Savers wanting Premium Bonds will no longer be able to purchase them over the counter at the Post Office from August. The move comes after NS&I; faced heavy criticism earlier in the year as over 65s rushed to buy Pensioner Bonds, which offered market leading rates.
TOP CASH ISA TIPS
All you need to know to get the most from your cash Isa
-
Review centre
If a new cash Isa is launched, you'll be the first to know -
Our 5 favourite ISAs
We've scoured the savings tables to find five top ISAs for savers in 2013 -
Transfer help
How do the Isa transfer rules work and how do you stop your rate crashing? -
Best buy tables
All the UK's best ISA rates, independently compiled into rate tables by our experts -
Transfer Isas
Top five accounts that allow you to transfer cash Isa pots -
Review centre
If a new cash Isa is launched, you'll be the first to know -
Our 5 favourite ISAs
We've scoured the savings tables to find five top ISAs for savers in 2013
Savings insider reveals three signals that indicate rates could be about to rise - but it won't be the High St giants to thank
Savers have found it a struggle to find a decent home for their cash. Things, however, may be about to turn a corner. That's according to James Blower, managing director of The Savings Guru. Hhis optimism is not based on an imminent turnaround in Bank of England policy. Instead, James says that a host of new banks coming to market will drive competition for savers' cash. ...read
LEE BOYCE: I finally came to my senses and ditched my NatWest current account - is it purposefully trying to lose customers?
More than a decade ago, NatWest tempted me in with its student current account. Gradually, the terms have become worse until finally, I switched. I should have done it before, as it couldn't have been easier. With yet another IT glitch hitting it's likely others will follow me.
SIMON LAMBERT: Nationwide's decision is shocking.... it has raised my savings rate
Savers have suffered years of cuts and weasel word excuses as banks and building societies have raised margins. To give Nationwide some credit, this little rate hike highlighted in my letter is now a move in the right direction. Could it be a sign we've seen the bottom? ...read
Provider | Rate |
NS&I; | 1.50% | Monmouthshire BS | 1.50% | Virgin Money | 1.41% |
Coventry BS | 1.40% | |
Dudley BS | 1.40% |
DON'T MISS...
- Our savings picks This is Money's five favourite best buy cash Isas for 2015
- Atom Bank backed by Neil Woodford given full banking licence Outlines ambitious plans for 5m current accounts by 2020
- End of a savings era! Savers will no longer be able to snap up Premium Bonds at the Post Office
- Savings insider reveals three signals that indicate rates could be about to rise But it won't be the High St giants to thank
- 'When mum died, Lloyds made the grief even harder to bear' Why big firms MUST change the insensitive way they treat bereaved families
- Why a cash Isa is no longer the top deal Savers can end up with more interest opting for a one-year fixed-rate bond
- Two new best buy fixed-rate savings accounts launched by challenger banks Including table-topping 12-month deal
- Fledgling Starling Bank prepares for flight and promises to deliver 'world's best current account' Latest challenger looking to battle giant rivals
- 'NatWest lost my salary, refused to help and then GUILT-TRIPPED me because I was going to Ascot' How to fight back after bank computer meltdown
- LEE BOYCE: I finally came to my senses and ditched my NatWest current account Is it purposefully trying to lose customers?
- Are your savings protected? The new banks that aren't covered by UK's £85k safety net
Latest from Saving & banking
- End of a savings era! Savers will no longer be able to snap up Premium Bonds at the Post Office - as NS&I reveals it sold £13bn of pensioner bonds
- Three signs savings rates could be about to rise - but it won't be the High St giants to thank
- Atom Bank backed by Neil Woodford given full banking licence and outlines ambitious plans for 5m current accounts by 2020
- 'When mum died, Lloyds made the grief even harder to bear': Our writer's moving account of why big firms MUST change the insensitive way they treat bereaved families
- Why a cash Isa is no longer the top deal: Savers can end up with more interest opting for a one-year fixed-rate bond
- Get pension advice for just £474: Hargreaves Lansdown launches single fee service to help savers
- Our savings picks: This is Money's five favourite best buy cash Isas for 2015
- Savers need to keep sharp eye on their easy-access accounts as small building societies start to chop old rates
- Two new best buy fixed-rate savings accounts launched by challenger banks including table-topping 12-month deal
- 'NatWest lost my salary, refused to help and then GUILT-TRIPPED me because I was going to Ascot': How to fight back after bank computer meltdown
- Phone scams now so widespread that Neighbourhood Watch steps in, as criminals trick victims into moving money to 'safe accounts'
Premium Bonds winners
Prize value | Winning bond No. | Area |
---|---|---|
£1,000,000 | 164RC791582 | Overseas |
£1,000,000 | 133MV876632 | Wirral |
£100,000 | 73BT506847 | East Sussex |
£100,000 | 198FK110801 | Derbyshire |
£100,000 | 181PX471387 | Bradford |
£100,000 | 129KY401875 | Bristol |
£100,000 | 112RR370485 | Swansea |
£50,000 | 63YX411084 | South Yorkshire |
£50,000 | 220NP065394 | Overseas |
£50,000 | 219HQ388251 | North Yorkshire |
£50,000 | 209HP596747 | Ealing |
SAVINGS ESSENTIALS
Provider | Incentive |
M&S; Bank | £100 voucher | |
The Co-op | Cashback | |
Nationwide | Travel cover | |
Santander | 3% cashback | |
Halifax | £5 a month |
SAVINGS ESSENTIALS
Best of This is Money's savings gems at your fingertips
-
Calculator
How much interest will you earn this year? Is a fixed or variable rate better? Find the answers -
BEST BUY TABLES
All the UK's best rates, independently compiled into rate tables by our experts -
Our 5 favourite ISAs
We've scoured the savings tables to find five top ISAs for savers in 2012 -
Savings predictions
Our expert gazes into his crystal ball to tell you what to expect for savings rates -
Safe savings
From tables of banking licences to top tips - we explain how to protect your nest egg -
Calculator
How much interest will you earn this year? Is a fixed or variable rate better? Find the answers -
BEST BUY TABLES
All the UK's best rates, independently compiled into rate tables by our experts
SAVING & BANKING MUST READ
How safe is it to pay for shopping on your iPhone? We explain how the new contactless Apple Pay service works
Tech giant Apple has launched a service that turns your mobile phone into a wallet. Instead of carrying around credit and debit cards, all you'll need at the till is an iPhone that uses thumbprint technology. As a result, the Apple Pay service, which was unveiled on Monday and launches next month, has been dubbed the 'credit card killer'. So how does it work and is it safe?
LATEST SAVINGS DEALS REVIEWS
Savings in the fast lane: New best buy easy-access savings account is offered by... French car manufacturer Renault
A new best buy easy-access savings account has driven to the top of the independent This is Money tables and it comes from French car manufacturer Renault. It has launched a dedicated savings bank in Britain named RCI Bank. It already offers similar accounts in Austria, France and Germany in the last few years. ...read
More must reads...
- The last word in passwords Why using a software 'safety box' can keep your online accounts secure
- Don't let the taxman take your loved one's savings What you need to know about the new 'inheritance Isa'
- Savers baffled by new rule that lets you claim up to £5k in interest tax free Here's how to work out if you are eligible...
- SIMON LAMBERT: Nationwide's decision is shocking.... It has raised my savings rate
- How safe is it to pay for shopping on your iPhone? We explain how the new contactless Apple Pay service works
- Got a text from your bank warning you about fraud? Beware - it could be criminals on the other end
- If Confused.com doesn't compare all prices, what is it for? Site takes down savings service after accusation it directs customers only to accounts that pay it money
- NatWest is pulling the plug on my Your Points credit card rewards Is it allowed to do that and can customers fight back?
- Savings in the fast lane New best buy easy-access savings account is offered by... Renault
- Never mind the APR! Virgin Money launches Sex Pistols inspired credit cards nearly 40 years after band signed for record label
- 'Lloyds marked me as deceased and locked my account' What to do if you're let down by your bank or disagree with the Ombudsman
- Should you be banking with Harrods or Punjab National Bank? Challenger banks offer savers the best returns on their cash
- BM Savings launches best buy easy-access rate But savers can still do better with in-credit current accounts
- Coventry BS launches new 'competitive' five-year fixed cash Isa at 2.3% But just two years ago, that was a top 12 month rate
- Can you ever trust a foreign bank with your savings? Margaret and David Haddon did - and lost £146k when Portugal's biggest bank went bust
- A million elderly savers snap up £13bn of pensioner bonds Dash for a decent rate of interest
- Savings Champion: The hassle-free way to ensure you're getting the best savings rates
- Three simple steps to switch your current account to a better deal Checking whether you can get a better current account is a wise move - we explain how to do it
- SAVE SAFELY: We explain the rules on savings compensation, updated as they change, and how to keep your money safe
- SAVINGS COMPENSATION & PROTECTION: A comprehensive list of bank ownership and licences
BEST BUYS TABLES
-
Credit cards
Best balance transfers, reward cards and more -
Cheapest loans
See the lowest rates on the market -
Savings accounts
Cash Isas, easy access, fixed rates and more -
Current accounts
Earn interest and rewards on your money -
Best mortgages
Expert advice on the right deal for you -
£12.50 share dealing
Featuring low-cost dividend reinvestment
LATEST SAVINGS AND BANKING ASK AN EXPERT
ESSENTIAL GUIDES TO SAVING
How to start saving or investing into an Isa - the essential guide to a tax-friendly pot
Making the most of your annual Isa allowance is the cornerstone of wise saving. There's no income tax to pay on interest and no capital gains tax on profits. This makes them ideal for long-term savings because money that is not taxed grows faster. This essential guide reveals, how to start using an Isa for your savings. ...read
BEST OF THIS IS MONEY
- When will interest rates rise? We explain the factors that will decide when interest rates rise, with the latest forecasts from markets and economists
- Energy bills: Should you switch? All the latest changes to gas and electricity prices. Read our advice on when and whether to switch to get the best deal.
- What next for the pound? What determines the strength of the pound, the latest expert views as to whether it will recover in 2010, and latest market and tourist rates
- House prices: What next? The latest house price news, predictions and what home-owners can expect next
Latest reports from Experts
- How many years of National Insurance do I need for the new flat rate state pension and can I buy extra credits?
- I took out a self-cert mortgage and have now fallen onto my lender's expensive standard variable rate - what can I do to get a better deal?
- ASK TONY: Expedia won't refund flight unless my grandmother is dead!
- TONY HETHERINGTON: Card insurer is guilty AGAIN of lack of respect to grieving relatives
- ASK TONY: Why did Star Wars magazine call in the Dark Side over my £12 bill?
- Why has Virgin Media asked my disabled son to pay £20 a month for a contract he can't use?
- Cashplus froze my mum's account - why won't it allow her to close it and give back her £7,500?
- Should I be using ETFs instead of mutual tracker funds - and will I be able to hold them in my Isa and Sipp if I do?
- I'm going to Madrid this weekend - just when Spanish air traffic controllers are going on strike. Will I get compensation if my flights are cancelled or delayed?
- I booked tickets for One Direction at the front of the stadium - so why have I been allocated seats at the back?
- Why won't Halifax let me replace my deceased wife as the signatory of my son's £4,000 savings account unless I pay £2,000 for a Court of Protection letter?
- ASK TONY: I bumped into another car with minimal impact and now fear I'm the victim of a scam
- Can I write off 75% of the loans I took in 1988 through the Individual Voluntary Arrangement?
- TONY HETHERINGTON: I've worked at Royal Mail for 14 years and have never been allowed to join the pension scheme
- TONY HETHERINGTON: My water meter has been left stuck in the pipeline for a year - what can I do?
Deals
- Savings accounts Find and compare savings accounts that suit your needs
- Current accounts Looking for a new account? Find the best rate from 300 compared
- Money transfer Transfer money to bank accounts worldwide securely and cheaply
- Free currency card Commission-free currency to beat the exchange fees
Guides
- Reclaim bank charges Can you still reclaim unfair bank charges? Follow our guide to find out
- Isas step-by-step An essential guide to tax-free saving
- How to save safely All you need to protect your savings
- How to beat the banks We tell you how to get a better deal on everything from current accounts to mortgages
Calculators
- Monthly vs. lump sum Compare the effect of regular savings with stashing a lump sum
- Inflation danger How inflation erodes away the value of your nest egg
- How long to £1m? How long to save before you reach the magic £1m
- Premium Bonds How close have you been to winning your fortune on the Premium Bonds?