Barclaycard customers who lose their credit card will soon be able to download the details of their new one instantly on to their mobile phone and start spending. The technology, which will be launched in November, allows customers to make purchases of up to £100 a time on their cards with just a tap of their phone.
FIND THE BEST CREDIT CARDS AND LOANS
CREDIT CARDS: OUR TOP PICKS
Tired of short-lived sign up deals and crafty interest hikes? Five of the best low-rate credit cards
Interest-free purchase and balance transfer deals can be a useful tool if used correctly - but miss a payment or fail to clear your debts in time and you can be lumped with high interest charges on remaining debts. This is Money takes a look at three of the best no-frills credit cards offering a consistent low interest rate.
Two million credit card holders can apply for up to £216 compensation after being sold 'security products' they got for free
Customers of 11 high street banks and card providers are in line for a pay out, including those with credit cards from Lloyds, Barclays, Santander and the Royal Bank of Scotland. Affinion International Limited sold products that it said would offer customers protection if their card was lost or stolen and they fell victim to fraud. However banks generally offer this cover anyway.
Never mind all the marketing #!!*@: Here's how to find best credit cards
Financial services firm Virgin Money claims customers can tuck 'a little bit of rebellion' in their wallet with its new Sex Pistols credit card. But the card is hardly unleashing financial anarchy in the UK. Experts say its fees for allowing customers to transfer card balances from other providers are no better than those offered by rivals such as Barclaycard and Halifax. New homeowners Anders Nilsson and Hana Lewis switched to a new card after his deal with Barclaycard ended.
Get into a bit of easy debt and pay it off: How to avoid the fate of Kirstie Allsopp's mother-in-law and beef up a 'thin' credit file
When it comes to your credit rating, it doesn't pay to think thin, say consumer credit reporting agency Equifax. The pitfalls of having a thin credit file hit the headlines recently with news that Kirstie Allsopp's mother-in-law family was turned down for a mobile phone contract because she didn't have a credit rating. Equifax explain how consumers can improve their credit history. ...read
CARDS AND LOANS: ESSENTIAL TIPS
- How does a credit card work?
- How to pick the right card
- Do you really need more than one?
- How to apply for a credit card and get accepted
- What can you do if you are turned down?
- Ten steps to reclaim unfair card charges
- Section 75: How to use credit card protection
- Get back on track after ID fraud
- Credit rating facts and fiction
- Five reasons why lenders turn you down
- Improve your credit rating
MORE CREDIT CARDS AND LOANS NEWS
Sainsbury's launches new low-rate £35,000 loan at 6.9%
Homeowners thinking of extending or buyers considering a new luxury car have been handed a new borrowing option after Sainsbury's launched personal loans up to £35,000 with a 6.9 per cent rate. Previously only Barclays banking customers could get their hands on a personal loan over £25,000.
DEALING WITH DEBT: LATEST NEWS
Calls for payday lenders to offer more debt advice as industry reveals a third of people it declines turn to loan sharks
The payday industry launched an attack against new regulation from the consumer watchdog today, claiming that stricter lending rules have actually been detrimental to many households. But debt advice charity Citizens Advice hit back today saying that encouraging cash-strapped borrowers to take out high-interest loans is not the answer to their financial problems. ...read
DEALING WITH DEBT: ESSENTIAL TIPS AND ADVICE
Provider | Cashback |
Amex Platinum | to 5% | |
Santander 123 | to 3% | |
Lloyds | to 2% | |
RBS | 1% | |
Nationwide | 0.5% |
Latest from Cards & loans
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- M&S Bank launches lowest ever loan rate just a week after Nationwide pledge to undercut rivals by 0.5% - but will it make a difference to borrowing costs?
- Personal loan war escalates: Nationwide promises its current account customers it will undercut lowest rival rate by 0.5%
- Millions of Britons risk getting deeper into debt as they turn to credit to plug surprise income shortfall, charity warns
- Is an airline credit card worth getting and how do I pick a good one?
- Heading on holiday and fancy having more to spend? Pick up one of the best debit and credit cards to help you avoid overseas fees
- Could a money transfer credit card help you clear an expensive overdraft?
- Lost your credit card? No problem! Barlcaycard lets customers spend up to £100 a time on their mobile phone while they wait for a replacement
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TOP CARDS FOR USE ABROAD
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ANSWERS FROM THE Experts
- 'Carphone Warehouse staff member wrongly said we lived at number 1 not 1A – now my daughter's iPhone has been blacklisted by EE'
- I've heard bad news about oil, gold and China recently, so is it time to shun or invest in commodities?
- ASK TONY: I've paid £28,000 for life cover on a plan I bought in 1985 – so why is it now worth only £2,000?
- My ex-wife ran up debts worth £20,000 in my name without my knowledge. What should I do?
- I hired a removal company through AnyVan website and the van arrived – but not before a phony driver had turned up and swiped my £3k piano...
- I am estranged from my son from my first marriage - how can I make sure he won't lay claim to my money when I die?
- Barclays is closing my current account after 49 years' loyalty because I live abroad, even though I plan to move back to the UK – can the banking giant do this?
- I put down a deposit to buy a house with my partner eight years ago. Now we have separated, is he entitled to half the equity? Could he force a sale?
- ASK TONY: My insurer rejected a claim because I am not living with my partner who is caring for her elderly parents
- I want a new TV, phone and broadband deal but hidden line rental costs more than double the price - is this allowed?
Provider | Cashback |
Amex Platinum | to 5% | |
Santander 123 | to 3% | |
Lloyds | to 2% | |
RBS | 1% | |
Nationwide | 0.5% |