Grass IS greener if you work for yourself ... Becoming your own boss can be the formula for a happier life

Becoming your own boss can be the formula for a happier life

Anyone can be an entrepreneur - whether it is setting up a small business or topping up income with part-time endeavours. Although it is not without its tribulations, for many it provides a richer, more rewarding life. Here, we speak to people who have changed their lives for the better by becoming their own boss - and looks at the crucial ingredients required to help kick-start a new business.

Reform in personal banking is finally on the way - but could it spell the end of the free account?

Customers at the counter of the London Joint City and Midland Bank.

Banking in Britain is changing. Next month we will see a glimpse of the future when proposed improvements are announced - affecting anyone with a current account.

TONY HETHERINGTON: My investment in gold really has turned to dust

TONY HETHERINGTON: My investment in gold really has turned to dust

I joined Zen Gold, investing £100 per month. Of this, £25 was a membership fee, £25 was commission to the person who introduced me and £50 was for gold, to be stored by the company. I was then offered for £10,000, a directorship of the company, a guaranteed 24 per cent yield, and my money back after three years. I accepted.

City ramps up action against the 'abysmal' Sports Direct and its 'inhuman' treatment of staff 

Financial mos  
new chairman of Sports Direct Keith Hellawell

ShareAction, which represents 15 funds, plans to challenge the Sports Direct board over staff working conditions, low pay and the effectiveness of chairman Keith Hellawell.

'We're tracking what our customers do... it's valuable information': Meet the upmarket fixer who knows the habits of the super rich 

Aaron Simpson..Quinessentially

Need that hard-to-get theatre ticket, exclusive restaurant table or rare luxury item? Aaron Simpson's your man - but only If you can afford him.

CHOPPERED: In an astonishing lure to Britain, Boeing axes sky high cost of Apache attack helicopter from £20m to just £8.5m

Boeing AH-64D Apache Longbow attack helicopter.

Pressure is mounting on the Ministry of Defence to choose American aircraft maker Boeing to supply Britain's next generation fleet of Apache attack helicopters.

The 100 best places for families to live revealed: Do you live near a family friendly hotspot?

ANDY53 Cheshire Bollington narrowboats on Macclesfield Canal at Clarence Mill

We reveal the full list of the top 100 places to bring up a family - and you can search by postcode to check whether one of the hotspots is near you.



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MIDAS SHARE TIPS: Pennon's liquid assets keep the dividends pouring in and shares should rebound after excessive decline

MIDAS SHARE TIPS: Pennon's liquid assets keep the dividends pouring in

Pennon, which owns South West Water, Bournemouth Water and a waste management firm has pledged to pay a dividend that is 4 per cent above the Retail Prices Index rate of inflation until 2020, a promise that offers real comfort to investors in search of income in a low interest rate environment. Yet Pennon shares have fallen 20 per cent to 737p since the beginning of the year, hit by concerns over future profits at its waste division, Viridor.

Primark aiming to crack American market: Budget clothing chain to open first US store this week

Pictures from Watford town centre. Primark on the High Street
For Money Mail
Picture by Damien McFadden: 07968 308252

The retailer will open its first US store on Thursday in a 70,000 sq ft location in Boston. A further seven new stores are earmarked for cities across the country.

City watchdog the Financial Conduct Authority admits wasting £3.2m of taxpayers' money on software it never used

DDGKP6 Offices of the FCA, Financial Conduct Authority at Canary Wharf, London (formerly FSA).

Officials at the FCA were forced to reveal that the software it originally required had a cost of just £1 million. However, the final payment that was handed over came to a total of £4.2 million.

Blackpool's back on a roll as theme park returns to profit thanks to a warm summer and the rise of the British 'staycation'

E97GGN The Big One steel roller coaster. Blackpool Pleasure Beach. Lancashire.

The number of visitors to the seaside theme park - which has nine roller coasters including The Big One - rose by 12 per cent in the year to March.

MIDAS SHARE UPDATE: Our paving stone tip delivers rock solid growth of 185% in two and a half years 

We've been filming today at Liverpool Lime Street Station, it looks amazing with our natural stone paving and granite steps, a great project...Image from Marshalls group open facebook site - for Nikki

Midas recommended shares in paving and stone specialist Marshalls in April 2013 at 124p. Today, the stock is riding high at 353½p and brokers believe the best is yet to come.

SIMON WATKINS: We must learn from the great fall of China because the role of stock markets is too often misunderstood

Simon Watkins in Nariman Point, Mumbai, India
Pix George Jaworskyj

The fall has wiped roughly £1.6trillion off shares in China's main market. That is close to the value of the whole FTSE 100.

I road-tested 13 of the largest fund supermarkets - and the best platform for your investment is...

I road-tested 13 of the largest fund supermarkets - and the best platform for your

Self-investing via an online fund supermarket is growing in popularity, despite recent stock market falls. But choosing a provider can prove a minefield. Last month, I road-tested 13 of the largest platforms that allow investors to trade shares and funds at the click of a computer mouse and hold them inside a tax-friendly Individual Savings Account or Self-Invested Personal Pension.

After five months of pension freedom - prudence not recklessness rules, says JEFF PRESTRIDGE

Senior couple looking at bills, sitting at dining table. Image shot 2007. Exact date unknown.

Latest figures on how much the over-55s are extracting from their pension funds under new freedom rules prove responsible savers don't become reckless spenders as they age.

Shortage of homes set to fuel new price boom as figures show enquiries from potential new buyers are surging

File photo dated 17/02/09 of a woman looking at houses for sale at an estate agents. Nearly one million people could have their homes repossessed because they have no plan to pay off their interest-only mortgages, Citizens Advice has warned. PRESS ASSOCIATION Photo. Issue date: Friday September 4, 2015. The charity said "time is running out" for an estimated 934,000 homeowners after research found they had made no arrangements to pay off their debt when their mortgage term ends. See PA story MONEY Mortages. Photo credit should read: David Cheskin/PA Wire

Figures from the Royal Institution of Chartered Surveyors due this week are expected to show that the number of people putting their properties on the market is falling.

Do the maths now - for a decent loan deal later: First-time home buyers must show they can pay when rates rise

Pictures by Howard Walker. 07970-809718...FAO  Ben Green. Picture Desk...17th July 2015...Picture shows Sarah Drewery and Ryan Fletcher who are first time buyers outside their new home in Newark...See words by Neil Simpson.

If you have got a five per cent deposit and are hoping to buy your first home this autumn, the good news is that there are still plenty of low rate mortgages on offer.

New power stations? We'll just use less electricity: Britain's new Energy Secretary to outline her plans this Autumn

CC3GKG Sheep in front of Hinkley Point nuclear power station, Somerset, UK. Image shot 2011. Exact date unknown.

Amber Rudd, who cut subsidies for wind and solar power after both grew faster than expected, is due to outline her plans for the sector later this autumn.

Managing a pub CAN pay - if you make it different: Forget spit and sawdust boozers, today's landlords must adapt to survive

Managing a pub CAN pay - if you make it different: Forget spit and sawdust boozers,

Pub closures are still making the news. But there is a growing number of entrepreneurs who are not only making a decent living from running pubs, but are thriving on it. Anthony Pender, chairman of the British Institute of Innkeeping, says contrary to expectations, now is a good time to enter the industry.

Non-borrowing companies 'mask steady growth trend' in finance for smaller firms, latest analysis suggests

Bundles of cash. 

Image shot 2007. Exact date unknown.

About 49 per cent of firms are found to be 'permanent non-borrowers' - companies that have not borrowed in the past five years and have no plans to do so in the near future.

One in five bosses of smaller firms want to expand abroad 

A globe showing Africa.


Almost one in five bosses of firms with ten to 240 staff now describe expansion abroad as their main aim for the business - a huge leap from less than one in 30 just five years ago.

Slump in Chinese production costs could put British fashion labels on a new footing 

Slump in Chinese production costs could put British fashion labels on a new footing 

Footwear producer and distributor 33 Joints, which designs shoes for brands including Firetrap, Original Penguin and Blowfish Malibu, uses manufacturers in China and India. Chairman Malcolm Nathan, who set up the firm in 2006 with his son Antony, said: 'We may benefit from Chinese devaluation'.

Auction house Bonhams sparkles as rare gemstone is expected to fetch around £200k

This rare British-owned gemstone steeped in history and intrigue is expected to sell for £200,000  after being offered for sale for the first time in almost 100 years. See SWNS story SWGEMS:  The Hope Spinel was part of one of the worldís greatest gem collections until its owner ñ London banker Henry Philip Hope ñ died in 1839. It has not been offered for sale since 1917 when it went for £1,060 ñ a staggering figure at the time.  Set in a 19th century silver and gold brooch, the huge 50.13 carats octagonal-cut stone is the size of a small plum and of similar colouring with a rose hue.

The 50.13 carats octagonal-cut stone the size of a small plum is called the Hope Spinel and was part of the collection owned by wealthy merchant banker Henry Philip Hope.

Investors reject Isa-style pensions in favour of keeping tax relief - but almost half want a simple flat 33% rate

Savers are not prepared to sacrifice tax breaks now in return for future incentives- pouring cold water on the Government's plans for an Isa-style pensions model, a survey found.

Jupiter Japan Income: Casio remains a watchword as fund faces fallout from China 

Jupiter Japan Income: Casio remains a watchword as fund faces fallout from China 

Few funds with exposure to equities - here or abroad - have been spared from the sharp market fallout caused by a pricking of the Chinese growth story. Stock markets have trembled in unison causing fund values to drop. Jupiter Japan Income is no exception. Though its portfolio has few firms with major exposure to China, the fund's value has slipped five per cent over the past month.

US jobs rise fails to calm markets as prospect of interest rate rise is still on the cards

Traders work on the floor of the New York Stock Exchange shortly after the market opened in New York September 4, 2015.  REUTERS/Lucas Jackson

The anxiously-awaited employment figures showed 173,000 jobs were created across the US last month - falling way short of the 217,000 experts had predicted.

ALEX BRUMMER: US rate hike is around the corner - and Britain may not be far behind

Daily Mail City Editor Alex Brummer.

Unless there is a significant worsening of the stock market crisis in Shanghai between now and September 17 there will no excuse for holding rates.

SIMON LAMBERT: It's tempting for investors to try to dodge a bear market but that's a risky cure for the summertime blues

Trying to dodge a bear market is a risky cure for the summertime blues

For all the lines about 'time in the market, not timing the market', who wouldn't want to dodge a 30 per cent drop and buy back in relatively unscathed on the other side? The problem is that it's almost certain investors won't manage to pull this off.

Investors could soon enjoy free share dealing - if they're happy for stock to be lent out to others to short-sell

DIY investors could save significant money on trading costs by using the DeZiro platform which is set to launch next year. But their shares may be lent out to other customers

Stormy August's best and worst funds: Chinese crash caused misery for emerging markets but gold was the big winner

Emerging market funds had a tough time last month as the slump in the Chinese stock market spooked investors, but bonds and gold fared well.

Is it time to buy the dip? The stock market is suffering but now could be a good time to buy UK shares, say analysts

A combination of reasonable valuations and a stronger economy means that the UK equity market could be a smart place to put your money, argue analysts from JP Morgan.

Mario Draghi sends euro tumbling as ECB admits gloomy outlook could force it beef up emergency money-printing programme

draghi graphic.JPG

ECB President Mario Draghi said the anaemic recovery in the eurozone was likely to continue at a 'somewhat weaker pace' than previously thought.

Price of petrol and diesel dropped by 5p last month - but oil rollercoaster could mean costs start to creep up again soon

Petrol and diesel fall 5p in a  month – but oil rollercoaster could push costs up

The cost of diesel has fallen 5p a litre to 110p while unleaded has dropped 4p to 112p a litre during the course of last month, data shows. It means the cost of filling up a car with petrol is £2 less than a month ago, according to the figures from motoring organisation the RAC.

Retailers record worst sales fall since the financial crisis as wet weather dampens shoppers' appetite

High street stores record worst sales fall since the financial crash

Cycling, fashion and homeware stores all recorded falling sales, dragging the overall figure down 4.3 per cent in August compared to last year. This marks the fourth consecutive month of sales falls and the worst decline since November 2008, accountancy and business advisory firm BDO said.

The town where families are having to spend £13,000 just to sell their house... because the 'bargain' dream homes came with a catch

Cramlington - the leasehold town where it can costs £13k to sell your house

To the shock and fury of residents in Cramlington (inset), Tyne and Wear, the dream homes they thought were a bargain came with a very big catch as many don't actually own the land their house is built on. While the bricks and mortar belong to homeowners such as Robert and Claire Snedden (left, with their son Andrew) and Nadia Karim, 33 (right), the ground their properties stand on is held on a lease. Estate agents estimate three-quarters of properties were sold leasehold.

The easy way to beat your parking ticket: Student creates free website for drivers to appeal fast after he got 30 in nine months

Easy way to beat parking tickets provided by free site

An entrepreneurial student has set up a free-to-use parking ticket website which allows drivers to appeal their fine within seconds. Joshua Browder's allows motorists to pick one of 12 reasons of defence, then enter the relevant details and send a custom generated appeal. He says it not only saves time, but also ensures drivers have the best possible chance of winning their appeals. He says motorists can generate appeals in less than a minute.

Jaguar unveils new £35k crossover 4x4 F-PACE - as it hopes to score a hit with 'Jag Dads' and deliver its biggest seller

Jaguar unveils £35k crossover 4x4 F-PACE as it hopes to score with 'Jag Dads'

For school run mums who still hanker for a bit of motoring fun and dads who feel too young for a traditional saloon, Jaguar has today taken the wraps off its first 'family friendly' sports car. The new F-PACE is Jaguar's first ever sports utility 'crossover' vehicle and is designed to put the 'phwoar factor ' into the 4X4 market - with plenty of room for the kids.

Cash Isa rates on short-term fixed deals finally climbing above 2% with building societies and challengers leading the way

After months of lacklustre tax-free returns for savers, a flurry of deals from building societies and challenger banks is putting High Street rivals in the shade.

Tesco Bank halves the rewards credit card holders earn for spending in shops and blames EU changes for cut

From November, Clubcard Credit Card and World customers will see the amount of clubcard points they receive for swiping their cards in shops cut to just one point for every £8 spent.

Tesco's music streaming service hits wrong note for staff owed £10m: Blinkbox fiasco as new owner fails to honour grocer's deal on payouts

Tesco's music streaming service hits wrong note for staff owed £10m: Blinkbox fiasco as

Blinkbox was sold off earlier this year as part of efforts by new chief executive Dave Lewis to make the vast Tesco empire more efficient. The online music arm was bought by Australian company Guvera in January with a £1 million discount to the price in exchange for a guarantee that staff would get enhanced redundancy payouts if the business failed.

Country house hotel chain Hand Picked Hotels slashes losses after managing to increase both occupancy and prices

Bailbrook House Hotel ..Press Image

Turnover for the year to November 27, 2014, rose from £58.1 million to £60.2 million while losses of £9.1 million were reduced to £3.9 million.

New car sales accelerate in traditionally quiet month of August, with Mitsubishi and Porsche having a bumper year

New car sales rose for the 42nd consecutive month in August, according to latest figures from the Society of Motor Manufacturers and Traders.

John Lewis sees sales slump as High Street is pounded by soaring sterling

File photo dated 6/3/2014 of the John Lewis store in Oxford Street, London. The department store has reported another difficult week for sales in the latest sign that retailers endured a grim month in August. PRESS ASSOCIATION Photo. Issue date: Friday September 4, 2015. The firm said sales for the week ending August 29 were down 3.4% compared with last year, after falling 5.9% in the prior week. They were 3% lower in the four weeks to August 29. See PA story CITY JohnLewis. Photo credit should read: Sean Dempsey/PA Wire

John Lewis reported a 3.4 per cent fall in sales this week compared to the same period last week - the fourth consecutive week of declines.

AstraZeneca boosted by US regulatory approval for its blood thinner Brilinta

Staff working in the Medimmune laboratory biologic centre of pharmaceutical company Astrazeneca in Cambridge.

Picture David Parker 16.5.14 Reporter Andrew Levy

The move is a filip for the drugs company, which counts Brilinta among its priority treatments it hopes could produce at least $1billion (£600million) of annual sales.

Karen Millen boss Mike Shearwood stands down after failed management buy-out

Karen Millen boss Mike Shearwood stands down after failed management buy-out

Shearwood had planned to lead the buy-out and stepped down from the board of owner Aurora Fashions earlier this year in anticipation. But Aurora has now decided not to sell Karen Millen. The company said it was disappointed about the news and said he was leaving by mutual agreement. Chairman Neil McCausland said: 'I will be working closely with the management team to ensure the smooth and effective running of the business until a new chief executive is appointed.'

Sweeping cuts from StanChart's new broom as chief plans to axe up to a quarter of its senior bankers

Television Programme: Bankers, featuring former JP Morgan executive Bill Winters.

Programme Name: Bankers - TX: 15/05/2013 - Episode: n/a (No. 2) - Embargoed for publication until: n/a - (C) BBC - Photographer: unknown

The cuts are part of the American's efforts to turn around the struggling lenders' performance after a slump in profits.

Dyson sees record profits as demand for posh appliances in Asia grows - but boss warns of skills shortage in the UK

As Dyson seeks to expand and deliver more ground-breaking products it says that it is being held back by a shortage of skilled engineers in the UK.

Could you turn up to hotel and find your paid-for room taken? Travelodge accused of 'overbooking' after bumping weary travellers to a different location

Travelodge accused of 'overbooking' after it bumped travellers to different location

One of Britain's biggest hotel chains has been accused of overbooking rooms, with a couple facing a transfer elsewhere, despite having already paid for and confirmed their room. The row echoes complaints on internet forums at alleged overbooking.

INVESTMENT CLINIC: How can I tell if my funds have done well from the statement I get sent?

Ethnic girl with exam results

I have investments and each year am sent a statement outlining their performance, but have no idea how well they've done. How can I tell?

Want great returns? Get a fund run by a woman: New study shows five out of 25 top managers are female

Savers seeking a stock market fund for their nest-egg have a choice of 2,400 to pick from - but only 120 are run by women.

ASK TONY: I asked for a block on my granddaughter's phone - and then ended up with a bill for £212

ASK TONY: I asked for a block on my granddaughter’s phone - but was billed for £212

I asked Carphone Warehouse salesperson for the block to avoid excessive spending. After the bill arrived, his supervisor told me to contact Vodafone. This bill left me no money to pay for my groceries. I am a pensioner on a limited income and do not know how long it will take me to get back on my feet.

No fabled return for Midland Bank as HSBC plans to rebrand its British bank as, simply, HSBC UK

HSBC HQ in Canary Wharf, London. 8 Canada Square (also known as HSBC Group Head Office, or HSBC Tower) is a skyscraper located at Canary Wharf in London Docklands. The building serves as the global headquarters for the HSBC Group, the world's largest company by the Forbes Global 2000 in 2008 and houses around 8,000 staff.

The tower was designed by Sir Norman Foster's team of architects. Construction began in 1999 and was completed in 2002. There are 45 floors in the 200 metres (656 ft) high tower, the joint third tallest in the United Kingdom with the Citigroup Centre.

B88Y09 UK- Photo Julio Etchart

Midland Bank was a fixture across the UK before it was swallowed up by HSBC in 1992, but the banking giant decided to stick to its own brand after collecting feedback from customers and staff.

As the Government slashes green energy payouts... Have the lights gone out on the solar revolution?

Have the lights gone out on the home solar panel revolution?

Payments to households that have invested in solar panels are set to fall by almost 90 per cent - and could disappear altogether. The shock cutback was revealed in a government consultation paper last week. So has this killed off the solar revolution?

Will you have to take a personality test to get a loan? The ten questions that you could be asked

Will you soon have to take a personality test to get a loan?

Banks and building societies are looking at introducing a so-called psychometric test to better calculate the chances of borrowers missing a repayment. On top of routine credit checks, applicants would also be told to answer a series of questions to examine their attitudes toward others, sense of honesty, integrity and general beliefs about society.

Will your employer put up a barrier to pension freedom? Retirees forced to move pots to draw them when they want

Many large employers are unwilling to offer staff an income drawdown option at retirement despite their rising popularity as a way to fund old age, new research shows.

Poundland launches online shop but delivery will cost £4 (unless you spend over £50)

A general view of a Poundland store in Brixton, London. 

Bargain chain Poundland is to expand into the eurozone after today announcing plans for a number of new stores, starting in debt-ridden Ireland. 

PRESS ASSOCIATION Photo. Issue date: Tuesday August 2, 2011. 

See PA story CITY Poundland. Photo credit should read: Dominic Lipinski/PA Wire

File photo dated 11/01/09.

Poundland has launched an online shop selling items at fixed price of £1 but delivery costs £4, unless you spend over £50.

Life expectancy is rising by three years a decade - and experts warn that could push state retirement age up to 70 by 2050

Rising life expectancy could push state retirement age to 70 by 2050

Official data released every 10 years reveals that baby boys born in 2010-12 can expect to live until they are 79 while baby girls are set to reach the age of 83. And around one in five boys and three in 10 girls are expected to survive to celebrate their 90th birthdays, according to the Office of National Statistics. The study has sparked predictions that the state pension age will be hiked to 70 by 2050, while savers face an ever greater challenge over how to fund retirement.

From oil and gas to yoga and green juice for high-fliers: The recruiter who quit the City to start up luxury health and wellbeing service

Bex Fairbrother quit city job to start up Well Aware luxury health and wellbeing service

Bex Fairbrother quit her job in the City after spotting a gap in the market for high-end fitness planning for everyone from high-fliers, to brides-to-be, weary travellers and mums. Well Aware arranges for its high-powered clients to gain access to the best spas, exercise classes and healthy restaurants in London.

Thousands of British microbusinesses receive demands for VAT - some for millions of euros - from Irish Revenue

They are the result of new European rules designed to prevent giant corporations from profiting unfairly by basing themselves in lower-VAT regimes.

Government breaks promise to make cash Isas more flexible within next few weeks

In his Budget speech on March 18, Chancellor George Osborne said the fully flexible Isa would be available from the autumn. But it has emerged that savers will have to wait until April 6 next year.

Would you pay £99 for a Star Wars MUG? Film gifts a force to be reckoned with in Christmas 'must haves' for both adults and kids this year

Star Wars MUG for £99? Most sought after Christmas 2015 gifts revealed

Star Wars themed Christmas gifts are expected to lead the way this year with a mug priced at an eye-watering £99 the hottest 'must have.' Christmas must-haves are expected to be dominated by Star Wars, with the latest instalment - Episode VII, The Force Awakens - set for release on 18 December.

Rise on the cards as contactless transaction limit goes up to £30 - but not all retailers are ready to apply the increase

A woman pays on a butchery with a contactless credit card system in the island of Majorca, Spain.

It means owners of such cards will be able to use them more regularly, rather than just for buying breakfast or a cup of coffee from Pret or Caffé Nero on the way into work.

TONY HETHERINGTON: Between the Rock and a hard place in binary fiasco

p94 binary composite.jpg

I was recruited to Lbinary, a binary options trading firm. I invested £300 which I lost. I decided binary options were not for me, but Lbinary took a further £4,000 from my bank account.

I want to start saving money, how can I decide on the best savings account to open?

How can I decide on the best savings account to open?

I have recently started a new job and have decided to get into the savings habit. I want to set aside some money every month that I don't intend to tap into but might need for a rainy day fund. Where is the best place to save it?

What is Corbynomics and could it work? We look at the Labour leadership frontrunner's alternative economic plan

What is Corbynomics? Labour frontrunner's economic plan explained

Jeremy Corbyn has a plan for overhauling the economy and generating growth that is being dubbed 'Corbynomics'. It's matter of debate whether his ideas are new or whether he's recycling old ones that just haven't received this kind of thorough airing in decades. So what is Corbynomics and does it stack up?


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50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money....

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

SIMON LAMBERT: Eight simple but important lessons about money

Dr. Albert Einstein writes an equation for the density of the Milky Way on the blackboard at the Carnegie Institute, Mt. Wilson Observatory headquarters in Pasadena, Calif., in this Jan. 14, 1931 file photo. Einstein achieved world reknown in 1905, at age 26, when he expounded a theory of general relativity which proposed the existence of atomic energy. Though his concepts ushered in the atomic age, he was a pacifist who warned against the arms race. He was awarded the Nobel Prize for Physics in 1921.  (AP Photo)

Learning more about money is a good way to keep hold of it and make more of it. Here are some simple but important things I'd teach people.

How to complain to the chief executive: We reveal the names and contact details of Britain's top company bosses

Businesswoman Using Cell Phone, while looking at her laptop computer screen, she is angry.  For feature on broadband technical support.   --- Image by   Morgan David de Lossy/Corbis
rights managed
20-25 years
20s adult
25-30 years
Business and commerce
Computer hardware
Head and shoulders
Mid-adult woman
Mobile phone
Personal computer
Young adult woman
Young adults

Here is a list of the name and address for the chief executive of Britain's largest consumer facing companies: big banks, building societies, utilities companies, telecoms and mobile networks.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

spt_Cape 3.JPG

We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

L Board sign on the rear of a blue saloon car , UK

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? Unemployment rises but wages robust after Bank hints at a move in early 2016

When will UK interest rates rise?

Unemployment has increased for the second month in a row, adding weight to the arguments of ratesetters in the lower for longer camp. This follows the outlook for when interest rates will rise shifting forwards slightly to about February 2016 in the recent inflation report.

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Looking for a better bank? This is Money's five of the best current accounts

Best five: which current accounts offer the best perks?

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

What next for house prices? House prices rise across the UK but London has caught a chill


House prices are rising across the UK but London has caught a chill - property in the capital remains expensive but prices are slipping back from their peaks. We look at the latest figures.

What next for mortgage rates? The best fixed rates inch up as rate rise chatter increases - so is it time to fix?

A stock photo of a miniature toy house .


Some of the absolute cheapest mortgage rates have been pulled, as banks look to squeeze a little more from borrowers, but rates remain historically low.

Best paid UK jobs 2014: Compare your pay to the national average in the league table of salaries across 350 trades and professions

Best paid UK jobs 2014 Compare your pay to the national average

The influence of financial services on the economy is spelled out again as City brokers steal top spot in this year's official list of highest earners. According to the detailed 2014 annual salaries survey, brokers pocketed around 40 times more this year than those at the bottom of the list - the people responsible for keeping children safe on the way to school. Lollipop crossing patrols earned around £3,400.

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