The Chancellor abandoned plans to exempt 'significant investors' from the extra 3% stamp duty charges on buy-to-let and snubbed landlords in a capital gains tax cut. This has removed the loophole that would have allowed buy-to-let investors to club together and buy multiple properties through a company to avoid the extra tax.
George Osborne announced in the Budget that he is significantly cutting the rate of tax paid on capital gains - but not for those selling property.
Tax cuts and the Lifetime Isa were the giveways in George Osborne's Budget, but will they help you? Simon Lambert and Lee Boyce join Georgie Frost to take the Chancellor's plans apart.
Buy-to-let mortgage lending is booming ahead of the Chancellor's tax hike - with a soaring number of landlords reportedly using companies to flout the crackdown. Landlord loans rocketed by 22 per cent in January at the same time property firms are reporting a huge rise in the numbers buying through companies in a bid to flout the new rules.
Buy-to-let landlords are set to be hit with more costs from April when an extra 3 per cent stamp duty charge is introduced.
Figures from the central bank show lending to landlords has surged from 11.3 per cent of new loans in the third quarter of 2007 to 15.6 per cent in the same period of last year.
Lloyds Banking Group said last week that it was giving up market share in the £200billion buy-to-let lending market. Buy-to-let buyers will face a 3 per cent stamp duty surcharge from April, and Chancellor George Osborne has also slashed tax relief for landlords. Meanwhile, the Bank of England has expressed its unease about the growth in buy-to-let lending, which represents 15 per cent of all lending, up from just 2 per cent in 2000.
New Street Mortgages, an online-only lender, will work through brokers and offer verified underwriting rather than relying on traditional credit scoring used by high street lenders.
January was the strongest month for returns on buy-to-let properties since 2014 thanks to rising rents and soaring house prices, according to an index.
The most expensive large towns and cities outside of London to rent a room were Reading where you'll be set back an average of £548 and Oxford at £537, according to Spareroom.co.uk. The price of rent rose 13 per cent in Swindon, 12 per cent in Luton, 11 per cent in Bristol and 10 per cent in Reading during the last quarter of 2015, the highest increases of the UK's 50 biggest towns.
Changes to stamp duty, tax relief and new lending rules could significantly reduce the likelihood of being able to make money from letting property. But is buy-to-let really dead, or are rumours of its demise greatly exaggerated?
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
Quick, easy - compare and buy today
Buy-to-let rates and advice
Insure your heating system for less
Find tenants - from £9.99
The deadline of April 1 is unusual, as tax changes normally take effect at the beginning of the new financial year, which is on April 6. Confirmation of how the new rules will apply is expected in the Budget on 16 March - potentially just days before the new charges kick in. Buy to let landlords rushing to beat the deadline should watch out as they may have five fewer days than they were anticipating.
Some are now refusing to rent properties to tenants unless they have insurance that will pay out if they accidentally damage the landlord's furniture or fittings.
A slight rise in the number of properties coming on the market across the UK, particularly in London, 'has done little to alleviate the demand supply imbalance', RICS adds.
A legal campaign to fight 'unfair' mortgage tax relief changes for buy-to-let landlords has stepped up a gear today as Cherie Blair MBE QC has thrown her weight behind the battle. The changes, likely to hit Britain's army of small-scale landlords hardest, were announced by Chancellor George Osborne in the July Budget.
Landlords must check the immigration status of new tenants from today or face the threat of heavy fines under controversial new rules set out by the Government.
One landlord is helping tenants fight back with a service providing legal letters and mediation services. It costs £87 a year, but some services can already be accessed for free.
Finding the right tenant can save landlords a great deal of time and money. Unfortunately, there is no winning formula to ensure you always find the best person for your buy-to-let, but our five tips should help ensure you get off to the best start.
Buy-to-let landlords are set to be hit with more costs from April when an extra 3 per cent stamp duty charge is introduced. The change will add thousands to property purchases. The Treasury has a consultation on the reforms that closes on February 1 2016. Here we outline the major changes to look out for that you can have your say on.
Property price growth is accelerating at a faster annual rate of inflation than previous months, the latest Office for National Statistics index shows.
Smashed windows, flooded bathrooms, broken china and red wine spilt all over the cream carpets - your worst nightmare or a very real possibility should you rent your home out via AirBnb?
Renewal fees are among the most unjust fees lettings agents can charge landlords. Sadly, charging them is not uncommon. There are, however, ways you can protect yourself from them - both before and during a tenancy contract. Here's a brief guide to everything you need to know.
Mortgage brokers have seen a surge in applications for buy-to-let loans from companies as landlords prepare for tax changes that will hit them from April. The latest Buy-to-Let Index from Mortgages for Business found 38 per cent of applications by December 2015 were from limited companies, up from 15 per cent in October.
The festive period is over and many have been left with big financial hangover with one in five renters unable to pay January's rent out of their salary.
Two landlords looking to fight the Government after it announced last summer it was cracking down on mortgage interest tax relief on buy-to-let properties have raised £50,000 in nine days .
The price of the average house jumped 1.7 per cent in December, as the average house price hit £208,286, according to the latest figures by the UK's biggest mortgage lender Halifax. An average home cost £18,858 more than in December 2014 by the end of last year.
The proportion of over-55s entering the buy-to-let market has increased since pension freedoms were introduced in April, a commercial mortgage broker has claimed.
Thousands of rogue landlords are renting out substandard properties with serious hazards ranging from rat infestations and damp to unsafe electrics.
The North West has been the most lucrative area for rental returns over the past five years, but landlords have profited most in London and the South East from rising house prices. LendInvest's latest Buy-to-Let Index, shows average annual returns between 2010 and 2015 - but it says property price returns could soon shift.
Property investing with minimal effort and a guaranteed 7 per cent a year return sounds a tempting prospect, but would you put your money into student rooms to get it?
I'm 28, single, and have £50,000 in the bank. It's a not a bad position to be in, but I don't know what to do. I am tempted by the returns offered on a student buy-to-let, is this wise?
Britain's biggest - and most notorious - buy-to-let landlords have struck an agreement to sell their entire property empire for £250million to Arab investors. Fergus and Judith Wilson revealed more than a year ago their intentions to sell their 1,000-strong property portfolio - and were expecting around £100million.
More than half landlords said they will not be buying anymore properties for buy-to-let following the recent surcharge on stamp duty and the cap on tax relief for buy-to-let mortgages.
I invest in three buy-to-let mortgages and I have £100,000 to pay off a portion of one. Would I be better off paying down the mortgage with the highest interest rate or the biggest balance?
Ex-Bank of England guru Rob Thomas once backed becoming a landlord. Now he says it is the road to ruin...and our analysis shows why. Mature student Lewis Williams (pictured) is about to complete on a buy-to-let property purchase, a mid-terrace three bedroom house in Kirkstall, Leeds. But the 40-year-old, from Shipley in West Yorkshire, is not sure whether he will be buying any more properties until he has fully absorbed the implications of the tax changes being imposed on buy-to-let investors by the Government.
Chancellor George Osborne landed buy-to-let and second homes a huge shock by announcing a stamp duty surcharge on property purchases from April.
Until now, property has been viewed as a cash cow by investors. But are tougher new tax rules about to change that? We look at how £50,000 invested stacks up.
George Osborne hit the buy-to-let dream with a big stamp duty hike yesterday. In a nutshell it adds 3% to every stamp duty band for buy-to-let and second homes - trebling the bill on a £275,000 property. But landlords still have a tax trick they can pull to claim it back.
Us Britons know what we like and like what we know. And what we know and like is property, as figures showing a near 40% rise in buy-to-let purchase mortgages shows.
Holiday home landlords who own property in sought-after locations can earn up to three times the annual income of a buy to let investor, according to specialist broker Holiday Let Mortgages.
Will Britain's small army of buy-to-let investors continue to profit in the years ahead? Rob Ellice, CEO, of easyProperty, joins Simon Lambert, Richard Hunter and Nick Batsford in the studio for a discussion of the prospects for the property market. Also on the agenda is a look at how markets will fare as the year draws to a close and whether investors can look forward to a bright end to 2015.
Bricks and mortar have provided stellar returns for many people over the past couple of decades, prompting many to rely on property as their pension. We set the stock market against the property market.
All this week, we've been guiding you through the buy-to-let process so you can make up your own mind. Today, we look at how you can turn a property into your pension, and tax implications
Becoming a buy-to-let landlord has been known to reap a decent return above interest rates or savings accounts, but it can also add to your tax bill.
Being a landlord can be extremely financially rewarding, but don't forget that the taxman will always want his share. Here's our rundown of all the taxes every buy-to-let investor needs to know about.
More landlords could set up companies to manage their buy-to-let portfolios amid fears that their profits will be hit by tax relief changes, but is that worrth doing?
Buy-to-let has become big business as Britain's small army of property investors ploughed their savings into homes to deliver both income and growth. Buy-to-let mortgages are generally interest-only, require larger deposits and need rent to comfortably more than cover payments. We explain more in our guide.
Those considering investing in buy-to-let - or hoping to improve the returns on their existing properties - need to make sure they aren't making common mistakes. We outline the classic errors to avoid to make sure you get the best from buy-to-let - and how to look after your tenants so they look after you.
Budget tax cuts: Workers look forward to more disposable income in 2017
More generous allowances kick in
Budget tax hikes: Sugar tax, insurance levy and wine duty
How it all affects you
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10 questions to ask yourself
In the pipeline: 4p rise in the price of petrol even though fuel duty remains unchanged
Prices back on the up
'Lifetime Isa works for me, but my husband is too old'
Is Osborne's gift worth taking
Stock market losses are threatening my pension nest egg
should I cash in or switch up my investments?
Rugby World Cup spurs big rise in online ticket fraud
Cost of fake tickets soars 55% to £5.2m
The perils of the single first-time buyer: A 13-year wait to save deposit
Those buying a home alone face tough times
Where can you have a weekend city break for just over £110 all in?
The cheapest European destinations revealed
INVESCO PERPETUAL UK GROWTH: Contrarian manager loads up on deeply unloved stocks
Blue chip oil and bank shares
'We shopped around for insurance to cover our son, who had a brain tumour':
A guide to getting the best travel insurance
Returns of £2k a week? Stay well clear of binary options firms
TONY HETHERINGTON
Taxman says 'We're too busy to chase offshore cash'
Fail to hit crackdown target
Are house prices rising by almost 5% or nearly 10%?
Why property market reports vary so wildly
Why the small print for your retirement home could cost you £20k
.Housing firms sting thousands with hidden fees
How the home loan price war can clear your mortgage FOUR YEARS earlier
Ferocious battle of the banks is brilliant for borrowers
Is it a bad time to buy a house?
Supply and demand gap grows wider as number of properties for sale falls to 14-YEAR low
Looking to sell your house?
It may be time to ditch the BMW and tidy up the garden if you want a better offer
The three-bed homes barely bigger than a squash court
Developers exploiting young families who face disaster if prices dip
Ten-year fixed rate mortgages slashed
Comes as global share prices tumble and the threat of an interest rate rise continues to drift further away
Owning a home is becoming an 'unachievable dream' experts warn
House prices rise three times faster than wages
Forget the Bank of Mum & Dad
Now you could get the whole family - and even strangers - to crowdfund your mortgage deposit
Average house soars to £300,000
Asking prices soar by more than £8,000 since January to reach highest ever level
Would you buy this house?
Austrian ski apartments seek to tempt buyers away from France with a 5% 'guaranteed' rental yield
Love at first sight
Why adding a romantic touch to your home could woo more buyers
The rise of the 35-year mortgage
First-time buyers extend their home loans, but is better cash flow now really worth the £9k in extra interest?
How to slash your mortgage
Keeping cost of repayments as low as possible is key to staying on top of your finances
What next for mortgage rates?
Lenders cut fixes again as interest rate rise drifts once more
Stamp duty calculator
How big a tax bill will your property purchase trigger?
Ten tips for buy-to-let
The essential advice for property investors
Britons see 41% of monthly pay vanish on their rent
And Londoners have to spend half their income
Just one in four students receive full rent deposit back at end of tenancy
12 tips to not fall into the costly trap...
Relief for tenants as landlords ease off on rent hikes for the first time this year
(Unless you live in the South West or Wales that is)
Squeezed renters see arrears soar to highest level in more than two years
Half lose hope of ever buying a home
Want to make a healthy profit from a student buy-to-let? Pick a Scottish university city
(And avoid Wales and the North of England)
I have been overpaying property management fees for 13 years but the firm will only repay for the last six
Is this right?
Buy-to-let mortgage frenzy means there are now 1,000 deals available to landlords
For first time since financial crisis
Is it worth moving your buy-to-let into a company to keep mortgage interest relief?
And how do you do it?
Return of rapid rent rises sends tenants' bills to a record high
Report shows biggest jump since buy-to-let index began
How to beat the taxman and reduce the costs of your buy-to-let portfolio
Essential tax tips
First-time buyers save £670 a year compared with cost of renting
But gap narrows from £1,018 last year
Two in five Right to Buy flats sold off since 1980 are now in the hands of private landlords
FOI request shows
You'll need a bigger deposit and face tighter checks for a buy-to-let loan
High street crackdown
Maria Davis says she can make you a buy-to-let millionaire - should you believe her?
Investors seeking get-rich-quick tips
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