The Investing Show: How to invest in bonds safely and dodge the traps

The Investing Show: How to invest in bonds safely and dodge the traps

What should you do about investing in both shares and bonds with so many fears over the latter? Christine Johnson, of Old Mutual explains what you need to know. Also on the agenda in this show is a look at the winners and losers on the recent stock market rollercoaster and the thorny question of should the Fed raise rates?

MIDAS SHARE TIPS: Ignore the 'bad' news at InterQuest Group - this jobs agent is thriving

Behind a series of recent bad news stories concerning boardroom departures, there is a strongly growing business, which at its current share price could mark a real opportunity for investors.

Argonaut European enhanced income fund: Investors could benefit from the robust profits growth of European corporates

If Oliver Russ, part of the investment management team at Argonaut Capital, is reading the numbers coming out of Europe correctly, big chunks of the corporate community are in rude health.

From cotton-spinners to commodity giants: How the stock market has changed over the Queen's record reign

The Queen's record reign has seen UK economy change from cotton-spinning to commodities

As the country was welcoming a new monarch in 1952, the economy and the City was in flux. But how has Britain's top flight of publicly traded companies changed during her reign? The FT30 was the equivalent of today's FTSE 100 index but with some notable differences.

Want to make the most of the Footsie dip? Experts pick five top UK equity funds to buy into right now

Union Jack of the United Kingdom.

 --- Image by   Lawrence Manning/Corbis

UK equities have had a rollercoaster year so far as global problems weighed heavily on the FTSE.
Here we look at five UK funds that could be a buying opportunity

SMALL CAP SHARE IDEAS: A 43% share price fall at Utilitywise offers opportunity as energy and water cost management firm expands

A repair man working on a gas boiler. Image shot 2008. Exact date unknown.

Utilitywise shares fell 43 per cent in the last three months, but for investors, this retrenchment may offer the chance to get into a stock that is currently valued at 9.6 times forward earnings.

I road-tested 13 of the largest fund supermarkets - and the best platform for your investment is...

Holly Mackay road-tests 13 of the largest DIY investing platforms

Self-investing via an online fund supermarket is growing in popularity, despite recent stock market falls. But choosing a provider can prove a minefield. Last month, I road-tested 13 of the largest platforms that allow investors to trade shares and funds at the click of a computer mouse and hold them inside a tax-friendly Individual Savings Account or Self-Invested Personal Pension.

TONY HETHERINGTON: My investment in gold really has turned to dust

Gold machine selling gold at Westfield Shopping Centre, London..reporter Martin Delgado buys gold from the machine..1/7/11  pic lynn hilton..  Gold-to-go ATM

I joined Zen Gold, investing £100 per month. Of this, £25 was a membership fee, £25 was commission to the person who introduced me and £50 was for gold, to be stored by the company.

Is it time to buy the dip? The stock market is suffering but now could be a good time to buy UK shares, say analysts

A combination of reasonable valuations and a stronger economy means that the UK equity market could be a smart place to put your money, argue analysts from JP Morgan.

Want great returns? Get a fund run by a woman: New study shows five out of 25 top managers are female

Savers seeking a stock market fund for their nest-egg have a choice of 2,400 to pick from - but only 120 are run by women.

INVESTMENT EXTRA: The Odd Couple adds a third fund to their armoury for medium-risk investors 

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Enhanced Distribution will fit into the Mixed Investment 20-60 per cent Shares category.

Stormy August's best and worst funds: Chinese crash caused misery for emerging markets but gold was the big winner

Emerging market funds had a tough time last month as the slump in the Chinese stock market spooked investors, but bonds and gold fared well.

Investors could soon enjoy free share dealing - if they're happy for stock to be lent out to others to short-sell

DIY investors could save significant money on trading costs by using the DeZiro platform which is set to launch next year. But their shares may be lent out to other customers

MIDAS SHARE TIPS: Pennon's liquid assets keep the dividends pouring in and shares should rebound after excessive decline

MIDAS SHARE TIPS: Pennon's liquid assets keep the dividends pouring in

Pennon, which owns South West Water, Bournemouth Water and a waste management firm has pledged to pay a dividend that is 4 per cent above the Retail Prices Index rate of inflation until 2020, a promise that offers real comfort to investors in search of income in a low interest rate environment. Yet Pennon shares have fallen 20 per cent to 737p since the beginning of the year, hit by concerns over future profits at its waste division, Viridor.

MIDAS SHARE UPDATE: Our paving stone tip delivers rock solid growth of 185% in two and a half years 

We've been filming today at Liverpool Lime Street Station, it looks amazing with our natural stone paving and granite steps, a great project...Image from Marshalls group open facebook site - for Nikki

Midas recommended shares in paving and stone specialist Marshalls in April 2013 at 124p. Today, the stock is riding high at 353½p and brokers believe the best is yet to come.

Jupiter Japan Income: Casio remains a watchword as fund faces fallout from China 

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Few funds with exposure to equities - here or abroad - have been spared from the sharp market fallout caused by a pricking of the Chinese growth story.

Are hedge funds making a fortune from the China crash - and if they are such amazing money-making machines, how do I buy in?

Hedge funds are making fortunes from the China crash - how do I buy in?

Some hedge funds have done very nicely out of the global market turmoil triggered by concerns about the Chinese economy. How do hedge funds work, and how do you get exposure - assuming you're willing to shoulder the risks, withstand the potential losses and pay the high fees.

I saw the Great Fall of China: Star fund manager Neil Woodford claims stock market rout is no surprise

Neil Woodford of Woodford Investment Management.

CITY-INTERVIEW BY RUTH SUNDERLAND

The boss of Woodford Investment Management, , flagged the Chinese authorities' 'increasingly clumsy and apparently desperate attempts to stabilise the market'.

INVESTMENT EXTRA: Ignore lure of 'cheap' companies as we head towards rising rate environment

We are approaching an era which will present a new paradigm to stock market investors: prolonged rising interest rates.

How will the stock market mayhem affect you? Eight things you need to know

Markets fell sharply, stoking fears of a world recession to rival that of 2008. We look at the implications and why Buster Lightfoot-Brown (pictured) will keepk investing.

TONY HETHERINGTON: Between the Rock and a hard place in binary fiasco

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I was recruited to Lbinary, a binary options trading firm. I invested £300 which I lost. I decided binary options were not for me, but Lbinary took a further £4,000 from my bank account.

Should investors sell up, sit tight or even buy 'cheap' shares? And is your pension in peril? A market mayhem survival guide

Should investors sell up, sit tight or buy 'cheap' shares after the Great Fall of China?

The last 48 hours have been frantic and fearful for savers with money in shares and funds.. Fearful investors have been ditching shares and funds but others are asking if lower share prices mean this is actually a good time to start buying. Here's our guide to the market mayhem.

INVESTMENT CLINIC: I want to find a good financial adviser - how do I go about this?

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Finding a first-rate financial adviser is important, as this individual is going to be helping you make some of your biggest finance decisions.

FTSE 100 stocks that have weathered the market storms: Top share risers of the last six months (and one you might not have heard of)

Top FTSE 100 share risers of the last six months

Amid the doom and gloom it is worth remembering that some blue-chip shares are still well up on where they stood six months ago. Only 33 of the top 100 companies are in positive territory over that timeframe.

Buying shares is for the long term: This chart shows why small investors should take a 10-year view and keep calm in the slumps, says RUTH SUNDERLAND

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Private savers should have their eyes on values in five or 10 years' time, not the day to day fluctuations of the FTSE 100, which are dictated by the hair-trigger mentality of traders.

TONY HETHERINGTON: Trust this broker... if you're happy to lose your money

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My wife and I have spent three years arguing our case against stockbroker WH Ireland. We have lost more than £500,000.

Surrey County Cricket Club tempts savers with a 'mini-bond' to help fund a new stand at the Oval - that pays 5.5% a year

A general view of Surrey's Mark Ramprakash in action during the Liverpool Victoria County Championship Division One match at The Brit Oval, Kennington, London. PRESS ASSOCIATION Photo. Picture date: Wednesday September 19, 2007. Photo credit should read: Rebecca Naden/PA Wire.

Club members were from yesterday allowed to apply for a minimum £2,000 of the bond - which pays 5.5 per cent a year for five years and is expected to raise £3.5million.

Oh, I do like to be beside a seaside poster worth £5,000: Nostalgia for romantic holiday era creates boom in demand for old posters

PATRICK BOGUE FROM STOURPAINE, DORSET WHO IS A HISTORICAL POSTER SPECIALIST WORKING FROM HOME.PICTURED WITH A MANTIANI POSTER.©RUSSELL SACH - 0771 882 6138

Among Patrick Bogue's favourites is a 1937 poster of Southport at night depicting wealthy couples in evening wear at the Merseyside resort, now now worth £5,000.

THE MINOR INVESTOR: The best places to invest for the next ten years

THE MINOR INVESTOR: The best places to invest for the next ten years

New analysis by asset manager Barings, suggests a motley crew of currently struggling markets should deliver the best returns over the next decade. It used productivity, demographics and the availability of credit, alongside current valuations, to forecast how assets will fare between now and 2025. We reveal the results.

Revealed: The 25 top-performing British fund managers over the last ten years (...and Neil Woodford is only number nine)

The top-performing 25 British fund managers over the last ten years

While investors' favourite Neil Woodford may have produced some spectacular returns over the past ten years, some lesser-known fund managers have outperformed him, new research suggests. The top 25 beat the FTSE All Share by a significant margin, the study found, producing an average return per annum of 9.8 per cent against 7.1 per cent for the FTSE.

The Investing Show: Ten dividend shares for the next five years

The Investing Show: Ten dividend shares for the next five years

How do you track down the best income shares? Look for the opportunity for dividends to grow, is the case put forward by fund manager Hugh Yarrow in the latest episode of the Investing Show. We also look at housebuilders and whether they are still worth buying or holding after their stellar run.

INVESTMENT CLINIC: A financial adviser told me to put all my savings in one fund and is pressuring me to make a decision. What shall I do?

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I went to see a financial adviser, who told me to put all my savings in one fund. Now he's pressuring me to make a decision. What shall I do?

The Diary of a Private Investor: Japan helped in a month of big winners and losers - but should I have cut the fallers sooner?

A general view of Mount Fuji in Japan.
Mount Fuji, located on Honshu Island, is the highest mountain in Japan at 3,776.24 m. An active stratovolcano that last erupted in 1707?08, Mount Fuji lies about 100 kilometres south-west of Tokyo, and can be seen from there on a clear day
	





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Two holdings together will have knocked nearly 1% off my performance last month and I have to ask if was I being stubborn in not just cutting the positions, writes our columnist John Rosier.

The clues that tell you whether a company is worth investing in: How to read a balance sheet

How do I read a balance sheet - what shows if a company is strong or not?

I'm new to investing and keen to learn more before making any rookie mistakes. Can you explain how to 'read' the figures on a balance sheet - what am I looking out for, and what criteria do you use to judge the health of a company?

China sparks alarm with currency move: Why is the yuan falling and what does it mean for markets and investors?

China's move to devalue its currency by around 4 per cent has caused convulsions on global financial markets. We look at what's going on and what it means for investors.

No country is safe from the turmoil in China: August is always a bad time for a world financial crisis, says ALEX BRUMMER

China, Huaibei - May 20, 2010 
A clerk counts dollars beside packs of renminbi at a bank in Huaibei in central China's Anhui province Thursday May 20, 2010.  China and the United States are expected to play down the yuan issue at the summit next week.
©ROPI www.ropi-online.de

While Greece's problems involved a population of 11m and 0.38% of global economic output, the new storm has the power to endanger the stability and living standards of the whole world.

Get a taste of investments that can put some fun in your funds: Would you invest in wine and classic cars for sparkling returns?

How shares have fared against wine, classic cars, gold and stamps

Alternative investments are coming of age - with many having their fortunes plotted much like stocks and shares. We explore the alternative options and see how they compare with traditional equity markets - as well as just how deep your pockets need to be to invest.

What happens to the dividends of shares in a tracker fund - do they end up in the hands of investors?

What happens to the dividends of the shares in a tracker fund? I rely on my shares giving me dividends for further growth. I am not clear how trackers work in this respect.

INVESTMENT EXTRA: Is it time to bank on a rebound in Britain's banking sector stocks?

The wheels that set the banking sector on a collision course with disaster were already well and truly in motion in summer 2007.

INVESTMENT EXTRA: Investing without regrets? The Social Stock Exchange aims to make an impact

INVESTMENT EXTRA: Investing without regrets? The Social Stock Exchange aims to make an

Statistics from the London Business School and Credit Suisse have shown just how rewarding investing in the sin or vice stocks can be, with an investment over 100 years returning 200 times more than the average market return. But a London-based stock exchange is trying to show that backing firms that have a social or green benefit is not the preserve of sandal-wearing vegans.

SPECIAL INVESTIGATION: How shadowy high-tech traders are using this WW2 radio mast to cream billions off our pensions

Jeff Tutt is a member of the Faversham Parish Council who objected to the planning applications at the time for work on the massive old radar tower that was used by the RAF Dunkirk.\n \n

Built in 1937 in the hamlet of Dunkirk, Kent, the RAF radar tower once provided an early-warning system for incoming German attacks throughout World War II.

Should you invest where you bank? High Street bank investment funds slated as expensive and mediocre

Investment funds run by top High Street banks are consistent underperformers and over-priced to boot, according to analysis carried out by FundExpert.co.uk.

Get ready for Japan's comeback: Fund manager and 'lost decade' veteran Sarah Whitley's tips on growth investing in the Abenomics era

Get ready for Japan's comeback: Sarah Whitley gives growth investing tips

Sarah Whitley joined Baillie Gifford's Japanese investment team in 1982 - she was there for the bubble, the crash, the lost decades, and now what promises to be recovery. Investor interest in Japan is reigniting as the big turnaround project dubbed 'Abenomics' - after ambitious leader Shinzo Abe - starts showing signs of success. Whitley met with This is Money to discuss how she goes about her job, her investing strategy and tips, and what she thinks the future holds for Japan.

BlackRock slashes fees on two top UK trackers to 0.07% as passive fund price war heats up

BlackRock has halved the fees on some of its top UK and US tracker funds, ramping up the ongoing price battle in the passive investment arena.

Royal Mint issues second £100 silver coin after last one sold out in 11 days - but are they a good investment?

Royal Mint has released its second limited edition two ounce fine silver £100 coin after the roaring success of one it launched last year which sold out in just 11 days.

'We put £5k into a one-year bond from Highgrove Osprey offering 8.25% but 18 months on we're still awaiting our money back...'

'We put £5k into a one-year bond from Highgrove Osprey offering 8.25% but 18 months on

We opened a one-year bond with Highgrove Osprey on 24th February last year for £5,000 - and to date, the money has not been repaid. After at least 150 phone calls and various reasons for the delay given by the firm, no payment has been made. What is the hold up?

Savers asked to wait three months for interest due on windfarm bonds that promised 7.5% annual return

Wind Prospect Group has delayed interest payments to its mini-bond holders, blaming a 'sustained attack' by the Tories on onshore wind projects following the election.

Martin Johnson-backed rugby ball and scrum machine firm Rhino issues mini-bond paying 7.5% a year

The London company, which makes scrum machines, other equipment and clothing, counts rugby legend Martin Johnson among its top shareholders.

The 14 best income funds revealed: New White List picks the top choices for dividend investors

The 14 best income funds revealed: White List picks top choices for dividend investors

Twice-a-year investment firm Sanlam selects its14 best performing UK Equity Income funds based on performance, volatility and income over the last five years. You could have earned as much as £36.50 for every £100 invested if you picked the right UK equity income fund, according to the study. We reveal the list.

Five funds to invest in the best that Europe has to offer - and why British investors are still piling in

Five of the best funds to invest in Europe

Greece's embattled economy and the threat of contagion across Europe dominated headlines over recent months, but despite all the negative press UK investors are piling into the continent. They appear to be happy to overlook the worst Europe has to offer in their hunt for returns from its better prospects. We take a look at why.

Meet Nick Train: The fund manager who has bought just ONE new stock in the past three years - but still made a killing

The fund manager who's only bought ONE new stock in the past 3 years 

Nick Train has just snapped up the first new share for customers of his fund manager firm since 2012. It's a small stake in drinks giant PepsiCo. Unlike many fund managers, who chop and change their portfolios on an almost daily basis, Mr Train is Mr Buy-and-Hold. He explains why.

As investors flood into Absolute Return funds - are these 'low risk' funds everyone's suddenly buying as safe as they seem?

Are ‘low risk’ Absolute Return funds as safe as they seem?

Cautious investors are being put into Absolute Return funds to beat interest on a cash savings account without taking risks with your money. The funds are designed to produce constant returns - whether the stock market rises or falls. Investors are rushing in, but is that wise?

The £3.15bn boom for lend-to-save as desperate savers pour £500m into schemes in just three months

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Savers poured £500million into so-called lend-to-save schemes over the past three months - with £3.15billion now invested in this booming industry.

'Action Fraud is a joke. It should be called Inertia Fraud': Victim of land banking scam hits out at legal system

Philip Fryer, 70, bought land at Cheshunt in Hertfordshire, marketed by Complete Building Systems Limited, which also sold plots in Norwich and King's Lynn.

Why has gold plunged to five-year lows - and will a US rate hike send it spiralling below $1,000?

Why has the gold price plunged to five-year lows?

The gold price slumped to $1,080 last night, alarming investors who still hold it as a safe haven asset despite suffering big losses since its all-time peak at $1,900. What's behind the sudden sharp fall, and how worried should investors holding gold as a hedge against inflation and other financial hazards now be about the price outlook?

INVESTMENT CLINIC: I am looking for an entirely safe investment for my savings - what would you suggest?

Senior couple looking at bills, sitting at dining table. Image shot 2007. Exact date unknown.

I am looking for an entirely safe investment. I'm a pensioner and don't want to take any risk with my money. What would you suggest?

Crowdfunding 'could be the next bubble to burst': Warning as peer-to-peer sector lends £507m in a quarter

Lending to small firms could turn into a bubble, with private investors taking risks similar to those seen in the credit boom before the crash, a leading financier has warned.

The pick 'n' mix strategy for investing in emerging markets: MAIKE CURRIE explains how to pick your way selectively through risky - and less risky - funds

The top performing investment trusts of the moment: Smaller company focused funds get election boost but commodity and Asian players struggle amid China woes

SmalI company investment trusts got a May election boost

Investment trusts specialising in smaller firms were among recent top performers after the election improved confidence in the sector, new research shows. But commodity and Asia-focused investment trusts were among the stragglers as investors shunned stocks exposed to an economic slowdown in China or a US rate rise, according to performance tables for the past three months compiled by QuotedData.

The dividend tax shake-up that affects small investors as well as fat cats: How the new rates work and 10 ways to cut your tax bill

All taxpayers will have a tax-free dividend allowance of £5,000 a year: after this, the rate of tax payable on dividends will depend on taxable income.

INVESTMENT CLINIC: Where can I find out about new retail bonds before they get over-subscribed?

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I like the idea of investing in retail bonds that pay good rates of interest but only seem to read about them once they are over-subscribed and closed to ordinary investors.

The Diary of a Private Investor: Why I sold an entire holding and bought back into an old favourite

A woman waves a Greek flag during an anti-austerity pro-government rally in front of the parliament building in Athens, Greece, June 21, 2015. Greece's leftwing government believes it can reach a deal with its creditors, Finance Minister Yanis Varoufakis said on Sunday after almost eight hours of meetings to thrash out proposals ahead of a last-ditch summit with European leaders on Monday. REUTERS/Marko Djurica

'I have raised a little cash in the last month, 5.7 per cent at month end, but confess to being reasonably sanguine about the Greek situation,' writes our investing columnist.

Fears of Greek euro exit and China's stock market crash are panicking global traders: But how vulnerable are UK investors?

Greece is on the brink of leaving the euro; U.S. interest rates could be hiked; bond markets may collapse... so should you be panicking?

China stock crash has wiped nearly a third off the market's value: How much do UK investors in Asian funds need to worry?

When a fund manager leaves, should investors follow? Five investing experts now beating their old funds

When a fund manager leaves, should investors follow

Star names such as Neil Woodord and Richard Buxton have moved on in recent years taking money and investors with them and in recent weeks respected managers at Newton and Standard Life have departed. Broker Chelsea Financial Services has investigated whether investors have been better off historically sticking with their fund or moving with the manager.

INVESTMENT EXTRA: China's stock market tests savers' fortitude but investors should steel their nerves and look at the long term picture

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Barely a month ago, champagne corks were popping as investors toasted an astonishing stock market run with China's Shanghai Composite Index reaching a seven-year high.

Investing with the crowd: Bonds and start-ups can earn you 6.5% a year - but are they safe?

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Would you invest in your favourite sports team? What about backing a mobile phone app or your favourite TV chef in an attempt to earn some extra interest on your cash?

INVESTMENT EXTRA: Why experts are taking advantage of Grexit panic to snap up cheap shares while the market is nervous

INVESTMENT EXTRA: As Greek debt saga rolls on and on after turbulent week in Brussels,

Savers may be wondering whether now is the time to cash in their European investments. Experts, however, are snapping up cheap shares while the market is nervous. Jake Robbins, manager of the Premier Global Alpha Growth fund, has been raising his allocation of European equities over the past six weeks. His Global fund gives him the freedom to invest anywhere and he now has almost a quarter of his money on the continent.

Get top advice for just £474: Hargreaves Lansdown launches service aimed at savers looking to benefit from new pension freedoms

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Customers are charged a single fee of £395, plus VAT, a total of £474. Normally, advisers charge a percentage of your pension pot, between 1 per cent and 3 per cent.

INVESTMENT CLINIC: Why does Hargreaves Lansdown want me to pay a £30 fee for closing an Isa I opened eight years ago?

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I'm told there is a £30 fee for closing the account, but this wasn't the case when I took it out, so do I have to pay?

Alert at rise in risky fund losses as number of people who discovered they have cash in unregulated schemes increases

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Unwitting savers are having their money put in to complicated and risky investments.

Equitable Life claims wait STILL going on: 136,000 policyholders have not yet received compensation

Equitable Life protestors outside Parliament in London. protesters are awaiting compensation from the Government. The coffins signify the number of investors who die each day awaiting compensation. 
©George Jaworskyj 2009
info@urbanimages.co.uk

The scheme was set up in 2011 to pay out £1.5billion to policyholders who suffered financial losses as a result of government maladministration in the regulation of the insurer.

AIM is 20 years old and stuck below its opening price but its winners have soared: The best funds to dig out the market's gems

The best funds to dig out AIM's smaller company gems

The junior market has given us big names such as ASOS and Majestic Wines, but overall its performance leaves little to celebrate - the whole index has lost 18 per cent over the past two decades. We take a look at AIM's history and highlight five funds to gain exposure to the risky but rewarding world of fledgling firms.

Value that is hidden in plain sight: Can dull stocks boost a portfolio and what are the risks of value investing?

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Academic research has found that globally, value stocks - those that are priced lower than their inherent worth - outperform growth stocks over the longer term.

Providence launches four-year mini bond offering 7.5%, but watch out for the risks

Financial services firm Providence Global has issued a new four-year mini bond. Savers will be paid interest in quarterly instalments and must invest a minimum of £1,000.

It's a year since the football World Cup, so which DIY investing giant's fantasy fund portfolio put in a winning performance?

INVESTMENT EXTRA: The funds that are invested in risky AIM shares - with varying degrees of success

INVESTMENT EXTRA: Risky AIM still lures investors looking to reap rewards of fledgling

The Alternative Investment Market - also known as AIM - celebrates its 20th birthday on Friday. And while the stock market for small companies has come on leaps and bounds since 1995 investing in it is still as risky as ever. AIM is home to 1,100 fledgling companies. For them, it's a great first step in to the stock market. It allows them to sell shares to raise vital funding to grow their business further. Listing on AIM, rather than on the FTSE, is also easier - there is no requirement to have been trading for three years, or to issue a minimum number of shares, and the disclosure rules are less stringent.

Now you can make crime pay - by investing in firms protecting us all from internet hackers

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Money Mail reveals the funds fighting cyber attacks.

The Great Big Government Sell-Off: Osborne to sell RBS stake at a loss to the taxpayer as Treasury halves Royal Mail holding and offloads more Lloyds shares

Morning commuters rush past a branch of the Royal Bank of Scotland (RBS) in London November 4, 2011. The bank is to further shrink its investment bank arm and cut more jobs after the euro zone debt crisis saw third quarter profits slump, hampering its turnaround. RBS, which is 83 percent-owned by the UK government after it was bailed out during the 2008 financial crisis, said on Friday it expects a tough fourth quarter after it took a further hit on its Greek government bonds and sold most of its Italian bonds. REUTERS/Andrew Winning (BRITAIN - Tags: BUSINESS LOGO TPX IMAGES OF THE DAY)

Taxpayers will make a loss from the sale of RBS stake unless the share price soars rapidly: it is currently around 360p, 28 per cent lower than the 500p that the Government paid for it.

Should I be using ETFs instead of mutual tracker funds - and will I be able to hold them in my Isa and Sipp if I do?  

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I have heard I could cut costs by using ETFs - exchange traded funds. Is that right, and would I be able to hold them in my ISA and pension to keep my saving tax efficient?

Savers ploughed £1.4bn into investment Isas in April as savings rates continue to disappoint

It reflects a change in investment appetite compared to recent months as savers have eased off on property and equity funds.

Leaving savings in the bank could have halved the value of your cash since 1990 - while investments are worth six times more

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Money saved into a cash savings account for the past 25 years would have earned 69% interest - but you would have needed growth of 122% to match rises in the cost of living.

INVESTMENT CLINIC: Where can I invest £1,000 three times a year for three years for my grandson who's starting university? 

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Can you tell me where I can invest £1,000 three times a year for three years to mitigate the future burden of his student loan?

Should you invest in Asia for income? With a growing dividend culture, it could be a sweet spot for UK investors

Should you invest in Asia for income?

Of course, with investors cottoning on to the allure of Asia, stock markets in countries like India and China have raced ahead leading to inevitable questions about rising valuations and bubbles brewing. Here are four key things you need to know about investing for income in Asia.

Eight fraudsters convicted of operating £4m illegal land investment scam  

Using several company names, the gang sold plots of land they claimed were ripe for development but which were mainly on the Green Belt with no chance of gaining planning consent.

Is it time to stub out tobacco shares? As BAT is hit with a £5.5bn fine, we look at the sin stocks loved by income investors

BAT is a major stock in many investment funds in the UK, as are other major tobacco firms because they tend to produce good profits and dividends.

INVESTMENT CLINIC: Don't confuse investment funds with shares in that company

You say that you want to buy shares in Old Mutual, but I'm concerned that you might be a little confused and actually want its funds, explains Holly Black.

Star fund boss Andy Brown pockets £14.1m after investing in pizza, fizzy drinks and cigarettes 

Cedar Rock Capital, which he founded in 2002, invests in a small selection of companies and tends to hold the shares for several years.

More help for investors dipping into funds with new Hargreaves Lansdown service

Investors then choose whether they wish to hold their fund in an Isa, a standard investment account or a DIY pension.

JON REES: Osborne should discount Royal Mail shares for retail investors

If this administration really wants to make itself the Government of working people, Osborne should make a discounted offer when he sells the Government's final 30 per cent stake in Royal Mail.

INVESTMENT EXTRA: AstraZeneca could be in for a major boost as hopes for a cure for cancer emerge

INVESTMENT EXTRA: Gambling on a cure for cancer

A central plank of the company's strategy is to develop novel combinations of drugs that target the escape mechanisms cancers use to evade the body's immune system. Oncology - cancer treatment - is a key therapeutic area in which Astra has expertise and which it hopes could transform the business.

Savers ploughed £1.4bn into investment Isas in April as savings rates continue to disappoint

Savers ploughed £1.4bn into investment Isas in April as rates continue to fall

Savers ploughed a massive £1.4billion into their investment Isas in April, according to figures released by trade body the Investment Association. 'Targeted Absolute Return' funds were the most popular choice, recording their highest level of investment ever, as £529 million flooded into them in the month.

Six contrarian funds choosing a different route for investing sucess

Six contrarian funds choosing a different investing route

A clear strategy is a key element of active fund investing but sometimes an alternative route is also necessary. Fund managers need to be savvy to navigate potential problems brewing and that's where some different contrarian thinking can pay off. We reveal six fund manager's unusual thoughts.

THE MINOR INVESTOR: How would you invest a £100,000 pension pot?

FILMS... Brewster's Millions (1985); DVD cover for the film starring Richard Pryor as Montgomery Brewster, with John Candy (1950-1994) as Spike Nolan.

For those able to benefit from the new pension freedoms, it's a question they may have to answer. The problem is that the old cautious orthodoxy looks very risky right now.

INVESTMENT EXTRA: Indian prime minister has country back on track with investors enjoying stellar returns over past 12 months

India's Prime Minister Narendra Modi speaks during an energy summit in New Delhi, India, in this March 27, 2015 file photo. Modi will take border settlement and water sharing deals to Bangladesh in June as part of his drive to erode Chinese influence in South Asia, although Dhaka is likely to remain dependant on Beijing for military equipment.   REUTERS/Adnan Abidi/Files

Since Narendra Modi's election victory in May last year the Matthews Asia India fund has returned a chunky 40 per cent while the majority of mainstream funds, jumped around 30 per cent.

The Investing Show: Dividend share tips away from the usual suspects & what moves markets

In the latest episode of The Investing Show, we're joined by fund manager Chris White, of Premier Asset Management, to take a look at how to spot a good income investment. Also up for discussion is how to spot a share that's on the move and some income investment trust bargains.

Investors offered chance to buy income at a knockdown price as popular investment trusts trade at a discount

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All but five of the 26 investment trusts in the AIC's equity income sector can be bought for less than the value of the assets they hold.

Adviser fined nearly £300k for preying on the sick and elderly 

Paul Reynolds convinced them to put £12.8million into high-risk funds and his properties in Cape Verde, Mexico and Morocco.

Make sure you choose a tracker that does what it says on the tin: The best and worst funds for following the markets

Are we facing a bond market collapse - and where can safety-minded investors shelter their cash?

Where can safety-minded investors hide from bond market threat?

A bond market wobble earlier this month is causing concern that a far bigger shock is imminent. So should people be casting about for other places to put their money, and if so what are the best options?

INVESTMENT CLINIC: I am worried about Greece leaving the euro - should I sell my Europe fund?

INVESTMENT CLINIC: I invest in a Europe fund, but am worried about Greece leaving the euro

I invest in a Europe fund, but I'm worried about Greece possibly leaving the euro and how this might affect my money. Should I sell my units? Our Investment Clinic takes a look.

INVESTMENT EXTRA: M&S; is walking a tightrope to recovery - should shoppers be filling their baskets with the retailer's shares?

INVESTMENT EXTRA: M&S is walking a tightrope to recovery - should shoppers be filling

Pre-tax profit rose to £600m for the 52 weeks to March 28, from £580m, on group sales of £10.3bn. But earnings still fell short of rival Next, and are half the £1bn M&S; posted in 2007. As a consequence, Britain's biggest clothing retailer was able to announce plans this week to return £150m to investors through a share buyback programme. It also increased the final dividend by 7.4 per cent to 11.6p, taking the full year pay-out up 5.9 per cent to 18p. That is some reward for long-suffering shareholders - but the key questions are how Marks was able to do this and whether the performance is sustainable.

SCAM ROCK! BBC to take action against film finance investment company that uses Beeb's logo

The Media Development Lounge claims to be raising funds for a documentary about the late rock guitarist Mick Ronson, but the BBC has denied all knowledge of the company.

The Apple Watch will soon become worthless - it's always a good time to buy a classic second-hand watch instead

Second-hand models from makers such as Patek Philippe, Cartier, Omega, Rolex and Tag Heuer have also more than doubled in value over the past decade.

Why sell in May and go away? Here's five promising stocks to BUY this summer - and a look at how last year's tips went

Why sell in May and go away? Five stocks to BUY this summer

'Sell in May and go away, stay away till St Leger Day' is a timeworn piece of advice to investors, but no financial pundit has ever proved whether it's true or not. Instead of engaging in this dusty debate, we prefer to focus on which shares are likely to do well this summer and beyond, however the wider market performs. Ian Forrest, investment research analyst at The Share Centre, suggests five stocks that look a good buy right now and recaps how our summer share tips from last year performed.

INVESTMENT CLINIC: What I can do if my stockbroker won't deal with my account any more because it's not worth enough? 

Holly Black, of Money Mail, replies: Unfortunately, this has become a common problem for savers since the implementation of the Retail Distribution Review in 2013.

Greece might be the dark cloud over the eurozone but the ECB's money-printing could boost shares

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Europe is back in the headlines as the possibility of a Greek exit from the eurozone looms - and investors are wondering what it means for them.

Property fund boost as AXA IM launches mixed investment fund 

AXA has launched the Global Flexible Property Fund, which has a mixed investment style, owning bricks and mortar as well as shares in real estate companies.

As the bond market sell-off causes ructions in stock prices - here's why you need to know about it

A massive sell-off has seen $450billion wiped off the value of global bond markets and the rout has spread to stock markets.

TONY HETHERINGTON: I invested nearly £2,000 but have I been stung by a wine investment scheme?

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I invested £1,995 in wine after a cold call. I have since had several phone calls from this firm trying to get me to increase my investment. So far I have resisted. Have I made a mistake?

Hundreds fall for builder's £40m 'Ponzi' investment as UK property investment group faces charges by US authorities

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North Dakota Developments and its owners Robert Gavin and Daniel Hogan are said to have raised more than $62 million (£40 million) from almost 1,000 investors.

The Diary of a Private Investor: Why doing nothing can sometimes be the best thing

Are giant solar farms the income opportunity you've been looking for?

Are solar farms the investment opportunity you've been looking for?

There are 465 solar farms in Britain, and 184 of these sprung up last year. As a result, investing in renewable energy has become increasingly popular - particularly as they pay a reliable income of around 6 per cent a year. That far outstrips anything you can get from a bank savings account and is double what a ten-year UK government bond pays.

Environment campaigners are urging big investors to ditch fossil fuel stocks - should it be a concern for ordinary savers?

What options are open to individual investors - whether they want to divest from fossil fuels, put money into alternative energy sources, or stay exposed to the sector?

Tory election win gives investors a lift as nearly three in four decide to boost their portfolios

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The party's majority and its pledge to keep the economy on a stable path has triggered a surge of confidence among investors.

The Investing Show: Best bank shares, sell in May, and should you buy the Footsie?

In the latest episode of The Investing Show, we take a look at what's actually in the FTSE 100 and whether investors should buy in. We also discuss the best UK bank shares and their prospects and take a look at whether there is any wisdom in the old Sell in May adage.

HOLLY MACKAY: Children have time on their side to benefit from investment risk - Why I back Jisas over toys every time

Princess Charlotte is unlikely to be short of a bob or two growing up, but the new Royal baby's parents could still do a lot worse than investing in a tax-friendly Junior Isa for her.

Keeping too much in cash means savers are 'throwing vast sums of money away' - but where can they start investing?

While there may be plenty of savers out there who would acknowledge they have too much in cash, the crucial question many of them will ask is 'where do I start investing?'

SIMON LAMBERT: Bond king Bill Gross is right, the investing world's gone mad - beware the day it wises up

Bill Gross is right, the investing world's gone mad - beware the day it wises up

In today's mad world, negative yields mean that investors are buying bonds guaranteed to lose them money if held to maturity. Here, they pay for the privilege of lending money. That's prompted bond king Bill Gross to rail again at 'the less than commonsensical notion that a global debt crisis can be cured with more and more debt.' We would be wise to at least consider his words.

INVESTMENT CLINIC: How do I invest in gold and is now a good time to buy? 

In the aftermath of the global financial crisis, the price of gold rocketed as savers flocked to this so-called safe haven.

Fraudsters cloning firms' identities in attempt to hoodwink investors out of money - including pretending to be BlackRock

The FCA has issued an urgent warning about conmen who cold call investors masquerading as organisations. One is even leading people to think it is investing giant BlackRock

China's stock market is on a tear but is this a new dawn for investors or a dangerous bubble?

China's stock market is on a tear but would you invest?

China is firmly gripped by stock market fever. The country's mainland index, the Shanghai Composite has been on a tear, up more than 120 per cent in the last year and hitting its highest level for seven years. Some say this is just a preview of things to come, others warn of an impending bubble. Maike Currie takes a look.

Pressure on fund groups over bumper pay packages for bosses 

In a memo to executives seen by the Mail, trade body the Investment Association warned that lack of clarity about pay is 'a weakness and a growing source of reputational risk'.

Are UK supermarket shares now a bargain? Funds still stocking up on Britain's grocers - and stress that in the long haul it may pay

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Fund managers and brokers continue to put the case for keeping your money invested in the nation's grocers - and stress that in the long haul it may pay off.

Solar mini-bond offers the chance to do some daylight saving with a 6% annual return - but is that enough for the risk?

The Big60Milllion mini-bond, is hoping to raise £20.4million to refinance three fully operational solar farms. Open until 27 May, the minimum investment is £60 for a unit.

The investment that will let you drink your profits: Scottish brewer launches mini-bond offering 7.25% interest - or beer vouchers

Scottish brewer Innis & Gunn is offering an interest rate of 7.25 per cent or 9 per cent worth of 'BeerBucks' to buy a tipple through its online shop.

Elderly savers targeted by cold-calling salesmen promising returns of 10% a year from allotments

A Money Mail investigation has revealed how salesmen are flogging plots on a 13-acre allotment close to the town of Henley-in-Arden, Warwickshire.

TONY HETHERINGTON: I invested £2,500 in a property bond that was 'too good to miss' but now can't contact the company. Have I been scammed?

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I think I have been tricked out of £2,500. I was persuaded to invest in the Eclips Property Bond, but now no one answers my phone calls or letters.

Do cheap funds outperform more expensive ones? Tracker fund provider claims active managers mostly underperform

Stand out from the crowd: How to assess crowdfunding and peer-to-peer investing

Stand out from the crowd: How to assess crowdfunding and peer-to-peer investments

There is plenty of independent information when it comes to choosing funds and shares, but how do you know what to look for in a crowdfunding project? A new crowdfunding analyst firm called All Street has launched with the aim of plugging this gap, we reveal how to assess a crowdfunding project.

A bond that's worth a try? Wasps rugby club offers retail bond that will pay 6.5%

Wasps rugby club offers retail bond that will pay 6.5%

Wasps will become the first sports club to issue a retail bond on the London Stock Exchange on Monday. The rugby club will offer fans and investors between £25million and £35million of seven-year bonds paying 6.5 per cent per year. The minimum investment is £2,000 and bonds can be bought and sold in multiples of £100.

Fund managers take bets on previously unloved countries such as Australia and Canada to boost your income

Funds bet on Australia and Canada to boost your income

Bonds are attracting masses of savers' cash - trade body the Investment Association reported that £130million flooded into these funds in February alone. But their popularity is making these precarious investments ever more risky. Jon Mawby, manager of the GLG Strategic Bond fund, is looking at countries such as Australia and Canada because they haven't had bouts of monetary stimulus skewing valuations.

Fat cat fund managers rake in rewards as savers plough more money into pension pots and investment funds

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Back-of-the-envelope calculations by campaigners suggest that the average FTSE 100 chief executive has seen his annual rewards rise by around £1million in the past five years.

Investors to be able to compare the best tracker funds thanks to new free tool

An office worker looks at a screen showing trading on the FTSE 100 index. The amount consumers have invested in shares has reached its highest level for more than three years as people's confidence in the stock market grows, research suggests. Private investors collectively had £233 billion invested in shares at the end of February, the highest level since November 2007, according to share registration group Capita Registrars. The group said the rise reflected both the recent stock market recovery, and the fact that people were increasing their holdings in equities, with £473 million of new money invested during the three months to the end of February. See PA story MONEY Investors. Photo credit should read: PA Wire. PRESS ASSOCIATION Photo. Issue date: Monday March 28, 2011. 
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Data website FE Trustnet today launches a free new tool that will allow savers to compare the performance of tracker funds.

The Diary of a Private Investor: Biotech stands accused of being a bubble but I'm holding on for now - and making money

Before the dotcom bubble I had only really heard of two bubbles before - Dutch tulip mania of the 17th century and the South Sea Bubble a hundreds year later. Now they are everywhere it seems.

As more music fans turn the tables in the vinyl revival...  here's the ten most valuable records in the world 

A scene from the film 'High Fidelity' (2000) starring John Cusack

With interest in vinyl records on the rise, the long-standing market for collectible records is being given a new lease of life. Is there a rare gem lurking in your collection?

Will you be safe with a Fortress Bond? New bond by Castle Trust promises to pay as much as 4.5%

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Money Mail gets to grips with the Castle Trust fixed-rate bonds.

Is 2015 the turning point for a 100 years of rising prices? The investments that perform best during periods of low inflation and deflation

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History suggests we may now be about to enter a period of near-zero inflation. This is going to have major implications for many aspects of life, but especially managing wealth.

Would you invest in this forest? Investors and pensioners promised 20% returns from an eco village in Norway... Here's the truth

Investors promised 20% returns fromeco village in Norway

The advert for the Convent in the Hills sounds appealing: 'A new exclusive eco village development investment opportunity providing homes in Norway.' Investors need to put down a minimum of £15,000, for which they'll get shares in a UK company, which owns this 3,500-acre plot. For their cash, investors are promised a 20 per cent profit within a year. We set out to find out if it was too good to be true.

TONY HETHERINGTON: I spent £29,950 buying 'fishing village' land in Brazil -now I can't track down the salesman

TONY HETHERINGTON: £29,950 for 'fishing village' land ... but there's a big catch 

In 2011 I was persuaded to buy a plot of land in Brazil, followed by a larger plot a few weeks later. The salesman was a silver-tongued broker named Jacob Stone from Land Asset Group. I had regular calls telling me all was fine, with the World Cup on its way, followed by the Olympic Games. Now I want to sell my land, but BT says the company's number has been 'disabled', and a recorded delivery letter has been ignored.

Star fund manager Neil Woodford increases size of his new fund by £300m after strong savers' demand

Fund Manager, Neil Woodford, founding partner of Woodford Investment Management.

The Patient Capital trust, which will invest in start-up science firms, was originally supposed to be only £200million in size.

'I invested £4k in peer-to-peer lending': Fed-up savers turn to riskier investments - we weigh up the alternatives tempting them

Savers fed up with miserly interest rates can be tempted to shun deposits in favour of riskier investments. David Goodall (pictured) lent £4,000 through Trillion Fund.

SALLY HAMILTON: They've even got peer-to-peer loans in Ambridge on radio soap The Archers!

The fact P2P - where ordinary folk lend direct to other individuals or businesses - is worthy of a mention in the script surely means this newest form of lending has reached the mainstream.

INVESTMENT CLINIC: Strategic bonds offer good returns, but is the money protected?

CPYH92 Businessman holding plant sprouting from a handful of coins - good investment and money concept

I'm thinking about investing in strategic bonds, as I hear they give a good regular return. But is the money I put into them guaranteed?

We're ditching the child trust fund for a Junior Isa: Should you raid your child's piggy bank for a better rate?

Parents who hold Child Trust Funds for their children can now move them to Junior Isas - but experts warn not to rush to take on too much risk with the nest eggs. George King is switching.

TONY HETHERINGTON: Half my money vanished in a murky tangle of 'binary options'

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I opened an account with a 'binary options' trading website called NRGbinary.com. I then asked for a withdrawal but more than half my money had been lost.

Couple face £25k bill after Capita posted £1.5million of share certificates by second class post - and they never arrived

Couple face £25k bill after Capita posts Compass share certificates second class

Deryn and Derek Hemment were told by Capita they must buy an 'indemnity' against their lost Compass share certificates being used fraudulently - though they are innocent of mislaying the documents or of any wrongdoing. The pair can't trade their shares in the FTSE 100-listed catering giant until they get replacement share certificates, but they are being refused them until the indemnity issue is sorted. The Hemments insist Capita should foot the indemnity bill, because the loss of their certificates was down to the firm posting such valuable documents second class.

As pensions revolution unlocks billions... How the new silver spenders can help make us all rich

Investors willing to take a punt on companies set to cash in on the over-55s' retirement bonanza could also reap the rewards.

THE MINOR INVESTOR: An honest look at a year's investing - and the mistakes I made

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In the spirit of learning from mistakes, I decided the latest column should deliver an honest appraisal of how my investments have fared - and the mistakes I've made along the way.

How to be a DIY investor and take control of your money to build a richer future

How to be a DIY investor and take control of your money

Whether you are starting from scratch or want to make more of money you've already put aside, there has never been a better time to become a DIY investor. We explain how to get started on a road that will hopefully take you to riches.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

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Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best.

Clean funds guide: Is it time to put your dingy old funds through the wash?

Laundry day: Clean funds include no commissions for financial advisers, supermarkets or brokers - just the fee levied by the fund manager

What are clean investment funds, how do you find them, and should you convert your old funds to the new kind?

Six simple steps for wiser investing - and a better chance of higher returns

How risky is your fund? Two out of five sold in the UK are given a high risk rating due to volatility levels

How risky is your fund? Two out of five given high risk rating due to volatility

Higher volatility is thought to indicate greater uncertainty about performance, and all funds have to use a standard measure to help investors grasp the risks. This ranks funds from band one for the lowest risk to band seven for the highest - but research by Rplan has found some 40 per cent or 1,016 of the funds available in the UK are bunched up together in band six. A further 50 per cent or 1,275 of funds are split almost exactly between bands five and four.

How the art of regular monthly investing can help you ride out market storms and boost your returns

Research shows that your money can do better when invested regularly as you don't have to worry about market timing and can ride out the bad times..

Investors plough record amounts into investment trusts - but DIY investing flaw means they may miss out on best deals

Investment trusts are booming, generally outperforming their fund counterparts since the financial crash - but investors may be missing some crucial information.

Are you paying too much for funds? The best DIY investing platforms for four different types of investor

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Investors are pouring record amounts of money into funds and trusts - but have you chosen the best broker to help you buy your investments? We explain what to consider.

More and more investors are using them, but can you trust your broker's list of favourite funds?

Major sites: They are rated on ease of use and clarity

DIY investors increasingly use free best-buy tables to pick a fund. But all the lists offer different funds, so are investors being duped?

Please help me decode gibberish fund names! There are several versions of the fund I want - how do I know which one I need?

How to decode confusing investment fund names

Why are there half a dozen or more versions of the same fund listed on the performance tables, followed with abbreviations like Acc, Inc, No Trail, R, I, and Z? What do these all mean? How do I know which version of a fund I want to buy?

Investors who buy direct from fund houses warned they risk paying more after being overlooked in charges shake-up

Wrong direction: People who buy funds straight from providers almost always pay more in charges than those using brokers and advisers, warn industry experts

Direct customers of fund houses are not covered by new rules that will see people using brokers or advisers get investments placed into 'clean funds'.

The fund supermarket price war: How lower investing charges could boost your pension by thousands

Fund supermarkets: Investors can now see how much they pay in fees, but choosing is far from simple

New rules have forced fund managers to make their charges clearer. Knowledge is power and the fear of losing customers is forcing supermarkets to compete as never before.

Open now but for how much longer? Six top funds that might 'soft close' - and what to do when a popular fund shuts its doors

SIX top-performing funds that might 'soft close' in future

Some popular investment funds are so big that providers are actively obstructing keen investors from putting in more money. Why do managers 'soft close' their funds, and which are most likely to shut in future?

How do I know a DIY investing platform is safe and what happens to my money if it collapses?

Safety: All platforms should be registered with the FCA

DIY investing platforms are competing to win customers but many investors rarely stop to think about how safe their cash is.

What should you know before buying a fund? The DIY investors'guide

DIY investing guide: A financial expert explains which bits of a KIID document are actually important, the parts investors are free to skim, and what important information they leave out

Investment companies have to produce a checklist of important details like charges and performance for each of their funds - but what do they leave out?

Six steps to get your investments to bloom: How to carry out an annual health check - and then relax

How to carry out an annual healthcheck on investments

Do it ONLY once year, but do it at exactly the same time, and don't get distracted shopping for new investments before you've reviewed your old ones. So how precisely do you go about an investment health check? Follow our six-step guide, which is packed with expert tips.

If you could only have one fund, what should it be? Experts pick six of the best investments to tick all the boxes

If you only want to buy one investment fund which should it be?

Plenty of investors would prefer to keep it simple rather than bother to build and maintain a portfolio - they want to buy one decent fund that does everything for them. But is this a wise move and if you do decide to put all your money in one fund, how do you choose a good one. We get six experts to deliver their one fund picks.

How to find clean funds: Free-for-all over names leaves investors in the dark - we list 30 top-sellers and show how to find the rest

How to find clean funds: We name 30 top-sellers

Investors have the opportunity for higher returns with commission-free 'clean funds', which are mostly cheaper than the old kind. But fund providers have given their clean funds a baffling array of new names - so how do you track them down?

How many funds should you invest in? Rookies can start out with one but aim for 10 to 16 - and 20 at the most

Balancing a portfolio: How many baskets of eggs is it sensible to carry at once?

Assuming you heeded the investing lesson not to put all your eggs in one basket, that still begs the question of how many baskets it is sensible to carry at once?

Web calculator finally exposes true size of investment fund costs - but is cheapest always best?

Reduced returns: Calculator focuses squarely on costs, which mount up over the years and can leave a big hole in your savings pot

A simple tool for totting up investment costs is now available: the True and Fair Calculator, launched by campaigners for more transparent fund charges.

Is drive to make fund charges cheaper and clearer working? Top investment firms hiking fees on commission-free 'clean funds'

Charges shake-up: Clean funds are simply versions of existing investment funds that include no commissions for middlemen - just the basic fee levied by the fund manager

The extent of a commission clawback by fund providers is laid bare by a breakdown of 'clean' fees and the equivalent 'dirty' ones from a leading fund supermarket.

Fund managers told to stop charging investors for bogus 'research' - including talking to bosses at firms they invest in

Industry overview: FCA is also looking at the investment banks and brokers which provide 'bundled' research services to fund managers

The new regime is intended to stop fund managers splashing out client's cash on services they might not pay for if it was coming out of their own pocket.

Is your fund a 'closet tracker'? How to find out if you're paying an active fund manager just to hug a benchmark index

Is your investment fund a 'closet tracker'?

Financial advisers warn so-called 'closet trackers' are all too common, and investors need to stay alert to avoid shelling out high fees for passive performance. We look at how to spot these index-huggers masquerading as active funds - and whether you're better off just buying a real tracker fund anyway.

Apply now to invest in the science stars of the future as Neil Woodford launches a start-ups fund

Apply now to invest in the science stars of the future as Neil Woodford launches a

For more than 20 years, Mr Woodford has been a renowned investor in big FTSE 100 firms, but now he is turning his attention to a fund for smaller companies. Based in Oxfordshire, the Patient Capital Trust will help finance early-stage firms, many of which will have a science and medical bias. This makes the trust quite a risky punt since many start-up firms fail.

Growth in China has slowed but will the Year of the Sheep deliver for investors? We get some fund tips

China is entering the Year of the Sheep, which has traditionally brought some of strong returns for investors, so will this year follow the herd or buck the trend?

The handbags that are as good as the stock market: Why that designer bag isn't just a luxurious accessory - it's an investment too

Are the glory days of the FTSE 100 stalwarts a thing of the past? The iconic names for investors to watch

INVESTMENT EXTRA: Britain can still prove to be best... Don't dismiss big name stocks 

The UK has produced some of the world's most powerful companies and best-known brands. But are the glory days of the FTSE 100 stalwarts a thing of the past? From Rolls-Royce to Centrica to Burberry, we look at some iconic names for investors to watch.

MARK SLATER: Six undervalued shares with the potential to become takeover targets

It is always best to be positioned in a stock before it becomes the subject of takeover rumours, says leading fund manager Mark Slater. He reveals six shares he likes and explains why.

'Nollywood is a hit with me': Spice up your shares as a frontier investor as emerging markets bring risks but also rewards

Former Oxford triple blue Don Kayam of Croydon who invests in funds in Africa and Brasil.
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The Mail on Sunday looks at whether the argument for investing in emerging markets and aspiring 'frontier' economies remains as compelling as ever. Don Kayum likes to invest in Africa.

Which drugmaker should you buy? US predators are pouncing on British pharma firms - should you enter the fray?

Which pharmaceutical stock should you buy?

How can you tell where the best investment opportunities lie amid all this controversial deal-making in the pharma sector? Stock experts explain the main issues that potential investors need to know about the industry and offer their share tips. For those lured by the money-making prospects of pharma but who prefer not to invest directly in stocks, we also profile a specialist healthcare investment trust.

Rule Britannia: Five 'Best of British' shares to invest in - from high fashion to manufacturing

Rule Britannia: Five 'Best of British' shares to invest in

As the Queen celebrate one of her birthdays this week, we pick some crown jewel shares that could give your investment portfolio a taste of the best of Blighty. The are star names picked from the many British companies that have developed world-renowned businesses and products.

Which oil explorer should you buy? How to pick a winner in the high risk, high reward world of oil exploration

TV oil baron: JR Ewing remortgaged Southfork Ranch to invest in risky Asian prospects - but he made one of the biggest oil strikes in the world

Investing experts explain what criteria to use when selecting stocks in such a volatile industry, and how to decipher jargon-filled company updates.

Ten of the best FTSE 100 shares with a Buffett-style moat to protect them from enemy invaders

Buffett: The veteran investor is renowned for picking long lasting shares

Billionaire investor Warren Buffett selects businesses based on their economic moats. We screen for some top UK shares that fit the billl and explain why.

The ten shares experts have lined up for the best growth, but can these story stocks fulfil their potential?

Growth: Will Stockopedia's tips live up to expectations

City analysts are supposedly some of the smartest stock pickers in the the market, so can the ten shares they see as having the best potential deliver?

Can e-cigarettes relight investor's fire for tobacco shares - and which of the British 'big two' BAT and Imperial should you buy?

Can e-cigarettes relight investor's fire for tobacco shares | BAT and Imperial

The tobacco industry is as controversial as ever, with rows raging about plain packaging and these new-fangled 'e-cigarettes'. The shares of British giants BAT and Imperial have struggled over the past year or so, but is there now a case to invest - and which one should you buy?

The top 10 income-paying shares in the FTSE 350 revealed: Nice yields but watch out for the dividend trap

Traps: A decent dividend isn't always a good sign

The very best dividend yielding shares tend to be a fairly predictable bunch, but be warned, a frothy yield may be a sign of trouble ahead.

Should you invest in the best of British? A magnificent seven UK shares that could bolster your portfolio in 2014

Wheel of fortune: How will shares fare in 2014

No one knows how 2014 will turn out but in the investing world quality usually shines through, so here are a broker's seven tips for 2014.

Twelve of the best fund managers to watch: Inspired, determined, sometimes just sheer bloody-minded - should you back high conviction investors?

Twelve of the best high conviction fund managers - and how to invest?

We profile the leading lights, up-and-comers and popular survivors among Britain's small band of high conviction fund managers. Even if you are unconvinced by their ideas, it's still worth giving them a hearing.

Bargain hunting, following the herd or being a contrarian: what is the best investing strategy?

Tough tactics: There are many investment strategies that will work in different market environments

Like a football team, investors and their investments will have different tactics or strategies such being defensive, cautious or adventurous. We outline the main styles

How to choose the best investing Isa and boost your returns from funds, shares and investment trusts

Play your cards right: Picking the right investment Isa is essential to boosting your long-term returns

Investment clubs: How sharing ideas and pooling money can help investors

Founder Joe Davis, left, with other members of the Nottingham University investment club

Investment clubs, where friends get together to research and buy shares, have held up surprisingly well through the financial turmoil of the past five years.

Scared of the stock market? Six top tips that will make you a safer and better investor

Guidelines: Adviser Claire Walsh is a firm believer in controlling risk

October 19, 1987 remains the day on which the world's major stock markets suffered their biggest crash. We speak to long-term investors who offer advice, such as Claire Walsh, who is a firm believer in controlling risk

How to invest in funds, investment trusts and ETFs - and save money as a DIY investor

How to invest in funds | unit trusts, oeics and investment trusts

Fund investing helps many small investors strike it rich and it helps balance your risks. Find out what funds and investment trusts are, how to invest - and save money with a DIY investing platform.

Low-cost investing: How to find the cheapest fund supermarket

shopping basket

The cheapest way to buy funds, including Isas, is via a fund supermarket or discount broker. We show you how to find the supermarkets with the best discounts

Finding higher income: The options, including funds, shares and 'social lending'

Wallet and money

With the base rate and savings rates at historic lows, savers are becoming desperate in the hunt for income. Our round-up points you to the best advice

Pension vs Isa: The big debate

Which is best? We take a look at the merits and minuses of pensions and Isas

Which is better, an Isa or a pension? Over the last few years, it's become the big debate among retirement savers. We take a closer look

STONEHAGE GLOBAL BEST IDEAS EQUITY: When China sneezes Walt Disney, Visa and Google all catch a cold 

STONEHAGE GLOBAL BEST IDEAS: When China sneezes Disney, Visa and Google catch a cold 

The fund's 25-stock portfolio is full of big companies - including Accenture and Wells Fargo, as well as Google, Visa and Disney. Despite sharp price falls in some of these holdings - 10 per cent or more since the start of the month in some cases - fund manager Gerrit Smit remains stoic, refusing to turn to cash or change the portfolio's composition.

JPMORGAN EUROPEAN INVESTMENT TRUST: Fund makes waves as it looks to Continent for income investors

Facts at a glance - GRAPHIC.jpg

One fund set up in part to trawl European markets for dividend friendly companies is JPMorgan European Investment Trust.

SARACEN GLOBAL INCOME & GROWTH: Fund buys into fitness trackers to help build for the long run

The contents of a global investment fund can resemble those of a shopping trolley, with the makers of toothpaste or drinks brands featuring heavily.

TELLSONS ENDEAVOUR: Charles Dickens meets Captain Cook in the fund with a simple story to tell

Boutique investment house Tellsons is one of the leanest fund management firms in London, with just £25million under its wing and only six employees.

THE MERCANTILE INVESTMENT TRUST: Funds weigh up their resilience to the meltdown in Greece

fmos1 fund-focus.jpg

The Mercantile Investment Trust is a £2billion fund that invests in small and mid-sized British companies.

   

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