The idyllic Indonesian Island of Bali, where a bottle of beer will set you back just 91p, is the long-haul winter holiday destination with the lowest cost of living for the third year running. The price of meals, drinks and other tourist staples has fallen in half of the 33 destinations surveyed in the Post Office Travel Money Long Haul Holiday Report.

Risks to UK economic stability have grown because of a boom in buy-to-let mortgages and the ongoing turmoil in China, the Bank of England has said this morning. Its Financial Policy Committee warned landlords, typically funded through interest-only loans, could be 'disproportionately vulnerable' to large falls in house prices and could in turn amplify any property downturn.

It seems the fixation on 'location, location, location' no longer holds true, with buyers citing it as only eighth most important thing to stand their ground on. Almost one in four people were willing to compromise on their preferred location, while just one in 10 would compromise over local crime levels, new research reveals.

After decades without a new nuclear generator anywhere in the UK, Britain is just weeks away from signing on the dotted line for a fleet of reactors. Government policy, partly due to edicts handed down from Brussels, is to close ageing coal plants that are seen as dirty and polluting, and replace them with cleaner alternatives such as wind or nuclear.

Longer life expectancy and the scrapping of the default retirement age means people are working longer, with many concerned over how they will fund their old age. The number of over 65s in the workforce has risen by a third since 2011, when the Default Retirement Age was scrapped. The employment of those aged 50-65 has also grown by 11 per cent over the past four years.

The average cost of renting a home in London is £1,472 - half the average salary of nearly £3,000 a month, according to data. Across the UK overall, the average monthly salary is £2,266 and the average rent is £935, meaning renters on average sacrifice 41 per cent of their pay for accommodation.

In August, fear took over from greed as the major emotion playing on investors' minds, writes our columnist John Rosier. It was a poor month for markets with volatility returning as investors fretted about the outlook for world growth and the spectre of deflation. The catalyst was further sharp falls in the Chinese stock market, nearly halving since its mid-June peak, and raising fears about slowing growth in the world's second largest economy.

Thousands of drivers with a VW diesel car will be questioning whether it will now crash in value - but one expert says the emissions scandal will not hit prices. Dylan Setterfield, senior forecasting editor at CAP, said: 'We do not expect there to be any significant impact on used values for Volkswagen models in the UK as a direct result of the US emissions scandal.'

Hundreds of our readers have described their sense of bitter betrayal after discovering that they will receive only a fraction of the new state pension. Millions will be unable to claim the £151.25 a week when the new pension is introduced. Margaret and Howard Edwards will get less than they expected.

The Bank of England governor spoke on the history of the credit boom, including the massive increase in UK and US household debt. At the same time, he is presiding over record low interest rates, which help people to take on cheap credit.

The decision by the Chancellor to open up the bidding for £11.8billion of contracts to build the HS2 railway so that China could pitch for it may not seem entirely patriotic. However, the poor record of Network Rail in delivering projects such as the Midland Mainline (connecting London to Sheffield) and the electrification of the TransPennine route connection from Manchester to Leeds might rightly give George Osborne pause about British expertise.

Insurers have warned of a startling rise in a new type of crime that involves conmen smashing their car into innocent drivers. It is a terrifying variation of a scam that already exists, known as crash-for-cash. With this, fraudsters deliberately cause an accident by unexpectedly slamming on their brakes, or reversing into the vehicle behind at traffic lights.

Critics say that if home blockers moved out, it would release properties for younger families who are trapped in small flats, but many who do want to downsize are trapped by the cost. Like many, Susan Sellor cannot find any reasonably priced homes she would like to move to.

My 17-year-old son went on a skiing trip to Germany in February with the squadron of air cadets he belongs to in Aberdeen. He flew to Stuttgart with KLM but his luggage never arrived. The officer in charge of the group was then authorised by KLM to spend £400 on replacement clothes, including thermals etc so my son could ski. On his return I contacted KLM about a refund but, after months of emailing, it has refused to pay.

Students are far more likely to not have their deposit returned to them at the end of a tenancy, data from the Deposit Protection Service shows. Its records show that just 27.5 per cent of students receive 90 per cent or more of their deposit at the end of their tenancy, compared to roughly six in ten tenants nationally.

The price tag slapped on the average London home could hit £1million by 2020 if costs keep rising at their current pace, property website Rightmove has warned. It says average asking prices are now at a new record high of £294,834. Asking prices in London are 9.5 per cent - or £53,923 - higher than they were a year ago.

A hire car stolen by a highly sophisticated gang of criminals was tracked on its journey all the way to East Africa - and led to discovery of dozens of stolen high-end motors. The Lexus RX 450h - worth £45,000 - was stolen in April in London and found itself on a boat via Le Havre in France, Oman in the Middle East, Kenya, Africa before ending up in Uganda two months after it went missing.

Income drawdown allows you to take sums out of your pension pot while the rest remains invested, but it involves risk and requires ongoing management to maximise returns and avoid spending your savings too quickly. However, you can appoint someone you trust - usually a family member or friend - to take over if you can't do this any longer by creating an LPA, either independently or by paying a solicitor.

Designer Kelly Hoppen shares her honest account of the battles she faced in her childhood and teens - and how she realised she had to be fearless to get where she wanted in life. 'I realised that to get to where you want to in life, you need to be fearless and I didn't want to depend on anyone else for my future. This was the turning point that made me realise I needed to do something that made me happy,' says Kelly Hoppen.

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Unemployment has increased for the second month in a row, adding weight to the arguments of ratesetters in the lower for longer camp. This follows the outlook for when interest rates will rise shifting forwards slightly to about February 2016 in the recent inflation report.

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

The influence of financial services on the economy is spelled out again as City brokers steal top spot in this year's official list of highest earners. According to the detailed 2014 annual salaries survey, brokers pocketed around 40 times more this year than those at the bottom of the list - the people responsible for keeping children safe on the way to school. Lollipop crossing patrols earned around £3,400.