The Chancellor's desire to balance the books is a noble one, but pension relief is there for the nation's long-term benefit. We already worry that those around retirement age will not have enough money, yet they had better pensions, more secure jobs and cheaper homes than the younger generation that's having saving benefits hacked at. The tinkering must stop.

You've switched suppliers (it could save you £301 a year), but still feel as if you're being ripped off. There's only one thing left to do: take matters into your own hands by using cunning tricks to slash your energy usage. We're often told to use special light bulbs, turn the TV off at the mains and stop filling the kettle. But are these energy-saving tips really worth the hassle - and just how much can you save?

Our investigation found savers are being kept in the dark about vital changes to how their interest is taxed. It could leave thousands of pensioners out of pocket. Last year the Chancellor told savers he was abolishing tax on the first £1,000 of interest they earned from any High Street account.

A ten-year fix gives you security, as you know how much you will pay for a decade. But if you move home within the period it could turn into an expensive commitment. Yesterday Leeds BS launched the cheapest ever ten-year deal at just 2.75 per cent.

Yesterday I received an email demanding £68.40 for my November bill, but I have a direct debit set up to pay these. When I checked my bank account, the £68.40 had been taken, but Utility Warehouse was saying I had not paid. This nightmare situation has been going on since February 2015. I am 80 and implore you to help me sort this out.

Homeowners whose mortgage lenders only pay down the interest on their home loan annually are paying thousands of pounds more for their mortgage than necessary. The archaic interest payment system has been ditched for most modern-day lending, but is still in in use as standard by some building societies.

With their distinctive 'go faster' stripe, sloping rear end and c-pillar, they were the motor of choice for young executives, boy-racers and even Del Boy Trotter (whose car is picture inset). And more than 30 years after their 1970s and 80s heyday, the Ford Capri still holds a place in drivers' hearts, with this 1987 model selling for a world record £54,000.

Britain faces its 'biggest domestic risk' to financial stability yet if it votes to leave the EU, Bank of England Governor Mark Carney warns. A Brexit would prompt a period of financial instability that could 'last a very long time' and hit the UK's $2.9trillion economy hard, Carney told a group of MPs on the Treasury Select Committee in London today. The Governor denied being pushed by Downing Street into providing such a grim assessment of the potential consequences of a Brexit.

Last year we went skiing in the French Pyrenees but over four of the days we were there, heavy snowfall and avalanches closed the pistes so we weren't able to get to the slopes. As we have travel insurance, with Blue Insurance, we thought it would cover us as we had not been able to ski but now it's rejected our claim for piste closure.

The 20 investment trusts with the longest-running history of raising payouts to investors have been revealed in the latest Dividend Heroes list. The trio of trusts leading the list are knocking on 50 years of unbroken increases, according to the Association of Investment Companies. We reveal the top 20.

Angus Thirlwell, whose father Edwin first developed the trademark white ice cream sold from vans in the 1940s, is the founder of the posh chocolate firm. Hotel Chocolat is the last remaining British owned chocolate maker after rival Cadbury and Thorton's were both sold to foreign owners.

Proxama is teaming up with Google to deliver mobile advertising on London buses using Google's new Eddystone technology. This removes the need for a pre-installed app and gives them access to a much larger share of the smartphone market. Initially focused on London bus passengers, the service will provide them with real-time route updates, reminder notifications when their chosen stop approaches and serve them 'contextual' advertisements.

House prices along the new London Underground Elizabeth Line have soared, new research has revealed, as the prospect of better transport adds tens of thousands to property values. Average property values along the Elizabeth Line - previously known as Crossrail - have climbed £182,727 since building work began in May 2009. It means they now stand at £522,192 compared to £298,863 for the country as a whole.

Britain's supercar makers are rivalling the best that the Italians and Germans have to offer. That makes it fitting that they chose Geneva - positioned halfway between the supercar powerhouses of northern Italy and southern Germany - to launch new luxury cars that grabbed the motor industry's attention. Here's our three of the best of British soon to grace the roads.

Cutting the Bank of England base rate to 0.5 per cent was a sensible move, according to former Governor Lord Mervyn King, but he has warned against their seeming permanence. His thoughts come as former monetary policy committee member David Blanchflower believes interest rates could be cut and will remain at rock-bottom until at least 2021.

From a 177mph Porsche and a tiny BMW packed with 365 horsepower to a Prius that's greener (and cleverer) than ever, 2016 should prove an exciting year for new cars. Drivers looking for something more practical will also see a new Vauxhall Mokka, Renault Scenic and Ford Kuga. Ben Oliver unveils the leaders of the pack.

It may come as a surprise to many that Barclays is offering help to hundreds of veterans every month in the form of workshops and support. This is Money went to its Canary Wharf HQ to find out more.

Show homes around the country are being spruced up this month in preparation for the spring rush from potential buyers. But potential buyers may find it harder than expected to find a mortgage.We explain what those like Will Robertson, who bought a new flat in Cambridge, need to know.

Easter is a time for new beginnings - to roll up your sleeves and embark on do-it-yourself projects that add value to your home. We offer practical guidance on how to make the most of your DIY skills. For those not so keen on getting their hands dirty, we also look at how to hire a reputable tradesperson while avoiding the cowboys.

In Start-up Secrets, multimillionaire Pall-ex founder and TV favourite Hilary Devey reveals how her father losing it all was her biggest inspiration, how it felt to sell her house and car to fund her business - and why she's backing staying in the EU. She also tells us about the bank manager who told her to go home.

'It's an election year, and candidates can't stop speaking about our country's problems (which, of course, only they can solve),' wrote Buffett. His response was an ode to our good fortune that is about as far as you can get from the 'I'm as mad as hell and I'm not going to take this anymore' posturing of populist politics.

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Interest rates are set to remain at their record lows well into 2017, commentators suggested after the Bank of England held rates by a vote of 9-0 and lowered its growth forecasts. The quarterly inflation report said that outlook for global growth had weakened further since the previous report in November and that the latest data suggest a softer picture for UK activity in 2015 than previously assumed.

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.