Dickinson said
- Dickinson has revealed photos of Cosby wearing a robe that she says were taken in the Lake Tahoe hotel where he raped her in 1982
If Janice Dickinson wins her civil lawsuit against Bill Cosby, he's going to have to write a big fat check to the model from his own bank account - and it could be as much as $35 million.
Cosby's insurance company - AIG Property Casualty - has filed its own suit against the disgraced comedian, demanding the court order that the company is not liable for his alleged sexual misconduct if Dickinson is awarded damages in her civil lawsuit against him, according to court papers exclusively obtained by Daily Mail Online.
Cosby has two homeowner's policies - one in Massachusetts and one in California with personal liability caps of $1 million each as well as an additional 'personal excess liability policy' of $35 million. All three policies exclude claims arising out of any 'actual, alleged or threatened' sexual misconduct, molestation or harassment or 'sexual, physical or mental abuse' related to 'sexual misconduct, molestation or harassment.'
Dickinson filed suit against Cosby last May, explaining the comedian drugged and raped her back in 1982. She claimed that the two were in a Lake Tahoe hotel room and while unconscious he raped her - including anally - without her consent.
This week a 2005 deposition became public in which Cosby admitted to giving a woman Quaaludes before having sex
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Pay day?: Janice Dickinson, who says she was drugged and raped by Bill Cosby could get a big payout, but it may not be from Cosby's insurance company,. Cosby's liability policies do not cover sexual molestation or harassment. Dickinson sued Bill Cosby for defamation, saying her reputation was tarnished when the comedian called her claims he drugged and raped her in 1982 'fabricated lies'
Evidence? Dickinson has revealed dated-looking photographs of a robe-wearing Cosby she says she took in the hotel room where she claims he sexually assaulted her in Lake Tahoe
The model accused Cosby and his team of trashing her in the press by calling her claims 'fabricated and is an outrageous defamatory lie' She sued him for defamation and emotional distress seeking unspecified damages. The comedian has yet to respond to Dickinson's allegations in court
AIG has slapped not only Cosby with the federal lawsuit, but Dickinson as well, requesting the court order it is not liable for any damages that Dickinson may be awarded in her legal battle.
Dickinson sued Bill Cosby for defamation insisting her reputation was tarnished when the comedian called her claims he drugged and raped her in 1982 'fabricated lies.'
'I was drugged and raped by Bill Cosby,' Dickinson told ET. 'And the fact that he and his spokespeople have called me a liar – referring to remarks that I've made – it's just not correct.
What's more, Dickinson has dated-looking photographs of a robe-wearing Cosby she says she took in the hotel room where she claims he sexually assaulted her in Lake Tahoe.
Relief: Cosby has three liability policies with AIG and the company is asking the court for relief regarding all three with respect to Janice Dickinson's civil suit against the disgraced comic
Cosby has a personal excess liability policy of $35 million. Other policies are $1 million each
The policy does not provide coverage for 'sexual misconduct' arising out of any 'actual, alleged or threatened' sexual misconduct, molestation or harassment or 'sexual, physical or mental abuse'
AIG is asking the court to declare it has no obligation to pay any damages that may be awarded to Dickinson
In an interview with ET she discussed the suit and why Dickinson has chosen to file it now, after over thirty years.
'I'm suing Bill Cosby for justice and vindication,' the former supermodel said. 'And the fact that he and his spokespeople have called me a liar...it's not correct. I want to fight. I want to fight this and let everyone know that I'm not being paid anything monetarily to do this. It's just the right thing to do.'
Late last year, Dickinson broke down in tears in a live television interview accusing Cosby of using the offer of career advancement to lure her to a hotel room where he drugged her and raped her while she was unconscious.
Dickinson is one of dozens of women who have come forward with claims of sexual assault against the one-time beloved TV star.
Disgraced: Bill Cosby has been hit by allegation after allegation that he drugged and raped women. This week testimony in which he admitted drugging a woman for sex was made public
Asked what she'd tell Bill Cosby today if given the chance to speak to him, Dickinson told ET she'd ask, 'Why won't you talk about the truth?...Do you want to go to heaven or do you want to go to hell?'
In November, Cosby's attorney spoke out specifically against Dickinson's claims: 'Documentary proof and Ms. Dickinson's own words show that her new story about something she now claims happened back in 1982 is a fabricated lie,' read the statement, which referred to interviews with Dickinson--as well as an account in her book--that claimed Cosby simply blew her off after she refused to have sex with him.
Now, even though it's years since the statute of limitations ran out on her sexual assault allegations, Dickinson has used Cosby's statement to take him to task.
Her attorney told ET, 'We're asking for money damages to compensate her for the damage to her reputation and for the emotional distress, the very serious emotional distress that's been very real for Janice that she's been going through.
The former supermodel is among some 30 women who claim they've been sexually assaulted by Bill Cosby over the years
That's all that we can ask for. That's the only justice we can get at that point.'
Dickinson is asking for a jury trial and undisclosed damages.
Asked what she'd tell Bill Cosby if given the chance to speak to him, Dickinson told ET she'd ask, 'Why won't you talk about the truth?...Do you want to go to heaven or do you want to go to hell?'
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