Lower the cost of your next big home improvement.

Are you eligible? Find out now



Find a Ygrene Certified Contractor


Applies to projects funded by June 30, 2016. Ygrene does not provide tax advice; please consult your tax advisor.
*Ygrene cannot provide accounting advice; consult your CPA and tax advisor.

Thousands of possibilities

The list of home improvements you can make is endless. Depending on where you live, just about anything that improves your home’s efficiency, generates energy, saves water or provides seismic or hurricane protection is eligible.


The smart alternative to traditional, credit-based financing



Get all your projects done at once

Stop worrying about which home improvements to take on first.  Now you can bundle new efficient windows, insulation, and a cool roof into one project.


No up front costs. No closing fees.

Upfront costs are the #1 barrier to moving forward on home improvements – especially those that cut energy usage.  


Fixed terms up to 20 years

No balloon payments. No funny business with rates. Just one low rate locked in for the long haul. Make payments as a line item on your property tax assessment bill thanks to a partnership with your local government.


Energy savings pay for the improvements

You control how much you save.  Whether it’s windows and insulation for efficiency or adding solar to the mix, we find the right balance for you and your home. And your pocketbook, of course.


Payments stay with the property

If you sell your home, the payments on Ygrene financing can transfer to the new owner – so you only pay for improvements while you use them.


No credit score required

Since Ygrene financing isn’t considered personal debt, eligibility isn’t based on your credit score. There’s no reason to take on debt for home improvements anymore. 


fint a contractor

Find A Local Certified Contractor

Ygrene offers home improvement financing for up to 20 years with low fixed interest rates and no money down

Ygrene has trained and certified contractors in your area. A Ygrene Certified contractor
is your shortcut to getting your project funded and finished fast.

Find A Contractor

Don’t take our word for it…


“Ygrene helped us every step of the way,
it couldn’t have been easier. I highly recommend them.”
– Johnston Family, Coral Gables, FL


“Not only is our home upgraded, we
are helping our community, it’s a win-win.”
– Jackson Family, Citrus Heights, CA


“We made improvements to our home
that we never thought were possible.”
– Peterson Family, Elk Grove, CA

How it works

We walk you through each step from start to finish.


Get Started Now!

apply now

We’ll send that right over

Just let us know who you are and we’ll email you a more detailed list of some of the many improvements that qualify for financing.

Bring Ygrene to Your Community!

Ygrene is actively working with your city council to get Property Assessed Clean Energy (P.A.C.E) financing approval. Enter your information below and you will be contacted once P.A.C.E is approved by your local government.