The Yorkshire BS loan is the lowest rate across fixed and variable, and is well below the average for a 65 per cent loan-to-value mortgage, which stands at 2.02 per cent, according to Moneyfacts. Over the initial two-year fixed period, a borrower requiring a mortgage of £200,000 arranged over a 25-year-term would repay a total of £19,938.65.
Can I dispute the will of a deceased relative? One family member persuaded her to rewrite it, kept her death a secret, held a shotgun funeral and cleared out her house before anyone else had been informed...
He suddenly kept turning up on my relative's doorstep prior to her death after ignoring her for years, redid her will to leave all assets to his own wife and appointed himself executor. By the time family members had been informed of the death, he and his wife had the house cleared out and all family items sent to an auction, and had a fast funeral with no announcement or attendees apart from him and his kids. We have no idea how much the assets were worth but there were valuable paintings, antiques and at least £50,000 in cash. Is this legal and what action can be taken?
DON'T MISS
- A hamster, a hand and a sex toy: Kwik Fit mechanics list 10 weirdest items they've found Car repair discoveries
- Top gripes about pension freedoms revealed Delays, bungled admin, exit fees and compulsory financial advice anger savers the most.
- Another 40 Wetherspoon pubs added to big UK branch sell-off Check the map to see if your local is being sold.
- Nationwide owes me £4,750 after I bought a faulty VW Golf - but it won't pay out ASK TONY.
- Mortgage that transfers wealth to your children? Nationwide hints it will let parents unlock equity to help the young buy a home.
- Experts now say retirees should withdraw only 2.5% a year from a £100,000 pot Pensions running dry?
- So how much should you tip on holiday? It's a minefield... - but our definitive guide will save you any embarrassment.
- Would you lend your nest egg to a total stranger? Concerns over growing numbers of savers investing on peer-to-peer websites.
- Want a motor that really does 60mpg? Top 10 most economical cars on sale - according to real-world tests NOT the manufacturers.
- Families hit by 50% hike in the cost of funerals as cash-strapped councils ramp up their prices
- Warning for Whatsapp users over scam inviting them to upgrade to fake 'gold' service that lets fraudsters hack your phone
- That 7% reward may not be worth the considerable risk of peer-to-peer investing DAN HYDE.
- Experts now say savers should withdraw only 2.5% a year from a £100,000 pension pot Pensions running dry...
- Big banks holding on to YOUR cash by refusing to make their Isas 'flexible' - despite new government rules.
- Beware rip-off charges for drifting into the red Banks being allowed to set their own fees after watchdog refuses to impose a cap.
- National estate agency boss warns of big slump in buyers after buy-to-let rush and that house prices have hit a ceiling 'Trouble in paradise'
- How to unleash the 'awesome power' of compound interest... and calculate it The 'eighth wonder of the world' that could make or break your fortunes.
BUSINESS, CITY & MARKETS
FTSE CLOSE: Footsie nudges ahead slightly despite slump from banks; oil bounces above $50 a barrel
London's top flight index struggled to remain in positive territory as banking stocks fell out of favour following a 2.5billion euro (£1.9billion) rights issue at Spain's Banco Popular. The FTSE 100 Index was 2.8 points higher at 6265.7 despite the slump from the banks, with Royal Bank of Scotland falling 7.4p to 248.6p, Lloyds Banking Group slipping 0.9p to 72.8p and Standard Chartered 5.4p lower at 549.2p.
SAVE MONEY, MAKE MONEY: OUR TIPS TO GET RICHER
- This is Money's five favourite best buy cash Isas for 2016
- Looking for a better bank? Five of the best current accounts
- Energy bills: Could you cut save by switching?
- Best credit cards for spending, holidays and rewards
- The best mortgage rates and should you fix?
- Ten tips for cheaper car insurance - and compare prices
- Best debit and credit cards for spending overseas
- The best and longest balance transfer credit cards
- Best (and cheapest) DIY investing Isa platforms
- Ten tips for buy-to-let and how to find a mortgage
MONEY NEWS & ADVICE
Top gripes about pension freedoms revealed: Delays, bungled admin, exit fees and compulsory financial advice anger savers the most
Frustrated savers have lodged nearly 500 official complaints over new pension freedoms since the reforms were launched in Spring 2015. Around one in 10 complaints the Ombudsman gets about pensions nowadays involves a dispute about the new freedoms, which are aimed at allowing over-55s access to retirement pots to spend, save or invest the money as they wish.
Where to drive a hard bargain: Ten of Britain's favourite cars that dealers offer the biggest discounts on - and you can save up to 28%
Haggling over the price of a new motor can be uncomfortable for some, but get yourself armed with the right information and the task can become a lot easier. So if you need some ammunition to help you negotiate a saving on a new car, online seller AutoeBid has revealed the top 10 discounted models to us - with savings of up to 28 per cent on some new cars.
ASK TONY: Nationwide owes me £4,750 after I bought a faulty VW Golf - but it won't pay out
In June, my son and I bought a VW Golf for £4,750. I paid £650 of this on my Nationwide credit card after reading in your column that this would give me protection under the Consumer Credit Act. After two weeks, the car gave me trouble and was subsequently found to need nearly £3,000 worth of repairs. I tried to return it to the garage as unfit for purpose, but it refused to take it back.
So how much should you tip on holiday? It's a minefield... but our definitive guide will save you any embarrassment
Every country has different customs about when you should tip, when it's inappropriate and how much you should leave. And even within each country it can be different if you are paying for a meal, taxi, room service or just a drink at the bar.it can be different if you are paying for a meal, taxi, room service or just a drink at the bar. Here, we ask local experts in major holiday destinations for the insider's guide to tipping.
Don't leave it too late: What you need to make sure your last wishes are clear, from a will, to power of attorney and probate
Many people put off thinking about their mortality. But there is vital paperwork to sort out before your time comes to an end. Dying without a will - or leaving a badly written one - can create financial headaches or even family feuds after you are gone. Intestacy laws mean a surviving spouse or civil partner might be forced to sell their home or remortgage to pay other beneficiaries.
The 'eighth wonder of the world' that could make or break your fortunes: How to unleash the 'awesome power' of compound interest... and calculate it
Albert Einstein called compounding the eighth wonder of the world. It's a simple but extraordinarily powerful force that anyone saving for their future or going into debt should understand, says Tom Stevenson of Fidelity International. He explains how to work it out and apply it when you're making real life money decisions.
MORE BUSINESS, CITY AND ECONOMY NEWS
She's in her 50s, visits the store 18 times a year and spends £28 on clothes each time: Can Mrs M&S; save Britain's favourite store?
The new boss of Marks & Spencer has a master plan to turn around the fortunes of the 132-year-old chain - he wants to focus on its core customer who he nicknamed 'Mrs M&S;'. In a sharp departure from previous chief Marc Bolland, who seemed more interested in shareholders, Steve Rowe planned to bring the focus of M&S; back to shoppers.
Taxman picks up record £1.2bn in stamp duty in a month as landlords rushed to beat Osborne's buy-to-let tax hike
Last month was a record for stamp duty receipts as landlords and second home buyers settled their tax bills after rushing through purchases ahead of the 1 April hike. This is the highest amount of stamp duty recorded in a single month while the number of transactions in March was nearly more than double that of February.
YOUR MONEY ESSENTIALS
'Trouble in paradise': National estate agency boss warns of big slump in buyers after buy-to-let rush and that house prices have hit a ceiling
New buyer demand slumped 46 per cent in April, said national estate agency Haart and its boss warned sellers need to now be 'more realistic with their asking prices.' Paul Smith, chief executive of Haart - which has 100 branches nationwide - says there is 'trouble in paradise' for Britain's property market.
Find out how much rent your spare room could make you - and it's not London seeing the fastest rises...
With rents rising, Britons across the country could rake in a small fortune renting out their spare room. London is known as the priciest region in the UK, but elsewhere in the country room rents are increasing much quicker than they are in the capital, SpareRoom.co.uk exclusively revealed to This is Money. Excluding London, room rents across the UK have risen by 5.01 per cent in a year, compared to 1.63 per cent in the capital.
The BMW M2 and Ford Focus RS have been hailed as great driver's cars but which one comes out on top?
Play your cards right: The best credit cards for spending, holidays, rewards or clearing your debts
Whatever you are thinking of doing with your finances in 2015, if it is going to involve a credit card, then it is essential that you get the right one. Are you planning on a big spend? Do you need to clear your debts once and for all? If used correctly, credit cards can help you save money and earn rewards. We have scoured the market and picked out what we believe are the best credit card deals to help you make the most of your money.
If I die and my husband remarries, how do I make sure my four kids inherit my money not their future stepmother?
I want to ensure that if I die before my husband he gets the money, but if he remarried and then died my half would end up with my children not any new spouse or her children. How can I safeguard so that any new wife would not reap the rewards of what we have built up and at some point my children will get something from my estate?
CHRIS EVANS CARS OF THE YEAR SPECIAL
Taking the fight to Maserati, Ferrari and Lamborghini: Chris Evans reveals why the McLaren 675 LT is his car of the year
We have to thank McLaren on behalf of the British automotive industry for taking the supercar fight to Italy in such audacious fashion, with such sincere gusto, unblinking commitment and relentless passion. It's nothing short of incredible how far the warriors at Woking have come in such a short time.
TONY HETHERINGTON: These people claiming to be from the Postcode Lottery are fraudsters - and stupid ones
My brother, who is 84 years old, has just received a letter saying he has won £325k in the People's Postcode Lottery. We are both extremely suspicious, but the letter looks so official that if it is a scam, it might well trick a lot of people.There is a People's Postcode Lottery, warns Tony Hetherington, but this isn't from it.
Bullion dealer creates In/Out gold 'coin' to help Britons still undecided on how to vote in EU referendum
Family-run Chard, based in Blackpool, which has 15 staff and an £8 million turnover, has seen an increase in demand for gold and silver in the run-up to the vote on June 23. The company says this is due to investor concerns that, whatever the result, there will be an effect on the economy, stock market and currency. While voters tossing Chard's gold coin to decide their vote would have a 50:50 chance either way, the bookmakers' odds on Brexit have narrowed sharply suggesting far from even odds.
Are you among the one in ten workers who want a different career? Take this interactive quiz to find out what job would suit you...
Oxford Open Learning has developed a 'profession picker' quiz, which you can take to find which career could be the best fit for your skills. One in ten Britons are tempted to start a new career within the next 12 months, with money the largest motivator according to its research. Of these as many as 58 per cent would retrain to get a foot in the door.
GUIDES: HOW TO SAVE MONEY AND MAKE MONEY
PENSION GUIDES
- How pensions work: Your essential guide to saving for a richer retirement
- How much money do I need to save for my pension? A quick guide to retirement saving...
- Why bother saving into a pension? Here's the advice I gave to my own sister, says SIMON LAMBERT
- Final salary pensions
- Defined contribution pensions
- Workplace pensions
- Personal pensions
- The state pension
- When and how to start saving for a pension
- What tax will you pay on your pension?
- What happens to your pension when you retire?
- Annuities
- Drawdown
- The Pension Protection Fund
WHAT NEXT FOR YOUR MONEY?
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
What next for house prices? House price rises ease but London market is picking up again
Nationwide says there was a 'mixed picture' across the regions in the third quarter of 2015, with the rate of house price growth accelerating in southern England and particularly London, but slowing down in the Midlands and most northern areas.
Ten tips for buy-to-let: the essential advice for property investors
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
TIPS, TOOLS AND HELP FOR LANDLORDS
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Best paid jobs 2015: Compare your salary to the national average in this league table of 350 professions - and see the year's winners and losers
Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.
ABOUT THIS IS MONEY
Premium Bonds winners
Prize value | Winning bond No. | Area |
---|---|---|
£1,000,000 | 171EJ539324 | West Scotland |
£1,000,000 | 150PX626601 | Surrey |
£100,000 | TR756652 | Nottingham |
£100,000 | 78EG320957 | Northumberland |
£100,000 | 70SQ047110 | Essex |
£100,000 | 209AK720567 | Leicester |
£100,000 | 171RJ541936 | Hampshire and Isle of Wight |
£100,000 | 14KT085181 | Lancashire |
£50,000 | 77AG074265 | Mid Scotland and Fife |
£50,000 | 33XT435809 | Inner London |
£50,000 | 22DR965024 | Hampshire and Isle of Wight |
MOST READ MONEY
- What you need to make sure your last wishes are clear, from a will, to power of attorney and probate Don't leave it too late.
- Interactive map shows Winchester is best for start-ups while survival rates in Cardiff are low Best places in the UK to start a business.
- Metro Bank to increase transaction fees for customers using cards overseas 'in order to keep them free in Europe'
- Emerging market funds revealed as a 15- year disappointment as average investment lags benchmark by 16%
- Find out how much rent your spare room could make you - and it's not London seeing the fastest rises...
- Britons will spend an average of £1,300 on their summer holiday - but PM claims that Brexit could add another £230 to the cost.
- New Nationwide boss warns on harsh mortgage competition but profits jump again Profits hit £1.34bn
- Which is the better driver's car? BMW M2 vs the Ford Focus RS Supercar rivalling performance in a cheaper package
- Music and theatre tickets are still being sold unlawfully on some secondary websites, claims Which? investigation Investigation
- Think the EU referendum is the big financial event of the year? The US rates decision could be even bigger ALEX BRUMMER:
- Britons will spend an average of £1,300 on their summer holiday But PM claims that Brexit could add another £230 to the cost
- What you need to know about picking and paying for a funeral Death is unavoidable but you can choose how you go
- If I die and my husband remarries, how do I make sure my four kids inherit my money not their future stepmother?
- The best credit cards for spending, holidays, rewards or clearing your debts Play your cards right...
- Ryanair says it will cut fares further as profits surge despite terror attack fears among travellers
- The spiralling cost of parking outside your house: Resident parking permit prices up 51% in five years - and the most expensive aren't in London.
- Co-op brings back its 60s logo - and the 'divi' Group relaunches in bid to win shoppers back and hand out more than £100m to customers.
- These people claiming to be from the Postcode Lottery are fraudsters - and stupid ones TONY HETHERINGTON
- The best sports cars of 2016 From the Audi R8 to the Ford Mustang, Chris Evans picks his favourites
- Actor Adam Rickitt 'Coronation Street made me famous - but my dream was always to be mortgage-free'
- JEFF PRESTRIDGE Does the rise in popularity of low-cost funds run by computers spell the beginning of the end for bloated fees?
- What are the best cars for a life of luxury? Chris Evans picks his favourites from a Rolls-Royce to BMW
- Competition chiefs are paid to protect us from overmighty firms But have FAILED, says challenger banking boss
- SIMON WATKINS New look Co-op might stand a chance of once again being both cuddly and commercially savvy
- AA warns surging oil will push petrol above 110p a litre imminently Pump prices back on the rise.
- Rural communities with thriving High Streets are attracting homebuyers Like these five 'amenity-rich' villages...
- SUNDAY NEWSPAPER SHARE TIPS Watkin Jones, 3i Infrastructure, Royal Mail and Thomas Cook
- Jacqueline Gold's Start-up Secrets How I defied a board who said women didn't care about sex and turned Ann Summers into a multi-million pound brand
- Would you sell the returns from your solar panels for a 6.5% income? Households offered average of £11k for subsidy payments.
- Are you among the one in ten workers who want a different career? Take this interactive quiz to find out what job would suit you...
- 'There is no value left in our shares,' warns debt-laden Circle Oil after stock plunges 66% MARKET REPORT.
- I want to borrow some money against my home but I'm past the state retirement age - can I still get a mortgage?
- How hastily should you dump a fund losing money? The traps to avoid between tolerating negative returns and bailing out too quickly...
- So what's the REAL price of property in the UK? Average is £2,216 per square metre but it's as high as £11,321 in London (or £120K for a double bedroom)
- AA Bank offers market-beating two years to clear debts with no-fee balance transfer credit card
- Inflation is low, employment is growing and consumers are spending - that's why sterling is strengthening, not 'Remain' polling... ALEX BRUMMER.
- Landlords snap up three times more homes to beat the stamp duty hike, but was the rush a false economy and what now for house prices? SIMON LAMBERT.
- Here are the shareholder perks you'd be mad to miss out on... and a few not worth the bother Want more bang for your buck?
- How to find the cheapest DIY model portfolio or online wealth manager How much does it cost to invest the easy way?
- House prices surge by largest monthly amount since financial crisis Typical property added £8k in March, official figures show.
- Bank of England's chief economist admits: 'Even I can't make the remotest sense of pensions' Andy Haldane says experts and advisors 'have no clue' either.
- Which luxury SUV should you plug in? We pitch the hybrid BMW X5, Porsche Cayenne and Volvo XC90 against each other.
- House prices would fall £2,000 by 2018 if Brexit camp wins... - and London will be £7,500 lower, CEBR claims.
- How the 21st century has transformed the British High St Coffee outlets proliferate 20-fold and takeaway, restaurant and clothing chains replace specialist stores.
- Can you really earn £350,000 a year selling aloe vera? Read Candice's very cautionary tale Women join controversial home-selling empire
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
- My state pension is just £80.42. Is this right?
- Can you use pension freedoms to blow your savings, then go on benefits?
- I've got many small pension pots - should I merge them?
- Should I buy top-ups or fill in missing NI years to boost state pension?'
- Are additional and deferred state pension increases 'triple locked'?
- I'm a nurse in the 40% tax bracket - am I getting too little pension tax relief?
- How do I find cheap financial advice about my pension?
- Can a divorcee claim her dead ex-husband's state pension?
- Mortgage price war sees launch of cheapest home loan on the market at 1.14% - but you'll need a 35% deposit...
- Is it still worth paying off your mortgage as soon as you can? SIMON LAMBERT wonders if super-low interest...
- The investment trusts that pay the highest income revealed: These 19 trusts yield more than 4% - and one...
- Can I dispute the will of a deceased relative? One family member persuaded her to rewrite her will in his...
- Investing Show: Tips to build an investment portfolio - and should we worry about Brexit or deflation?
- Bank customers could be forced to foot bill for fraud on their accounts in future if they have lax online...
- I booked a discounted Florida villa to take my grandkids to Disney but Thomas Cook charged us £984 in...
- Living near a primary school rated 'outstanding' by Ofsted adds almost £44k to house prices
- FTSE CLOSE: Footsie nudges ahead slightly despite slump from banks; oil bounces above $50 a barrel
- UK growth confirmed at 0.4% in the first quarter as analysts fret over economy's reliance on consumers
- Devastating report reveals a bribery and fraud crimewave sweeping Britain that is costing City £127bn a year
- ASOS shares fall as co-founder sells stake in online fashion firm to raise £46million towards costly divorce...
- Housebuilding slows down at the start of the year - but North and South East see a surge in construction...
- Sergio Bucher named new Debenhams chief executive on a £3.8million pay package
- Another 40 Wetherspoon pubs added to big UK branch sell-off: Check the map to see if your local is being...
- Is it still worth paying off your mortgage as soon as you can? SIMON LAMBERT wonders if super-low interest rates threaten this wisdom
- Can I dispute the will of a deceased relative? One family member persuaded her to rewrite her will in his wife's favour, kept her death a secret, held a shotgun funeral and cleared out her house before anyone else had been informed...
- So how much should you tip on holiday? It's a minefield... but our definitive guide will save you any embarrassment
- Pensions running dry: Experts now say retirees should withdraw only 2.5% a year from a £100,000 pot
- The investment trusts that pay the highest income revealed: These 19 trusts yield more than 4% - and one pays 9.4%!
- The BMW M2 and Ford Focus RS have been hailed as great driver's cars but which one comes out on top?
- Devastating report reveals a bribery and fraud crimewave sweeping Britain that is costing City £127bn a year
- Another 40 Wetherspoon pubs added to big UK branch sell-off: Check the map to see if your local is being sold
- Warning for Whatsapp users over scam inviting them to upgrade to fake 'gold' service that lets fraudsters hack your phone
- A great British sports car: Lotus Elise voted best car to drive in Autocar awards, with Jaguar XE and new 4x4 Bentley also hailed as game-changers
- Want a motor that really does 60mpg? Top 10 most economical cars on sale - according to real-world tests NOT the manufacturers
- I booked a discounted Florida villa to take my grandkids to Disney but Thomas Cook charged us £984 in under-occupancy fees
- A hamster, a hand and a sex toy: Kwik Fit mechanics list the 10 weirdest items they've found while repairing cars
- Rip-off pension fees banned at last: Regulator caps exit fees at 1% for savers who want to enjoy new freedoms
- Bank customers could be forced to foot bill for fraud on their accounts in future if they have lax online security
- MOST READ IN DETAIL
START-UP SECRETS
- Jacqueline Gold's: I defied a board who said women didn't care about sex
- Apprentice winner Joseph Valente: 'People have to like you to back your idea'
- Dawn O'Porter: 'I had to make people understand I was not just some floozy off the telly'
- Former Dragon Hilary Devey: 'The bank manager was a misogynist, frankly. He patted me on the head, said I had no chance':
- Sarah Willingham: 'For a Dragon, it's about the individual more than the business'
- Charles Tyrwhitt'sNick Wheeler: 'I founded it with £100k profit from selling an Aston Martin'
- Aldo Zilli: 'My restaurant business wouldn't be standing if it weren't for Wham'
- Pimlico Plumbers' Charlie Mullins: 'Borrowing from the bank almost sent me bust'
- Sarah Beeny: 'You need to look for the next big thing, not the thing that's big now':
- City Superwoman Nicola Horlick: 'The one-word answer that would make me hire you'
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: Watkin Jones is the 18th century firm with a very modern vision for student digs
- MIDAS SHARE TIPS UPDATE: 3i Infrastructure was designed to pay for sizeable investments and leave some money on table for future deals
- MIDAS SHARE TIPS: GP property firm Assura offers long-term shot in the arm
- MIDAS SHARE TIPS UPDATE: Our off-licence tip Conviviality Retail is the toast of the City as it seeks to grow
- MIDAS SHARE TIPS: Moving home? How website ULS Technology can help ease legal headache
- MIDAS SHARE TIPS UPDATE: Our software tip Ideagen is a picture of health as shares rise 54%
- MIDAS SHARE TIPS: £950m sales at newspaper and magazine distributor Connect - now that's a good story
- MIDAS SHARE TIPS: How electric cars will help to boost Bacanora's lithium mine
- MIDAS SHARE TIPS UPDATE: Our tip Senior has a bumpy ride, but sales are poised to take off
- MIDAS SHARE TIPS: Book a bargain with Safestay as property tycoon turns to luxury hostels
- MIDAS SHARE TIPS UPDATE: Our tip Travis Perkins is poised to build on solid foundations
- MIDAS SHARE TIPS: How friends in high places could help crane hire group Lavendon rise above the rest
FUND AND TRUST IDEAS
- MAN GLG CONTINENTAL EUROPEAN GROWTH: Survivor Powe shows he's still the Man as fund returns growth of 40%
- BLACKROCK SMALLER COMPANIES: Brighton rocks for the trust that likes to think small
- JP MORGAN GLOBAL EMERGING MARKETS INCOME TRUST: Omar steers fund through Mario's emerging markets 'morass'
- LAW DEBENTURE: Global trust with a split personality proves popular among investors looking for both income and capital growth
- LEGG MASON JAPAN EQUITY FUND: Hideo, 72, is helping to keep the 'New Japan' in rude health
- FRANKLIN UK RISING DIVIDENDS: 'Rising' star Colin looks to the US for a new formula
- BAILLIE GIFFORD GLOBAL DISCOVERY: EU vote? US election? No, I'm focusing on real winners...
- BLACKROCK GOLD AND GENERAL FUND: Gold's looking brighter... but you still need nerves of steel
- JPMORGAN US EQUITY INCOME: How the American 'Aristocrats' are boosting dividend income
- INVESCO PERPETUAL UK GROWTH: Contrarian manager loads up on deeply unloved blue chip oil and bank stocks
- FOREIGN & COLONIAL: Buffer pays off as Britain's oldest trust delivers its 45th consecutive annual dividend rise
- CRUX EUROPEAN SPECIAL SITUATIONS: With 'skin in the game', City scion Pease focuses on search for quality
- JUPITER ASIAN INCOME: The garden's tended... now Jason Pidcock aims for stars
- TROY INCOME & GROWTH: Going is good for trust named after a racehorse that's risen while the market falls
Latest: Mortgages & home
- Mortgage price war sees launch of cheapest home loan on the market at 1.14% - but you'll need a 35% deposit and £1,345 for the fee
- Housebuilding slows down at the start of the year - but North and South East see a surge in construction activity
- Living near a primary school rated 'outstanding' by Ofsted adds almost £44k to house prices
- Mortgage that transfers wealth to your children? Nationwide hints it will let parents unlock equity to help the young buy a home
- 'Trouble in paradise': National estate agency boss warns of big slump in buyers after buy-to-let rush and that house prices have hit a ceiling
- Find out how much rent your spare room could make you - and it's not London seeing the fastest rises...
- 'I bought my first flat at just 18': Unlikely to tick all your lender's boxes? Then you need our guide on how to break out of the mortgage mould
- House prices would fall £2,000 by 2018 if Brexit camp wins - and London will be £7,500 lower, economists claim
- 'Interest-free loan enabled me to rent in expensive London': Starbucks staff take up first tranche of home deposit help
Latest from Saving & banking
- Bank customers could be forced to foot bill for fraud on their accounts in future if they have lax online security
- Beware rip-off charges for drifting into the red: Banks being allowed to set their own fees after watchdog refuses to impose a cap
- New blizzard of rate cuts to hit accounts with banks and building societies following each other in a downward spiral
- Big banks holding on to YOUR cash by refusing to make their Isas 'flexible' despite new government rules
- Metro Bank to increase transaction fees for customers using cards overseas in order to keep them free in Europe
- New Nationwide boss warns on harsh mortgage competition but profits jump again to hit £1.34billion
- Should you ditch the banks and their low savings rates? Why people are flocking to peer-to-peer and how it works
- Fight back against the banks: Your guide to the rules of switching and where to find the best current accounts - some will even give you free money!
- Looking for a better bank? This is Money's five of the best current accounts
- Can a bank make money without ripping customers off? Tandem Bank set to launch with the aim of doing good - and hits its £1m crowdfunding target in 15 minutes
ANSWERS FROM THE Experts
- ASK TONY: Nationwide owes me £4,750 after I bought a faulty VW Golf – but it won't pay out
- TONY HETHERINGTON: These people claiming to be from the Postcode Lottery are fraudsters - and stupid ones
- I want to borrow some money against my home but I'm past the state retirement age - can I still get a mortgage?
- ASK TONY: Expedia said the flight I booked was full, so I cancelled it – but now it won't refund my £630
- TONY HETHERINGTON: Pension 'freedom' with a sting in the tail from taxman
- I’m living in fear of bailiffs over my last tenant’s £3,668 British Gas bill, can you help?
- My favourite clothes get eaten by moths every spring: I have tried lots of deterrents and treatments but nothing works! What can I do to get rid of moth infestations?
- ASK TONY: I made just £20 pet-sitting – now HMRC is hounding me for £100 over a late tax return
- TONY HETHERINGTON: Miss Wisdom, the Canary Wharf 'whizzkid'... and missing £7,000
- We want to lend our son money to buy a house with his girlfriend but they fall out all the time: How do we protect our cash in case they break up for good?
Latest from Holidays
- I booked a discounted Florida villa to take my grandkids to Disney but Thomas Cook charged us £984 in under-occupancy fees
- So how much should you tip on holiday? It's a minefield... but our definitive guide will save you any embarrassment
- Britons will spend an average of £1,300 on their summer holiday - but PM claims that Brexit could add another £230 to the cost
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Currency | Rate | Buy now |
---|---|---|
Updated 26 May 2016. | ||
Euro | 1.2848 | Buy Now |
US Dollar | 1.4359 | Buy Now |
Australian Dollar | 1.9855 | Buy Now |
Canadian Dollar | 1.8663 | Buy Now |
Chinese Yuan | 9.2611 | Buy Now |
Croatian Kuna | 9.5168 | Buy Now |
Czech Koruna | 34.552 | Buy Now |
Danish Krone | 9.4821 | Buy Now |
Egyptian Pound | 11.364 | Buy Now |
Hong Kong Dollar | 11.113 | Buy Now |
Hungarian Forint | 398.09 | Buy Now |
Israeli New Shekel | 5.3979 | Buy Now |
Japanese Yen | 157.9 | Buy Now |
Malaysian Ringgit | 6.2624 | Buy Now |
New Turkish Lire | 4.1149 | Buy Now |
New Zealand Dollar | 2.1364 | Buy Now |
Norwegian Krone | 11.856 | Buy Now |
Polish Zloty | 5.5934 | Buy Now |
Singapore Dollar | 1.9719 | Buy Now |
South African Rand | 22.376 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 11.81 | Buy Now |
Swiss Franc | 1.42 | Buy Now |
Thai Baht | 50.493 | Buy Now |
UAE Dirham | 5.2646 | Buy Now |
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