Business insurance / public liability insurance

Business insurance can be complex but we believe it should always be simple to buy. Comparing insurance quotes and buying the right cover for your business needs is simple and straightforward with Simply Business.

Just build your ideal policy using our form, compare business insurance quotes from leading insurers, and buy online. You could be covered in minutes!

Public liability insurance and employers’ liability (if you have employees) are core to our business insurance policies and we also offer an extensive choice of optional covers.

Business insurance from Simply Business

Public liability insurance – covers claims arising from your liability for injury to a person outside of your employment or damage to their property.

Employers’ liability insurance – a legal requirement if you have 1 or more employees, this cover insures for claims arising from your liability for employee illness, injury or death.

Professional indemnity insurance – covers claims arising from your negligence or bad advice in work you have done for a client.

Trust Simply Business for your business insurance

• Compare quotes online from up to 8 trusted insurers
• Over 150,000 UK businesses trust us for their insurance
• You only pay what you need
• Speak to our UK insurance team if you get stuck
• Award winning claims process with 24/7 access
• Receive your documents online instantly

Is it illegal not to have business insurance?

If you employ people, you are legally obliged to take out Employers' Liability insurance. Most businesses are not required to take out business insurance under law - but this certainly doesn't mean you should not do it anyway. Business insurance helps you to maintain a stable, safe business. Just as importantly, it can be a prerequisite for securing contracts. Many clients will require you to have certain covers, and many trade bodies will demand that their members are properly insured.