Fresh attack on state pension shambles as watchdog accuses Government of leaving people who will lose out in the dark

National Audit Office launches attack on state pension shambles

The National Audit Office has weighed in over the poor treatment of a specific group of future state pension claimants, who will be hit by the axing of inflation uprating, saying: 'Some people are likely to lose out and they have not been able to find the information they need.' The state pension overhaul has already caused uproar as many people who expected to get the full new 'flat rate' of £155.65 a week have discovered they will end up with smaller payments.

How much does it cost to run a home? The true costs are revealed as we underestimate how much to budget 

Homeowners need to earn the equivalent of £29,000 a year before tax in order to just cover the costs of running their home. Tenants need to be earning £26,000 a year.

MINOR INVESTOR: Why long-term investing works - and the easiest way to do it

MINOR INVESTOR: Why long-term investing works - and the easiest way to do it

If you want to build your wealth over the long-term, some simple investing is most likely to be the best plan - and the key to doing it is dividends. Over the past decade, the FTSE All-Share has risen a feeble 11%. Factor in its dividends, however, and the total return rises to 58%. By comparison the average UK Equity Income investment trust's total return is 103%.

Government is 'complicit' in maintaining the gender pay gap - which hasn't fallen in four years, MPs claim

The committee found the Government 'recognises the value of modernising the workplace' but isn't ensuring flexible working is offered to all employees, particularly those in lower- paid sectors.

Swansea branded Britain's cold call capital after two more firms are fined for pestering households with nuisance calls

Falcon and Pointer was fined £175,000 following more than 5,500 complaints about cold calls - including one received at 3.30am to a family whose grandfather was dying of cancer.

Store card shoppers in line for £4million compensation after provider NewDay admits unfair charges 

Shoppers using Debenhams, House of Fraser or Topshop store cards could be in line for refunds after provider NewDay admitted imposing unfair charges.

From hairdresser to hard-nut: Mazda's new MX-5 RF with a Transformer-like roof that could convert much-loved car's image

Standing for Retractable Fastback, the MX-5 RF is due to go on sale next year for around £21K. And it's arguably the hardest looking version yet with an intricate folding roof.

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FTSE CLOSE: London shares finish the first quarter on a downer as investors and traders push off for Easter

FTSE CLOSE: London shares finish the first quarter on a downer

The FTSE-100 index at the close was down 92.63 at 6106.48. Michael Hewson, at CMC Markets, said: 'As we approach the end of the first quarter of 2016 we can reflect on a turbulent past few months that tells us little about the overall direction of asset prices over the course of the next few months.'

Retail sales hold up in February after strong bounce in previous month, but fashion stores suffer as bad weather hits sales

Twiggy launches her new fashion range for Marks and Spencer at the Marble Arch store. Pic shows:- shoppers
. REXMAILPIX.

A monthly 0.4% drop in retail sales was better than the 0.7% decline analysts had expected, and on an annualised basis sales were actually 3.8 per cent higher, according to the ONS data.

Next warns current year will be worst since the recession despite posting a healthy rise in annual profit 

A fashion model posing in a clothing range by fashion retailer NEXT.

Style: "BW_Emanuelle_Studio"

The retailer said it was bracing itself for a slowdown in the global economy this year as consumers shift spending away from clothing towards other areas, such as eating out and travel.

Credit Suisse announces 2,000 job cuts after bankers hid risky trades from new boss 

Credit Suisse designated chief executive officer Tidjane Thiam poses for photographers after a press conference on March 10, 2015 in Zurich. Credit Suisse announced that Thiam, currently chief of UK-based insurer Prudential, will take over as chief executive from Brady Dougan who will step down at the end of June.  

AFP PHOTO / MICHAEL BUHOLZER        (Photo credit should read MICHAEL BUHOLZER/AFP/Getty Images)

Tidjane Thiam said some employees in the beleaguered bank's markets division had concealed perilous bets from senior management in the run-up to a cost-cutting drive in October.

Odeon feels the Force as profits rise an impressive 84% on the back of hits like Star Wars

ODEON LEICESTER SQUARE.
PICTURE JEREMY SELWYN
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The rise was primarily down to the success of Star Wars, which brought in £6million a day in its opening fortnight. The group increased its overall market share to 19.4 per cent.

Premier Foods shares fall 10% after soaring in previous session on US bids rejection, as new Japanese partner snaps up 17% stake

Mr Kipling's Limited Edition British French Fancies. The boss of the UK's biggest food producer today called for Britons to support the economic recovery by buying British brands. 



Premier Foods undated handout photo of their
PRESS ASSOCIATION Photo. Issue date: Wednesday April 25, 2012. Michael Clarke, chief executive of Premier Foods, which owns Hovis, Mr Kipling and Batchelors, said the Queen's Diamond jubilee and London Olympics should be celebrated by supporting British jobs and buying products made in the UK. See PA story CITY Premier. Photo credit should read: Premier Foods/PA Wire NOTE TO EDITORS: This handout photo may only be used in for editorial reporting purposes for the contemporaneous illustration of events, things or the people in the image or facts mentioned in the caption. Reuse of the picture may require further permission from the copyright holder.

The UK firm noted today that Nissin Foods has agreed to acquire a 17.3 per cent stake in Premier from US private equity firm Warburg Pincus, making the Japanese group its biggest shareholder.

Investing Show: Could a smart beta tracker improve your investments?

Investing Show: Could a smart beta tracker improve your investments?

Smart beta is the new investing buzzword, but what does it mean and is it any better than a simple index tracker? Hector McNeil, of ETF specialist Wisdom Tree, joins Simon Lambert to explain index investing, exchange traded funds and why some investors prefer to tilt these to try and deliver better returns.

Petrified of parallel parking? As its revealed how much drivers hate it, we find out how much it costs to get a car that parks itself

How much does it cost to get a car that parks itself? We reveal top model costs

Half of us admit to driving further to avoid having to pull off parallel parking - so how much does the increasingly popular parking option cost on top models? With a raft of parking aids now widely available on new cars, from sensors to reversing cameras, we've taken a look at how much extra you have to pay to spare your parking blushes.

Energy bills could rocket by £1.5m A DAY if Britain votes for Brexit warns energy minister - but critics brand claims 'absurd'

British Secretary of State for Energy and Climate Change, Amber Rudd addresses delegates on the second day of the annual Conservative party conference in Manchester, north west England. 


AFP PHOTO / PAUL ELLIS        (Photo credit should read PAUL ELLIS/AFP/Getty Images)

In the latest warning from Government officials over the risks of Britain leaving the EU, Rudd will also say this would put the UK's energy security at more risk of 'hijacking' by Russia.

Nearly three out of four active fund managers in UK underperform over past decade - and US, global and emerging markets are the worst sectors

UK active fund managers are better at beating benchmarks than European counterparts but the vast majority still fell short over the past 10 years, new research reveals.

Ten fixer-uppers on the market now: From a three-bed for £15k to a five-bed for £3m - but do you have the stomach for them?

Top 10 fixer-uppers for under £50K - but do you have the stomach for them? 

For those looking for a renovation, here's our pick of the best projects for sale. There's something for all budgets, whether it's a £15K property in Derbyshire or a £3m house in North London. You may just need longer than the Easter weekend to complete them.

Lily Cole: I want to balance my social enterprise work with films and the more artistic side of my personality

One-time supermodel Lily Cole has turned her hand to the sharing economy with the launch of website Impossible, which connects people in need with others who have the relevant skills.

Beatle property mania! Childhood home of Ringo Starr - where he had his 21st birthday party and even got married - goes to auction with guide price of just £55K 

The rundown terrace property reveals the humble beginnings of the a member of the world's biggest band. It is due to be auctioned this evening at the famous Cavern Club.

Savers' cash would still be protected if Britain left the EU - but the size of safety net could change, says Bank of England

Savings would still be protected under same FSCS limit if Brexit happened

At the moment, the first £75,000 of savers' cash is protected in any one savings account, but this level could change over time although not in the first couple of years after a potential Brexit. The level of protection is determined by an EU-wide directive between member states. Although all countries have their own scheme - ours is the Financial Services Compensation Scheme - the level of cover is the same across all EU countries.

Trump is greater risk to the economy than Brexit, warns top fund manager Richard Woolnough

FILE - In this March 21, 2016 file photo, Republican presidential candidate Donald Trump speaks in Washington. Republican and Democratic presidential candidates clashed over the role of government, and its limitations, in enforcing U.S. national security Tuesday, March 21, 2016, following deadly attacks on the Brussels airport and metro system. (AP Photo/Evan Vucci, File)

Woolnough, who looks after almost £35bn of savers' money said the outcome of the presidential election in the United States was more important than the EU referendum.

Mortgage borrowing leaps to £13.2billion in February ahead of stamp duty rise next month

House keyring and mortgage leaflets.





Image shot 2012. Exact date unknown.
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At £13.2billion in February, gross mortgage borrowing remained 'buoyant' and was 33 per cent higher than a year earlier, according to the British Bankers' Association.

'Big Six' energy giant SEE warns on Brexit as it vows to up dividend with its full year results in May     

An electricity pylon at Sherrifmuir near Dunblane with the Braes of Doune windfarm in the background on the day the  public enquiry begins  for the proposed Beauly to Denny 400 kv Steel tower Double Circuit overhead electricity Transmission Line . PRESS ASSOCIATION Photo. Picture date: Tuesday February 6 2007. Scottish and Southern Energy (SSE) wants to replace an existing line between Beauly, Invernesshire, and Denny, near Stirling. It would see around 600 pylons up to 212ft tall erected in some of Scotland's most picturesque locations, including the Cairngorms National Park and the Southern Highlands. See PA story INQUIRY Pylons. Photo credit should read: Andrew Milligan/PA Wire

In a statement, prior to the publication of its results in May, the utility giant said that membership of the European Union has helped achieve 'secure, affordable and low-carbon energy' for the UK.

CITY DIARY: Sir Stelios certainly has grounds to fret over Fastjet boss Colin Child's track record

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THE DASTARDLY MR DEEDES: Sir Stelios, 49, who owns a 12.6 per cent stake in the carrier, is worried the ailing African airline is about to run out of cash under Child's watch.

A classic comeback: Jaguar to make nine ultra-exclusive XKSS sports cars lost in factory fire 59 years ago - and each one will cost in excess of £1m

Jaguar to make nine ultra-exclusive XKSS sports cars costing £1m each

Almost 60 years after being destroyed in a fire at the Browns Lane plant in Coventry, Jaguar will complete the nine XKSS sports cars it was due to assemble in 1957 when the blaze struck. The models, conversions of the iconic D-Type race car, will be hand-built by Jaguar's specialist Classic division with each one meeting the exact specification as they appeared 59 years ago.

Which Isa is right for you? There are now SEVEN different types of tax-free savings account - and decent returns are hard to find...

The ageing process sign

Rock-bottom interest rates and a new £1,000 tax-free allowance for interest on normal savings accounts have led to banks cutting Isa rates. We look at where savers and investors can turn.

The cheapest city break destinations revealed: Marrakesh tops the list while Zurich is four times more expensive

The cheapest city break destinations revealed: Marrakesh tops the list

Marrakesh is the best value destination for a city break while Zurich is the priciest, according to a new report. The Moroccan capital has come out cheapest for a basket of five holiday items including a glass of wine, a travel card, a big mac, a ticket for a national museum and 30-minute taxi journey. Second cheapest is Budapest in Hungary followed by Prague in the Czech Republic, according to the research from Caxton FX.

ASK TONY: HSBC gave my disabled son an overdraft after it was made clear he did not want one - then they charged him £800

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My son, who has ADHD and is registered disabled, has an HSBC current account. When it was opened in 2007, it was made clear that he did not want an overdraft facility due to his limited income.

Secret trick that can get you a cheaper mortgage: Avoid computer rejections by writing a letter to a credit reference agency

Avoid computer mortgag rejections by writing a letter to a credit reference agency

Most banks decide whether to lend you money and what rate they will charge you using a computer program that pores over your debts and borrowing history. This has led to a worrying rise in the number of 'computer says no'-style rejections, with borrowers turned down for unfair reasons such as a late gas bill payment years ago.

More than 3.6 million people missing out on married couples tax break as just 504,000 take up the £212 perk

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A report from the Office for Budget Responsibility blamed computer problems at HM Revenue and Customs and a lack of advertising as the reason why so few had signed up.

Is a draughty van really the answer to branch closures? NatWest says yes - some of its customers passionately disagree 

Money Mail- The Bank on Wheels by Nat West . Here, parked up in the High street in Arundel, West Sussex  ***Pic by David McHugh 07768 721637***

Welcome to the NatWest mobile bank. It travels around the country to towns and villages that no longer have a bank branch. Last year 650 branches closed.

Worthless! Those commemorative coins you've stored away for years because Royal Mint tells banks not to take them

Commemorative coins are worthless because Royal Mint tells banks not to take them

Every year the Royal Mint releases commemorative coins to celebrate anniversaries or events that are significant to Britain and its history. Most are to do with the Royal Family. Each coin is given a face value when it is issued. The commemorative crown is one of the most popular. Crowns bought before 1990 are worth 25p in today's money. Those bought after 1990 have a face value of £5.

Warning! A 0% card starts when you sign up not when you transfer your balance or receive it in the post

Credit card in measuring tape 3d illustration. CFRTH2 
credit, savings, currency, debt, finance, government, inflation, money, reform

Customers who sign up to 0 per cent deals often wrongly believe their perk period starts when they transfer a balance or receive their card through the post.

Year of the cuts continues as top easy-access savings rate plunges to just 1.45% with more reductions expected 

Breaking The Bank.
Smashing open piggy bank to reveal coins / money

French-owned RCI Bank has cut the rate on its top easy-access account to 1.45%. It's the second rate reduction this year. In January, it paid 1.65%.

Can you still get a state pension if you earn too little to pay NI? Our retirement Agony Uncle Steve Webb answers your questions

STEVE WEBB: Can you still get a state pension if you earn too little to pay NI?

Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement. Read Steve's answer to someone wondering whether you can still get a state pension if you earn too little to pay National Insurance.

'Generous' state pension will not be cut to fill £4.4bn public finances black hole - and neither will benefits, promises Osborne

Chancellor George Osborne leaving No 11 Downing Street to present his budget speech.
Picture David Parker 16/03/2016

Mr Osborne refused to countenance an attack on pensions to help fill the spending gap - while also insisting that the Government has no plans to make further welfare cuts.

DAN HYDE: Osborne's Isa budget boon was an inspired move, but it creates a savings apartheid

Dan Hyde, Daily Mail reporter for Money Mail

2016/01/18 Picture by Georgie Gillard

George Osborne said the Isa allowance would increase to £20,000. Sadly, there's a nasty side-effect to his Isa support: he's inadvertently created a savings apartheid between generations.

Britain's debt soars by £555bn under Tories: Osborne set to miss targets as he struggles to bring nation's finances under control

Chancellor George Osborne speaks in the House of Commons, London, on the final day of debate on the Budget. PRESS ASSOCIATION Photo. Picture date: Tuesday March 22, 2016. Mr Osborne insisted he delivered a "compassionate" Budget despite the abandonment of cuts to disability benefits that have left his plans in disarray. See PA story POLITICS Disabled. Photo credit should read: PA Wire

The ONS said the Government borrowed £70.7bn in the first 11 months of the fiscal year as spending on public services and welfare continued to outstrip tax receipts.

How a £100,000 income trust investment would have doubled your money in 20 years - and paid out £125,000 in dividends

A £100k income trust investment has doubled in 20 years and paid out £125k

UK Equity Income is often one of the most popular investment trust sectors. It's easy to see why, with returns more than trebling a £100,000 investment in two decades. Investors would have seen annualised dividend growth over 20 years of 4.6% - considerably more than inflation, which averaged 2.8% over the same time period.

The mortgage interview from your sofa: Lloyds and Halifax launch video advice - just before scrapping 39 branches in April

Lloyds Bank and Halifax have launched an online video service to connect new and existing customers to mortgage advisers from the comfort of their own homes.

Forget passwords and PINS, banks will soon let you access accounts with your VOICE: Santander, HSBC and Lloyds start rolling out audio and video technology

London-based Santander's SmartBank app (pictured) lets people ask questions about their statements, while Lloyds is now allowing people to conduct mortgage interviews via video.

Firm that cuts off customers' televisions if they miss payments to hand out £939k after regulator accuses it of unfair treatment

Around 59,000 customers of Buy as you View are in line for compensation payouts of £939,000 after it was found guilty of unfair practices by the regulator.

Is a conman listening to conversations with your bank? Rise in a new fraud where scammers RECORD bank phone calls to glean personal details

A terrifying scam has emerged which sees fraudsters record customers telephone conversations with their bank to glean vital details and raid accounts, Action Fraud warns.

'It's extraordinary drivers get £30m... when I began I got 25% of the money to get the car on the track': Sir Stirling Moss on his life investing in cars and property

Me & my money: Sir Stirling Moss on racing and investing in property

Racing legend Sir Stirling Moss is a hands-on buy-to-let landlord, as likely to be found touching up paint work as he is enthusing about the sport that made him world famous. Moss has been a keen investor for decades, focusing mainly on properties and cars. He tells us about his life in Me & my money.

Is Wales the new hub for British car-making? Revived sportscar legend TVR follows in Aston Martin's footsteps with new factory

TVR, which brought us bonkers cars like the Cerbera, Griffith and Tuscan will produce its all-new model at a production facility in Ebbw Vale, 40 miles north of Aston's plant.

Tesla plugs in to retail shopping: American electric car maker to open new UK showrooms

TESLA.jpg

The American auto giant, set up to make environmentally friendly vehicles more mainstream, has been opening in upmarket shopping centres and high streets.

US fracking revolution hits UK as first tanker loaded with American shale gas arrives in Europe

US fracking revolution hits UK as first tanker loaded with American shale gas arrives in

The Intrepid, a 180-metre vessel owned by chemicals giant Ineos, docked in Norway with 27,500 cubic metres of gas.

IN THE MONEY: Peter Rollings Chief executive, Marsh & Parsons 

Peter Rollings ,managing dirctor of Kensington and Chelsea estate agency Marsh & Parson.

Rollings, chief executive of Marsh & Parsons since 2005, will collect £5.6m in July this year and a further £2m in March 2018 after two years as a 'brand ambassador' for the company.

ALEX BRUMMER: After bingeing on debt and fighting a long battle for survival... The food empire strikes back 

Daily Mail City Editor Alex Brummer.
byline

Premier Foods managed to escape the big drop into the Blue Square Conference and receivership by jettisoning brands and bringing debts down to a not inconsiderable £600m.

Virgin Atlantic profits almost double thanks to lower fuel costs and growing demand for transatlantic flights

The Cosmic Girl, a Boeing 747 of Virgin Atlantic, at Amsterdam Schiphol Airport. British media report 11 December 2012 that US Delta Airlines have bought a 49 per cent stake in British Virgin Atlantic airlines, in a move seen aimed for improved access to London's Heathrow airport. Virgin Group and Sir Richard Branson are to hold a 51 per cent stake in the venture. 

epa03504670 (FILE) A file photo dated 24 February 2008 showing 
 EPA/ERIK VAN 'T WOUD

Pre-tax profits excluding exceptional items soared 45 per cent to £22.5million in 2015, from £12.4million in 2014 after a 34 per cent fall in oil prices during last year helped it save money on fuel.

DAILY BRIEFING: Sofa, So Good - Furniture retailer DFS posts 7% sales boost 

Logo: dfs.

Profits for the year to January were £16.2m, compared to a loss of £14.4m the previous year. DFS announced an interim dividend of 3.5p per share - an increase of 12.9 per cent.

Sports Direct confirms profits will be at bottom of forecasts a day after founder Mike Ashley says they would fall this year

Sports Direct confirms profits will be at bottom of forecasts

In a very brief statement, the firm said its annual earnings are expected at or around the bottom end of expectations, having already trimmed forecasts when it warned over profits in January. The admission comes after Sports Direct shares tumbled 6 per cent yesterday after Mr Ashley's comments in an interview with The Times sparked concerns over the group's figures, as MPs increased pressure on him to face questions about the treatment of workers.

Is your Amazon Kindle set to die? Users of the gadget warned to install critical software update today - or risk losing connectivity

Is your Amazon Kindle set to die? Users of the gadget warned to install critical software

Thousands of Kindle users are being urged to install a critical software update before Tuesday 22 March in order to continue to download Kindle books from the Cloud, access the Kindle Store and other key services. Some 11 models are affected, including Kindle Paperwhite 7th Generation that came out in 2015.

Is it possible to get a comfy sofa and a good night's sleep? Six of the best sofa-beds...

What makes a comfortable sofa bed that will ensure your guests have a relaxing night's sleep? We take a look at what's on offer.

Average property asking price passes £300k record as engine of growth switches from London to the North and West

Average house price passes £300k record, says Rightmove

The average home asking price in England and Wales has passed the £300,000 milestone for the first time, according to a leading property listing website. Asking prices have jumped by more than £100,000 typically over the last decade: in March 2006 the average was just £200,980, says Rightmove.

A quarter of London boroughs don't have a single home for sale below the UK average price of £192K

It means first-time buyers with a 5 per cent deposit of £10,000 and an annual salary of £42,000 would not be able to afford a property in these areas - based on a maximum 4.5 income multiple.

Should overseas investors be banned from the British property market? East London developer backtracks on selling 'only to' UK occupiers and landlords

Large swathes of new developments in the capital have been sold to overseas buyers in recent years. But the new homes in Stratford will be limited to owner occupiers and UK investors only.

Top 20 features that will sell your home: The 'must-have' property factors that buyers look for

Top 20 features that will sell your home: The 'must-have' property factors that buyers

Buyers opt for practical features when it comes to securing a new home, meaning they will prioritise a good broadband signal over highly-rated schools and a living room big enough for a large flat screen TV over period features.

'My housemate fell through the ceiling when trying to fix a leaking pipe': A third of us will attempt DIY this Easter with no idea what we're doing

As the Easter weekend approaches and enthusiastic homeowners get set for some DIY, 33 per cent have admitted they have started a job before with no idea what they're doing

Bellway's 'high-end' London apartments rise by £90,000 in just twelve months - helping the housebuilder post record profits    

Bellway Homes? So-Stepney, a brand new development offering a range of spacious, one and two bedroom apartments in Stepney, London. 

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The Newcastle-based housebuilder sold 786 homes in the capital, 52 more than last year, at an average selling price of £366,764 - nearly £90,000 more than 2015's asking price.

The ultimate hot hatches put to the test: Has the new Ford Focus RS got what it takes to beat the Volkswagen Golf R?

Has the new Ford Focus RS got what it takes to beat the Volkswagen Golf R? Let's find

This could be the ultimate hot-hatch face off: two family-size hatchbacks fitted with high-performance turbocharged engines and four-wheel drive that have already gained a cult following. But which one is best?

Stock market losses are threatening my pension nest egg - should I cash in or switch up my investments?

Stock market losses are threatening my pension - should I cash in?

I had £44,000 in shares, but in the last few months I have seen the amount go down by nearly £4,000.What advice would you give, as only my Neil Woodford shares are holding up. My Hargreaves Lansdown multi-manager portfolio, Royal Mail and Polar Capital Biotechnology shares are losing interest. Should I cash in, transfer to a building society or move the shares to somewhere else? I am recently retired, and these shares were my pension pot.

Why doing nothing might be the best approach to pension freedoms: 10 questions to ask yourself if you are mystified by choices and jargon

Savers feel pressure to use new pension freedoms immediately when the best course of action is often to do nothing with your pot for now, a behavioural study of over-55s reveals.

Divorce fees rise by 34% to £550 across England and Wales in a move that 'will discriminate against women'

Divorce court fees in England and Wales rise to £550 today, up from £410, following a debate in the House of Lords last week that approved the change to legislation.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money....

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

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We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

L Board sign on the rear of a blue saloon car , UK

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? Chancellor's austerity now (so we don't pay later) to keep rates on hold - as they stick for seventh year

When will UK interest rates rise?

George Osborne's continued austerity revealed in his 2016 Budget is likely to keep rates on hold for longer. Inflation expectations have been revised down for 2016 to 0.7 per cent, while Brexit uncertainty and slow global growth are also playing on rate-setters' minds.

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Fight back against the banks: Your guide to the rules of switching and where to find the best current accounts - some will even give you free money!

Banking customers typically stick with their current account provider for an average 15 and a half years. But signing up for a new account can get you a much better deal. Here's how to switch

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

What next for house prices? House price rises ease but London market is picking up again

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After a slowdown earlier this year, the London market appears to be continuing to push ahead of the rest of the UK. We look at the latest figures.

What next for mortgage rates? Borrowers are in a sweet spot, so is it time to fix?

A stock photo of a miniature toy house .

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Borrowers could be in something of a sweet spot, with lenders keen to lend, house prices rising and a first rate rise still considered a way off. We look at the best mortgage rates.

TIPS, TOOLS AND HELP FOR LANDLORDS

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Best paid jobs 2015: Compare your salary to the national average in this league table of 350 professions - and see the year's winners and losers

Compare your pay to the UK average across 350 professions

Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.

Premium Bonds winners

March 2016
Prize value Winning bond No. Area
£1,000,000 254MZ390454 Tyne and Wear
£1,000,000 176QW334158 Leicestershire
£100,000 265JN632736 Wales
£100,000 250VM945648 County Durham
£100,000 215XY398675 Preston
£100,000 189SR408716 Wales
£100,000 153PC733202 Suffolk
£50,000 93GY116930 Wales
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£50,000 26AE681300 Cambridgeshire
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