Save for your first home and a pension at the same time: Young savers handed up to £1,000 a year Budget bonus with new Lifetime Isa

Budget 2016 sees young savers handed up to £1,000 a year bonus with new Lifetime ISA

Young workers will no longer have to choose between saving for a home or retirement, as the Chancellor revealed a new Lifetime Isa with an up to £1,000 a year bonus in his Budget. he new Lifetime Isa will be launched next April to help people aged 18 to 40 get a foot on the housing ladder, without hindering their efforts to put aside money for their pension

'We sold our house online - and paid just £780': Online estate agents expecting boom as sellers shun costly high street rivals

Matt and Alison Downes of Sutton Coldfield with daughters Holly (age 2 in blue) and Annabelle (age 5 in pink). They sold their house using online agent Yopa.\n----------------------------------------\n©George Jaworskyj 2015\nwww.urbanimages.co.uk

Mathew and Alison Downes, with Annabelle, left, and Holly, sold their four-bedroom detached family home in Sutton Coldfield, West Midlands, through Yopa last month

As National Declutter Day nears, clear your clutter to gain freedom - and cash! 

Saturday 19 March is National Clear Your Clutter Day. Here's how you can make quick cash now by selling your junk - from books and CDs, to clothes, toys and furniture.

Are changes afoot to prevent the heartache of a failed property purchase? Government calls for evidence to make buying process better

Government calls for evidence to make buying process better

A whopping £270million is lost each year by potential home buyers on failed property transactions, according to new research from the Department for Business, Innovation and Skills. As a result, the Government - in its Budget - says it will now look into ways to help curb this waste of money and make the process simpler.

Our mother died and we don't know whether to sell her property or rent it out - would we be liable for capital gains tax if we sell?

House keys on a white background.


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My sister and I are wondering whether to sell-up or let it out. Our mother spent the last two years of her life in a care home, so the house wasn't her main home.

Could you be trespassing on your own land? How a ransom strip could hit your property and your pocket

An Englishman's castle may be his home, but a siege mentality can seep in if someone else owns the drawbridge. This situation is referred to as a 'ransom strip.'

What next for mortgage rates? Borrowers are in a sweet spot, so is it time to fix?

What next for mortgage rates?

Borrowers could be in something of a sweet spot, with lenders keen to lend, house prices rising and a first rate rise still considered a way off. We look at the best mortgage rates and whether now is a good time to fix your home loan.

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Are you paying over the odds for your mortgage? Greedy lenders raking in thousands of pounds with annual interest payments

Mortgage lenders rake in thousands extra by using annual interest

Homeowners whose mortgage lenders only pay down the interest on their home loan annually are paying thousands of pounds more for their mortgage than necessary. The archaic interest payment system has been ditched for most modern-day lending, but is still in in use as standard by some building societies.

Get a mortgage with just one year of trading history! Kent Reliance eases home loan rules for the self-employed

Mortgage lender cuts amount of trading history it will consider to 12 months, making it easier for newly self-employed individuals looking for a mortgage, but are the rates any good?

Britain's affordable property hotspots revealed - with Liverpool, Conwy and Bradford topping the list

Liverpool, Conwy and Bradford are the UK's most affordable property hot-spots

Liverpool tops the list of property hotspots after seeing a 40 per cent increase in property prices. However having risen from £85,000 to £120,000, prices are still well below the UK average of £200,000. It is followed by Conwy in North Wales and Bradford, which has seen prices rise 37 per cent and 36 per cent respectively.

People in glasshouses... can save a small fortune! Invest in a greenhouse to help stay healthy, wealthy and wise

GROWING YOUR OWN FRUIT AND VEG AT HOME TO SAVE MONEY IS A METHOD LOUISE ANAND IS TEACHING HER SON LEON AND DAUGHTER CARMEN, THE FAMILY FROM BROMLEY HAVE STARTED USING THE LARGE GREEN HOUSE THEY OWB TO CULLTIVATE TRAYS OF SEEDS AND HERBS FOR EVENTUAL USE ON THE MEAL TABLE.©RUSSELL SACH - 0771 882 6138

A greenhouse not only provides a weatherproof outdoor sanctuary but a practical space where you can grow plants that will help you knock hundreds of pounds off your annual grocery bill.

It has never been cheaper to fix a mortgage for ten years - but should you lock in for that long?

A Model of house on pile of copper coins.

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A ten-year fix gives you security, as you know how much you will pay for a decade. But if you move home within the period it could turn into an expensive commitment.

'I bought a new-build flat with a cheap fixed rate': Eight things you need to know about getting a mortgage on a brand new home

Eight tips to help you secure a new-build mortgage

Show homes around the country are being spruced up this month in preparation for the spring rush from potential buyers. But potential buyers may find it harder than expected to find a mortgage.We explain what those like Will Robertson, who bought a new flat in Cambridge, need to know.

Are house prices rising by almost 5% or nearly 10%? Why property market reports vary so wildly

For Sale signs, as official figures suggest that the average price of a home increased by £18,000 during 2015.
In December 2015, the typical UK property was worth £288,000 - up from £270,000 on average in January last year, Office for National Statistics (ONS) figures show. 

PRESS ASSOCIATION Photo. Issue date: Tuesday February 16, 2016. 
See PA story ECONOMY House. Photo credit should read: Yui Mok/PA Wire

The Halifax said house prices have gone up 9.7 per cent over the past year and the Nationwide index only 4.8 per cent. I'm confused. What is really going on?

House price inflation fails to take off despite claims buy-to-let investors are racing to snap up homes ahead of stamp duty hike

House prices steady in February despite claims of buy-to-let rush

A mixed picture was put out by the UK's two biggest mortgage providers today, but both agreed property prices were relatively steady, despite a claimed buy-to-let rush. Nationwide, however, warned that there had been a 'marked decline' in home ownership rates among young people in England over the past decade.

Is it a bad time to buy a house? Supply and demand gap grows wider as number of properties for sale falls to 14-YEAR low

Is it a bad time to buy? Housing supply and demand gap grows wider

The last time supply was this low was in December 2002, when Girls Aloud (pictured) were at number one in the music charts, according to the National Association of Estate Agents. The number of properties available per estate agent branch fell to 33 in January, the lowest for nearly 14 years when just 25 properties were available.

Why the small print for your retirement home could cost you £20k: Housing firms sting thousands with hidden fees

MONEY MAIL - Andrew Couldrake outside his mother's retirement bungalow in Shenley Lodge, Milton Keynes. He was left with a bill from the landlord for £24,000 when it was sold. (ANDREW DOESN'T HAVE ORIGINAL COPIES OF HIS MOTHER IN HER YOUNGER DAYS, JUST LOW  RES COPIES)

When Andrew Couldrake put his late mother's retirement bungalow on the market last year he received a shock bill from the company that managed the property demanding £24,000.

How the home loan price war can clear your mortgage FOUR YEARS earlier: Ferocious battle of the banks is brilliant for borrowers

02_MM_Gold House (Read-Only).jpg

Mortgage rates were thought to have hit the floor when the Bank of England cut the base rate to 0.5% in March 2009. But lenders have been chipping away at their cheapest deals.

Number of young adults living with their parents hits 20-year high as millions struggle to buy their own homes

Number of young adults living with their parents hits 20-year high says ONS

A fifth of 25-to-29 year olds still living with their parents, and half of those aged 20-to-24 and one in 10 aged 30-to-34 are also in the same boat, according to new official figures. The ONS research also found young men were more likely to live with their parents. One in three men aged between 20-to-34 were in this category, compared to one in five women.

The victims of mid-life mortgage ageism: Sharp rise in over-40s struggling to get a loan due to their age, brokers warn

Two in five brokers have seen a rise in people above this age struggling to be approved by lenders, according to a survey by Nottingham Building Society.

Fixed rate mortgage near its end? Switch now to avoid a shock as monthly bill could rise by at least £100

L TO R ELEANOR,SAM, JAMES AND LILLY AT HOME IN TORQUAY, SOUTH DEVON.

Worst hit will be those who took out hugely popular two-year fixes in late 2013 or early 2014. Eleanor and James Tucker found a new loan before their fixed deal expired.

SIMON LAMBERT: Could house prices double in 15 years? With property so expensive that seems a tall order

SIMON LAMBERT: Could house prices double in 15 years?

The seemingly bold suggestion of house prices doubling in 15 years would actually mean them growing well below the long-term average, but even then it may not happen. As a value investor, I look at the chart of house prices compared to wages and see property as expensive and therefore less likely to perform well from here.

Owning a home is becoming an 'unachievable dream' experts warn as house prices rise three times faster than wages

Booming demand in the East has led the rise, with house prices in the region growing by 9.7 per cent in a year - nearly five times faster than the rate of national wage growth.

The three-bed homes barely bigger than a squash court: Developers exploiting young families who face disaster if prices dip

Young woman with box of objects in small room

Many are taking on giant mortgage debts, egged on by the Government's schemes. It would take only a small dip in house prices to plunge their finances into chaos and trap them.

Looking to sell your house? It may be time to ditch the BMW and tidy up the garden if you want a better offer

Home sellers could see buyers offer an average of £57,600 less on their property if it lacks kerb appeal, new research has claimed.

Fix your mortgage for a decade at 2.89%: First Direct swoops to claim cheapest 10-year fixed-rate deal from clutches of TSB

First Direct swoops in to claim the cheapest 10-year fixed-rate mortgage deal from TSB 

First Direct has brought out the cheapest 10-year fixed-rate mortgage on the market, available at 2.89 per cent. The rate is reserved for borrowers with a 40 per cent deposit or equity stake and is 17 per cent less than the 10-year fix average of 3.49 per cent.

How mortgages work: Your essential guide to paying for a home

How mortgages work: Your essential guide to paying for a home

Houses are expensive. The average home in the UK costs £268,000, according to the Office of National Statistics. Unless you are very wealthy, you are unlikely to be able to buy a home outright. Instead, you can use a mortgage to fund the bulk of the purchase. We explain the essentials.

'We will lose our dream home because Nationwide won't give us a mortgage unless we buy insurance from a provider that doesn't sell it anymore'

Moving house can be a nightmare but what happens when you've found your dream home and your lender rejects you because of a red-tape requirement in the paperwork?

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