Crunch time for the £50m fund fat cat: Shareholders attack Schroders over plan to make ceo Michael Dobson the chairman

Crunch time for the £50m fund fat cat: Shareholders attack Schroders over plan to make ceo

There is already anger at Dobson's excessive pay, but shareholders emboldended by the success of the BP pay vote look set to turn their fire on him at the fund group's AGM later this month.

What do the retired wish they'd known in hindsight? The lessons from the future for today's generation of savers

Prudential asked pensioners retired for five years or less about their switch from work to leisure, and whether they regretted anything and would do it differently if they had the chance.

INVESTMENT EXTRA: With the price of land falling fast... Can you harvest a profit from a farming boom?

INVESTMENT EXTRA: With the price of land falling fast... Can you harvest a profit from a

A report by property experts Knight Frank found the cost of an acre of farmland was £7,907 in March, a drop of 3 per cent in just three months and the biggest quarterly fall since the end of 2008. Farmers blame this on the uncertainty caused by the Brexit vote. UK farmers receive about €3.2billion in subsidies from the EU. These payments can amount to up to 60 per cent of an average farmer's income.

Should you buy a new boiler or hire one? New rental plan needs no money upfront - but costs could soon add up

Instead of coughing up for a brand new boiler, which could set you back around £2,000, can it ever make sense to lease one out and paying a monthly amount instead?

Waitrose to sell tea to China: Deal with internet giant Alibaba will see grocer ship Earl Grey and shortbread to the East

London. Waitrose shoppers in Clapham Junction.
Stephanie Schaerer
12/04/2013
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. REXMAILPIX.

The grocer has agreed a deal through Chinese operator Avenue 51 which will see it ship items to China including Earl Grey tea and shortbread biscuits.

HSBC set to face fearsome US probe over Panama link and could lose its American banking licence

The exterior of HSBC's headquarters is pictured in east London on June 9, 2015. 

Scandal-hit bank HSBC said today it would cut its global headcount by up to 50,000 as part of a restructuring that entails its withdrawal from Brazil and Turkey, while it also mulls abandoning London as its HQ.   

AFP PHOTO / JUSTIN TALLISJUSTIN TALLIS/AFP/Getty Images

Two crusading US senators are urging an American crackdown on HSBC and other banks at the heart of the Panama Papers tax avoidance scandal.

Could this £6 gadget protect your wallet from fraudsters trying to 'skim' your contactless card details?

Scammers can use sneaky devices that read the signal your contactless card sends to take payments of up to £30 from your account or steal the information to use for online purchases.

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MARKET REPORT: Poundland back in the bargain bin again as investors flee the discount retailer following painful takeover

MARKET REPORT: Poundland back in the bargain bin again as investors flee the discount

Brokers cut their target prices for the shares to as little as 130p. Poundland was, until recently, the darling of the discount world. But last year's purchase of rival 99p Stores prompted an investigation by the Competition & Markets Authority, and much-needed investment in the acquired stores have hurt Poundland's profits.

WEEKLY REPORT: JD Sports' profits leap 45% thanks to trendy tracksuits and Yoga pants

JD Sports city and finance.jpg

Sportswear retailer JD Sports' profits leapt an impressive 45 per cent because of the fashion for trendy tracksuits and Yoga pants. More grim news for Sports Direct rival Mike Ashley to quietly chew on.

Investors being overcharged by £1.8bn: Groups charging for funds which they claim are managed, but are actually trackers

Financial research stock-market. Image shot 2001. 
Magnifying glass over share prices
A167EA 
Exact date unknown.

Fund groups charging too much for funds which they claim are managed, but are actually trackers which blindly follow an index, could be costing UK savers £1.8bn in unnecessary fees.

TRUST WATCH: Brunner Investment - a giant that takes a bet on globe's most famous names

city and finance 2.jpg

Around a third of the £330m it iinvests is in UK stocks, such as Royal Dutch Shell and Vodafone, and another third in US firms including Microsoft and beauty company Estee Lauder.

ALEX BRUMMER: Shareholder spring goes global with US investors set to rebel against overpaid and underperforming bosses

Daily Mail City Editor Alex Brummer.
byline

Top of the pay league is Phillippe Daumon of cable giant Viacom who received $54.2m (£36.9m) - still less than Britain's most well paid boss Sir Martin Sorrell of WPP who received £63m.

60 SECONDS WITH: Malcolm Walker, 70 Founder and CEO, Iceland 

Malcolm Walker Head at Iceland frozen food store for City pages

Malcolm Walker is chief executive of Iceland, the frozen food store which he started in 1970. It floated on the stock exchange in 1984, before Walker bought the firm back in 2012.

Metro Bank is going against the grain by actually OPENING bank branches, says JEFF PRESTRIDGE - and web-battered High Streets need all the help they can get...

Banks like Metro that invest in people and branches will make Britain great writes JEFF

Of course, Metro Bank is not THE answer to all our banking needs. But you have to admire a business that is bucking the trend and investing in people, bricks and mortar. A business in growth mode rather than retrenching.

BT big winner in the TV battle for new customers as it goes big on sport - but Sky sees its growth stutter

BT could soon overtake Sky in attracting new paid-for television customers as it continues to grow its market share, data from Kantar Worldpanel has revealed.

Founders of holidaycottages.co.uk pocket £15m after selling 50% stake in the family firm they started from home

15A-holiday cottages.jpg

Phoenix Equity Partners has bought around 50 per cent of The Travel Chapter Group, owner of website holidaycottages.co.uk. It values the business at around £30m.

SIMON LAMBERT: How do you solve a problem like inheritance tax?

How do you solve a problem like inheritance tax?

Even by the standards of Britain's increasingly muddled taxes, inheritance tax is a mess. So it should perhaps come as little surprise that the Prime Minister managed to find himself lambasted for doing nothing wrong this week. So what do we do about an unpopular and complicated tax?

You couldn't leave a note! One in 10 who prang another car while parking drive off without telling the owner

Of 1,000 motorists surveyed, almost a third said they'd had a small prang with another car in the last year but 12 per cent of these didn't let the other driver know about their misdemeanor.

Ten of the most disappointing new cars: Road testers reveal the motors that left them longing for anything else

The world of motoring isn't all about glamour, speed and sharp handling - some cars are just disappointing. So what are the cars that turned out to be the most annoyingly mundane?

'Climate of uncertainty' brewing in Britain's housing market as prospect of Brexit, buy-to-let jitters and weakening pound loom

Prospect of Brexit weakens the pound and makes buy-to-lets jittery

A 'climate of uncertainty' is brewing across Britain's housing market, as the looming prospect of a potential Brexit, buy-to-let investor jitters and a weaker pound take their toll. For the first time since 2008, expectations for house sales have dipped into negative territory. Nearly 40% of surveyors told RICS they expect London property prices to fall over the next three months.

Bank of England keeps interest rates on hold amid 'Brexit' fears and worsening economic outlook

Governor of the Bank of England Mark Carney (right) leaves following an Inflation Report press conference at the Bank of England, London. PRESS ASSOCIATION Photo. Picture date: Thursday August 6, 2015. Members of the Bank's Monetary Policy Committee (MPC) voted 8-1 to leave interest rates on hold this month at 0.5%, where they have remained for more than six years. See PA story ECONOMY Rates. Photo credit should read: Anthony Devlin/PA Wire

The Bank of England's minutes showed that all of its nine rate-setters voted to keep the base rate unchanged, despite inflation rising to 0.5 per cent in March, its highest level in over a year.

RBS to close 32 NatWest branches across England at the cost of 600 jobs - with more to be announced in weeks

NATWEST BRANDING AND BROCHURES
NatWest branding outside of our branch.
Enquiries to: Anthony Frost, tel: 0171 920 5774

18 branches in the North will go, resulting in up to 217 job losses, while in the Midlands and East of England 13 branches will close at a cost of 176 jobs.

'Should I buy top-ups or fill in missing NI years to boost state pension?' Our retirement Agony Uncle Steve Webb answers your questions

STEVE WEBB: Buying top-ups and paying missing NI to boost state pension

Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement. Read Steve's answer to a saver who has 30 qualifying years of NI paid towards a state pension, and is due to retire in 2020.

Investing Show: A dividend hero's favourite shares and tips for income investors

Investing Show: Dividend hero's top shares

City of London investment trust has raised its dividend payout for 50 years in a row, Job Curtis - the trust's manager for the past 25 years - discusses income investing and his best ideas.

Savers retiring on 10% less than a year ago: Double blow from poor investment returns and dreadful annuity rates

Weaker investment returns have reduced the sums savers can muster up by the time they retire, while a worsening annuity market means they are getting lower quotes from pension firms.

Passive investing sees 160% rise in two years since advisers were banned from raking in commission

As we reach the deadline for the scrapping of trail commission, an online investment platform reports passive funds now make up more than a quarter of its best-sellers, up from 10% in 2013.

The £1MILLION doughnut: Round house with a hole in the middle that starred on Grand Designs up for sale

£1MILLION doughnut-house that featured on Grand Designs goes on sale

They say an Englishman's home is his castle, but this one looks more like his dessert. The four bedroom home's 58ft living area wraps around a circular courtyard with decking and a hot tub. TV show Grand Design's presenter Kevin McCloud described the property as 'magnificent'.

First-time buyers will need a £64K salary and a £46K deposit to purchase a typical £270K home by 2020

Rising house prices will see the average value of a home in Britain reach £270,000 in 2020, meaning a typical first-time buyer will need to earn a salary of £64,000, according to new research by charity Shelter.

Green Deal fiasco: Energy efficiency loan scheme that cost taxpayer £240m had 'negligible green benefits' - and paid its staff £100k each

A man is pictured fitting Earthwool insulation into a loft space. Made from recycled glass bottles the material, called glasswool, is one of the most eco-friendly types of loft insulation available. Ordered online at www.earthwool.com, it is delivered to your door and installation takes about two hours.

An energy efficiency scheme that gave an average £17,000 of public money to each participating household produced negligible green benefits, a watchdog report revealed today.

The BOGOF Ferrari: We test its 'most affordable' car - with the new upgrade that can switch your £155,000 California T from GT to racer

Ferrari's new Handling Speciale pack means the best of both worlds at the flick of a switch - civilized comfort or ear-slitting performance. We put the California T to the test.

Three days left to snag the cheapest-ever personal loan! Sainsbury's Bank offers 3.2% rate to Nectar card holders with squeaky clean credit scores

Sainsbury's Bank has slashed the cost of borrowing amounts between £7,500 and £20,000 for Nectar loyalty cardholders to a market-leading 3.2 per cent if you repay within three years.

'Gold will soar 700% in near future': Economist claims precious metal set for $10k an ounce as cyber-criminals hack into digital wealth

Economist claims gold could hit $10k an ounce as cyber-criminals hack into digital wealth

An economist has claimed that gold will soar in value in the coming years labelling cyber warfare as the number one reason people will pile into the commodity. James Rickards, chief global strategist at West Shore Funds, told Bloomberg Markets that the 21st century digital age poses risk to digital money and wealth to all investors and savers.

World faces new financial crisis and recession if central banks don't keep stock markets steady, warns IMF

Stock Trader Clutching His Head in Front of a Screen Showing a Stock Market Crash.

BCW2K1

The IMF said that enduring market volatility could create a 'pernicious feedback loop of fragile confidence, weaker growth, tighter financial conditions, and rising debt burdens'.

Eurozone at vortex of new financial crisis fears: ALEX BRUMMER on IMF warning that banks in Italy and Greece (and even Germany) hold €900BILLION of rotten loans

Daily Mail City Editor Alex Brummer.
byline

What would happen if financial markets went through another bout of extreme turbulence of the kind which disrupted the global economy in the first two months of this year?

You're on your own if a conman raids your bank account: As a fraud epidemic sweeps Britain, just two in 1,000 cases are ever investigated 

As a fraud epidemic sweeps Britain, just two in 1,000 cases are ever investigated 

More than seven in ten victims are being told it's their fault after falling for sophisticated confidence tricks. Others are being blamed for giving passwords to devious conmen or using out-of-date antivirus software on their computers.

Britain's buy-to-let market showing early signs of a slump as investors factor in rising stamp duty costs

Interest in properties from buy-to-let investors fell by 27 per cent last month compared to the same time a year earlier, Rightmove said.

'World's Local Bank' blasted for worst rates on overseas transfers: HSBC trumpets global reach - but its fees for sending cash abroad are the highest

The world's local bank should hang its head in shame over the lousy rates it offers customers sending cash overseas. HSBC has been found to be the worst high street bank for forex transfers

Giants risk shareholder fury on fatcat pay: BP loses vote on CEO's £13.9m as Anglo American and Stock Spirits face unrest

BP loses vote on CEO's £13.9m as Anglo American and Stock Spirits face unrest

Nearly 60 per cent of investors voted against BP chief executive Bob Dudley's £13.9m pay and perks package making the FTSE 100 energy firm the first swallow of a new shareholder spring. And the move against pay and management decisions seemed to be growing. Mining titan Anglo American and Stock Spirits yesterday became the latest to face unrest.

Investors lose £201m as online advertising business Phorm goes bust

Breaking The Bank.
Smashing open piggy bank to reveal coins / money

The Aim-listed firm, which saw its stock hit £35 in 2008, had teamed up with broadband providers and planned to tap into people's internet searches to target them with tailored web adverts.

Construction sector contracts again in February as 'Brexit' fears weigh, but new home building jumps

Work continues on a development on the site of the former Heygate Estate in Elephant and Castle in London, England.
Experts have warned that an increase in luxury London homes could trigger a construction crunch as the number of high-end homes being built looks set to outpace construction capacity in the capital. 

LONDON, ENGLAND - OCTOBER 27:  
(Photo by Carl Court/Getty Images)

Despite dipping 0.3% on a monthly basis after a 0.4% fall in January, construction output over the three months to February actually rose by 1.5%, the fastest pace in nearly a year.

Manchester Building Society in peril as it seeks cash after making a £4.9m loss last year

image001.png

The mutual, which stopped lending in 2013 after accounting problems, has said there is 'material uncertainty' over its long-term future. It will be forced to wind down unless it can find sources of capital.

Michael Saunders appointed interest rate setter at Bank of England after 20 years at US bank giant Citigroup

Michael Saunders 1.jpg

Saunders, who is currently head of European economics at Citigroup where he has worked for 25 years, takes up the role on a three-year term from August 9.

Treasury to make loss on RBS shares with Osborne urged to come clean on scale of the fiasco

Treasury to make loss on RBS shares with George Osborne urged to come clean

Caroline Flint, a Labour MP and member of the Commons Public Accounts Committee, said the chancellor needs to have an 'honest conversation' with the public.

Hedge fund firm Man Group sees shares gain 5% on solid results, but boss Manny Roman warns risk appetite remains fragile  

Picture shows: The Man Group logo, at the offices at Sugar Quay, Lower Thames Street, London, EC3.

The FTSE 250-listed group managed to eke out $0.5billion of net inflows during the first quarter, while funds under management were little changed from the fourth quarter at $78.6billion.

ALEX BRUMMER: The IMF and World Bank unite against Brexit - but should they really be meddling in Britain's political process?

Daily Mail City Editor Alex Brummer.
byline

Brexit has elevated itself into the top issue at the Spring financial meetings despite a host of other critical issues ranging from the Panama papers to refugees and the meltdown in commodities.

Burberry and Mothercare hurt by China slowdown and the affects of the oil slump on the Middle East

British models Cara Delevingne, Jourdan Dunn and Edie Campbell. The new faces of Burberry Beauty.

Chinese shoppers have put the brakes on spending in Hong Kong and in Europe where Burberry has lots of shops, sending its fourth quarter sales down by as much as 5 per cent.

Fashionable trainers and tracksuits help JD Sports profits jump 46% as it trounces rival Sports Direct

An exterior view of the JD Sports shop in Bristol, England.

The trend, nicknamed 'athleisure' that started in the US with celebrities such as Beyonce and Kanye West, has seen fashion followers opt for sportswear.

Housewives cheated out of pensions by the state: Women were told they'd win in the shake-up but thousands who gave up careers will get almost nothing

Women who gave up careers get almost nothing in pension shake-up

Celia Burnett, pictured with husband Brian when his career was in full flow, planned to rely on his NI to give her a state pension. But instead of a boost from the increased amount, 62-year-old Celia has had her retirement plans turned upside down by catches in the small print of the reforms.

NS&I; savers face tax bill on cash they don't have and pensioners who snapped up three-year bond last year most at risk 

The National Savings and Investments (NS&I) logo. NS&I today announced it was increasing the rates paid on its savings products following the recent hike in interest rates. PRESS ASSOCIATION Photo. Issue date: Wednesday July 25, 2007. The group is passing on the full 0.25% hike to customers with variable rate products and ISAs. But the Treasury-backed savings group is only increasing its Premium Bond prize fund by 0.20% to 4%. See PA story MONEY Premium. Photo credit should read: NS&I/PA Wire

Some 885,000 pensioners put money into these bonds, on sale between January and May last year. They pay a top rate of 4 per cent before tax (3.2 per cent after).

Will paltry savings rates make you delay retirement? One in four say poor returns are derailing plans to stop work at 65

Poor returns from savings could have hit the retirement goals of some 7.2 million people in the UK, according to the findings from Canada Life.

Can a smart robot boost your Isa? Savers ditch millionaire fund managers for trackers that pick shares for a fraction of the cost

Investors ditch fund managers for smart trackers that pick shares

Increasingly popular trackers and ETFs, run by computers rather than humans, now hold huge amounts of savers' cash. Their annual charges are as little as 0.06 per cent. And these tracker funds - which account for £1 in every £8 invested by savers - are becoming more sophisticated.

Should you invest with a smaller fund manager? Boutiques Unicorn and Stewart Investors top performance league while juggernauts struggle

Investment boutiques were generally the best place to put your money in the past five years, with small outfits Unicorn, SVM and Rathbones making it into the top 10.

'Huge rise' in nuisance calls on the cards if two-year deadline for PPI claims is imposed, warns Which?

As well as problems with increased nuisance calls, people could also see companies dragging out their compensation claims if a two-year deadline for claims is introduced, Which? said.

ASK TONY: Sainsbury's won't let me clear my late mum's debts and they're hounding my dad over them

ASK TONY: Sainsbury's won't let me clear my late mum's debts

After my mother died last August, I phoned Sainsbury's Bank to request that a new direct debit be set up so that my father could continue making repayments on a loan. They would not discuss details with me because I was not the account holder, even though my father, who is hard of hearing, had given permission for me to act on his behalf.

DAN HYDE: End this cruel tax attack on honest hard-working families  

Dan Hyde, Daily Mail reporter for Money Mail

2016/01/18 Picture by Georgie Gillard

The way David Cameron has been dragged through the mud for inheriting money from his parents is damaging for us all. The PM has done nothing wrong in accepting a £200k gift from his mother.

Rotten service, soaring prices and shock bills... Is it time to ditch the mobile phone giants? 

mobile telephone

Giant mobile phone operators are infuriating loyal customers by tearing up long-standing deals, offering shoddy service and exploiting poor competition to crank up prices.

Over 65? The ten pots of cash and freebies you could be entitled to - and how to claim them

Over 65? The ten pots of cash and freebies you could be entitled to

From payments during cold spells to free eye tests there are a plethora of benefits and pots of cash available to Britons aged over 65. Although some could add up to thousands of pounds every year, not everyone who is eligible claims them. Here we run through ten payments available and how to go about claiming them.

Atom Bank launches top one-year fixed-rate savings deal offering 2% - but only for iPhone and iPad users

An attendee inspects the new iPhone SE during an Apple special event at the Apple headquarters on March 21, 2016 in Cupertino, California. 
Apple announced the iPhone SE and a 9.7" version of the iPad Pro. 


 (Photo by Justin Sullivan/Getty Images)

To open an account with the newly established Durham-based bank you have to register on its website, atom.co.uk, then download the app onto your smartphone.

One in ten Britons now do all their grocery shopping online - but nearly 40% of over 55s have no intention of trying it

Shoppers aged between 25 and 34 are the most likely to do all their grocery shops online, with 19 per cent claiming to shun supermarket trips altogether.

Negative interest rates are the right way to go, says IMF, despite warnings about their side effects from a fund management boss

Negative interest rates are the right way to go, says IMF,

A study published yesterday, ahead of the IMF's spring meeting in Washington DC this week, has concluded that on balance, negative interest rates 'help deliver additional monetary stimulus and easier financial conditions, which support demand and price stability.' But the IMF's backing will come as a shock to critics who view the move to negative interest rates by the Bank of Japan and the European Central Bank in recent months as desperate. In total six of the world's central banks now have negative interest rates in place.

UK inflation rises to highest level for 15 months as cost of jetting off abroad soars - but interest rate rise still some time off 

Rising air fares, and higher clothing costs helped UK inflation increased to 0.5 per cent in March, edging up from the 0.3 per cent level recorded in both February and January.

My new company enrolled me in a pension scheme, how much will it really cost and is it worth paying in such a small amount?

How much will my work pension cost and is it worth paying in a small amount?

I am 24 and have started a new job paying £23,000 and my company wants to enrol me in the pension scheme. It offers to match what I put in up to 5 per cent of my salary but I'm worried that even though that's a small amount I can't afford this. How much will it cost me and is it worth doing for such a small amount?

Compensation for store card shoppers at stores including Debenhams and House of Fraser who were hit with unfair charges 

Members of the public walk past Debenhams store as companies announce Christmas sales results in Glasgow, United Kingdom on January 2, 2014.
Shares in the department store Debenhams have fallen following the company announcing poor sales during the Christmas period.  

GLASGOW, UNITED KINGDOM - JANUARY 02:  
(Photo by Jeff J Mitchell/Getty Images)

Many customers were asked to pay fees they were not expecting or did not understand. New Day, a major store card provider, has set aside more than £4 million.

Guide for lazy switchers: How to make someone else do the work while you save cash by moving to a better energy deal or investments

Guide for lazy switchers: How to make someone else do the work while you save cash

The Government is keen to get households to chase value for money, but many workers struggle to find the time to analyse every penny spent on energy or earned on savings. Laura Shannon looks at services aimed at 'lazy switchers' who want a better deal - for minimum effort.

Vodafone's communications breakdown as complaints soar: Don't call us, you'll have to go to a branch, says giant - after FOUR HOURS chat

CCCP28 VODAFONE CALL CENTRE STOKE, OVERALL INTERIOR VIEW

The total number of complaints about communication providers made to the Ombudsman in the first three months of this year is 53 per cent higher than in the same period last year.

TONY HETHERINGTON: Tesco's blunder landed me with court judgment over council tax bill in Merthyr Tydfil - but I've never lived there

Customers enter a Tesco Plc store in London...Tesco Plc, the U.K.'s largest retailer, reported the first profit drop in almost two decades after increasing investment to halt declining supermarket sales.....Wednesday, Oct. 3, 2012. .. Photographer: Simon Dawson/Bloomberg

I came home from work at Tesco in December to find a letter from CCMCC saying that Merthyr Tydfil Borough Council had applied to my local county court for an order attached to my earnings.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money....

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Revealed: The world's cheapest and most expensive stock markets - and where the UK stands

spt_Cape 3.JPG

We highlight the world's cheapest and most expensive stock markets, measured on three popular valuation tools and where the UK sits.

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

L Board sign on the rear of a blue saloon car , UK

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? Chancellor's austerity now (so we don't pay later) to keep rates on hold - as they stick for seventh year

When will UK interest rates rise?

George Osborne's continued austerity revealed in his 2016 Budget is likely to keep rates on hold for longer. Inflation expectations have been revised down for 2016 to 0.7 per cent, while Brexit uncertainty and slow global growth are also playing on rate-setters' minds.

Our savings picks: This is Money's five favourite best buy cash Isas for 2015

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Fight back against the banks: Your guide to the rules of switching and where to find the best current accounts - some will even give you free money!

Banking customers typically stick with their current account provider for an average 15 and a half years. But signing up for a new account can get you a much better deal. Here's how to switch

Ten tips for buy-to-let: the essential advice for property investors

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

What next for house prices? House price rises ease but London market is picking up again

spt_split-weather-houses.jpg

After a slowdown earlier this year, the London market appears to be continuing to push ahead of the rest of the UK. We look at the latest figures.

What next for mortgage rates? Borrowers are in a sweet spot, so is it time to fix?

A stock photo of a miniature toy house .

E08RMN

Borrowers could be in something of a sweet spot, with lenders keen to lend, house prices rising and a first rate rise still considered a way off. We look at the best mortgage rates.

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Best paid jobs 2015: Compare your salary to the national average in this league table of 350 professions - and see the year's winners and losers

Compare your pay to the UK average across 350 professions

Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.

Premium Bonds winners

April 2016
Prize value Winning bond No. Area
£1,000,000 156TA530227 Devon
£1,000,000 148NB758264 Mid Scotland and Fife
£100,000 78YM696418 Bromley
£100,000 194QH173336 Avon
£100,000 193YM044522 Overseas
£100,000 181JB419735 Bristol
£100,000 155BJ778670 Nottingham
£100,000 103EA347628 Inner London
£50,000 97LB404771 Harrow
£50,000 85LH712626 Kent
£50,000 52NJ179234 Ealing
More Premium Bonds winners

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Monthly Or Lump Sum Savings Calculator

Monthly savings plan

Find out how much a regular monthly savings scheme could make me.

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Or lump sum investments

Calculate how much a lump sum investment could be worth.

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Mortgage Affordability Calculator

Your monthly payment

Enter how much you plan to borrow and find out your monthly bill. Assumes interest calculated annually.

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Your total mortgage

Enter the amount you can afford to pay monthly (eg. your current rent) to find out how much you can borrow...

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Are you over-stretching

How much of your income goes on your mortgage?

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