Barclaycard customers who lose their credit card will soon be able to download the details of their new one instantly on to their mobile phone and start spending. The technology, which will be launched in November, allows customers to make purchases of up to £100 a time on their cards with just a tap of their phone.
FIND THE BEST CREDIT CARDS AND LOANS
CREDIT CARDS: OUR TOP PICKS
Tired of short-lived sign up deals and crafty interest hikes? Five of the best low-rate credit cards
Interest-free purchase and balance transfer deals can be a useful tool if used correctly - but miss a payment or fail to clear your debts in time and you can be lumped with high interest charges on remaining debts. This is Money takes a look at three of the best no-frills credit cards offering a consistent low interest rate.
Two million credit card holders can apply for up to £216 compensation after being sold 'security products' they got for free
Customers of 11 high street banks and card providers are in line for a pay out, including those with credit cards from Lloyds, Barclays, Santander and the Royal Bank of Scotland. Affinion International Limited sold products that it said would offer customers protection if their card was lost or stolen and they fell victim to fraud. However banks generally offer this cover anyway.
Never mind all the marketing #!!*@: Here's how to find best credit cards
Financial services firm Virgin Money claims customers can tuck 'a little bit of rebellion' in their wallet with its new Sex Pistols credit card. But the card is hardly unleashing financial anarchy in the UK. Experts say its fees for allowing customers to transfer card balances from other providers are no better than those offered by rivals such as Barclaycard and Halifax. New homeowners Anders Nilsson and Hana Lewis switched to a new card after his deal with Barclaycard ended.
Get into a bit of easy debt and pay it off: How to avoid the fate of Kirstie Allsopp's mother-in-law and beef up a 'thin' credit file
When it comes to your credit rating, it doesn't pay to think thin, say consumer credit reporting agency Equifax. The pitfalls of having a thin credit file hit the headlines recently with news that Kirstie Allsopp's mother-in-law family was turned down for a mobile phone contract because she didn't have a credit rating. Equifax explain how consumers can improve their credit history. ...read
CARDS AND LOANS: ESSENTIAL TIPS
- How does a credit card work?
- How to pick the right card
- Do you really need more than one?
- How to apply for a credit card and get accepted
- What can you do if you are turned down?
- Ten steps to reclaim unfair card charges
- Section 75: How to use credit card protection
- Get back on track after ID fraud
- Credit rating facts and fiction
- Five reasons why lenders turn you down
- Improve your credit rating
MORE CREDIT CARDS AND LOANS NEWS
Sainsbury's launches new low-rate £35,000 loan at 6.9%
Homeowners thinking of extending or buyers considering a new luxury car have been handed a new borrowing option after Sainsbury's launched personal loans up to £35,000 with a 6.9 per cent rate. Previously only Barclays banking customers could get their hands on a personal loan over £25,000.
DEALING WITH DEBT: LATEST NEWS
Calls for payday lenders to offer more debt advice as industry reveals a third of people it declines turn to loan sharks
The payday industry launched an attack against new regulation from the consumer watchdog today, claiming that stricter lending rules have actually been detrimental to many households. But debt advice charity Citizens Advice hit back today saying that encouraging cash-strapped borrowers to take out high-interest loans is not the answer to their financial problems. ...read
DEALING WITH DEBT: ESSENTIAL TIPS AND ADVICE
Provider | Cashback |
Amex Platinum | to 5% | |
Santander 123 | to 3% | |
Lloyds | to 2% | |
RBS | 1% | |
Nationwide | 0.5% |
Latest from Cards & loans
- Forces families to be offered cheap loans and top savings deals if their credit ratings are damaged by the demands of the job
- Virgin Money muscles its way to the front of the pack with a reduced 2.69% fee on its 37-month balance transfer credit card
- Borrow interest-free for three years! The best balance transfer credit cards to help clear your debts
- How well do your neighbours manage their money? Interactive map reveals average credit scores by postcode
- PPI claims firm Rock Law Ltd fined more than half a million pounds for 'high pressure tactics' pushed onto customers
- Pilot Barclaycard deal offers help customers pay off big-ticket items- but with a one off fee of up to 8% of the purchase price
- The best personal loan rates - and how to find the right one for you
- M&S Bank launches lowest ever loan rate just a week after Nationwide pledge to undercut rivals by 0.5% - but will it make a difference to borrowing costs?
- Personal loan war escalates: Nationwide promises its current account customers it will undercut lowest rival rate by 0.5%
Loan Repayment Calculator
Credit Card Reality Check Calculator
TOP CARDS FOR USE ABROAD
NO FEES ON FOREIGN PURCHASES
|
|
|
|
ANSWERS FROM THE Experts
- ASK TONY: Npower said my dead uncle owed £1,000 - I asked for a correct invoice but they sent in the debt collectors
- How do I open a UK bank account when I live overseas? And how safe is my money?
- Energy saving tips: Should you turn off radiators in rooms you don't use or will that drain heat from the rest of the house?
- TONY HETHERINGTON: Film fantasist behind movie Henry 5 is on to his sequel as he sets up The Performance Fund
- I badly need the £25k I tied up in a three-year bond but Skipton BS won't release the funds: are they allowed to refuse me?
- ASK TONY: Barclays took weeks to pay back £850 it squirreled away from an account which I hadn't used for 15 months
- My home insurer says it's pushing up my premiums because of a new tax – is this legit?
- I find I'm watching more TV shows on Netflix and 'on-demand': Do I still need to pay £145.50 for a TV licence?
- I remarried after my first wife died. If I outlive my second wife, will my estate enjoy three nil rate bands upon my death?
- TONY HETHERINGTON: I gave my Rolex to Wayne Montgomery to sell it for me but he quit his offices and did not return my watch
Provider | Cashback |
Amex Platinum | to 5% | |
Santander 123 | to 3% | |
Lloyds | to 2% | |
RBS | 1% | |
Nationwide | 0.5% |