How to apply for the free EHIC card and avoid scams which make you pay
A European Health Insurance Card (EHIC) allows you access to free or reduced cost state-provided healthcare in certain countries while you are abroad.
The card is free, but some scam websites try and charge customers a fee.
We explain why it is useful and how you can apply for one without being charged.
EHIC: The card is free and important to carry with you in some European countries
What is the EHIC?
The European Health Insurance Card, previously called your E111 will cover some, if not all, of your medical costs when you are traveling within the European Union, plus Switzerland.
You will be treated as normal, but the country you are staying in, are repaid for your treatment by the NHS.
But, be warned even with an EHIC you might be expected to cover some of the costs.
For a list of the countries included in the EHIC check the NHS choices website.
The EHIC card is free and is valid for up to five years. It entitles you to treatment if it becomes necessary during your trip, it doesn't allow you to go abroad specifically to receive medical care.
However, maternity care, renal dialysis and managing the symptoms of pre-existing or chronic conditions that arise while abroad are all covered by the EHIC.
Do you still need insurance?
The EHIC card is available to everyone in the UK and it should be
carried with you when you travel abroad. The EHIC card is not a
substitute for travel insurance as it will not cover any private
medical healthcare or for loss and theft of items.
It also does not cover the cost for example of getting you home
in an emergency (repatriation) or for rescue if you have an
accident.
Some insurers may actually insist you hold an EHIC and many will waive the excess if you have one.
How do you apply?
You can apply online at www.dh.gov.uk/travellers for delivery within 7 days, by telephone (0845 606 2030) for delivery within 10 days and via the Post Office for delivery within 21 days.
An EHIC is valid for up to 5 years depending on when it was issued. You will need to apply for a new one before the expiry date. You can apply up to 6 months before the expiry date by telephone or online.
For more information visit www.dh.gov.uk
Where should I not apply?
There are a number of websites charging for EHIC cards.
Do not use
them - EHIC cards are free.
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