I want to take in a lodger to help earn some extra money - what do I need to watch out for?

I want to take in a lodger to help earn some extra money - what do I need to watch out

If you are considering taking in a lodger there's some key things you may wish to consider beforehand, especially as not everyone is cut out to be a live-in landlord. Annie Plaskett, from insurance brokers Towergate, lays out what you need to know.

House price growth slows in August to weakest annual rate for more than two years - but values are nudging towards £200k

24 St Philips Road, Hackney, London. Where house prices have sharply risen in the last year.

Property values rose by 3.2 per cent in August compared with a year ago, which is down from 3.5 per cent in July and the weakest annual growth since June 2013.

Buy-to-let mortgage frenzy means there are now 1,000 deals available to landlords for first time since financial crisis

The number of buy-to-let mortgages available to landlords has tipped over the 1,000 mark for the first time since April 2008, data from information website Moneyfacts shows.

Is it worth moving your buy-to-let into a company to keep mortgage interest relief?

Is it worth moving your buy-to-let into a company to keep mortgage interest relief?

More landlords could set up companies to manage their buy-to-let portfolios amid fears that their profits will be hit by tax relief changes, but is that worth doing? We speak to an expert to get the lowdown on what you need to consider.

Why won't our lender cancel half of the mortgage on our cottage after my partner's death?

18 Jun 2013 --- Swaledale in summer from Askrigg High Road near Muker, Yorkshire Dales, Yorkshire, England, United Kingdom, Europe --- Image by © Mark Sunderland/Robert Harding World Imagery/Corbis

My partner died in September last year, so I asked our lender Mortgage Agency Services to cancel her half of the mortgage on our cottage in the Yorkshire Dales.

How to beat the taxman and reduce the costs of your buy-to-let portfolio

Taxman: Hector the taxman from the HMRC wants to know how much money you make from buy-to-let

Becoming a buy-to-let landlord has been known to reap a decent return above interest rates or savings accounts, but it can also add to your tax bill.

Return of rapid rent rises sends tenants' bills to a record high - as report shows biggest jump since buy-to-let index began

Return of rapid rent rises sends tenants' bills to a record high

Rents are rising at a rapid pace once more across the UK, a pair of market studies have revealed - with one showing the biggest monthly rise since its index began. A regional breakdown of the figures reveals that four of the 10 regions of England and Wales saw record rent peaks in July

Is the housing market thawing? Properties listed for sale up a quarter in last month to reach highest level for two years

The number of properties listed for sale per estate agency was up a quarter in July compared to the previous month, according to latest data from professional body the NAEA.

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Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

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First-time buyers save £670 a year compared with cost of renting - but gap narrows from £1,018 last year

First-time buyers save themselves £670 a year compared with cost of renting, survey says

Data from lender Halifax shows that in June this year the average monthly cost of a three-bedroom home for first-time buyers was around £666 compared with £722 for renting the same type of property - a monthly difference of about £56. By June 2014, monthly costs for first-time buyers were £1,018 cheaper per year - or £85 a month - than for those renting.

I am a buy-to-let investor: will I pay less tax if I set up a company for my properties?

Woman wearing pinstripe suit holding model of grey house in hand.
Mortgage story re: early repayment with lump-sum bonus etc.
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If the answer is 'yes' does this mean I still own the flats and can sell as I please or does the company then own the flats and they are technically no longer mine?

House prices in UK's largest cities jump by largest amount in 11 years - with Oxford and Cambridge the biggest risers

With demand continuing to outstrip supply, house prices in major cities increased by 4.3 per cent to an average of £227,100 in the three months to July, Hometrack said.

Two in five Right to Buy flats sold off since 1980 are now in the hands of private landlords, FOI request shows

Two in five Right to Buy flats sold off since 1980 owned by private landlords

Nearly 40 per cent of council flats sold off at a discount in the last 35 years are now being rented out privately to tenants, a Freedom of Information request has shown. Responses by 91 councils shows they have sold a combined 127,762 council flats and maisonettes since Right to Buy was introduced in 1980, the request by magazine Inside Housing shows.

High street crackdown means you'll need a bigger deposit and face tighter checks for a buy-to-let loan

A stock photo of a couple looking for houses in estate agents window.

The amount landlords will be able to borrow is expected to fall by thousands and they are likely to face a tough grilling from lenders if they want a loan.

SIMON LAMBERT: The reckless plunge into mortgage mania that still hangs over Britain

The reckless plunge into mortgage mania that still hangs over Britain

The Kauffmans face losing their home and are part of the collateral damage of a the boom year's mortgage mania and lax lending standards by banks and building societies.

Buy-to-let hotspots revealed: London top of 'buoyant' market for investors snapping up homes - but Birmingham, Manchester and Nottingham rise

Buy-to-let hotspots: London top but Birmingham and Nottingham rise

London was closely followed by Birmingham and Bristol in the top 20 areas where buy-to-let properties have been bought in the last year, according to data from Barclays Mortgages. Nottingham, Manchester and Leeds also saw a big jump in demand.

Private rents soar faster than house prices for first time in two years and hit record high of £789 a month

A stock photo of to-let sign boards.



B64P47 To let signs. Image shot 2008. Exact date unknown.

The increasingly less affordable rents have seen the proportion on people in arrears also soaring in June, although this is still below the levels reached during the recession.

Maria Davis says she can make you a buy-to-let millionaire - should you believe her? New tax rules haven't stopped investors seeking get-rich-quick tips

SPECIAL INVESTIGATION: Maria Davis says she can make you a buy-to-let millionaire - should

New tax rules were meant to cool the buy-to-let boom but that hasn't stopped this fast-talking saleswoman giving her get rich quick tips to investors. Maria's website describes her as a sales presenter, public speaker and accredited coach, who was trained in the U.S. by a famous sales school. She was an Avon lady, presented on children's TV and is now, she will say, a highly successful property investor.

Is Britain sitting on a £200bn buy-to-let time-bomb? Landlords borrow vast sums to fund property empires 

More than two million people are now private landlords - 600,000 up since the financial crash. In 2000, less than 2% of mortgages in Britain were buy-to-let. Now, 900 BTL mortgages are available.

Boost for first-time buyers as buy-to-let landlords' profits are slashed in crackdown on mortgage interest tax relief

Watching landlords: Chancellor George Osborne announced tax relief changes today - while the Bank of England is keeping a watchful eye on the industry 

Buy-to-let landlords are facing cuts to the amount of tax relief they can claim on mortgage interest payments from April 2017, George Osborne revealed in the budget today.

Property vs the stock market: Can investing in bricks and mortar give you a secure retirement?

Will bricks and mortar give you a secure retirement?

Bricks and mortar have provided stellar returns for many people over the past couple of decades, prompting many to rely on property as their pension. We set the stock market against the property market.

How to turn a buy-to-let second home into a pension and secure your financial future

image002.jpg

All this week, we've been guiding you through the buy-to-let process so you can make up your own mind. Today, we look at how you can turn a property into your pension, and tax implications

Watch out for the landlord tax traps that could ensnare you and your buy-to-let property

Being a landlord can be extremely financially rewarding, but don't forget that the taxman will always want his share. Here's our rundown of all the taxes every buy-to-let investor needs to know about.

Thinking about joining the buy-to-let boom? Britain's property hotspots for landlord returns revealed

Britain's buy-to-let property hotspots revealed

Most new landlords look to buy their first property in a town they know, but there may be better locations for returns out there.We reveal the towns and cities that generally produce the best income for landlords.

Found the dream home abroad? Six perils to avoid when buying a place in the sun

D2PPF1 Family sitting on roof of house floating in sea

After months of searching, you have finally found it - your dream home in the sun. Here are overseas property expert Simon Conn's six pitfalls to avoid when buying a home abroad.

What to do with a tricky tenant and how to protect life as a landlord 

What to do with a tricky tenant and how to protect yourself as a landlord 

Renting a property to tenants or letting a holiday home can be straightforward for those who are lucky enough never to encounter any problems. Escaping trouble altogether is unlikely, so it is prudent to take preventative measures to protect yourself and your tenants.

How to make your buy-to-let property irresistible to house-hunting tenants

How to make your buy-to-let property irresistible to tenants

You need to remember it is business, not personal. Investors must adjust their mindset and rather than being courted by the pretty garden with rows of neat flowerbeds or classic wooden floors throughout, think what is right to offer tenants - and is easy to maintain.

How to join the buy-to-let boom: 10 tips for buying and renting out a home and how to keep good tenants - and avoid the bad ones

How to join the buy-to-let boom: Top 10 tips for buying and renting out a property

The essential dos and don'ts of buying and renting out a home, how you could build a buy-to-let empire and how to keep good tenants - and avoid the bad ones.

SIMON LAMBERT: Don't expect buy-to-let's interstellar gains to be repeated - 1996 was a much better time to invest than today

Buy-to-let's interstellar gains won't be repeated - 1996 was a great time to invest

Astonishing claims of a 1,400% return over the past two decades are built on borrowed money but there's another important point to consider - property was unloved and cheap in 1996. That made buy-to-let a turbocharged value investment. Investors could still do well today, but they shouldn't expect a repeat of the past.

Buy-to-let mortgages: How they work, what you need to know and how to get the best deals

How buy-to-let mortgages work and how to get the best deals

Buy-to-let has become big business as Britain's small army of property investors ploughed their savings into homes to deliver both income and growth. Buy-to-let mortgages are generally interest-only, require larger deposits and need rent to comfortably more than cover payments. We explain more in our guide.

The buy-to-let traps: How to avoid the classic mistakes that mean investing might not pay off

Avoid the buy-to-let mistakes that mean your investment might not pay off

Those considering investing in buy-to-let - or hoping to improve the returns on their existing properties - need to make sure they aren't making common mistakes. We outline the classic errors to avoid to make sure you get the best from buy-to-let - and how to look after your tenants so they look after you.

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House price growth slows in August to weakest annual rate for more than two years - but values are nudging towards £200k

24 St Philips Road, Hackney, London. Where house prices have sharply risen in the last year.

Property values rose by 3.2 per cent in August compared with a year ago, which is down from 3.5 per cent in July and the weakest annual growth since June 2013.