Our tests show that three in five of the cheapest deals listed on comparison sites leave holidaymakers exposed to huge bills if they suffer the most common travel mishaps. Policies promoted as the 'best deals' typically contain stinging catches in the small print. Some pay out only a tiny amount if you suffer a serious injury abroad or if your bag is missing.

A retired engineer has allegedly buried £850,000 worth of gold in his five acre back garden using a digger, according to the chief executive of a commodity broker. Known only as Ron, the widowed man with a total of 18 daughters and grandchildren had the gold delivered to his house between November 2015 and April 2016, which he subsequently buried.

Certain times of the year can prove more fruitful than others when it comes to selling your home, with one particular period preferred above most others - but when is it? Our top tips will help navigate you through this property minefield.

AJBell believes it is the first company to complete a live share trade using Facebook Messenger and is so impressed by the functionality it's considering rolling out the service to its customers. But Facebook and WhatsApp will have to ensure their data is protection is up to the task first.

Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement. This week, he replies to a reader who wants to bump up their state pension to the maximum weekly payout of £155.65.

One-time X factor presenter Kate Thornton has had her fair share of career setbacks - but she is passionate about her new role as editor-in-chief of cashback website TBSeen.com. Not only is she running the site, but plenty of her celebrity friends are pitching in too.

A few days ago I received a Benjamin Britten 50p coin in my change. My dad told me to keep hold of it as they are rare and fetch quite a bit of money. I searched the coin on eBay and found some examples of the Benjamin Britten coin being listed for thousands of pounds. Have a hit a bit of good fortune, or is it a red herring?

Banks have set aside £1billion to pay compensation to customers who were mis-sold paid-for current accounts. We've put together a handy guide to making a complaint and a letter template to fill out and send to your bank. Claims management firms may try to offer to do it for you, but they charge a fee and the process is very simple to complete yourself for free.

Wing mirrors that have to be adjusted by hand; wind-down rear windows; no air-con: Our £10.500 Dacia Duster wasn't what we'd call luxurious. But does that mean it's worth avoiding or is a it a reason to join its fans and snap one up? We spent a week with the Duster to find out

Sky have recently increased its prices meaning our monthly subscription would be £65 per month. We are pensioners and this is the last straw for us - we changing over to Freesat. I wrote to cancel, but Sky insist we speak on the telephone. Why?

If anti-Europe MP Chris Grayling's Brexit campaign is anything like his efforts to get the main railway station in his constituency into London's Oyster card network, Britain will be in the euro by Christmas. The town's businesses suffer as a result and the station is a mess.

The UK is fast becoming a powerhouse for online holiday rental websites such as Airbnb, thanks to two major changes that give homeowners the chance to receive more tax free income. Since April 6, taxpayers have been able to earn up to £7,500 a year renting out a room in their home without paying tax - a significant increase from the previous £4,250 threshold.

Britain's most prized places to live by the sea have been named in our exclusive research by estate agents Savills - along with the up-and-coming coastal hotspots. They range from the most expensive locations - including top spot Salcombe, in Devon, pictured, - to more traditional seaside resorts full of nostalgic charm, such as Broadstairs, in Kent.

Motorpoint Group is different. The largest independent used-car retailer in the UK, it floated on the Stock Exchange last month at 200p. The shares have had a strong start, hitting 231¾p by the end of last week, but there is plenty of potential for further gains over the next few years. More than 7million used cars were sold last year and, despite its leading position, Motorpoint accounted for just 52,000 of them.

Union officials tell MPs that employees work under a 'culture of fear' under Mike Ashley (pictured left arriving at Parliament with his wife this morning and right, appearing before MPs at the Business Select Committee), where offences as trivial as 'excessive chatting' can get workers sacked. He faced protests outside Parliament over reports of poor working conditions at his firm - in particular the warehouse in Derbyshire where a woman had to give birth in a toilet in 2014 because she feared being given a 'strike' for missing work. Mr Ashley, also the Newcastle United owner, insisted he has nothing to hide and had been 'open and honest' at every stage of correspondence with MPs as they demanded to grill him over working conditions at his firm. The retail tycoon, who is also the owner of Newcastle United, announced on Friday he would not attend Parliament for the grilling. But Mr Ashley, who was facing a Parliamentary summons, said he had since decided that a 'lengthy legal battle would be of no benefit to either of us'.

Sterling hit a three-week low against the dollar first thing this morning, falling as much as 0.9 per cent to $1.43, and was down 0.5 per cent against the euro at €1.269. The slump was caused by a YouGov poll showing that 45 per cent of voters now favour a Brexit from the EU, with 41 per cent opting to remain.

Dr Adam Marshall, acting director-general of the British Chambers of Commerce, has hit out at politicians for focusing all their attention on the EU and not getting the economy on 'a more solid and sustainable footing'. Marshall took over from John Longworth after he gave an incendiary pro-Brexit speech at the group's annual conference in February and subsequently resigned and joined Vote Leave. The BCC is officially neutral on the issue.

Investors in top-performing income funds and trusts could suffer a reversal in fortune if the oil price continues to recover because many have low weightings in the sector, a leading analyst has warned. The price of Brent crude has already nearly doubled from a low of $27 a barrel in January to around $50 now, and could well carry on rising even if leading oil nations can't agree to curb production at an Opec meeting in Vienna this week.

This is just below 4 per cent of the UK working population, which stood at 31.6million in the first three months of the year, according to official figures. The survey of over 1,000 people also found that the number of those earning over £200,000 a year is much smaller at 235,000.

The buy-to-let stamp duty hike that arrived with a bang caught plenty of eyes, but it is the forthcoming cut to mortgage interest tax relief that will hurt many existing investors. The question now is whether with costs and regulations increasing, do you take the money on the table now, or hold on and hope you don't get caught by another tax hike?

The sport continues to grow, with an enormous cross-section of people of widely differing ages taking to our rivers, lakes and canals. It is particularly growing in popularity with women. Research shows that 20 per cent of us have been freshwater fishing at some time over the past ten years. Which helps explain why owning the fishing rights to a river considerably enhances the value of a home - but it's difficult to say by how much.

Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement. This week, he replies to a reader wondering whether to opt out of a work pension scheme because her budget is so tight.

After months of waiting, Ferrari finally offers its chiselled supercar in right-hand drive and the best of its parts bin has been well and truly raided to create the stunning 488 GTB (pictured in red). So how does this Italian star compare to its British rival the McLaren 650S?

WiseAlpha gives armchair investors the chance to invest in the secured loans of big corporations like Virgin Media and Eddie Stobart. Previously, these loans were the preserve of pension funds and banks, but platform users can now invest with as little as £100. Here is what you need to know about taking part - including the risks.

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

George Osborne's continued austerity revealed in his 2016 Budget is likely to keep rates on hold for longer. Inflation expectations have been revised down for 2016 to 0.7 per cent, while Brexit uncertainty and slow global growth are also playing on rate-setters' minds.

Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.