End of a savings era! Savers will no longer be able to snap up Premium Bonds at the Post Office - as NS&I; reveals it sold £13bn of pensioner bonds

Premium Bonds at the Post Office axed as NS&I sells £13bn of pensioner bonds

Savers wanting Premium Bonds will no longer be able to purchase them over the counter at the Post Office from August. The move comes after NS&I; faced heavy criticism earlier in the year as over 65s rushed to buy Pensioner Bonds, which offered market leading rates.

Atom Bank backed by Neil Woodford given full banking licence and outlines ambitious plans for 5m current accounts by 2020

Digital-focused Atom Bank has finally been given the green light by regulators and plans to launch a number of products later in the year.

'When mum died, Lloyds made the grief even harder to bear': Our writer's moving account of why big firms MUST change the insensitive way they treat bereaved families

emily davies victoria bischoff mum2.jpg

Mum had been a customer at Lloyds Bank for 25 years. Her local branch knew her well, but dealing with her finances was still much harder than it needed to be, writes Victoria Bischoff.

Why a cash Isa is no longer the top deal: Savers can end up with more interest opting for a one-year fixed-rate bond 

Coins on scrabble board game.

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The unusual chance to earn more in a High Street account than an Isa comes because from next April savers will be able to earn £1,000 interest a year tax-free.

Savings insider reveals three signals that indicate rates could be about to rise - but it won't be the High St giants to thank

'NatWest lost my salary, refused to help and then GUILT-TRIPPED me because I was going to Ascot': How to fight back after bank computer meltdown

Mandatory Credit: Photo by David Cairns/REX Shutterstock (593673b)
Royal Bank Of Scotland new global headquarters, Gogarburn, Edinburgh, Scotland, Britain
ROYAL BANK OF SCOTLAND NEW GLOBAL HEADQUARTERS, GOGARBURN, EDINBURGH, SCOTLAND, BRITAIN - 18 JUN 2006

Another week, yet more computer meltdowns. Hardworking vet and mum Sharon Alston felt she was unfairly treated as spoilt individual when her Ascot trip was threatened by the bank chaos.

Savers need to keep sharp eye on their easy-access accounts as small building societies start to chop old rates

Businessman shaking a piggy bank

The next wave of falls, to accounts already closed to new savers at providers such as Saffron and West Brom Building Societies, follow the cuts meted out by big banks earlier this year.

LEE BOYCE: I finally came to my senses and ditched my NatWest current account - is it purposefully trying to lose customers?

'I finally came to my senses and ditched my NatWest current account'

More than a decade ago, NatWest tempted me in with its student current account. Gradually, the terms have become worse until finally, I switched. I should have done it before, as it couldn't have been easier. With yet another IT glitch hitting it's likely others will follow me.

Fledgling Starling Bank prepares for flight and promises to deliver 'world's best current account' in fight against giant rivals

Britain is on the cusp of a current account revolution with two new challengers set to enter the fray offering a purely digital-only experience, among others.

Two new best buy fixed-rate savings accounts launched by challenger banks including table-topping 12-month deal

Two challenger banks have launched best buy savings deals which fire to the top of the independent This is Money tables - including a 2% 12 month rate from Charter Savings Bank.

Are your savings protected? The new banks that aren't covered by UK's £85k safety net 

BH8D84 Piggy bank under rug

Last week's launch of the French-based RCI Bank highlights the complicated web you need to untangle to find out the level of compensation you would receive were the bank to go bust.

SIMON LAMBERT: Nationwide's decision is shocking.... it has raised my savings rate

The last word in passwords: Why using a software 'safety box' can keep your online accounts secure

Emma Will of West London who makes sure she changes her passwords frequently. her 
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©George Jaworskyj 2015
www.urbanimages.co.uk

Passwords are one of the curses of the 21st Century - but if you are struggling to remember a growing list of secret codes a 'password manager' may help.

Loyal HSBC savers see cash Isa rate cut in same week as bank said its name would disappear from the High Street

The bank lured savers into its Loyalty Isa from February this year with top rates of between 1.4  per cent and 1.6 per cent, depending on which current account you held with the bank.

Tables: Best cash isas
Chosen by This is Money
Blue World Map Credit Card
Provider Rate
NS&I; 1.50% More
Monmouthshire BS 1.50% More
Virgin Money 1.41% More
Coventry BS 1.40% More
Dudley BS 1.40% More

Premium Bonds winners

June 2015
Prize value Winning bond No. Area
£1,000,000 164RC791582 Overseas
£1,000,000 133MV876632 Wirral
£100,000 73BT506847 East Sussex
£100,000 198FK110801 Derbyshire
£100,000 181PX471387 Bradford
£100,000 129KY401875 Bristol
£100,000 112RR370485 Swansea
£50,000 63YX411084 South Yorkshire
£50,000 220NP065394 Overseas
£50,000 219HQ388251 North Yorkshire
£50,000 209HP596747 Ealing
More Premium Bonds winners
Best Current accounts
Chosen by This is Money
Blue World Map Credit Card
Provider Incentive
M&S; Bank £100 voucher More
The Co-op Cashback More
Nationwide Travel cover More
Santander 3% cashback More
Halifax £5 a month More

How safe is it to pay for shopping on your iPhone? We explain how the new contactless Apple Pay service works

How safe is it to pay for shopping on your iPhone? We explain how Apple Pay service works

Tech giant Apple has launched a service that turns your mobile phone into a wallet. Instead of carrying around credit and debit cards, all you'll need at the till is an iPhone that uses thumbprint technology. As a result, the Apple Pay service, which was unveiled on Monday and launches next month, has been dubbed the 'credit card killer'. So how does it work and is it safe?

Don't let the taxman take your loved one's savings: What you need to know about the new 'inheritance Isa'

Picture:  Craig Hibbert      10-6-15
Molly Ball at Port Solent, Portsmouth.

If a husband had £20,000 in an Isa when he died, his widow could open a £20,000 inheritance Isa in her own name. But Molly Ball was told her only option was to cash in her husband's tax-free plans.

Savers baffled by new rule that lets you claim up to £5,000 in interest tax free: here's how to work out if you are eligible...

Take care of their own savings. Nest with piggy bank.

Savers are baffled by a new tax rule that came into effect in April. This lets you earn up to £5,000 in savings interest without paying any tax.

Savings in the fast lane: New best buy easy-access savings account is offered by... French car manufacturer Renault

A new best buy easy-access savings account has driven to the top of the independent This is Money tables and it comes from French car manufacturer Renault.

Leaving savings in the bank could have halved the value of your cash since 1990 - while investments are worth six times more

Businessman shaking a piggy bank

Money saved into a cash savings account for the past 25 years would have earned 69% interest - but you would have needed growth of 122% to match rises in the cost of living.

Another banking IT glitch: Nationwide customers hit this morning as internet and mobile banking crashes

Britain's biggest building society suffered an embarrassing IT meltdown this morning which left millions of its customers unable to access internet or mobile banking.

'Lloyds marked me as deceased and locked my account': What to do if you're let down by your bank or disagree with the Ombudsman

What happens if you disagree with the ombudsman's decision and what action can you take? We explain.

NatWest is pulling the plug on my Your Points credit card rewards  - is it allowed to do that and can customers fight back?

A NatWest bank in Spinningfield in Manchester, as NatWest opens 1,200 branches across the country today for the first time ever, as the bank clears a massive backlog of payments caused by a computer glitch. 

PRESS ASSOCIATION Photo. Picture date: Sunday June 24, 2012. Stephen Hester, chief executive of NatWest owner RBS, yesterday issued a public apology for the technical hitch and conceded the bank had let down its customers. See PA story MONEY NatWest. Photo credit should read: Martin Rickett/PA Wire

I got a letter yesterday informing that the NatWest Your Points incentive scheme is to be terminated. Is there any way to fight back?

Got a text from your bank warning you about fraud? Beware - it could be criminals on the other end

Criminals are firing out spoof text messages to unwitting bank customers in a bid to steal vital personal information, Financial Fraud Action UK has warned.

If Confused.com doesn't compare all prices, what is it for? Site takes down savings service after accusation it directs customers only to accounts that pay it money

Grab from Confused.com advertisement shows Brian the Robot.


Brian the robot seen in grab from Confused.com advert

A Dispatches investigation found Confused.com listed just ten savings accounts rather than the full range available on the market.

Two new best buy one-year fixed savings rates enter the fray from challenger banks - including tax-free deal with monthly interest

Piggy Bank.
ACFMWG 
www.alamy.com
Savings, Money, Debt, Currency, Wealth, Business, Silhouettes, Icons, Design, Elements

Two challenger banks have boosted the rates on their short-term fixed savings rates meaning they now top the independent This is Money tables.

Two new best buy fixed-rate savings accounts launched by challenger banks including table-topping 12-month deal

Two new best buy fixed-rate savings accounts launched by challenger banks including

Two challenger banks have launched best buy savings deals which fire to the top of the independent This is Money tables. Charter Savings Bank, which opened for business earlier in the year, has fired to the top of the 12-month table with a new two per cent rate.

Savings in the fast lane: New best buy easy-access savings account is offered by... French car manufacturer Renault

   

More must reads...

Two-year fixed savings account from Access Bank is offering best-buy 2.38% - but is it a safe place for my cash?

Sensible Savings from Access Bank UK are currently offering 2.38 per cent rate for a two-year bond - but is it a safe place for me to put my money?

ASK TONY: 'Police fraud team' phoned and told me someone had taken £1,400 from my savings account

I had a phone call from a man claiming to be from a police fraud team. He told me that ­someone in London had taken £1,400 from my savings account.

Could Halifax Reward current account customers see their savings tax Budget giveaway snaffled by their bank?

If savings tax is no longer due, surely the amount being used to pay it should go back to the saver? Not necessarily.

ASK TONY: I transferred £1,300, but Santander lost my cash - how can I get it back?

I asked to transfer £1,300 from my Santander Isa leaving a balance of £10,000 - but instead the cashier transferred the whole amount and closed my account.

How to start saving or investing into an Isa - the essential guide to a tax-friendly pot

Cash Isas: The new financial year starts on 6 April

How to save safely with banks and building societies: savings compensation rules

Weightlifting

We explain the rules on savings compensation, updated as they change, and how to keep your money safe by not putting too much savings with one bank

Savings compensation - who owns my bank? A comprehensive list of bank ownership and licences

Protected against a bust: Make sure your savings are safe by not putting more than £85,000 into each authorised bank

The way you spread out your savings with banks is crucial in terms of protection and compensation. We show you how to get protected.

How to get a better deal from your bank

Directions: Which way to turn to get the best deal from your bank

This week, the Independent Commission on Banking told how consumers get poor value from their bank. Yet we move our current account just once every 26 years. We tell you how to get a better deal.

Our savings picks: This is Money's five favourite best buy cash Isas for 2014

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Types of savings account

A saver dropping a pound coin into a piggy bank

Guide: The array of deposit accounts can be confusing. We explain them all and reveal the best and safest rates and accounts

Latest reports from Experts