An online estate agent's experts have revealed which parts of the country they think will make the most money for property buyers in the near future - and they're not where you might think. They also listed factors that can help you spot if your area is set to explode, including delis and aspirational street names.
Why many investors fear the buy-to-let bonanza may be coming to a very abrupt end as the taxman knocks
Shocks are in store for new and existing buy-to-let investors - with some saying the worst of them could stop this booming industry in its tracks. The biggest upsets come with changes announced in this year's Budget which will be phased in from next April. Other challenges result from a new, nervous mood among some big mortgage lenders.
Buy-to-let boom will pose risk to UK economy if house prices turn down, Bank of England warns
Risks to UK economic stability have grown because of a boom in buy-to-let mortgages and the ongoing turmoil in China, the Bank of England has said this morning. Its Financial Policy Committee warned landlords, typically funded through interest-only loans, could be 'disproportionately vulnerable' to large falls in house prices and could in turn amplify any property downturn.
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BUY-TO-LET AND LANDLORDS: TIPS, TOOLS AND GUIDES
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MORE BUY-TO-LET AND LANDLORD NEWS
From seagulls to wasps, don't get stung by pests: How to deal with a home menace - and what insurance covers
A plague of pests is descending on homes this summer - wreaking havoc and expensive damage on those who fail to fight back. Due to a mild early summer there has been an explosion of wasps over the past few weeks that have been gatecrashing picnics and causing a nuisance at home barbecues and in pub gardens.
First-time buyers save £670 a year compared with cost of renting - but gap narrows from £1,018 last year
Data from lender Halifax shows that in June this year the average monthly cost of a three-bedroom home for first-time buyers was around £666 compared with £722 for renting the same type of property - a monthly difference of about £56. By June 2014, monthly costs for first-time buyers were £1,018 cheaper per year - or £85 a month - than for those renting.
Two in five Right to Buy flats sold off since 1980 are now in the hands of private landlords, FOI request shows
Nearly 40 per cent of council flats sold off at a discount in the last 35 years are now being rented out privately to tenants, a Freedom of Information request has shown. Responses by 91 councils shows they have sold a combined 127,762 council flats and maisonettes since Right to Buy was introduced in 1980, the request by magazine Inside Housing shows.
Maria Davis says she can make you a buy-to-let millionaire - should you believe her? New tax rules haven't stopped investors seeking get-rich-quick tips
New tax rules were meant to cool the buy-to-let boom but that hasn't stopped this fast-talking saleswoman giving her get rich quick tips to investors. Maria's website describes her as a sales presenter, public speaker and accredited coach, who was trained in the U.S. by a famous sales school. She was an Avon lady, presented on children's TV and is now, she will say, a highly successful property investor.
LANDLORD ESSENTIALS: WHAT YOU NEED TO KNOW
What to do with a tricky tenant and how to protect life as a landlord
Renting a property to tenants or letting a holiday home can be straightforward for those who are lucky enough never to encounter any problems. Escaping trouble altogether is unlikely, so it is prudent to take preventative measures to protect yourself and your tenants.
How to make your buy-to-let property irresistible to house-hunting tenants
You need to remember it is business, not personal. Investors must adjust their mindset and rather than being courted by the pretty garden with rows of neat flowerbeds or classic wooden floors throughout, think what is right to offer tenants - and is easy to maintain.
SIMON LAMBERT: Don't expect buy-to-let's interstellar gains to be repeated - 1996 was a much better time to invest than today
Astonishing claims of a 1,400% return over the past two decades are built on borrowed money but there's another important point to consider - property was unloved and cheap in 1996. That made buy-to-let a turbocharged value investment. Investors could still do well today, but they shouldn't expect a repeat of the past.
Buy-to-let mortgages: How they work, what you need to know and how to get the best deals
Buy-to-let has become big business as Britain's small army of property investors ploughed their savings into homes to deliver both income and growth. Buy-to-let mortgages are generally interest-only, require larger deposits and need rent to comfortably more than cover payments. We explain more in our guide.
The buy-to-let traps: How to avoid the classic mistakes that mean investing might not pay off
Those considering investing in buy-to-let - or hoping to improve the returns on their existing properties - need to make sure they aren't making common mistakes. We outline the classic errors to avoid to make sure you get the best from buy-to-let - and how to look after your tenants so they look after you.
DON'T MISS
- Ten of the best used 4x4s for families From luxury badges to ideal school-run motors that won't break the bank.
- The key to selling a house quickly? Tidy your garden and brush up your manners Survey of homeseekers by Sarah Beeny's online estate agent Tepilo.
- Could you get 30% cheaper car insurance courtesy of your mobile phone? App launched that rewards safe driving.
- Labour 'made a mistake' promoting diesel cars as they are now 'killing people' claims former science minister Emissions scandal spreads.
- Premium Bonds winning numbers: Have you won one of this month's major prizes? Our tables show all the £1,000 to £1m winners.
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How much does it cost to run a buy-to-let property each year?
Our calculator lets you do the maths
Sponsored - Pensions Minister hits back at millions left fuming because they won't be getting the full £151-a-week payment 'Stop moaning.... you're better off'.
- Barclays is closing my current account after 49 years' loyalty because I live abroad, even though I plan to move back to the UK Can it do this?
- Peppa Pig's three creators in £47MILLION windfall Media giant Entertainment One brings home the bacon.
- Meet the retired couple who must pay Aviva £135,000 to spend their last years together Thinking of taking out equity release?
- Inside the house that's been flooded 260 times! And how it can save YOU thousands on your insurance...
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The 10 questions to consider when investing for income in retirement
How to invest for your golden years
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Sponsored - My insurer rejected a claim because I am not living with my partner who is caring for her elderly parents ASK TONY.
PROPERTY: DON'T MISS
- Revealed: Top ten UK property hotspots for the next decade And the tell-tale signs a neighbourhood is 'up-and-coming'
- 'BTL tax move is a game changer and we're not building enough homes' TV star Phil Spencer reveals his thoughts on Britain's property market
- We want to downsize but it's too expensive Older homeowners told to make space for young families are locked out by high prices
- 'I used a lifetime mortgage to improve my home' If you're considering equity release -these are the things you need to know
- How an online estate agent could save you a small fortune But would you be a DIY seller to get a cheaper flat-fee?
- Up to 30k Britons can claim compensation After Spanish government forced to change 'unfair' inheritance tax laws on holiday homes
- The 100-year club The professions where it would take at least a CENTURY to save a home deposit revealed
- Want to buy a home with a small deposit? Here's how to get the best mortgage and avoid the traps
- Britain's first-time buyers face one of the toughest property markets in Europe... But Luxembourg is worse
- The town where families are having to spend £13k just to sell their house... Because the 'bargain' dream homes came with a catch
- As Bank of England hints that interest rates could rise by the end of the year Should borrowers lock into a fixed-rate mortgage now?
- Stamp duty calculator How big a tax bill will your property purchase trigger?
- Ten tips for buy-to-let The essential advice for property investors
Stamp Duty Calculator
BUY-TO-LET: DON'T MISS
- Britons see 41% of monthly pay vanish on their rent And Londoners have to spend half their income
- Just one in four students receive full rent deposit back at end of tenancy 12 tips to not fall into the costly trap...
- Relief for tenants as landlords ease off on rent hikes for the first time this year (Unless you live in the South West or Wales that is)
- Squeezed renters see arrears soar to highest level in more than two years Half lose hope of ever buying a home
- Want to make a healthy profit from a student buy-to-let? Pick a Scottish university city (And avoid Wales and the North of England)
- I have been overpaying property management fees for 13 years but the firm will only repay for the last six Is this right?
- Buy-to-let mortgage frenzy means there are now 1,000 deals available to landlords For first time since financial crisis
- Is it worth moving your buy-to-let into a company to keep mortgage interest relief? And how do you do it?
- Return of rapid rent rises sends tenants' bills to a record high Report shows biggest jump since buy-to-let index began
- How to beat the taxman and reduce the costs of your buy-to-let portfolio Essential tax tips
- First-time buyers save £670 a year compared with cost of renting But gap narrows from £1,018 last year
- Two in five Right to Buy flats sold off since 1980 are now in the hands of private landlords FOI request shows
- You'll need a bigger deposit and face tighter checks for a buy-to-let loan High street crackdown
- Maria Davis says she can make you a buy-to-let millionaire - should you believe her? Investors seeking get-rich-quick tips
True Cost Mortgage Calculator
SPONSORED LANDLORD GUIDES
- An engineer reveals five of the worst home emergencies - and how to avoid them From burst pipes to gas leaks
- Could I make extra money by installing solar panels on my buy-to-let? Who gets to keep the income?
- Do I really need insurance on my buy-to-let property? My tenant has contents insurance
- Can my tenants arrange their own boiler inspection, and should I pay for it? They want to get someone round to look at it themselves
- How to get a grant and increase the value of your buy-to-let property with solid wall insulation
- Can I move a smart meter to one of my other buy-to-let properties? Households are encouraged to get a smart meter
- Five steps to avoid buy-to-let headaches - and make sure you don't fall foul of the law The real life property game
- Can I get insurance to cover when my buy-to-let property is empty? Loss of rental income is something landlords dread
- Five ways landlords can keep tenants happy by using technology to help them save energy Energy-saving technology
- How landlords can save money next winter Spring clean your property's heating and plumbing NOW
- Is it bad to hang clothes up to dry inside? Our landlord says it is And wants us to use the tumble dryer
- Ten energy-saving tips that are cheap and easy to follow Help your tenants save money - and be happy
- The landlord's guide to energy saving Use our interactive house to see how you could reduce your tenant's gas and electricity bills
- From the right location to cutting down on costs, five ways to be a winning buy-to-let investor Better investing tips
- How healthy is your heating? What landlords need to know to keep tenants happy ... and attract the energy-conscious
- The landlord's guide to avoiding home emergencies It's all about staying ahead of the game when it comes to home emergencies if you're a landlord.
- My buy-to-let flat's boiler isn't great and I am thinking of getting a new one But is it worth doing now winter is over?
- How to be a DIY landlord: What you need to know about going it alone in buy-to-let Things you need to consider before you take that plunge
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