Jennifer Walker has been harassed for five years over debts that aren't hers. And though she has frequently protested her innocence, the demands keep coming. She has been contacted by 24 different firms, had bailiffs shouting through her letterbox and received intimidating letters on Christmas Eve from debt collectors threatening to repossess her house.
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Banks to be named and shamed if they pay loyal savers measly rates - as they're told to switch Isas in 7 days and text customers when rates drop
Many savers languish in legacy accounts which pay a pittance in interest after either forgetting the rate would drop in the future, or a bonus is stripped away. Some of the worst accounts pay 0.05%, or even lower.
End of stag-do squabbles? Cash kitty goes digital with new app that allows people to club together and use one prepaid card to pay
A new app promises to make collecting money from friends and family easier in the future, by allowing money to be paid into a digital kitty and accessed via one prepaid card. Named KiTTi and launched by Santander, an owner creates a group which allowed people to pay into it without the need to collect cash. ...read
Provider | Rate |
NS&I; | 1.50% | Monmouthshire BS | 1.50% | Virgin Money | 1.41% |
Coventry BS | 1.40% | |
Dudley BS | 1.40% |
DON'T MISS...
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- These seven expats between them have 325 years of loyalty to Barclays And now their accounts are being closed with NO apology
- BEST BUY ALERT! Renault's bank boasts best easy-access rate after lifting interest on its savings account
- BM Savings wants to charge me £35... to transfer closing balance from my one-year cash Isa to my current account!?
Latest from Saving & banking
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- Our savings picks: This is Money's five favourite best buy cash Isas for 2015
- Challenger banks Charter Savings and RCI boost fixed savings rates as smaller providers continue to leapfrog each other
- Film and TV stars join forces to save their local bank branch as Barclays customers face a devastating wave of closures
- ME AND MY MONEY: I've invested in 40 Burger Kings and a golf course... Billionaire Metro Bank founder reveals his finances
- Stealing data from contactless cards is easy, experts warn – are they safe (and can you protect your wallet with foil?)
- Banks to be named and shamed if they pay loyal savers measly rates - as they're told to switch Isas in 7 days and text customers when rates drop
Premium Bonds winners
Prize value | Winning bond No. | Area |
---|---|---|
£1,000,000 | 198PN029367 | Surrey |
£1,000,000 | 163QV328228 | Wales |
£100,000 | 229ZM049427 | Cambridgeshire |
£100,000 | 213DV007322 | Buckinghamshire |
£100,000 | 209KZ745395 | Dorset |
£100,000 | 197EM281903 | Manchester |
£100,000 | 189NX181806 | North Yorkshire |
£50,000 | 53LP325516 | Avon |
£50,000 | 237XN005700 | Harrow |
£50,000 | 230HE820063 | Lancashire |
£50,000 | 179VQ404335 | Stockport |
SAVINGS ESSENTIALS
Provider | Incentive |
M&S; Bank | £100 voucher | |
The Co-op | Cashback | |
Nationwide | Travel cover | |
Santander | 3% cashback | |
Halifax | £5 a month |
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BEST BUY TABLES
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SAVING & BANKING MUST READ
There's nothing James Freedman doesn't know about fraud ... so why won't HE use contactless cards?
James knows just how easy it is for a criminal to use technology to their advantage. He was recently appointed the UK's first fraud prevention ambassador by City of London Police. He cuts out the contactless chip in his cards, scribbles out the CVV number so hackers can't use his cards to shop online. And he warns that someone can scan your card in a second - even if it's in your wallet. ...read
LATEST SAVINGS DEALS REVIEWS
Challenger banks Charter Savings and RCI boost fixed savings rates as smaller providers continue to leapfrog each other
Interest paid on fixed-rate bond deals is edging higher as new banks leapfrog each other to attract savers. Both French-owned RCI Bank and Charter Savings Bank now pay 2.06 per cent fixed for a year for those willing to run their accounts online. Those who want to stick to the High Street must pay the price - and can expect a fifth less interest.
Renault's bank boasts best easy-access rate after lifting interest on its savings account to 1.65%
First it was the fixed-rate savings battle. Now providers are fighting it out to top the easy-access table after RCI Bank boosted its rate for new and existing customers to 1.65%. The challenger bank, part of Renault's global banking group, launched last month with its freedom savings account offering 1.5%, placing it top of the independent This is Money tables. ...read
More must reads...
- Savings battle intensifies as top paying two-year cash Isa hits 2% Halifax and Virgin Money offering top deals
- There's nothing James Freedman doesn't know about fraud So why won't HE use contactless cards?
- Thousands of expats could see their Barclays accounts shut within months Unless they hold a minimum of £100,000
- Firm launches three-way split fixed-rate deal that protects savings up to £225k But how does it stack up?
- SUMMER BUDGET New kind of Isa will accept peer-to-peer investments from next year
- The NS&I; deals you should steer clear of And how you can double your returns with top-paying banks
- Elderly people most likely targets of phone scams With London and South East the hotspots for fraudsters
- Summer battle to top fixed-rate savings tables heats up Second best buy boost from a challenger bank in under a week
- Just £75k of savers' cash will be protected if their bank goes bust from next year FSCS protection limit to drop by £10k
- ASK TONY: Why did I lose £200 in bank fees... When my brother lost only £10?
- Atom Bank backed by Neil Woodford given full banking licence Outlines ambitious plans for 5m current accounts by 2020
- 'I'm on a pilgrimage to save last bank in my parish' HSBC axing branches as it shrinks high street presence - much to anger of customers
- End of a savings era! Savers will no longer be able to snap up Premium Bonds at the Post Office
- Savings insider reveals three signals that indicate rates could be about to rise But it won't be the High St giants to thank
- 'When mum died, Lloyds made the grief even harder to bear' Why big firms MUST change the insensitive way they treat bereaved families
- Why a cash Isa is no longer the top deal Savers can end up with more interest opting for a one-year fixed-rate bond
- Savings Champion: The hassle-free way to ensure you're getting the best savings rates
- Three simple steps to switch your current account to a better deal Checking whether you can get a better current account is a wise move - we explain how to do it
- SAVE SAFELY: We explain the rules on savings compensation, updated as they change, and how to keep your money safe
- SAVINGS COMPENSATION & PROTECTION: A comprehensive list of bank ownership and licences
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LATEST SAVINGS AND BANKING ASK AN EXPERT
ESSENTIAL GUIDES TO SAVING
How to start saving or investing into an Isa - the essential guide to a tax-friendly pot
Making the most of your annual Isa allowance is the cornerstone of wise saving. There's no income tax to pay on interest and no capital gains tax on profits. This makes them ideal for long-term savings because money that is not taxed grows faster. This essential guide reveals, how to start using an Isa for your savings. ...read
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