Osborne's struggle to balance the books: Will the Chancellor target capital gains tax in the Autumn Statement?

Will Osborne target capital gains tax in the Autumn Statement?

NEW George Osborne, who will unveil his spending plans for Britain next Wednesday, is under pressure to balance the books, with fresh data showing that government borrowing shot up more than expected in October. Profits made from the sale of assets such as property or shares, which are called capital gains, rose to £32.1billion last year, up from £23.5billion in 2012-13, marking their highest level on record, according to recent Government figures.

Home insurers blasted for ramping up the cost of policies with 'sneaky fees' - like £20 to copy a document

NEW Consumer group Which? investigated 36 major home insurers and found a wide range of fees at play that bumped up the cost of the overall policy and were often hard to understand.

Shopping on a foreign website for a Christmas bargain? Don't get caught out by surprise fees from your bank

Shopping on a foreign website for a Christmas bargain? Don't get caught out by surprise

NEW Three in five shoppers are unaware that using their card to pay for purchases in a foreign currency is classed as an overseas transaction which carries extra fees from their credit or debit card provider. The fees can add up to more than£20 a year.

British workers set for late-life disappointment as they expect to retire four years before state pension age on an income of £20k a year

Young couple working with laptop computer  ....

Under-35s on average feel they will afford to stop working just before they turn 64, even though anyone born after 5 April 1978 will have to wait until their 68th birthday to claim the state pension.

Tax disc fiasco as car clamping soars 58% in the year since they were phased out with motorists saying they do not know when they have to renew

More than 99,000 cars were clamped in the past 12 months, compared to over 62,000 in the same period of the previous year, following a government move to abolish tax discs.

Maps show where the most and least new homes are being built (but can you guess whether more flats or houses are being constructed?)

house building map_2014 to 15.JPG

Perhaps surprisingly, about a third of new builds are flats - a lower proportion than in the run-up to the financial crash, when flats made up almost half of all new properties being built.

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INVESTMENT EXTRA: Report reveals savers being ripped off paying sky-high fees for funds that don't do what they promise

INVESTMENT EXTRA: Report reveals savers being ripped off paying sky-high fees for funds

Investors across Europe are putting money into so-called active funds which do little more than copy the investments in an index. Every fund has a market which it is judged against - the FTSE 100 or FTSE All Share, for example - and this is known as the benchmark or index. The aim is for the fund to beat it. But some fund managers are just copying their index rather than going off piste and making active decisions about which shares to invest in to make money for savers.

John Lewis sees good start to festive trading delivering its first £100m of weekly sales this year after launch of its Man on the Moon advert

Sales rose 1.5 per cent in the week to November 14 with fashion sales up just 0.8 per cent as the mild weather meant shoppers left hats, scarves and coats on the shelves. But men are investing in knitwear.

European Central Bank president Mario Draghi hints that £42bn a month stimulus for eurozone could be extended

He said the ECB needed to assess whether 'if left to its own forces, the economy will be able to achieve a self-sustaining trajectory. If not, then it will require more monetary stimulus'.

Secret plot for HBOS to 'rescue' toxic Bradford & Bingley: Treasury and Financial Services Authority's bid to merge 'basketcases' while crisis loomed

More than seven years on, extraordinary details of how close HBOS came to buying its smaller rival are revealed in a report into the downfall of the High Street giant.

Osborne faces 'almighty task' to meet fiscal targets after Government borrowing balloons in October

THE HM TREASURY BUILDING IN GREAT GEORGE STREET WAS COMPLETED IN 1917 SHOWING THE GRAND STAIRCASE ONE OF THE 400 BUILDINGS TO ALLOW THE PUBLIC THROUGH THE NORMALLY CLOSED DOORS

Government borrowing fell by £6.6billion from April to October this year compared with the same period in 2014, the public finance data shows - but October's number was much bigger than forecast.

ALEX BRUMMER: Saving financial system was hard enough - returning it to private hands is proving even harder

The crisis has left multiple legacies and not just in the shape of unpunished bankers. How to deal with assets acquired by the Government during the crisis is proving a mammoth task.

Buying a home in a National Park means paying an extra £100,000 compared to properties in the surrounding area

Buying a home in a National Park means paying an extra £100,000 compared to properties in

NEW Buyers typically pay an extra £101,880 to live in a property based in a National Park, with the New Forest being the least affordable in Britain and Snowdonia being the most affordable, according to the latest findings by Lloyds Bank.

Help to Buy Isa launches on December 1 to help first-time buyers save for a deposit but with two weeks to go, where are the deals?

The tax-free accounts were announced during George Osborne's March Budget as a helping hand for first-time buyers. But with two weeks to go, where are they?

Is it time to send your mortgage to Coventry? Landlords switching will get the cheapest property loans around despite lower rates on offer elsewhere  

The lender has reduced its two-year fixed rate at 65 per cent loan-to-value from 2.39 per cent to 1.99 per cent with a £1,999 for landlords with a 35 per cent deposit.

Find out what your MOT DOESN'T tell you: How one woman's costly car problems inspired her to help others discover their car's real history

Find out what your MOT DOESN'T tell you: How one woman's costly car problems inspired her

Entrepreneur Lucy Burnford bought a car that ended up costing her a small fortune in repairs. It led her to co-create Automyze, a 'personal assistant' for your car,' which collates all of its history in one place. Her service now has 500,000 cars registered on the site, which is being rolled out to the AA's four million members.

Turned down by traditional forms of financing? In Crowdfunding Week, here's how thousands of businesses are turning elsewhere to get up and running

Crowdfunding is a democratic way for businesses to raise funds from individual investors, and raise their profile at the same time. The sector has been growing rapidly, so what's the next step?

Is the UK failing young entrepreneurs? A quarter of students will run a small venture at university - but only 10 per cent plan to set up on their own when they graduate

The most common reason given by students for not wanting to set up a business after leaving university was a lack of experience. This was closely followed a fear of failure.

Motorists face steep hikes to car cover next year as insurers look to boost profits: Here's 10 tips to keep premiums down

Motorists to face £30 increase in car insurance costs in 2016

Motorists will see car insurance costs accelerate by £30 next year as providers look to boost profits, a report warns. Hikes are expected to be the biggest since 2011. Premiums are predicted to jump 8% in 2016, according to figures crunched by experts at accountancy giant Ernst and Young.

The £1,500 Christmas tree vs the £10 offering: FEMAIL pits luxury trees against those from Poundland and Wilko, so can YOU tell which is which?

How much should you spend on the centrepiece of your Christmas decorations? And can you really tell the difference between a luxurious tree and a thrifty one?

Could we see a return of £1 a litre petrol before Christmas? Experts say pump prices will fall as crude oil hits six-year low

Crude oil prices have dropped to six and a half year lows this week, suggesting pump prices could continue to drop before the end of the year with forecourt competition over Christmas expected.

Is investing set to get cheaper? As the City watchdog probes investment costs we look at what this could mean for your nest egg

Is investing set to get cheaper? FCA probes investment costs

Fears that millions of savers are being crippled by high charges for investing have prompted an investigation into the industry by the City watchdog. What will it mean for you? Anyone who invests money through fund managers is affected. However don't think you're not affected just because you're not someone with loads of cash in investments.

Probe launched into UK's £6.6trillion investment industry amid fears that millions of savers being crippled by charges

The Financial Conduct Authority said it will examine whether there is enough competition between asset managers that run giant pensions and investment funds.

Banks and supermarkets: The next big dividend payers? Schroder Income's Nick Kirrage thinks so

Schroder Income is looking for good value stocks by targeting dividend cutters, which the managers hope will become good sources of income in the future.

The Investing Show: Is now the time to get into Asia and emerging markets? The best places in the world to invest...

The Investing Show: The best places in the world to invest

Where should investors look for the best future gains - and how much risk will they have to take to get them? Psigma's chief investment officer Tom Becket, joins the Investing Show to discuss the best investments and explains why those who can stomach the risk of China, emerging markets and even miners could see value turn into future gains.

SIMON LAMBERT: Don't expect to be told when rates will rise - bad news can always derail monetary plans

SIMON LAMBERT: Don't expect to be told when interest rates will rise

Any idea that money markets, economists, the Bank of England (or even journalists) can tell us exactly when rates will rise is misguided. The question should be whether we can get to the point where a rate rise is seriously on the table before something bad happens to derail it for years again?

Spot the difference: Fiat reveals its 124 Spider based on the Mazda MX-5 with an Italian engine - so which would you buy?

Fiat reveals its 124 Spider based on the Mazda MX-5 with an Italian engine

Fiat has revealed its roadster r at the LA Motor Show. Apart from the engine and the bodywork, the new 124 Spider is essentially a Mazda MX-5. So which should you buy? we take a look at the differences between the two cars.

The Ford Escort that sold for £60k: Timewarp RS Turbo fetches record price as buyers snap up 1980s icons

Ford Escort RS Turbo and Sierra Cosworth RS500  set record prices

An almost unused 1985 Escort RS Turbo Series 1 (pictured) sold for a world record £60,188 at the Classic Motor Show, with other fast Fords also attracting a bidding frenzy. A 1987 Ford Sierra Cosworth RS500 sold for £90,000 and other fast Fords also kept the auctioneer busy, highlighting how the classic car world has seen prices spiral in recent years.

Wealthy overseas buyers leave the luxury London property market as pound's rise and tax changes bite but British buyers move in

Overseas buyers leave luxury London property market but British buyers move in

A decline in overseas buyers is being blamed on several factors, including higher stamp duty fees for those with luxury homes. The shortfall has seen domestic buyers return to the London property market. The percentage of property purchases by domestic buyers was 79 per cent during the third quarter, up from 75 per cent a year ago, says agent Marsh & Parsons.

Competitive mortgage deals offered by lenders keen to hit end-of-year targets sees amount borrowed hit highest level since July 2008

Typical rates of 2 or 3 per cent on short-term fixed rate mortgages are being offered by banks and building societies keen to meet their end of year lending targets.

How do you celebrate moving into your new home? (Most of us put the kettle on rather than crack open the bubbly, survey says) 

More than half of Britons made putting the kettle on their top priority when they had got through the door of their new home. Many were also greeted by surprises left behind by the previous owners.

MARKET REPORT: Libya might not be obvious port of call for much-needed good news, but it gave Glencore early lift as news of potentially lucrative oil deal bubbles to surface

MARKET REPORT: Libya might not be obvious port of call for much-needed good news, but it

Famed for getting stuck in where others fear to tread, Glencore is said to have signed a contract to buy as much as half of Libya's oil exports. Deal-making in trouble spots such as the Democratic Republic of Congo and Colombia is at the heart of the modus operandi that made billionaires out of chief executive Ivan Glasenberg and his coterie. And this agreement has all the hallmarks of a Glencore coup of old, going into an area that frightens the life out of other companies and grabbing a piece of the action from a fragile government that need investors to help kick-start the economy.

DOGBERRY: David Bird, head of UK Insight at the Weather Channel, loves his 'hand-held ice cream products' rather than lollies and cones

Constable Dogberry in Shakespeare's Much Ado About Nothing mangles every word he utters - and so do many business leaders. We put the worst offenders in the dock.

Pound near three month high versus the euro after ECB president Mario Draghi hints at more stimulus  

A file picture dated 11 March 2010 shows a euro coin and notes in Frankfurt Main, Germany. On 10 May 2010, German Chancellor Merkel defended the 'unprecedented' 750-billion-euro (960-billion-US dollar) safety net for eurozone members agreed upon overnight in Brussels. Merkel said the 'unique' measures served to 'strengthen and protect' the euro currency against 'broad attacks' on the markets. Merkel also stressed that any such bail-out would be attached to stringent demands for any ailing economy to enact budget reforms.  EPA/TOBIAS KLEINSCHMIDT

epa02150995 (FILE)

Draghi told a conference in Frankfurt: 'If we decide that the current trajectory of our policy is not sufficient to achieve our objective, we will do what we must to raise inflation as quickly as possible.'

RUTH SUNDERLAND: Among those to escape lightly from HBOS report are advisers, including KPMG, which failed to sound disaster warning

KPMG - which also checked the books at the loss-laden Co-op Bank and scandal-ridden HSBC - is in an embarrassing position.

Severn Trent's chief executive Liv Garfield and Sage boss Stephen Kelly named among Britain's latest crop of Business Ambassadors

They are joining the likes of ITV chairman Archie Norman and HSBC's Douglas Flint, and will help the Government bolster its international trade and investment expertise.

EXCLUSIVE: Barclaycard gives its 10.5m customers free access to credit scores as data shows six in ten have never checked it

EXCLUSIVE: Barclaycard gives its 10.5m customers free access to credit scores as data

Barclaycard will offer its customers free, regular access to their Experian credit score from Friday, This is Money can reveal. The credit card giant, which has 10.5million customers, will offer the service online and then roll it out to its mobile app from January.

Blow for BT and football fans as watchdog rules Sky does not have to make sports channels available to rivals at cut-price

Ofcom announced it was scrapping the 'wholesale must-offer regulation', which forced Sky to offer its Sky Sports 1 and 2 on a wholesale basis to BT, Virgin Media, Top-Up TV and Real Digital.

It really is closing time now... Four pubs are shutting EVERY DAY in the UK - the highest rate for more than 100 years

The majority of closed pubs are converted for residential or commercial use, the Lost Pubs Project says. Earlier this month, JD Wetherspoon put 34 of its pubs up for sale.

All things Bright and Beautiful... and tidy?Ex-accountant's housekeeping business enjoys sweeping success with the opening of 53 franchises in eight years

Ex-accountant's housekeeping business opens 53 franchises in eight years

Former business consultant and accountant Rachel Ray set up Bright and Beautiful after craving a housekeeping service when she worked full-time. Rather than just cleaning, her employees can iron and even organise kids' parties. Strong demand means she's expanded throughout the UK.

Small investors and tech fans left out of pocket as crowdfunded Welsh venture to make 'selfie mini-drone' goes bust

Torquing Group raised more than £2.3million from 12,075 backers in January in a huge Europe-wide fundraising drive conducted through crowdfunding site Kickstarter.

Sell a service not a product... and don't skimp on marketing: The traits that could signal whether your small business is destined to fail or succeed

More than 2,000 current and former business owners were asked about the traits of their company to try and ascertain which factors helped them to go the distance.

The great smart meter rip-off: Energy giants will use devices to DOUBLE the cost of power when you need it most

Energy giants will use smart meters to DOUBLE costs when you need power most

The UK's leading power firms are expected to introduce tariffs that charge more at peak times when they roll out new electronic meters which monitor how much energy you use by the second. It means electricity and gas costs could penalise everyone cooking family meals, watching popular TV shows and heating their homes on chilly winter evenings.

JAMES CONEY: If suppliers can use smart meters to know when we're at home, how long before hackers know when we're out?

James Coney - Daily Mail byline  17.06.11. Photo Chris McAndrew / All Moral Rights Asserted 2011. 07740 424 810

With smart meters, energy suppliers will be able to monitor exactly how much power you're using, so your bill will be an accurate reflection of your actual consumption.

Relief for bereaved families as banks raise limits on how much cash can be released without probate

An old person looks worried.
A3KD32

Britain's biggest banks are increasing the amount of money they will release from customers' accounts to bereaved relatives without them first having to apply for probate.

Why are super-cheap 10-year fixed rate mortgages unpopular? Millions miss out on chance to lock into attractive deals

Why are super-cheap 10-year fixed rate mortgages unpopular?

While the amount being borrowed for home loans is rising each month, the majority of buyers are ignoring a glut of ten-year fixed deals. With interest rates widely expected to go up next year, some providers are already pulling their best rates. Nationwide announced yesterday that the rates on its best ten-year mortgages were going up by 0.1 per cent.

Mortgage that lasts until you're 80: Tiny Mansfield Building Society lifts restrictions on older borrowers

House keyring and mortgage leaflets.





Image shot 2012. Exact date unknown.
CMWP4W

Thousands of older people are trapped in large family homes they no longer want or need. But strict lending criteria by mortgage providers has shut them out of the home loans market.

Return of the liar loans: UK firms setting up in Eastern Europe offer high-risk mortgages that do not require borrowers to prove what they earn

ftr sue45667.jpg

From January, Selfcert.co.uk, founded by a British businessman in an unnamed Eastern European country, will offer self-certification mortgages to UK borrowers.

Motorists face steep hike in car cover costs next year as insurers look to boost profits: Here's 10 tips to beat the rises...

Motorists will see car insurance costs accelerate by £30 next year as providers look to boost profits, a report warns. Hikes are expected to be the biggest since 2011.

ASK TONY: I cancelled my car cover but the insurer said my letter wasn't valid because it wasn't signed... then it took £300

ASK TONY: I cancelled my car cover but the insurer said my letter wasn't valid because it

On August 28, my grandson bought car insurance via Adrian Flux of King's Lynn. His car was off the road awaiting repairs. I paid and £623.25 was taken from my bank account. His car could not be repaired, so I rang Adrian Flux at 9am on September 7 to cancel. I have witnesses as workmen were replacing radiators in my house.

Beware the 'free' beauty creams that really cost you £175: Rogue firms targeting elderly women in callous internet scam 

Commissioned by Janet Tomlinson of The Daily Mail. 
Pictured: Beryl Brown. 
Beryl Brown from Hampshire  signed up for a free sample of face-cream online but it turned out to be a scam that cost her £200. 
© Tom Harrison/ Solent News & Photo Agency
UK +44 (0) 2380 458800

Beryl Brown is one of thousands of women to be trapped by a scam in which a firm offers 'free' beauty samples - only to raid her bank account two weeks later and take £175.

Rates rise on top monthly income deals but you won't find them on the High Street and will have to grab them fast

Rates rise on top monthly income deals but you won't find them on the High Street and will

Last week, Metro Bank launched a new range of bonds - available in branches and online - paying 1.88 per cent after tax (2.37 per cent before) for those willing to tie up their money for 18 months. But that rate falls to 1.63 per cent (2.03 per cent) for savers taking out the bond from today. Or 1.54 per cent(1.93 per cent) for one year.

Revealed: The map that shows the UK regions that will be hit hardest by Osborne's tax credit cuts

Tax credit claimants in Northern Ireland, where the average gross household disposable income is £14,347, stand to lose £1,480 each a year, TUC says.

Women pile twice as much money as men into their pensions in their 20s, but get left behind when family life begins at 30

A Scottish Widows report shows women in their 20s pay on average £180.36 a month into their workplace pension compared to men who contribute £93.26.

We typed the wrong sort code and lost £2.3k! HSBC has said it might not be able to get our money back - what can we do?

We typed the wrong sort code and lost £2.3k!

We bank with HSBC. We sent £2,297 to an account where we mistakenly typed 87 in the sort code when it was supposed to be 89. What can we do to retrieve the cash?

Barclaycard customers face higher bills as UK's biggest credit card provider announces it will link interest to base rate

Barclaycard Platinum credit card

Barclaycard has written to customers to spell out that from February, the interest rate they pay will follow the base rate. It means that if it rises next year, borrowers will face higher bills.

INVESTMENT CLINIC: I own shares in TalkTalk - given the recent cyber attack, is it time to sell?  

INVESTMENT CLINIC: I own shares in TalkTalk - given the recent cyber attack, is it time to

Holly Black, of Money Mail, replies: TalkTalk's share price took a hit long before its most recent security breach. Over the past five years, the price had risen from 134p a share to 403p before falling again in the summer. A panicked initial reaction by the market to the cyber-attack last week means that today the share price is around 242p. Whether that will bounce back is not yet clear.

Pay no interest on your Christmas shopping for two years: Save hundreds of pounds with a better credit card deal

Female paying with a credit card in a shop

Post Office offers a card that gives users 27 months to clear their balance before any interest is charged. It should arrive within seven days of an application.

One million Natwest/RBS customers face monthly price hike for packaged current accounts

A NatWest bank in Spinningfield in Manchester, as NatWest opens 1,200 branches across the country today for the first time ever, as the bank clears a massive backlog of payments caused by a computer glitch. 

PRESS ASSOCIATION Photo. Picture date: Sunday June 24, 2012. Stephen Hester, chief executive of NatWest owner RBS, yesterday issued a public apology for the technical hitch and conceded the bank had let down its customers. See PA story MONEY NatWest. Photo credit should read: Martin Rickett/PA Wire

From January 17, customers with the bank's Black account must pay £26 a month for their deals. Those with the bank's Platinum account will have to fork out £1 more.

Is this the cheapest house in Britain? A family home with three bedrooms and new carpets for £9,000

Burnley family home with three bedrooms and new carpets for £9,000

The terrace house, in Burnley, Lancashire, has a price tag of only £9,000, meaning the entire cost of the three bedroom property is less than most buyers pay as a deposit. The property has recently been redecorated and boasts a lounge with gas fire and surround, a dining room and a fitted kitchen.

Poorer savers will pay more at fund supermarket Fidelity as charges rise

A piggy bank, smashed open.
AT37HN

From December 1, those with less than £7,500 in savings with Fidelity will see their annual charges increase by up to 12 times.

Struggling families can take advantage of grants to help with their winter fuel bills

CNABJ2 BRITISH DOMESTIC GAS BILL RE ENERGY COSTS BILLS HEATING FUEL FUELS RISING PRICES KEEPING YOUR HOUSE WARM HOMES INSULATION ETC UK. Image shot 2012. Exact date unknown.

Grants include the Warm Home Discount, a £140 payment to help vulnerable people. The chronically sick and disabled can often claim, as well as those with disabled children.

Average home hits record £286k, official figures claim, with house prices in Northern Ireland soaring more than 10% in a year

Average home hits record £286k, ONS figures claim, with Northern Ireland up 10%

The average cost of a home in the UK reached a record high of £286,000 in September, official data reveals. Across the country, house prices increased by 6.1 per cent in the year to September, the Office for National Statistics said. Prices paid by first-time buyers in the last 12 months were 4.3 per cent higher than a year earlier, the figures suggest.

British households benefit from falling cost of living as inflation remains negative into the autumn

The CPI measure of inflation from the ONS came in at -0.1 per cent for October - meaning the UK economy experienced deflation, or negative inflation, for a second month.

Aldi now has bigger market share than Waitrose with 10p of every £1 spent at supermarkets heading to German discounters

The march of German budget supermarkets shows no signs of letting up, with Aldi and Lidl seeing their market share of sales rise 16.5 per cent and 19 per cent respectively.

NS&I; cuts cash Isa to lowest ever level of 1.25%: Are savers set for another miserable 12 months as rate rises are put off?

NS&I cuts Isa rate, so are savers set for yet another miserable year? 

Derisory interest rates for savers could be cut further over the next 12 months, Scottish Friendly warned today. It came as state-backed National Savings and Investments has dropped the rate paid on its Direct Isa from 1.5% to 1.25%, the lowest rate since NS&I; launched the product in 2008.

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50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money....

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

SIMON LAMBERT: Eight simple but important lessons about money

Dr. Albert Einstein writes an equation for the density of the Milky Way on the blackboard at the Carnegie Institute, Mt. Wilson Observatory headquarters in Pasadena, Calif., in this Jan. 14, 1931 file photo. Einstein achieved world reknown in 1905, at age 26, when he expounded a theory of general relativity which proposed the existence of atomic energy. Though his concepts ushered in the atomic age, he was a pacifist who warned against the arms race. He was awarded the Nobel Prize for Physics in 1921.  (AP Photo)

Learning more about money is a good way to keep hold of it and make more of it. Here are some simple but important things I'd teach people.

How to complain to the chief executive: We reveal the names and contact details of Britain's top company bosses

Businesswoman Using Cell Phone, while looking at her laptop computer screen, she is angry.  For feature on broadband technical support.   --- Image by   Morgan David de Lossy/Corbis
rights managed
1
20-25 years
20s adult
25-30 years
Access
Adults
Business and commerce
Businesspeople
Communications
Computer
Computer hardware
Connection
Connectivity
Desk
Females
Frustration
Head and shoulders
Indoors
Laptop
Mid-adult
Mid-adult woman
Mobile phone
Mobility
Multi-tasking
Office
People
Personal computer
Room
Telephone
Whites
Young adult woman
Young adults

Here is a list of the name and address for the chief executive of Britain's largest consumer facing companies: big banks, building societies, utilities companies, telecoms and mobile networks.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

spt_Cape 3.JPG

We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

L Board sign on the rear of a blue saloon car , UK

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? Economists suggest no move until late 2016 as Bank puts caution centre stage

When will UK interest rates rise?

Interest rates will not move until mid-2016 and may not even rise for the whole of next year, economists have suggested following the latest Bank of England inflation report. A big shift back in the markets outlook for rates had preceded the second Super Thursday combination of an MPC verdict, minutes and Inflation Report.

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Looking for a better bank? This is Money's five of the best current accounts

Best five: which current accounts offer the best perks?

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

What next for house prices? House price rises ease but London market is picking up again

spt_split-weather-houses.jpg

After a slowdown earlier this year, the London market appears to be continuing to push ahead of the rest of the UK. We look at the latest figures.

Best paid UK jobs revealed: Compare your pay to the national average in the league table of salaries across 350 professions

Best paid UK jobs 2014 Compare your pay to the national average

The influence of financial services on the economy is spelled out again as City brokers steal top spot in this year's official list of highest earners. According to the detailed 2014 annual salaries survey, brokers pocketed around 40 times more this year than those at the bottom of the list - the people responsible for keeping children safe on the way to school. Lollipop crossing patrols earned around £3,400.

Premium Bonds winners

November 2015
Prize value Winning bond No. Area
£1,000,000 66WH490458 East Sussex
£1,000,000 227PT744205 Warwickshire
£100,000 255KL497116 Derbyshire
£100,000 245PA675256 West Sussex
£100,000 240EJ156849 Cheshire East
£100,000 232CQ825473 Hampshire and Isle of Wight
£100,000 226QG791978 Essex
£50,000 89RQ500021 Inner London
£50,000 251HW021601 Derbyshire
£50,000 237NN549203 West Sussex
£50,000 232QD073888 West Sussex
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