Current profit forecasts for FTSE 100 companies indicate they should yield 4 per cent in dividend income in 2016, but new analysis throws doubt on whether they can all deliver. None of the present top 10 highest-yielding FTSE 100 stocks looks like it can comfortably afford next year's dividend, meaning they could have to pay out of capital or debt or slash their annual payout, according to data from online investment service AJ Bell.

Young jobstarters are the most likely to sacrifice valuable employer payments by only saving into a new Lifetime Isa after they are launched next year, new research shows. Some 15 per cent of 18-24 year olds said they plan to abandon their workplace pension in favour of the new Lifetime Isa, which will allow younger people to save simultaneously for a home and retirement. This means they would miss out on employer contributions which provide a big boost to retirement savings, especially in early years when their savings have the most growth potential.

We are approaching that moment when many of us feel inclined to throw open the windows and blow away the cobwebs of winter. Here is our guide for a proper spring make-over in the hope that summer will soon be turning up.

If you want to build your wealth over the long-term, some simple investing is most likely to be the best plan - and the key to doing it is dividends. Over the past decade, the FTSE All-Share has risen a feeble 11%. Factor in its dividends, however, and the total return rises to 58%. By comparison the average UK Equity Income investment trust's total return is 103%.

The National Audit Office has weighed in over the poor treatment of a specific group of future state pension claimants, who will be hit by the axing of inflation uprating, saying: 'Some people are likely to lose out and they have not been able to find the information they need.' The state pension overhaul has already caused uproar as many people who expected to get the full new 'flat rate' of £155.65 a week have discovered they will end up with smaller payments.

Smart beta is the new investing buzzword, but what does it mean and is it any better than a simple index tracker? Hector McNeil, of ETF specialist Wisdom Tree, joins Simon Lambert to explain index investing, exchange traded funds and why some investors prefer to tilt these to try and deliver better returns.

Half of us admit to driving further to avoid having to pull off parallel parking - so how much does the increasingly popular parking option cost on top models? With a raft of parking aids now widely available on new cars, from sensors to reversing cameras, we've taken a look at how much extra you have to pay to spare your parking blushes.

For those looking for a renovation, here's our pick of the best projects for sale. There's something for all budgets, whether it's a £15K property in Derbyshire or a £3m house in North London. You may just need longer than the Easter weekend to complete them.

At the moment, the first £75,000 of savers' cash is protected in any one savings account, but this level could change over time although not in the first couple of years after a potential Brexit. The level of protection is determined by an EU-wide directive between member states. Although all countries have their own scheme - ours is the Financial Services Compensation Scheme - the level of cover is the same across all EU countries.

Traditionally, banks and building societies boost cash Isa rates in spring to woo savers looking to use up their allowance. But rock-bottom interest rates and a new £1,000 tax-free allowance for interest have led to banks cutting their rates. We look at where savers and investors can turn.

Marrakesh is the best value destination for a city break while Zurich is the priciest, according to a new report. The Moroccan capital has come out cheapest for a basket of five holiday items including a glass of wine, a travel card, a big mac, a ticket for a national museum and 30-minute taxi journey. Second cheapest is Budapest in Hungary followed by Prague in the Czech Republic, according to the research from Caxton FX.

Lord Wolfson warned that 2016 could be as bad as the financial crisis of 2008 and said Britain faced a consumer spending slowdown as pay rises were faltering. He said the year ahead 'may well be the toughest we have faced since 2008' and said it will feel like 'walking up the down escalator, with a great deal of effort required to stand still'.

Most banks decide whether to lend you money and what rate they will charge you using a computer program that pores over your debts and borrowing history. This has led to a worrying rise in the number of 'computer says no'-style rejections, with borrowers turned down for unfair reasons such as a late gas bill payment years ago.

Every year the Royal Mint releases commemorative coins to celebrate anniversaries or events that are significant to Britain and its history. Most are to do with the Royal Family. Each coin is given a face value when it is issued. The commemorative crown is one of the most popular. Crowns bought before 1990 are worth 25p in today's money. Those bought after 1990 have a face value of £5.

Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement. Read Steve's answer to someone wondering whether you can still get a state pension if you earn too little to pay National Insurance.

UK Equity Income is often one of the most popular investment trust sectors. It's easy to see why, with returns more than trebling a £100,000 investment in two decades. Investors would have seen annualised dividend growth over 20 years of 4.6% - considerably more than inflation, which averaged 2.8% over the same time period.

Racing legend Sir Stirling Moss is a hands-on buy-to-let landlord, as likely to be found touching up paint work as he is enthusing about the sport that made him world famous. Moss has been a keen investor for decades, focusing mainly on properties and cars. He tells us about his life in Me & my money.

Thousands of Kindle users are being urged to install a critical software update before Tuesday 22 March in order to continue to download Kindle books from the Cloud, access the Kindle Store and other key services. Some 11 models are affected, including Kindle Paperwhite 7th Generation that came out in 2015.

The average home asking price in England and Wales has passed the £300,000 milestone for the first time, according to a leading property listing website. Asking prices have jumped by more than £100,000 typically over the last decade: in March 2006 the average was just £200,980, says Rightmove.

Buyers opt for practical features when it comes to securing a new home, meaning they will prioritise a good broadband signal over highly-rated schools and a living room big enough for a large flat screen TV over period features.

This could be the ultimate hot-hatch face off: two family-size hatchbacks fitted with high-performance turbocharged engines and four-wheel drive that have already gained a cult following. But which one is best?

I had £44,000 in shares, but in the last few months I have seen the amount go down by nearly £4,000.What advice would you give, as only my Neil Woodford shares are holding up. My Hargreaves Lansdown multi-manager portfolio, Royal Mail and Polar Capital Biotechnology shares are losing interest. Should I cash in, transfer to a building society or move the shares to somewhere else? I am recently retired, and these shares were my pension pot.

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

George Osborne's continued austerity revealed in his 2016 Budget is likely to keep rates on hold for longer. Inflation expectations have been revised down for 2016 to 0.7 per cent, while Brexit uncertainty and slow global growth are also playing on rate-setters' minds.

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.