Young drivers have to fork out an astonishing £8,000 in the first seven years after passing their test just to be on the road, so picking a car like these could pay off. The average young driver hands over £1,247 each year, comparethemarket.com says, but these cars would cost an average of £842.

Interest-free purchase and balance transfer deals can be a useful tool if used correctly - but miss a payment or fail to clear your debts in time and you can be lumped with high interest charges on remaining debts. This is Money takes a look at the best no-frills credit cards offering a consistently low interest rate.

If you do want to build your own share portfolio - or just understand how people do it - how do you go about it? We asked our friends at Stockopedia to build a buy-and-hold DIY investing Isa share portfolio - and explain how it was done.

Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. This week, he tackles a question from a reader who is surprised to just be receiving £80.42 a week. She asks whether she is entitled to any top ups for the time in which she was bringing up children and out of the workplace - or simply a top up because her income is so low.

A defiant stand against paying for financial advice has left John Small struggling to gain control over his savings, despite pension freedom reforms promising full access. The 75-year-old businessman is being forced to buy a £60,000 Zurich annuity against his wishes because he refuses to pay for advice about his pension arrangements. Mr Small has sent a personal letter of protest to Prime Minister David Cameron about the legal requirement forcing savers to get professional help before unlocking some pension pots worth £30,000-plus.

In an estate agent's window in Streatham, South London, a two-bed flat starts at £500,000. Prices like this leave little room for the housing bubble to continue to inflate. I am scratching my head trying to work out how the property market can go any higher if everyone is priced out - so is a downturn on the way?

The rising demand for gold has triggered a 17 per cent jump in the metal's price in the first three months of the year, with some commentators suggesting it could rise further if Britain votes to leave the European Union next month. Figures published today by the industry-backed World Gold Council showed that demand for gold rose by 21 per cent in the first quarter of 2016.

Modern family dynamics are also causing more rows, with divorce, second marriages, stepchildren and half-brothers and sisters now common. The more extended the family, the more likely it is that arguments will arise. One of the most recent high-profile cases is a dispute over the legacy left by Lynda Bellingham, who starred in the Oxo adverts in the Eighties.

I set up a pet-sitting business and made only £20 in the tax year 2014/15. I called HMRC and was told all I needed to do was write in, setting out details of the cash movements on my business account. In February, I received a £100 late-filing penalty as I'd not completed a tax return. I was told to appeal, but have heard nothing.

The National Institute of Economic and Social Research said sterling could dive 20 per cent if 'Leave' supporters win on 23 June and that the economy would face a 'significant shock'. The pound has already fallen by around 7 per cent against the euro since the beginning of the year and today it fell a further 0.4 per cent to €1.26 after the release of poor manufacturing data.

Lewis, who joined the UK's largest supermarket almost two years ago from Unilever, was awarded the pay package after 'financial targets for sales and operating profit ... were met almost fully'. Tesco's remuneration report out today also shows that chief financial officer Alan Stewart, who joined in 2014 from Marks & Spencer, brought home £2.5million in 2015-16, of which £1.6million in bonus.

The firm behind Grosvenor Casinos and Mecca Bingo said like-for-like revenue for the 19 weeks to May 8 was up 3 per cent. But punters are migrating from the bingo halls to casinos, according to the figures. Revenues for Grosvenor's digital business were up 35 per cent. Rank said that while the number of customers was broadly stable, customer spending per visit had increased.

Would-be buyers paid an average deposit of £20,000 and never saw their money again after building firms went bust or disappeared. But the Spanish Supreme Court has ruled that banks and developers should be held responsible for the cash that buyers deposited and pay out refunds.

I recently spoke to my financial adviser about the uncertainty around the forthcoming EU referendum and whether I should change my investments. He has suggested I move my Isa to the Prudential Growth fund, which returns 7.5 pc before charges. That seems a good return - why hasn't he suggested it before?

They've been hit by a shambles at its Openreach arm, which owns the fibre and copper wires that run from local telephone exchanges to homes and businesses across the country. Openreach controls every single home's access to the internet: while you may pay Virgin Media or TalkTalk for your broadband, BT's Openreach owns and manages the cables.

Eight nail biting months and finally, we have moved into our first home. It's been a treacherous journey full of hurdles - here's what I wish we knew when we started. They might not apply to everyone, some of it may seem simplistic and various titbits are unique to our own homebuying nightmare, but I hope it helps those entering the process, or currently enduring their own slice of hell.

As the search for income continues, are bonds too expensive relative to their yield? Kames Capital's David Roberts thinks so - but sees opportunities in emerging markets. He highlights his thoughts on what next for bonds and investors in our videos.

Ford's new Mustang (right) is available as a fully-fledged UK car for the first time since the original launched some 50 years ago. It comes in right-hand-drive, warranty and all. This means you can pick up an icon that will hit 60 in less than five seconds, for just £35,000. We spent a week with the 5.0 litre V8, to see if it can cut it in Britain.

She had a law degree, a high-flying job at an advertising agency, and a glittering career ahead of her. But Cassandra Stavrou always had a hunger for something else... making popcorn. She was handed the New Generation Award for her 'posh popcorn' brand Propercorn at the Veuve Clicquot Business Woman awards, which celebrate female entrepreneurs in Britain.

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

George Osborne's continued austerity revealed in his 2016 Budget is likely to keep rates on hold for longer. Inflation expectations have been revised down for 2016 to 0.7 per cent, while Brexit uncertainty and slow global growth are also playing on rate-setters' minds.

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.