He's losing £53bn in taxes and growth is likely to slow... So how does Osborne hit his target to get us into the black?

How does George Osborne hit his target to get us into the black?

George Osborne yesterday bragged that the British economy was 'set to grow faster than any other major advanced economy in the world' this year. The UK, he said, would outpace the other Group of Seven nations of the United States, Germany, France, Italy, Canada and Japan.

BUDGET 2016 BLOG: Analysis, reaction and the verdict on the Chancellor's speech - and what it means for you

Chancellor of the Exchequer George Osborne outside 11 Downing Street, London, before heading to the House of Commons to deliver his annual Budget statement. 

PRESS ASSOCIATION Photo. Picture date: Wednesday March 18, 2015. See PA story BUDGET Main. Photo credit should read: Dominic Lipinski/PA Wire.

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We blog the analysis, reaction and charts from the experts and our own journalists through the day - as well as what you the readers are saying in reader comments and on social media.

Not quite the death of the cash Isa? Tax-free limit to rise to £20k despite new personal savings allowance

Isa savers will be able to save tax-free to the tune of £20,000 from April 2017, George Osborne announced in his Budget today.

BUDGET 2016 IN BRIEF: The key points of George Osborne's speech at a glance

BUDGET 2016 IN BRIEF: The key points of George Osborne’s speech at a glance

Despite being squeezed by a high government deficit and slowing growth, Chancellor George Osborne still managed to pull out some surprises from his Budget red box today. The introduction of Lifetime ISAs to encourage the young to save for both a pension and a home, a boost to income tax allowances, and freezes to duty on fuel, beer, cider and whisky will all be cheered.

Good news for long-term investors as Osborne slashes capital gains tax to give them a helping hand

The Treasury has dramatically cut capital gains tax, which will help individuals hold on to more of their profits when they sell.

A tax cut for lower and higher earners: Osborne hikes personal allowance again and bumps 40p threshold up to £45,000

UK taxpayers will be able to hold on to more of their hard-earned cash after the Chancellor increased income tax-free earnings in today's Budget - and raised the 40p threshold.

The £7.8bn small firm giveaway paid for by big names but entrepreneurs are warned not to take it at face value

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Some experts speculated that the fervently pro-Brussels Chancellor is trying to bribe entrepreneurs into voting to stay inside the European Union.

The property market battle lines are drawn: Buy-to-let landlords denied tax break by the Chancellor as homebuyers get a savings boost

George Osborne announced in the Budget that he is significantly cutting the rate of tax paid on capital gains - but not for those selling property.

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MARKET REPORT: Skye's the limit for respiratory drug specialist Vectura as it agrees to buy rival in £441m all-share deal

MARKET REPORT: Skye's the limit for respiratory drug specialist Vectura as it agrees to

Skyepharma shareholders can elect to receive cash instead of some or all of the new Vectura shares to which they would otherwise be entitled under the merger. On the same day that it revealed it was to be swallowed by Vectura, Skyepharma reported excellent results.It returned to profitability in the full year with earnings of £30.5m.

So much for the merger of equals: Profits in euros, a German boss... London Stock Exchange takeover by Frankfurt is agreed

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Frankfurt has insisted that the combined group reports in the single currency.The highly symbolic decision will be seen as a further sign that Frankfurt will have the upper hand.

Banks facing £2bn bill in clampdown on corporation tax dodge where lenders use past losses to offset all their profits

Man wearing office business suit hands clutching piles of money (concept for bankers, fatcats, greed, Men in Suits). Image shot 2008. Exact date unknown.

Until recently lenders were able to use past losses made since the financial crisis to offset all their profits, meaning they did not have to pay any corporation tax.

Forecasters predict interest rates will fall below record low of 0.5% for some of the next two years

File photo dated 15/02/09 of a general view of the Bank of England in London as three years of rock-bottom interest rates will pass today with little sign that the Bank of England is set to ease up on its emergency support. PRESS ASSOCIATION Photo. Issue date: Thursday March 8, 2012. Experts think rates will remain at 0.5% until the end of next year and possibly for as long as three more years, adding to the pain for savers. See PA story ECONOMY Rates. Photo credit should read: Carl Court/PA Wire

The Government has based its economic forecasts on a cut in interest rates from the record low of 0.5 per cent Budget documents show.

ALEX BRUMMER: Deutsche Boerse stages a £21bn coup as citizens check their wallets 

Daily Mail City Editor Alex Brummer.
byline

Of all the moments in the year to unveil the £21bn-plus 'merger' of Europe's two biggest stock exchanges - London and Frankfurt - what better time than the day of the March Budget.

Business rate reforms provide a huge boost for High Street firms but leave the steel industry reeling

REDCAR, ENGLAND - APRIL 18:  Slag is tapped off the furnace at the SSI iron furnace after making its first steel slab in two years on April 18, 2012 in Redcar, England. The former Corus owned furnace was mothballed two years ago but was bought by Thai firm Sahaviriya Steel Industries (SSI) who have given jobs back to many of the 1,600 workers who lost their jobs.  (Photo by Christopher Furlong/Getty Images)

By next April, 600,000 businesses will not pay any rates while a quarter of a million will see their bills cut. The retail industry has been battling to overhaul the archaic rates system on property.

Employment hits record high, but painfully slow wage growth means an interest rate rise is all but out of the question

Employment hits record high, but painfully slow wage growth means an interest rate rise is

The Office for National Statistics said employment reached 31.4m in the three months to January - up 478,000 on a year ago, while unemployment was at 5.1 per cent, having peaked at 8.5 per cent in the recession.

Private equity fund managers the 'Budget bogeymen' as they are excluded from big reduction in capital gains tax rates

Television programme: Fungus the Bogeyman, starring Mak Wilson as Fungus.

Osborne is clamping down on the tax treatment of 'carried interest' - the share of profits made by a fund that goes to the partners in a private equity firm.

Heathrow pre-empts third runway decision to award construction contracts for proposed £16bn project

An aircraft takes off from Heathrow airport in west London September 2, 2014. 
Britain's Prime Minister David Cameron will present clear direction on whether to expand Heathrow Airport by the end of the year according to a spokeswoman. 


REUTERS/Andrew Winning

Britain's largest airport was left on the back foot last month after arch-rival Gatwick, which wants the additional runway built there, started talks with contractors over future tenders for contracts.

Another blow for buy-to-let? Chancellor confirms extra 3% stamp duty - and even 'significant property investors' can't escape

Chancellor George Osborne confirms extra 3% stamp duty in budget 2016

The Chancellor abandoned plans to exempt 'significant investors' from the extra 3% stamp duty charges on buy-to-let and snubbed landlords in a capital gains tax cut. This has removed the loophole that would have allowed buy-to-let investors to club together and buy  multiple properties through a company to avoid the extra tax.

Osborne's fuel duty Ice Age continues: Chancellor freezes tax on petrol and diesel for the sixth year running

But industry experts suggested drivers shouldn't celebrate too soon: some warned fuel costs could still increase in the near future if oil prices continue to climb above the $40 mark.

Millions of drivers and homeowners face price hikes as the Government raises insurance tax twice in a year 

Millions of households will see their insurance bills rise as the Chancellor George Osborne today confirmed in the budget a rise from 9.5 per cent to 10 per cent in insurance premium tax (IPT).

Eyes down it's Budget Bingo time: Booze, fuel or pensions... did George Osborne strike where we expected?

Where did George Osborne's 2016 Budget strike?

George Osborne is under immense pressure to save money - but there could still be a giveaway in his Budget speech. Will he help workers by lifting the personal allowance or the squeezed middle classes? The Chancellor could, for instance, help those on low incomes by allowing workers to earn more money before they start paying income tax. He could also help the squeezed middle by lifting the threshold for paying 40 per cent tax.

Investors see dividends fall by £5.7bn as Footsie is hit by commodities rout and banking fines

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Copper miner Antofagasta has become the latest miner to slash its pay-out after revealing pre-tax profit tumbled 82.9 per cent to £183.1m and revenue fell 34 per cent to £2.4bn.

Is government's Help to Save scheme a 'mis-selling' scandal waiting to happen? Former pensions minister thinks so...

A number of critics have come out to slam the new Help to Save scheme for lower income earners the details of which have been announced by the Prime Minister.

The biggest single tax cut from the Budget goes too... small businesses! Osborne promises tax reforms by raising rate relief threshold to £15K

The government has permanently extended its business rate relief scheme and cut the overall level of corporation tax to 17 per cent. It says 250,000 businesses will see their rates cut.

Chancellor to axe the Money Advice Service after not enough ordinary people take up its help

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The service has had little uptake from the general public, having spent more than £100million on developing and promoting its website.

ASK TONY: Can I gift a £115,000 house to my daughter and avoid a big tax bill? 

ASK TONY: Can I gift a £115,000 house to my daughter and avoid a big tax bill? 

In January 2001, my wife and I bought a property for our children to live in. Our daughter and grand-daughter live there now. Would there be any tax implications if we gave it to our daughter? The property is in joint names (myself and my wife). The purchase price was £46,000. The latest valuation is £115,000.

Could you be trespassing on your own land? How a ransom strip could hit your property and your pocket

An Englishman's castle may be his home, but a siege mentality can seep in if someone else owns the drawbridge. This situation is referred to as a 'ransom strip.'

DAN HYDE: Use the Budget to scrap all tax on our savings... now that really would be revolutionary

Dan Hyde, Daily Mail reporter for Money Mail

2016/01/18 Picture by Georgie Gillard

The Chancellor's well-intended shake-up is showing all the hallmarks of a major shambles. His changes mean that savers will no longer have 20 per cent tax deducted before they are paid interest.

Shameless HMRC grabbing thousands in charity cash: Writing 'love mum and dad' on donations lets taxman pocket a fat slice

Shameless HMRC grabbing thousands in charity cash

The tax office routinely refuses to pay the Gift Aid 20% tax refund if somebody says their donation is from more than one person meaning hundreds of good causes are losing out. The losses could hit anyone who clubs together to back a good cause, such as supporting friends who are running the London Marathon next month.

Osborne slammed after giving green light to high speed rail link between Manchester and Leeds

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As part of his plan to build a 'Northern Powerhouse' - something he will trumpet in today's Budget - the Chancellor pledged to spend £300m on better transport connections between northern cities.

Will the Chancellor go after salary sacrifice perk in Budget? Osborne could hit savers' nice little earner after ditching pension tax reform

George Osborne is thought to be scrabbling around for new ways to raise money after having to ditch controversial pension tax reforms - and salary sacrifice could be one target,

Will you be allowed to retire early on a lower state pension? Potential deal for women hit by changes could end up on offer to all

Will everyone be allowed to retire early on lower state pension?

Pension experts say the Government should seize the current opportunity to offer a flexible state pension age to both men and women, regardless of whether they are being affected by rises in the official age. Currently, retirees are only allowed to defer taking their state pension for a higher payout, not claim it earlier at a lower rate.

Half of start-ups are funded by credit card, it is revealed as Legal & General chief claims UK is failing to back small firms

British businessman Nigel Wilson, Chief Executive of Legal & General Group plc.

Nigel Wilson, the boss of Legal & General, yesterday said the startling borrowing figure underlines why Britain is so bad at turning start-up firms into thriving 'grown up' businesses.

Would you buy a ski home in France or Austria - and how much extra property tax could you end up paying if there's a Brexit?

What you need to know about buying a ski home in France or Austria

If you're a keen skier, snowboarder or mountain bike rider, you may have dreamed of a holiday home of your own in the Alps. We examine some of questions buyers have about buying a property in two of the most popular destinations for winter sports fanatics - France and Austria.

Osborne faces oil tax setback as revenues from the North Sea all but evaporate

NORTH SEA OIL PLATFORM, SHELL NORTH CORMORANT
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When George Osborne delivered his first Budget in 2010 he expected revenues of £9.7bn this year. By the Autumn Statement in November last year that figure had fallen to just £100m.

Yorkshire BS launches top rate savings account that gives you access to your money one day a year

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The new Single Access Savings account, available in branches or by post from today, pays 1.04 per cent after tax (1.3 per cent before).

Lloyds is vulnerable to a house price crash and not worth investing in, says star fund manager Neil Woodford 

Lloyds is vulnerable to house price crash and not worth investing, says Neil Woodford 

Neil Woodford runs more than £14bn in funds and backs a string of blue-chip companies including BT and drugs giant GlaxoSmithKline. He has long shunned the banking sector. Speaking with investors he conceded that Lloyds 'was much improved and arguably more investable that at any stage since the financial crisis'.

End of the £150 bribe to get you to switch banks: Halifax, Clydesdale and Yorkshire Banks and First Direct to ditch incentives

Pictures from Watford town centre. Halifax Bank on the High Street.
For Money Mail
Picture by Damien McFadden: 07968 308252

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Next Tuesday, Halifax is ditching the £125 reward it pays new customers. Clydesdale and Yorkshire Banks will follow suit by removing its £150 payment on March 31.

Investors return to oil as crude price creeps back up to $37 a barrel 

Oil Well Pump Jack at Sunset
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The commodity has been out of favour with investors since its price collapsed, plummeting from more than $100 a barrel to lows of $26 in just 18 months.

Is Britain a nation of coffee-swigging, legging-clad, microwave rice-eaters who don't like to dance? Nightclubs ousted as inflation basket is updated

Coffee pods in and nightclubs out, as ONS inflation basket is updated

Coffee pods, women's leggings and cream liqueur have all been added to the list of goods official data-crunchers use to measure the cost of living - but nightclubs are out. To make it on the Office for National Statistics' 'basket' of goods used to measure inflation, consumers have to spend around £400million a year on the item or service.

Risk warning on new 6.5% Isas which allow savers to invest tax-free through peer-to-peer websites

Coins on scrabble board game.

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Peer-to-peer investing is when a saver lends cash directly to a person or business who needs a loan. The deals are organised by websites such as Zopa, Ratesetter and Funding Circle.

Boost on energy deals as watchdog says suppliers should offer more than the four tariffs currently allowed

CNABJ2 BRITISH DOMESTIC GAS BILL RE ENERGY COSTS BILLS HEATING FUEL FUELS RISING PRICES KEEPING YOUR HOUSE WARM HOMES INSULATION ETC UK. Image shot 2012. Exact date unknown.

Rules limiting suppliers to offering four tariffs for gas and four for electricity were introduced in 2014. Previously, the major suppliers had up to 500 between them.

Could you make money from renting out a classic car?

Could you make money from renting out your classic car?

Classic cars may have proved great investments, but for many ownership also comes with plenty of frustration.They can end up cursing a classic, which doesn't start when they want to use it and suffers a steady drip of things that go wrong - more than eating up any rise in value. But what if you could make money out of your classic car and get it to pay its way?

London named most congested city in the world - with people wasting over 100 hours stuck in traffic a year

London tops the list of gridlock-plagued cities, with 101 hours of delays for the average commuter last year, followed by Los Angeles (81 hours) and Washington D.C.

New diesel buyers should be forced to pay £800 more in car tax as punishment for pollution

Exhaust fumes ascent from an exhaust pipe in Cologne, Germany, 21 January 2005. The city of Duesseldorf now wants to take action by limiting the heavy goods vehicle traffic on the city's streets in order to reduce air pollution caused by sooty particles. According to EU guidelines the maximum limit of daily particle emissions in cities is not to exceed 50 microgrammes

D3JK6K (dpa files)

A hike in VED for diesel buyers could raise £500m a year in additional taxes, according to campaigners - funds that could be used to support a new diesel-car scrappage scheme.

Britain's pay rise for low earners: What you need to know about national living wage and the improved minimum wage

What you need to know about national living wage and minimum wage

From 1 April 2016, all workers aged 25 or above will be entitled to earn a minimum of £7.20 - a 50p increase on the national minimum wage. Here's This is Money's guide to the national living wage for workers and employers.

Revealed: How you could boost your peer-to-peer Isa with old tax-free cash - and spread it across accounts

HMRC has confirmed that old Isa money can be spread across different innovative finance Isa products, while investors can also put new cash into another Isa.

Motorists could face 'dreaded double whammy' on fuel costs if the Chancellor ramps up fuel duty, RAC warns - and an insurance hike

The RAC said recovering oil prices and a weakening pound will mean pump prices will rise by around 3p a litre by the beginning of April before any duty increase.

How landlords are using companies to dodge the stamp duty crackdown on property purchases

Landlords using companies to dodge stamp duty crackdown on property purchases

Buy-to-let mortgage lending is booming ahead of the Chancellor's tax hike - with a soaring number of landlords reportedly using companies to flout the crackdown. Landlord loans rocketed by 22 per cent in January at the same time property firms are reporting a huge rise in the numbers buying through companies in a bid to flout the new rules.

Will my state pension top-ups benefit from the triple lock? Our retirement Agony Uncle, Steve Webb answers your questions

'Will my state pension top-ups be triple locked?' Steve Webb answers

Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. Read Steve's answer to someone wondering whether their state pension top-ups will rise with inflation or whether the value in real-terms could decline over time.

He promised to balance the books, but he's still borrowing £80bn a year. Why can't Osborne drag us into the black?

Chancellor of the Exchequer George Osborne speaks at St David's hotel, Cardiff Bay during his visit to Cardiff in Wales. 

PRESS ASSOCIATION Photo. Picture date: Thursday January 7, 2016. In the high-profile economic speech, the Chancellor warned against complacency about the strength of the recovery at a time when Britain faces a "dangerous cocktail" of instability and threats ranging from slowdown in China and unrest in the Middle East to volatility in oil prices. See PA story POLITICS Osborne. Photo credit should read: Ben Birchall/PA Wire

When he returns to the House of Commons for his eighth Budget tomorrow he will be forced to admit that government borrowing will still be somewhere close to £80bn this year.

Three launches £5 a month 'granny tariff' for pensioners in bid to get regulators to approve merger with O2

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Mobile operator Three is set to launch a special tariff for pensioners with 'all-you-can-eat' calls and texts in a bid to get regulators to approve a merger deal with O2.

Rolls-Royce claims the Dawn is its sexiest car ever, so what's it like to drive? We test the new £250,000 convertible

Rolls-Royce's new Dawn convertible put to the test

Rolls-Royce's new Dawn convertible can cruise the boulevards and hit 62mph in under 5 seconds. Designed to help owners celebrate 'the good life', it had its official global launch in South Africa's fabled winelands in the Cape - one of the luxury playground stops in the hedonistic lives of the world's jet-setters. Ray Massey put the luxury soft-top to the test.

Been slapped with an unfair parking fine? It's now easier to fight back thanks to a free online tool

If you've ever received a parking fine you'll know just how annoying it is but from today the system is getting easier to use with a new free online platform.

Classic cars are not as pricey as you might think... and, if properly looked after, can drive home a racy return 

JENNY SQUILLACI AND HUSBAND VITTORIO FROM OVERTON, HAMPSHIRE ENJOY DRIVING IN THEIR CLASSIC FIAT 500 AND OFTEN TAKE THEIR GRANDSON'S LUCA ( BLUE TOP ) AND LEO ( ORANGE/GREY TOP ) ON TRIPS.©RUSSELL SACH - 0771 882 6138

Spring is the time many people think about investing in a classic car. Here, TOBY WALNE explains how to buy one without breaking the bank - and make some money on the journey too.

Terror threats hurt UK travel giants Thomas Cook and Tui as they try to reduce bookings in trouble-spots like Egypt and Turkey

Terror threats hurt UK travel giants Thomas Cook and Tui as they try to reduce bookings

Britain's two biggest holiday companies are already trying to reduce bookings on offer in trouble-spots such as Egypt and Turkey as holidaymakers turn to safer destinations such as Spain, Cyprus, Bulgaria and America.

Boost on Budget Day as UK's employment hits record high but low wage growth dents rate hike chances

City workers cross London Bridge as they commute to work on November 20, 2012 in London, England. 

The latest unemployment figures published by the Office for National Statistics calculated 2.51 million people are out of work, which is the lowest level of joblessness for over a year.  


LONDON, ENGLAND - NOVEMBER 20: 
(Photo by Oli Scarff/Getty Images)

UK average weekly earnings rose by 2.1 per cent, including bonuses, between November and January, albeit above forecasts for a 2.0 per cent increase.

Now London's Stock Exchange heads into foreign hands: LSE and Germany's Deutsche Borse agree £21bn mega-merger

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Billed as a 'merger of equals', the deal will see the LSE shareholders own 45.6 per cent of the joint firm and Deutsche Borse's the remaining 54.4 per cent.

Chancellor cuts North Sea oil taxes to help offset tumbling price and boost Scottish industry

AT SEA, UNITED KINGDOM - SEPTEMBER 03: Chancellor of the Exchequer George Osborne visits the Montrose Platform in the North Sea where he later joined oil and gas industry representatives in a minute's silence for the victims of last week's North Sea helicopter crash at the Offshore Europe 2013 conference in Aberdeen on September 3, in Scotland. The Chancellor also took the opportunity to make the case that Scotland and its offshore industries are best run as part of the UK. (Photo by Andrew Milligan - WPA Pool/ Getty Images)

The tax changes will save the industry around £1billion in the five financial years to 2020-2021, the budget document showed.

Chancellor misses debt and economic growth forecasts as experts question if more austerity is the right answer

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Despite George Osborne's best efforts to talk up today's budget, Britain's economy looks weaker than at November's Autumn Statement.

Foreign currency riggers will not face trial: Humiliation for the SFO as it is forced to close multi-million pound criminal probe

Foreign currency riggers will not face trial

The watchdog, led by David Green, conceded there are reasonable grounds to suspect 'serious or complex fraud', after trawling through more than half a million documents. But it concluded 'there is insufficient evidence for a realistic prospect of conviction'. The decision to abort the one and a half year probe stunned Westminster, with one MP last night describing the SFO's failure as 'breathtaking'.

Great day at the races for former Barclays banker turned horse owner Rich Ricci as he scoops nearly £400k at Cheltenham

Owner Rich Ricci and Susannah Ricci with Vroum Vroum Mag after winning the OLBG Mares' Hurdle during Champion Day of the 2016 Cheltenham Festival at Cheltenham Racecourse. PRESS ASSOCIATION Photo. Picture date: Tuesday March 15, 2016. See PA story RACING Cheltenham. Photo credit should read: Mike Egerton/PA Wire. RESTRICTIONS: Editorial Use only, commercial use is subject to prior permission from The Jockey Club/Cheltenham Racecourse. Call +44 (0)1158 447447 for further information.

Three of the American's horses - Douvan, Annie Power and Vroum Vroum Mag - romped home earning him £392,529 in prize money.

Sparkling success for tonic water maker Fever-Tree with sales soaring 71% to £60m last year

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Fever-Tree, which launched in 2005 and floated in November 2014, sold 135m bottles of tonic water in 2015 and secured deals to sell its products in Marks & Spencer.

Migrant crisis hits Eurostar as profits almost halve after train operator is forced to pay compensation for delays

A Eurostar train coming out of the Channel Tunnel in Coquelles, France. 
A migrant died on July 7, 2015 trying to reach Britain through the Channel Tunnel, a French official in the Pas-de-Calais region said. One of the six sections of the tunnel was closed for investigation and it was not yet clear how the migrant had died.  

(FILES) - A photo taken on April 10, 2014 in Coquelles, northern France shows AFP PHOTO / DENIS CHARLETDENIS CHARLET/AFP/Getty Images

Hundreds of trains were late last summer when drivers were forced to stop to avoid hitting migrants who had run onto tracks. The siutation has since improved due to fences being erected.

ALEX BRUMMER: Deutsche Boerse chief haunted by allegations he conspired with convicted Libor rigger Tom Hayes

Daily Mail City Editor Alex Brummer.
byline

There is much not to like in Deutsche Boerse's backdoor effort to take over the London Stock Exchange. The regulators are not that keen either.

French Connection fashions a turnaround after revealing annual losses of £4.7m

French Connection fashions a turnaround after revealing annual losses of £4.7m

The former High Street darling, founded in 1969 by chairman and chief executive Stephen Marks, has drafted in former Next and Abercrombie & Fitch product expert Christos Angelides.

Sainsbury's ends 'confusing' multi-buy promotions as it posts first sales rise for two years

The positive sales figures come three days before the supermarket has to decide whether or not its going to increase its £1.3billion offer for Home Group , which includes the Argos brand.

Ocado 'confident' of overseas deal as sales rise 15% - but analyst claims grocer still 'does not make much money' 15 years after launch

With investors pinning their hopes on a lucrative international deal, Ocado's shares have been trading around ninety times above their earning potential, Hargreaves Lansdown said.

Jewellery maker Katie Mullally started her business in her fifties and celebrities can't get enough of her designs

Jeweller Katie Mullally who started in her 50s is wooing celebrities  

Katie Mullally was inspired to start her own jewellery business aged 50, after working in her grandmother's antique shops. Her British-made, vintage-inspired charms have a celebrity following and come with an all-important hallmark so they can be treasured through the generations.

Sainsbury's opens its smallest ever store in Richmond - at just 753 square feet and stocking almost no groceries

Its new micro store, in Surrey is targeted at busy shoppers who can't face traipsing around a large supermarket and being stuck behind customers with trolley loads of food at the checkout.

Average credit card interest rates hit all-time high of 21.6% APR - but the worst offender charges almost three times more

While interest-free credit card deals are commonplace, average credit card interest rates have hit an all-time high. The average purchase rate is now 21.6 per cent APR

'We sold our house online - and paid just £780': Online estate agents expecting boom as sellers shun costly high street rivals

Online estate agents expecting a boom as sellers shun costly high street rivals

Mathew and Alison Downes, with Annabelle, left, and Holly, sold their four-bedroom detached family home in Sutton Coldfield, West Midlands, through Yopa last monthOnline-only estate agents are expecting a boom in business as more home sellers realise their services are far cheaper than those of high street rivals.

Give workers access to pension cash ahead of retirement to fund financial help and offer 'robo-advice' watchdog recommends

The FCA review also gave support to the idea of a 'pensions dashboard' , which would allow savers to see information about all their pension pots in place.

TONY HETHERINGTON: Nectar fraud plot thickens as YOU reveal Argos raids on your points 

Old Street Fast Track 2.jpg..CREDIT ARGOS

I read with interest your report on February 28 about a reader who had 13,500 points taken from their Nectar card. We had 40,000 points - worth £200 - taken from our account.

At last! Banks may have to start paying YOU interest on your current account: Challengers call for 0.5% minimum as big players fear watchdog ruling 

Banks may have to start paying YOU interest on your current account

Challenger banks - new operators set up since the financial crisis - have called for interest to be obligatory and to be paid at the level of at least the Bank of England base rate. At today's rate of 0.5 per cent, that would force the banks to pay £1.5 billion a year to their customers.

Beware scammers pretending to be from the ombudsman to steal your financial details

Fraudsters are targeting unsuspecting people across the UK by pretending to be from the financial ombudsman service.

Prime Minister's 'Help to Save' scheme to reward low income workers who save with £1,200 bonus 

File photo dated 06/01/15 of money in a piggy bank, as savers are choosing current accounts over traditional savings products to build up their nest eggs, research has found. 

PRESS ASSOCIATION Photo. Issue date: Sunday February 21, 2016. More than two-fifths (45%) of people are using their current account to build up their savings pots, according to research for Nationwide Building Society. See PA story MONEY Savings. Photo credit should read: Gareth Fuller/PA Wire

The scheme will enable around 3.5 million employees on working tax credits or universal credit to save up to £50 a month and pocket a bonus of 50%, earning a maximum of £600 after two years.

People in glasshouses... can save a small fortune! Invest in a greenhouse to help stay healthy, wealthy and wise

Invest in a greenhouse to help stay healthy, wealthy and wise

A greenhouse not only provides a weatherproof outdoor sanctuary but a practical space where you can grow plants that will help you knock hundreds of pounds off your annual grocery bill. Those put off by the expense may find someone local who is willing to donate an old greenhouse for free. It will save the donor the effort of taking it away when no longer required.

Here's a lightbulb moment... You could save £360 A YEAR on energy bills by changing supplier. But it's up to you to act. So switch NOW

B4NW16 Illustration of an illuminated light bulb

A 'cushy' set-up that favours major energy suppliers by allowing householders to overpay gas and electricity bills by up to £2.5 billion a year is to be tackled under new rules laid out last week.

Britain's affordable property hotspots revealed - with Liverpool, Conwy and Bradford topping the list

Liverpool, Conwy and Bradford are the UK's most affordable property hot-spots

Liverpool tops the list of property hotspots after seeing a 40 per cent increase in property prices. However having risen from £85,000 to £120,000, prices are still well below the UK average of £200,000. It is followed by Conwy in North Wales and Bradford, which has seen prices rise 37 per cent and 36 per cent respectively.

The British villages with the worst internet speeds revealed - and how slow broadband can put off potential buyers

AF1BT2 The Cotswold village of Miserden, Gloucestershire

A survey by cable.co.uk found that internet speeds in some remote villages were so sluggish that, if the locals wanted to download the latest Bond film in HD it would take up to five days.

'We saved enough for a trip to Vegas': How investment clubs make share trading sociable and less daunting

Investor Dave Wilkie in Glasgow.

Dave Wilkie set up the Funny Money share club with friends as a way of saving for a trip to Las Vegas including flights and tours to the Grand Canyon, Hoover Dam, and Red Rock Canyon.

UK's best and worst industries for start-ups revealed: Sharing economy embraces new businesses but TV and music industry is a harsher place...

O2 Business list the UK's best and worst industries for start-ups revealed

The rental and leasing sector, which has recently seen the meteoric rise of firms like Uber and Airbnb, is the one where new businesses are most likely to thrive, according to a survey of the best and worst industries for UK start-ups. The TV and music industry does not fare well however in the list compiled by by O2 Business and the Centre of Economic and Business Research, using analysis of data including turnover, productivity and employment statistics.

Debt map of Britain: Do you live in one of the most over-indebted areas of the UK? 

One in six adults in the UK is described as 'over-indebted' this equates to 8.2million people across the UK, according to a new report.

Our mother died and we don't know whether to sell her property or rent it out - would we be liable for capital gains tax if we sell?

House keys on a white background.


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My sister and I are wondering whether to sell-up or let it out. Our mother spent the last two years of her life in a care home, so the house wasn't her main home.

Investing Show: How to spot the dividend stars of the future

Investing show: How to spot the dividend stars of the future

Laura Foll, co-manager of Lowland investment trust, explains why she's buying some oil and commodities stocks and where she and fellow manager James Henderson look for future dividend stars.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money....

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

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We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

L Board sign on the rear of a blue saloon car , UK

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? Chancellor's austerity now so we don't pay later to keep rates on hold

When will UK interest rates rise?

George Osborne's continued austerity revealed in his 2016 Budget is likely to keep rates on hold for longer. Inflation expectations have been revised down for 2016 to 0.7 per cent, while Brexit uncertainty and slow global growth are also playing on rate-setters' minds.

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Fight back against the banks: Your guide to the rules of switching and where to find the best current accounts - some will even give you free money!

Banking customers typically stick with their current account provider for an average 15 and a half years. But signing up for a new account can get you a much better deal. Here's how to switch

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

What next for house prices? House price rises ease but London market is picking up again

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After a slowdown earlier this year, the London market appears to be continuing to push ahead of the rest of the UK. We look at the latest figures.

What next for mortgage rates? Borrowers are in a sweet spot, so is it time to fix?

A stock photo of a miniature toy house .

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Borrowers could be in something of a sweet spot, with lenders keen to lend, house prices rising and a first rate rise still considered a way off. We look at the best mortgage rates.

TIPS, TOOLS AND HELP FOR LANDLORDS

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Best paid jobs 2015: Compare your salary to the national average in this league table of 350 professions - and see the year's winners and losers

Compare your pay to the UK average across 350 professions

Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.

Premium Bonds winners

March 2016
Prize value Winning bond No. Area
£1,000,000 254MZ390454 Tyne and Wear
£1,000,000 176QW334158 Leicestershire
£100,000 265JN632736 Wales
£100,000 250VM945648 County Durham
£100,000 215XY398675 Preston
£100,000 189SR408716 Wales
£100,000 153PC733202 Suffolk
£50,000 93GY116930 Wales
£50,000 85XA357243 Essex
£50,000 78WE426762 Hertfordshire
£50,000 26AE681300 Cambridgeshire
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Terror threats hurt UK travel giants Thomas Cook and Tui as they try to reduce bookings in trouble-spots like Egypt and Turkey

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Britain's two biggest holiday firms are trying to reduce bookings on offer in trouble-spots such as Egypt and Turkey as holidaymakers turn to safer destinations.