Mortgage giants Halifax and Nationwide went to war this week and have cut their rates again in a bid to tempt first-time buyers through their doors. On Tuesday Halifax threw down the gauntlet, slashing rate on its two-year 85 to 90% loan-to-value first-time buyer mortgage by 0.30%. Its two-year fixed rate is now priced at 3.44% while its five-year fix is at 3.99%.
THIS IS MONEY'S SIX OF THE BEST
Glitch at Aegon turns into pension red tape nightmare for saver who claims 'obstructive' staff gave him the runaround for months
Robert Deluce, 65, says he phoned Aegon half a dozen times but was given a different reason for his pension paperwork not being processed every time he spoke to staff. He says the entire frustrating saga could have been avoided if Aegon staff had just told him the problem straight away instead of giving him so many contradictory explanations.
DON'T MISS
- Looking for cheapest spot to fill up? Asda and other supermarkets continue to lead the way with fuel prices up to 5p a litre cheaper.
- Planning on becoming a property millionaire? Think twice as experts warn headwinds will only get worse for buy-to-let.
- Over 100,000 investors lose out as bank avoids paying compensation for £3.3bn of controversial bonds Savers suffer after Lloyds court victory.
- Could car-buyers' PCP become the new PPI? Claims lawyers look into the mis-selling of finance deals.
- Travelex launches Supercard which lets you sidestep hefty bank transaction fees... - is it the new cheapest way to spend abroad?
- When should you stop saving towards a home and buy? First-time buyers can buy three years sooner with a smaller deposit (but it costs them more).
- Do you trust your insurer to pay out quickly? How to get life insurance to your loved ones without drama and IHT.
- Could collective bargaining power help you turn the tables on energy suppliers and slash £100s from your winter fuel bill?
- The things you need to read about Brexit SIMON LAMBERT pulls together some of the best articles to help you decide.
- The used Jaguar worth up to 20% more than a brand new one Waiting list for F-Pace 4x4 sees sellers demand a premium on showroom price.
- 'Cash beats shares!' BBC journalist Paul Lewis challenges conventional investing wisdom Study covering 21 years.
- High street sales show surprise rise Shoppers brush aside Brexit fears and spend cash on summer outfits
- All aboard the 4x4 locomotive Land Rover stunt sees car haul a 100-tonne train along a track
- No wonder our pensions are in crisis FTSE 100 giants with vast pension black holes hand billions to shareholders
BUSINESS, CITY & MARKETS
FTSE CLOSE: Footsie stays higher despite an opening retreat by US stocks as Brexit fears ebb slightly
The London market broke back through the 6,000 mark as banks and housebuilders surged amid easing concerns over a British exit from the European Union. The FTSE 100 was 70.6 points ahead at 6021.1. Gold Miner Rangold Resources tumbled more than 4 per cent, while Lloyds Banking Group and Taylor Wimpey climbed 6 per cent and 4 per cent respectively.
SAVE MONEY, MAKE MONEY: OUR TIPS TO GET RICHER
- This is Money's five favourite best buy cash Isas for 2016
- Looking for a better bank? Five of the best current accounts
- Energy bills: Could you cut save by switching?
- Best credit cards for spending, holidays and rewards
- The best mortgage rates and should you fix?
- Ten tips for cheaper car insurance - and compare prices
- Best debit and credit cards for spending overseas
- The best and longest balance transfer credit cards
- Best (and cheapest) DIY investing Isa platforms
- Ten tips for buy-to-let and how to find a mortgage
MONEY NEWS & ADVICE
Planning on becoming a property millionaire? Think twice as experts warn headwinds will only get worse for buy-to-let
Britain is a nation obsessed with bricks and mortar but mortgage advisers have warned those thinking of investing in buy-to-let are facing headwinds that will only get worse. From next year landlords will see tax relief on their mortgage payments cut each year until 2021 - putting pressure on profits and potentially forcing them to raise rents.
Travelex launches Supercard which lets you sidestep hefty bank transaction fees - is it the new cheapest way to spend abroad?
The Supercard lets spenders link up to five existing credit and debit cards to an attached Mastercard which you spend on as normal from your chosen account. Users will pay the Mastercard exchange rate for swiping their card in overseas restaurants and shops, but ATM withdrawals will cost an extra 2.99 per cent.
'Cash beats shares!' BBC journalist Paul Lewis challenges conventional investing wisdom in study covering 21 years
Saving in best buy cash accounts over the past two decades beat putting your money in a FTSE 100 tracker the majority of the time, according to research by BBC Money Box presenter Paul Lewis. The high profile financial journalist carried out a huge study on conventional wisdom that investing in stocks is more rewarding than saving over the long term.
Why IS Barclays letting pushy salesmen flog £100 diet pills in its branches? Controversial US health schemes set up stalls in banks
Salesmen from controversial health schemes are setting up stalls in Barclays branches and pouncing on people waiting to be served. Customers are being flogged expensive face creams and diet pills - and asked to become part-time sales staff themselves.
How tiny errors on our credit file cost us our dream home: A £24 mistake on a mobile bill they didn't know about meant this family couldn't get a mortgage
It had taken James and Nichola Bell six months to find the perfect family home. But the moment they saw the four-bedroom house in Saltaire, West Yorkshire they knew their search was over. They put in an offer the same day and it was accepted. Just a week later, their dream was in tatters.
'Calm after the storm': Buy-to-let purchases fall drastically and could take months to recover after stamp duty surge
There was a spectacular drop in the number of buy-to-let mortgages dished out in April compared to the previous month, Council for Mortgage Lenders figures show. The number of buy-to-let mortgages taken out was 4,200 after spiking to 28,700 in March 2016 ahead of the stamp duty changes which saw a three per cent surcharge added for second home buyers.
MORE BUSINESS, CITY AND ECONOMY NEWS
MARKET REPORT: Fears for Capital & Counties shares as Deutsche says 'sell' based on valuation of property group's Earls Court residential development
Analysts said the decision was based on the valuation of its Earls Court residential development in London and slowing growth at its flagship Covent Garden site. Deutsche's Oliver Reiff expects the value of the Earls Court land to plunge by 65 per cent. The development land represents about 40 per cent of the company's portfolio value, and its valuation is rated at mid-prime residential prices.
YOUR MONEY ESSENTIALS
My wife and I want to rent out our existing flat and buy a new £1m home: Will we have to pay the 3% buy-to-let stamp duty charge?
We own a London flat worth about £700,000 and would like to move out of the city to a house costing about £1million. Is it possible for us to do this and how much stamp duty will we pay? As the new property we buy will be our main residence, will we have to pay the additional 3 per cent buy-to-let stamp duty rate on it?
Cost of clearing home debt in retirement falls by £30,000: Our equity release guide explains whether it is right for repaying interest-only deals
Equity release is like an ordinary mortgage without the need to make monthly repayments. Instead, the interest is rolled-up and repaid once the borrower dies or is taken into care. These deals are only on offer to those aged 55 or over. For people who are struggling to clear their home loans at the end of the term, equity release is usually seen as a last resort.
Investors seeking safe havens buy Japanese yen and gold after a surge of support for a Brexit
Traders are also rushing to insure themselves against a further fall in the pound - which on Monday hit a two-month low against the dollar - if Britain votes to quit. And the jitters have seen gold prices jump to a one-month high of more than $1,286 per ounce. This turmoil has been sparked by a series of polls suggesting the Remain camp's warnings are failing to convince voters.
A quarter of my £648 monthly pension goes on council tax - how is this fair? Retirement Agony Uncle Steve Webb on how to cut bills
Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement. He suggests a way that a pensioner struggling to pay his council tax bill might be able to get a full rebate.
House prices kept rising after the stamp duty rush according to new official statistics (which call time on Land Registry index)
Property values across Britain continued to accelerate beyond the buying boom triggered as landlords and second home buyers rushed to beat the 1 April stamp duty hike deadline, figures show. According to the brand new house price index from the Office for National Statistics, which spells the death of the separate monthly Land Registry report, prices were up 8.2 per cent annually in April 2016 to reach an average of £209,000.
Charges mortgage lenders don't want you to know about: How valuation fees, legal fees and exit fees all add up
Choosing a mortgage is a complicated business with hundreds of deals on offer, each with its own bells and whistles - cheap rates, no fees, free valuations, free legals and cashbacks. But opting for the cheapest rate or the highest cashback offer isn't always going to mean you pay the lowest amount back to your lender. And so-called 'fee-free' deals at a higher rate might not be entirely free of fees in reality.
The £4bn battle on Costa del Claims: New hope for thousands of British buyers who lost fortunes in Spanish property crash
British investors who lost big deposits in the Spanish property crash have been given fresh hope of getting back their money. Around 100,000 people in the UK are thought to have paid big sums towards 'off-plan' properties in Spain - ones which were yet to be built. Demand was high a decade ago, when around 800,000 holiday homes a year were being built in Spain.
GUIDES: HOW TO SAVE MONEY AND MAKE MONEY
WHAT NEXT FOR YOUR MONEY?
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
What next for house prices? House price rises ease but London market is picking up again
Nationwide says there was a 'mixed picture' across the regions in the third quarter of 2015, with the rate of house price growth accelerating in southern England and particularly London, but slowing down in the Midlands and most northern areas.
Ten tips for buy-to-let: the essential advice for property investors
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
TIPS, TOOLS AND HELP FOR LANDLORDS
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Best paid jobs 2015: Compare your salary to the national average in this league table of 350 professions - and see the year's winners and losers
Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.
ABOUT THIS IS MONEY
Premium Bonds winners
Prize value | Winning bond No. | Area |
---|---|---|
£1,000,000 | 59PP368618 | Lincolnshire |
£1,000,000 | 263NW544687 | Kent |
£100,000 | 264BZ537198 | West Midlands |
£100,000 | 122LD857483 | Essex |
£50,000 | 272HH746189 | Devon |
£50,000 | 259XJ252699 | Inner London |
£50,000 | 255BC209177 | Essex |
£50,000 | 247WX954567 | London |
£50,000 | 246QR335598 | Kent |
£50,000 | 224BW986972 | Hampshire and Isle of Wight |
£25,000 | 35GD336880 | West Yorkshire |
MOST READ MONEY
- Buy-to-let purchases fall drastically Could take months to recover after stamp duty surge
- A £24 mistake on a mobile bill they didn't know about meant this family couldn't get a mortgage How tiny errors on our credit file cost us our dream home.
- Money-draining smartphones lose their value quicker than cars Is your mobile one of the worst offenders?
- Why IS Barclays letting pushy salesmen flog £100 diet pills in its branches? Controversial US health schemes set up stalls in banks and pounce on customers.
- Fears for up to 800 UK jobs at British Airways Airline hires Indian firm Tata Consultancy Services to provide IT services
- My wife and I want to rent out our existing flat and buy a new £1m home: Will we have to pay the 3% buy-to-let stamp duty charge?
- Our equity release guide explains whether it is right for repaying interest-only deals Cost of clearing home debt in retirement falls by £30,000.
- Investors seeking safe havens buy Japanese yen and gold after a surge of support for a Brexit
- House prices kept rising after the stamp duty rush - but did the average home got £80,000 cheaper? End of the line for Land Registry index
- A quarter of my £648 monthly pension goes on council tax - how is this fair? Retirement Agony Uncle Steve Webb on how to cut bills.
- Ambulance-chasing firms obtain motorists' details when they take vehicles to be repaired Expect cold calls if your car's at the garage.
- Why does RBS seem to have replaced branch cash machines with third-party ones - and now I can't even get a mini statement?
- Is Virgin Active selling off your gym? Firm to slim down as it sheds 35 branches to focus on luxury fitness clubs (which can cost £130 a month)
- Spend half of your pay on rent? That's nothing out of the ordinary... - you're just an average young single tenant in Britain.
- Jaguar Land Rover goes nuts for Brazil as it opens a new £240m 4X4 factory in Rio To cash in on high demand
- 'I'm not your personal taxi service': But how much would you earn if you were? Parents do £15k a year of ferrying kids around
- Do your kids know enough about how money works? My Money Week aims to improve financial education
- I've just booked our summer holiday to Italy but why do we need to buy travel insurance when we already have EHIC cards?
- How TOBY WALNE lost his smug middle-class glow when his posh cooker's peace-of-mind warranty let him down My Aga saga
-
Five ways to future-proof your home so you - or your elderly relatives - can stay living there for longer
Clever gadgets to keep you independent
Sponsored - Does a swimming pool really add value to your home? They're expensive but when the sun shines...
- What's it like to drive and ride in the Bentley Mulsanne - a private jet on wheels? RAY MASSEY takes a luxurious seat
- Thanks for backing my case, Tony Hetherington Now I have a cheque for £50,000
- We meet the CBI boss standing firm on Brexit warning 'There could be a MILLION fewer jobs if Britain leaves EU'
- Is your dressing table hiding a treasure trove? How to work out if you've got a glittering fortune of jewels and gems
- Tesla launches £53,000 'more affordable' Model S 60 Takes on Jaguar XF and BMW 5 Series
- European property price league table London is most expensive of 24 nation's capitals in Euro 2016
- A stealth tax on the bereaved: Government's planned probate fee hikes of up to 9,200% Estates hit for up to £20k
- 'He needs to help his people and he should make up the whole lot' BHS Trust chief calls on billionaire to make up £571m pension deficit
- 'Virgin won't let me cancel my broadband even though I'm still in the 14-day cooling-off period. Help'
- Sunday newspaper share tips: Angle RWS | ABF | Purplebricks We round up the Sunday newspaper share tips
- The £4bn battle on Costa del Claims New hope for thousands of British buyers who lost fortunes in Spanish property crash
- Is it time to ditch the shares you love the most? Why it may not be worth keeping Vodafone, M&S; and Tesco
- Investing Show: Five things you need to know about picking shares Important investment concepts.
- Bank of England set to break 'self-imposed purdah' with Brexit warning It would tear up economic forecasts
- London stock market 'could fall as much as 20% after Brexit - wiping £450bn off share valuations'
- Buy-to-let landlords to get money-back 'windfalls' averaging £4,300 West Brom building society is forced to return cash from unlawful rate hike.
- Star manager Neil Woodford tests appetite among investors for a new high income fund that targets initial return of 4.5%
- Will you be distracted listening to Euro 2016 while driving? Rooney's through on goal and... CRASH!
- I'm being tipped out of my final salary pension and into a 'defined contribution' plan... - what does this mean?
- Pension exit fees must be capped at £50 Call for tougher limit as it's revealed charges are swallowing 10% of pots.
- Mortgage price war slashes loan rates to new record lows... - but beware big fees that push up costs.
- How much are you overpaying for your energy? What you can do to avoid being ripped off by the big suppliers.
- House prices see biggest fall in four and half years as buyers stay put ahead of the EU referendum
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
- Can I top up my state pension to get the full £155.65 a week?
- Is it worth saving into a pension while scrimping to get by on £15k a year?
- My online state pension forecast says I'll get just £132.78 a week - is the website faulty?'
- Can I turn a £120-a-month pension into cash to help pay off my mortgage?
- My state pension is just £80.42. Is this right?
- Can you use pension freedoms to blow your savings, then go on benefits?
- I've got many small pension pots - should I merge them?
- I'm a nurse in the 40% tax bracket - am I getting too little pension tax relief?
- Mortgage war intensifies as Halifax and Nationwide lower rates AGAIN amid suggestions Brexit could prompt...
- Britain should CUT not raise taxes after Brexit, says ALEX BRUMMER: Even Osborne's allies at the IMF oppose...
- As the Supreme Court rules there's no time limit on divorce claims, how can you protect your assets from an...
- Glitch at Aegon turns into pension red tape nightmare for saver who claims 'obstructive' staff gave him the...
- Short-term respite for tenants: Glut of homes to rent in May forces landlords to lower rents in wake of...
- Can you name the only London borough where there are no £1M properties? New research shows one in five homes...
- Tesco Mobile offers customers chance to knock £3-a-month off their bill by watching adverts when they unlock...
- Why you need a free EHIC card and how to apply for one without being conned into handing over your cash
- FTSE CLOSE: Footsie stays higher despite an opening retreat by US stocks as Brexit fears ebb slightly
- ALEX BRUMMER: IMF warns against Brexit but its report on the debt-ridden eurozone economies makes a powerful...
- Savers suffer after Lloyds court victory: Over 100,000 investors lose out as bank avoids paying compensation...
- BMW urges voters to reject Brexit to protect investment in Mini and Rolls-Royce as it reveals vision of...
- Football fever sees JD Sports score a sales boost from Euro 2016
- Tesco mega-sale of sideshow businesses goes on with £217m disposal of Dobbies Garden Centres
- The things you need to read about Brexit: SIMON LAMBERT pulls together some of the best articles to help you...
- BMW urges voters to reject Brexit to protect investment in Mini and Rolls-Royce as it reveals vision of British car-making future
- The used Jaguar worth up to 20% more than a brand new one: Waiting list for F-Pace 4x4 sees sellers demand a premium on showroom price
- Fears for up to 800 UK jobs as British Airways hires Indian firm Tata Consultancy Services to provide IT services
- Britain should CUT not raise taxes after Brexit, says ALEX BRUMMER: Even Osborne's allies at the IMF oppose his mad plan
- Mortgage war intensifies as Halifax and Nationwide lower rates AGAIN amid suggestions Brexit could prompt base rate cut
- FTSE CLOSE: Footsie stays higher despite an opening retreat by US stocks as Brexit fears ebb slightly
- Planning on becoming a property millionaire? Think twice as experts warn headwinds will only get worse for buy-to-let
- Glitch at Aegon turns into pension red tape nightmare for saver who claims 'obstructive' staff gave him the runaround for months
- The things you need to read about Brexit: SIMON LAMBERT pulls together some of the best articles to help you decide
- 'One of the finest cars Porsche has ever built' - but you can't buy one. The new 911 R is so good we're not surprised it's sold out
- As the Supreme Court rules there's no time limit on divorce claims, how can you protect your assets from an ex-partner?
- ALEX BRUMMER: IMF warns against Brexit but its report on the debt-ridden eurozone economies makes a powerful case for it
- Why you need a free EHIC card and how to apply for one without being conned into handing over your cash
- Tesco mega-sale of sideshow businesses goes on with £217m disposal of Dobbies Garden Centres
- Could car-buyers' PCP become the new PPI? Claims lawyers look into the mis-selling of finance deals
- MOST READ IN DETAIL
START-UP SECRETS
- Jacqueline Gold's: I defied a board who said women didn't care about sex
- Apprentice winner Joseph Valente: 'People have to like you to back your idea'
- Dawn O'Porter: 'I had to make people understand I was not just some floozy off the telly'
- Former Dragon Hilary Devey: 'The bank manager was a misogynist, frankly. He patted me on the head, said I had no chance':
- Sarah Willingham: 'For a Dragon, it's about the individual more than the business'
- Charles Tyrwhitt'sNick Wheeler: 'I founded it with £100k profit from selling an Aston Martin'
- Aldo Zilli: 'My restaurant business wouldn't be standing if it weren't for Wham'
- Pimlico Plumbers' Charlie Mullins: 'Borrowing from the bank almost sent me bust'
- Sarah Beeny: 'You need to look for the next big thing, not the thing that's big now':
- City Superwoman Nicola Horlick: 'The one-word answer that would make me hire you'
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: Medical firm that's fighting cancer from a new Angle
- MIDAS SHARE TIPS UPDATE: A word in your ear, our translation tip RWS Holdings rises 383%
- MIDAS SHARE TIPS: A nice little earner! But used car dealer Motorpoint Group got there by being nothing like TV's Arthur Daley
- MIDAS SHARE TIPS UPDATE: Investors place their orders for logistics tip Clipper
- MIDAS SHARE TIPS: Cheap currency for holidaymakers makes forex firm FairFX a buy for the long haul
- MIDAS SHARE TIPS UPDATE: Our festival food tip Acal cools in global downturn... but growth prospects remain strong
- MIDAS SHARE TIPS UPDATE: 3i Infrastructure was designed to pay for sizeable investments and leave some money on table for future deals
- MIDAS SHARE TIPS: Watkin Jones is the 18th century firm with a very modern vision for student digs
- MIDAS SHARE TIPS UPDATE: 3i Infrastructure was designed to pay for sizeable investments and leave some money on table for future deals
- MIDAS SHARE TIPS: GP property firm Assura offers long-term shot in the arm
- MIDAS SHARE TIPS UPDATE: Our off-licence tip Conviviality Retail is the toast of the City as it seeks to grow
FUND AND TRUST IDEAS
- CITY OF LONDON INVESTMENT TRUST: The dividend hero still going strong after 50 years of rising payouts
- INVESTMENT TRUST OF THE WEEK: Fidelity European Values is a bet on recovery for Europe's biggest companies
- TROJAN GLOBAL EQUITY: 'Forget about Trump, we'll all still be buying toothpaste' says fund manager
- BATTLE AGAINST CANCER INVESTMENT TRUST: Charitable trust that combines making money with saving lives
- MAN GLG CONTINENTAL EUROPEAN GROWTH: Survivor Powe shows he's still the Man as fund returns growth of 40%
- BLACKROCK SMALLER COMPANIES: Brighton rocks for the trust that likes to think small
- JP MORGAN GLOBAL EMERGING MARKETS INCOME TRUST: Omar steers fund through Mario's emerging markets 'morass'
- LAW DEBENTURE: Global trust with a split personality proves popular among investors looking for both income and capital growth
- LEGG MASON JAPAN EQUITY FUND: Hideo, 72, is helping to keep the 'New Japan' in rude health
- FRANKLIN UK RISING DIVIDENDS: 'Rising' star Colin looks to the US for a new formula
- BAILLIE GIFFORD GLOBAL DISCOVERY: EU vote? US election? No, I'm focusing on real winners...
- BLACKROCK GOLD AND GENERAL FUND: Gold's looking brighter... but you still need nerves of steel
- JPMORGAN US EQUITY INCOME: How the American 'Aristocrats' are boosting dividend income
- INVESCO PERPETUAL UK GROWTH: Contrarian manager loads up on deeply unloved blue chip oil and bank stocks
Latest: Mortgages & home
- Mortgage war intensifies as Halifax and Nationwide lower rates AGAIN amid suggestions Brexit could prompt base rate cut
- Do you trust your insurer to pay out quickly? How to get life insurance to your loved ones without drama and IHT
- Cost of clearing home debt in retirement falls by £30,000: Our equity release guide explains whether it is right for repaying interest-only deals
- How tiny errors on our credit file cost us our dream home: A £24 mistake on a mobile bill they didn't know about meant this family couldn't get a mortgage
- House prices kept rising after the stamp duty rush according to new official statistics (which call time on Land Registry index)
- Charges mortgage lenders don't want you to know about: How valuation fees, legal fees and exit fees all add up
- Five ways to future-proof your home so you - or your elderly relatives - can stay living there for longer
- Boats, bucket lists and babies: How Britain's homeowners are cashing in on their homes again to fund all sorts
- The £4bn battle on Costa del Claims: New hope for thousands of British buyers who lost fortunes in Spanish property crash
Latest from Saving & banking
- Slim pickings for savers searching for monthly interest as top deal now offers a paltry 1.25%
- Banks urged to allow customers with mental health problems to elect a family member to take charge if spending gets out of control
- Big banks locking savers into accounts paying below 1% if they don't move money when an old deal ends
- Why IS Barclays letting pushy salesmen flog £100 diet pills in its branches? Controversial US health schemes set up stalls in banks and pounce on customers
- The 5% savings rate trick: Best interest-paying current accounts to make your money work harder
- Looking for a better bank? This is Money's five of the best current accounts
- Virgin Money's top deal is back on at 1.26% - but make more than three withdrawals a year and it tumbles to 0.5%
- Banks hit savers with miserable flexible Isa rates with just one in six offering freedom to withdraw without losing tax break
- HMRC's taxing you on interest you've not been paid! Pensioners left out of pocket as tax codes are switched in sneaky raid
- MPs attack risky online firms offering 7% returns from lending savers' cash to strangers to buy cars and even phones
ANSWERS FROM THE Experts
- My wife and I want to rent out our existing flat and buy a new £1m home: Will we have to pay the 3% buy-to-let stamp duty charge?
- ASK TONY: Scottish Power wants me to pay £500 for the same electricity twice because they won't read my meter properly
- Why does RBS seem to have replaced branch cash machines with third-party ones - and now I can't even get a mini statement?
- I want to start my own business, but I’m not sure how it will be received. Can I run a test first?
- I've just booked our summer holiday to Italy but why do we need to buy travel insurance when we already have EHIC cards?
- 'Virgin won't let me cancel my broadband even though I'm still in the 14-day cooling-off period. Help'
- SIMON LAMBERT: Claiming for a mis-sold bank account doesn't make you part of Britain's 'compensation culture'
- I plan to rent out my house for six months while I live abroad: what kind of home insurance will I need?
- ASK TONY: Vandals trashed my car but I have no claims discount protection – so why has Sainsbury's put my premiums up?
- I got a Benjamin Britten 50p coin recently in my change: Is it really worth thousands of pounds?
Latest from Holidays
- Travelex launches Supercard which lets you sidestep hefty bank transaction fees - is it the new cheapest way to spend abroad?
- Buy now or wait and see? With the pound hanging in the balance, here's the lowdown on how the EU vote affects your holiday spending
- Travel cover that's useless if your bag's pinched on the beach: Cheap deals are being peddled online – but don't expect much help when things go wrong
- How it costs £329 to change name on a £160 plane ticket as airlines claim fees are needed to avoid fraud
- Five tips to save money over the holidays and still have a great time
- I booked a discounted Florida villa to take my grandkids to Disney but Thomas Cook charged us £984 in under-occupancy fees
- So how much should you tip on holiday? It's a minefield... but our definitive guide will save you any embarrassment
- Britons will spend an average of £1,300 on their summer holiday - but PM claims that Brexit could add another £230 to the cost
- Travel insurance: How to get the cheapest quotes and best cover
Currency | Rate | Buy now |
---|---|---|
Updated 17 Jun 2016. | ||
Euro | 1.24 | Buy Now |
US Dollar | 1.3985 | Buy Now |
Australian Dollar | 1.8783 | Buy Now |
Canadian Dollar | 1.8 | Buy Now |
Chinese Yuan | 9.0002 | Buy Now |
Croatian Kuna | 9.1949 | Buy Now |
Czech Koruna | 33.3 | Buy Now |
Danish Krone | 9.1221 | Buy Now |
Egyptian Pound | 10.993 | Buy Now |
Hong Kong Dollar | 10.742 | Buy Now |
Hungarian Forint | 383.18 | Buy Now |
Icelandic Króna | 163.36 | Buy Now |
Israeli New Shekel | 5.2445 | Buy Now |
Japanese Yen | 145.26 | Buy Now |
Malaysian Ringgit | 6.2624 | Buy Now |
Mexican Peso | 25.944 | Buy Now |
New Turkish Lire | 3.9516 | Buy Now |
New Zealand Dollar | 1.9729 | Buy Now |
Norwegian Krone | 11.571 | Buy Now |
Polish Zloty | 5.3935 | Buy Now |
Singapore Dollar | 1.8722 | Buy Now |
South African Rand | 21.163 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 11.494 | Buy Now |
Swiss Franc | 1.3385 | Buy Now |
Thai Baht | 48.41 | Buy Now |
UAE Dirham | 5.0928 | Buy Now |
LATEST ON HOUSEHOLD Bills
- Tesco Mobile offers customers chance to knock £3-a-month off their bill by watching adverts when they unlock phone
- Why you need a free EHIC card and how to apply for one without being conned into handing over your cash
- Could collective bargaining power help you turn the tables on energy suppliers and slash £100s from your winter fuel bill?
- Are your bills about to rise? Energy customers warned of £173 hike as fixed-price tariffs come to an end
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