It's the stuff of nightmares for travellers - arriving late at the airport thanks to oversleeping, traffic, or a public transport nightmare and racing through security to the gate only to miss their flight. However, what many don't know, is you can claim back Air Passenger Duty. We explain how...
THIS IS MONEY'S SIX OF THE BEST
RACHEL RICKARD STRAUS: The government has gambled hundreds of millions on house price rises - it's time to stop the meddling
DON'T MISS
- Winners and losers from Dr Carney's crisis medicine - and how to thrive in the ultra low interest economy Pain or gain?
- Why it pays to settle up in the local currency when holidaying abroad If asked to pay in pounds, just say NO!
- Brush away the cobwebs, they could be masking a goldmine of forgotten items prized by collectors Are there treasures hidden in your shed? asks Toby Walne.
- Two escape routes if high charges and problems with a leasehold property leave you fed up or flat broke Purchasing freeholds.
- MIDAS SHARE TIPS: It's Christmas every day Gift-wrap and greeting card giant IG Design Group cuts reliance on the festive season
- ROS ALTMANN: Find a better growth plan than cutting rates Encourage pension funds to invest in infrastructure or social housing
- TONY HETHERINGTON: Stay clear of energy supplier BES It has been damned by Ofgem and had its offices raided by police
- SALLY HAMILTON: Act like Jaws to snap up juiciest savings deals Before another interest rate cut
- Sports Direct finance boss paid just £80k Amid fears the group is not taking the role seriously enough
- 1 in 4 firms in Britain started by foreigners as number soars by 160% since 2010 Of the 664,000 firms set up last year, 170,000 were established by non-UK nationals
- Rate cut adds to pension woe as annuity rates spiral 13% lower since Brexit and deficits widen again
- The property legacy of London 2012: Four years on, what's it like to live in the Olympic village?
- Can Blue Chip bonds still pay you an income? Fears interest rate drop will lock savers into risky investments.
BUSINESS & MARKETS
FTSE CLOSE: Footsie notches up modest gain in slow summer session; oil price edges back above $45
The FTSE 100 closed up 15.66 points at 6809.13, but a dearth of news made for a quiet summer day on the London market. The US Dow Jones dropped 17.9 points to 18,525.6 while Germany's DAX was up 65.2 points at 10,432.4 and France's CAC 40 rose 4.9 points to 4,415.5. Brent crude moved above $45 a barrel, clawing back some recent losses. 'The big mover of the day has been crude prices, with Brent gaining over 9 per cent since Tuesday's low,' said a City pundit.
SAVE MONEY, MAKE MONEY: OUR TIPS TO GET RICHER
- This is Money's five favourite best buy cash Isas for 2016
- Looking for a better bank? Five of the best current accounts
- Energy bills: Could you cut save by switching?
- Best credit cards for spending, holidays and rewards
- The best mortgage rates and should you fix?
- Ten tips for cheaper car insurance - and compare prices
- Best debit and credit cards for spending overseas
- The best and longest balance transfer credit cards
- Best (and cheapest) DIY investing Isa platforms
- Ten tips for buy-to-let and how to find a mortgage
MONEY NEWS & ADVICE
Pain or gain? Winners and losers from Dr Carney's crisis medicine - and how to thrive in the ultra low interest economy
Bank of England Governor Mark Carney has taken drastic action to treat the ailing economy by cutting the base rate to a historic low of 0.25 per cent, among other measures. This has put mortgage borrowers in buoyant mood, with repayments set to tumble. But savers are in despair, as their returns will be squeezed still further. Marc Shoffman and Laura Shannon provide a comprehensive wealth check.
Flat Broke: Club together and buy the freehold if problems with a leasehold property leaves you feeling worse off
More than half of leasehold owners have admitted they regret buying their property, in the first ever independent national survey of leaseholders. Harry and Felicity Buchanan own a two-bedroom flat in a period stucco-fronted building in Pimlico, London. They, together with the other flat owners, purchased the building's freehold.
If asked to pay in pounds, just say NO! Why it pays to settle up in the local currency when holidaying abroad
As sterling falls a rip-off makes deals worse. Holidaymakers are being ripped off in a £380million scam - by making payments in pounds rather than the local currency. Shops, restaurants and even cash machines routinely add up to 10 per cent on bills presented to tourists using a so-called 'dynamic currency conversion' trick.
These countries are the world's top 10 Olympic powerhouses - but what are their investment prospects? Fund managers pick the best opportunities
As global attention turns to Rio for the Games of the XXXI Olympiad, what are the prospects for investors in the world's most powerful Olympic sporting nations? Fund managers, CIOs and analysts give their top pick of the investment opportunities in the 10 countries which topped the medal tally in 2012.
Are there treasures hidden in your shed? Brush away the cobwebs, they could be masking a goldmine of forgotten items prized by collectors
The garden shed is far more than just a storage space for junk. It can also be a hideaway for a potential goldmine of valuables, writes Toby Walne. The Mail on Sunday wades through the plastic plant pots and cobwebs in search of this treasure trove - and looks at how some antique tools can become shrewd investments.
Savers are hit by even more cuts as the big banks cash in on slashed interest rates and experts warn of a 'bloodbath'
HSBC was the first bank to clobber savers after the Bank of England halved rates from 0.5 per cent to 0.25 per cent on Thursday. Halifax, Tesco Bank, Clydesdale Bank and West Bromwich Building Society followed with cuts on some accounts. Experts warned savers to expect a 'bloodbath' of the top deals as the payouts on some accounts were slashed to as little as 0.05 per cent.
Buy-to-let divorce: We always split the mortgage 50:50 but my friend wants more than half the profits now we're selling up
A friend and I bought a property ten years ago when we first moved to London for work. We lived there for five years and then both moved out to live with our partners, who we have since both bought homes with and married.
We kept the flat and let it out over the past five years but have now decided that it's time to sell up. It currently has a £300,000 interest-only mortgage on it that we are both named on and have split the payments for 50:50 over the years.
SMALL BUSINESS: NEWS, TIPS AND SUCCESS STORIES
Long hours take toll on small business owners' health as they work 13 hours a week more than the UK average
A study by market researcher Opinium for Bizdaq - a marketplace for businesses for sale - found company owners work on average 50 hours a week against the national average of 37. It said 1.3million small business owners were suffering health issues due to the pressures of running a small business, with 660,000 of those feeling that the business has a very negative effect on their health.
I want to grow my small business, how do I go about accessing finance? Five key points to consider
In order to become more productive, businesses often need investment to purchase new equipment, or hire more staff. It frustrates me to see perfectly good businesses finding it so difficult to access investment. Here are answers to five big questions asked by SMEs when considering applying for credit
MORE BUSINESS & MARKETS NEWS
MPs to give Pensions Regulator powers to block takeovers as part of massive shake-up plans to end 'cowboy' capitalism after BHS fiasco
The inquiry into the Regulator by the Work and Pensions Committee will consider whether it should be given new teeth to block takeovers, The Mail on Sunday can reveal. Committee chair Frank Field MP (pictured) has indicated he favours such new powers but is also set to turn the spotlight on the Regulator's senior officers, calling them back for a fresh grilling in the wake of the BHS scandal.
YOUR MONEY ESSENTIALS
As a Peugeot 205 GTI sells for record £31k, we ask an expert to predict six future classics you can buy for a snip today
Identifying which cars will become modern classics sky-rocketing in value is something of an art form but, as the owner of this French hot hatch (left) will tell you, it pays off when you get it right. To make life a little easier, we asked an expert in the field of classic cars to hand pick his six future classic predictions, including (top to bottom) the Lotus Elise, Audi TT and Porsche 924.
Should I cash in one of my pension pots to get shot of my mortgage? Agony Uncle Steve Webb replies
Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement. This week, he replies to a reader thinking of tapping a pension pot to pay off his mortgage.
Is there a housing crisis and how do people manage to afford London homes? Watch the Property Show
Declining ownership is seen as another sign of property market in crisis, but is this true? Ed Mead, of estate agents Douglas and Gordon, joins the Property Show, to look at the state of the market and whether prices will keep rising. And as an experienced agent he also answers the question many of us will have asked: 'How on earth do people afford London homes?'
An interest rate cut without ever managing to rise from 0.5% is a sign of abject failure, says SIMON LAMBERT
The trade-off we were promised for saving our banks - sticking countless billions on the taxpayer's tab, seeing savers hurt and reckless borrowers rewarded - was that this would never be allowed to happen again. But if we had managed to meaningfully reform our banks and escape our capture by the financial sector, base rate wouldn't have been frozen at 0.5%.
Savings rates have already crashed at big banks and building societies - so does the BoE cut mean more misery?
Savings rates have crumbled, meaning returns savers can get on the high street are already at record lows - and that was before the Bank of England cut the base rate today. Rates on easy-access accounts, bread and butter products in which savers can simply dip in and out of with their spare cash, on offer from Britain's biggest banks are dreadful.
Will your mortgage rate be cut? Bank slashes rates BUT lenders can refuse to help borrowers and pocket the profit - we reveal who has passed it on
Around 1.5 million borrowers stand the chance to save money on their mortgage after the Bank of England cut the base rate a quarter of a per cent to 0.25 per cent. Those on standard variable rates are at the mercy of their lender's decision. Some have already said they will pass on the cut, but many others say they are considering their options.
Aston Martin's gorgeous new 200mph DB11 is here, RAY MASSEY beats Bond to the punch to drive it
From any angle the DB11 displays gorgeous proportions and a beautiful but faintly menacing stance that says 'don't mess with me.' The DB11 is a worthy successor to the outgoing 13-year-old DB9 and follows the styling route set by the DB10 which starred in the last 007 movie Spectre but never went into production. We put it to the test.
'I was in the world's biggest TV show and mum wanted to know why I hadn't got my masters': Actress Eva Longoria on why she's become an entrepreneur
Eva Longoria was made famous for her role in Desperate Housewives, which was once the biggest TV show in the world. But she also has roles as a producer, director, social enterprise founder and restaurant owner under her belt. Here she talks about the circumstances that led her to launch her foundation for entrepreneurs and the advice she gave for her younger self.
I got a new car on finance but the dealer mistakenly ordered a £3k more expensive spec - now it wants £250 extra at the end
After placing a new-car order three months ago, a reader discovered the dealership had requested a more expensive version by mistake and increased the balloon payment on the agreement. But why should they be responsible for the dealer's error? Is it worth rejecting the car or is the deal a blessing in disguise?
'Markets are cheap, sentiment is bad, I'm finding opportunities': Fidelity China's Dale Nicholls on why he's betting on consumers and its answer to Uber
Fidelity China Special Situations may have moved further to the edge of investors' radars in the two years since Dale Nicholls took over from fund management legend Anthony Bolton, but he has delivered strong performance - with the trust's shares up 55 per cent. Eleanor Lawrie found out why he thinks China is a good prospect, despite the gloom surrounding it.
GUIDES: HOW TO SAVE MONEY AND MAKE MONEY
WHAT NEXT FOR YOUR MONEY?
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
When will interest rates move? Rates could be cut again below 0.25% before the end of the year, says Bank deputy
Asked on Radio 4's Today programme if there was a real prospect of a further cut in rates before the end of the year, the Bank's Ben Broadbent said, 'that's true'. Bank rate was cut yesterday to 0.25 per cent from its already record low level of 0.5 per cent, where it had remained for more than seven years.
What next for mortgage rates: Record low deals on offer but will Brexit mean rates rise?
Markets went into turmoil following the momentous decision by the British people to leave the European Union on 24 June 2016. But what does all of this mean for mortgage rates?
Ten tips for buy-to-let: the essential advice for property investors
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
TIPS, TOOLS AND HELP FOR LANDLORDS
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Best paid jobs 2015: Compare your salary to the national average in this league table of 350 professions - and see the year's winners and losers
Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.
ABOUT THIS IS MONEY
Premium Bonds winners
Prize value | Winning bond No. | Area |
---|---|---|
£1,000,000 | 73TQ908838 | Somerset |
£1,000,000 | 251SW073009 | Cornwall |
£100,000 | 199NH195340 | Surrey |
£100,000 | 159BL905832 | East Sussex |
£50,000 | 259HS534595 | Havering |
£50,000 | 256AC059416 | Hertfordshire |
£50,000 | 155AW119420 | South Gloucestershire |
£50,000 | 150KJ507049 | Avon |
£50,000 | 148GJ883864 | West Scotland |
£50,000 | 104RQ826367 | Inner London |
£25,000 | 275LK598949 | Coventry |
MOST READ MONEY
- Aston Martin's gorgeous new 200mph DB11 is here RAY MASSEY beats Bond to the punch to drive it
- We always split the mortgage 50:50 but my friend wants more than half the profits now we're selling up How should we split the proceeds when we put in different deposits?
- House prices fall 1% after Brexit vote as housing market continues to lose steam Halifax data for July.
- As a Peugeot 205 GTI sells for record £31k, we ask an expert to predict six future classics you can buy for a snip today
- Should I cash in one of my pension pots to get shot of my mortgage? Agony Uncle Steve Webb replies.
- An interest rate cut without ever managing to rise from 0.5% is a sign of abject failure SIMON LAMBERT
- Bank slashes rates BUT lenders can refuse to help borrowers and pocket the profit - we reveal who has passed it on Will your mortgage rate be cut?
- Savings rates have already crashed at big banks and building societies - so does the BoE cut mean more misery?
- Aston Martin's gorgeous new 200mph DB11 is here, RAY MASSEY beats Bond to the punch to drive it We put it to the test.
- Star fund manager Neil Woodford sees his investment trust lose 10.8% of its value in first half of the year Patient Capital hit by struggling healthcare stocks.
- Where British buyers can still snap up a cheap home even after the pound's fall Overseas property bargains from £20K.
- I got a new car on finance but the dealer mistakenly ordered a £3k more expensive spec... - now it wants £250 extra at the end.
- Bank of England cuts interest rates to record low of 0.25% and puts £170bn behind emergency cash for financial system Brexit bazooka!
- Women retiring this year expect to live on 27% less than men... - and only 40% think they'll have enough to live comfortably.
- 'I worked at RBS during the financial crisis - and sales pressure is now ten times worse' Dozens more whistleblowers step forward to tell of bank misery.
- Tesco Bank steps up competition with permanent new low-rate credit card at a market-leading 5.9% A proper flexible friend?
- Fidelity China's Dale Nicholls on why he's betting on consumers and its answer to Uber 'Markets are cheap, sentiment is bad, I'm finding opportunities'.
- Our essential guide to the bewildering tax codes landing on your doormat The vital check that could save you thousands in tax.
- Lloyds has been maltreating mortgage borrowers to the tune of £215m... The FCA's investigating but NO-ONE will say what for, says SARAH DAVIDSON.
- Will Brexit force British expats to return to the UK? We meet the Costa pensioners determined not to let the EU vote ruin their retirement.
- The founder of RateSetter on peer-to-peer's future, how he got the firm off the ground and why FSCS protection isn't important
- Seven cars we're glad to see the back of... The models more likely to be crushed than become collectible classics.
- UK is 'sailing blindly into a second global financial crisis' The Adam Smith Institute claims 'weak' British banks are in 'no fit state' to withstand financial shocks.
- Interest rate cut would give banks yet 'another excuse to cut savings deals', savings expert warns
- New platform offers investors the chance to buy a (very small!) share of a high-end London property for £1,000 Returns of up to 10%?
- Why you'll need save at least an extra £1,000 a year into your pension Dire stock market returns spell a £30,000 black hole for your pot.
- Energy, broadband, mobiles, insurance... Why do firms make it so infuriatingly difficult to cancel contracts? Tony Hazell shares his top tips.
- My wife's cancer stopped us going on holiday for our 44th anniversary - but insurer won't pay ASK TONY.
- Clever gadgets alone can't halt the fraud epidemic... government must up its game DAN HYDE on cyber crime.
- The stunning 1920s RAF base brought back to life as a home for classic car firms We go behind the scenes at Bicester Heritage
- Ninety-year-old widow faces sickening £177k bill to repay a £22k mortgage... - but Barclays insists its 690% profit is fair.
- Hedge funds and investors make record bets on a fall in the pound Is sterling the next big short?
- Investors spooked by Brexit and commercial property fears pull £3.5bn from funds in June... - six times more than at height of the financial crisis.
- Deadline for mis-sold PPI claims is set for the end of 2019 - after a new marketing campaign reminding people to claim
- Selling your property tax-free may be about to get tougher after call for crackdown on CGT dodgers using £18bn homeowners' tax break
- Why the Greeks shouldn't Grexit... Left-wing government could turn battered nation into Europe's Venezuela.
- Are you locked into the exchange rate when you make a hotel reservation on Booking.com? Or are you at the mercy of forex fluctuations until you check out?
- Campaigners ask 'who is fleecing the motorist', so should petrol costs be lower? Asda, Tesco, Sainsbury's and Morrisons all cut
- Theresa May must act fast to put the brakes on Britain's shameful sell-off ALEX BRUMMER
- Now British shops ARE selling tea to China: Sainsbury's online trial proves a massive hit
- Should you move to...Oxford? Its dreaming spires, good schools and transport links are a huge draw But that comes at a price
- Morrisons triggers new supermarket price war after slashing the cost of more than 1,000 products
- How business leaders around the world will react to Brexit Cultural psychology expert GURNEK BAINS
- What does Brexit mean for shares, bonds, income investments and commercial property? Kames Capital's Stephen Jones explains
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
- 'Triple lock' rises in the state pension will favour people getting new flat rate - how is this fair?
- My daughter's firm wants her to put £6k pension pot in Government scheme - should she?
- I enlisted in the Royal Navy and my wife was a full-time mum - what state pension will we get?
- I'm 55, self-employed, disabled and confused by pension paperwork - should I cash in my pot or keep saving?
- A quarter of my £648 monthly pension goes on council tax - how is this fair?
- Can I top up my state pension to get the full £155.65 a week?
- Is it worth saving into a pension while scrimping to get by on £15k a year?
- The flight refund trick airlines don't want you to know about: How to claim back a big chunk of your cash if...
- Why I've cut up my contactless bank card...and you should too, says ROSS CLARK - they are driving up prices...
- RACHEL RICKARD STRAUS: The government has gambled hundreds of millions on house price rises – it's time to...
- I want to sell my 95-year-old mum's house to help pay her care home fees - can I do this?
- Taxpayer set for £2.7bn profit from sale of remaining Lloyds stake - but Chancellor might cancel share sale
- Wealthy pensioners should downsize or remortgage their homes to pay sky-high care bills, says Theresa May’s...
- Brexit gives UK tourism a boost as cheap pound gives foreign visitors best exchange rates in decades
- Bank customers 'set for £1bn in savings' as UK watchdog lines up new current account rules
- FTSE CLOSE: Footsie notches up modest gain in slow summer session; oil price edges back above $45
- Firms in England and Wales see output fall for first time in four years as Brexit hit demand
- Fat cats' pay rises by 10% to £5.5m: Ten highest-paid bosses earned £200m between them in 2015
- July's warmer weather sees Britons loosen their purse strings, but they still remain cautious with their...
- US food giant snaps up Tyrrells: English farm-based maker of posh crisps in £300m deal
- SMALL CAP IDEAS: Telit Communications confident of another year of double-digit top-line growth
- Pain or gain? Winners and losers from Dr Carney's crisis medicine - and how to thrive in the ultra low...
- The flight refund trick airlines don't want you to know about: How to claim back a big chunk of your cash if you miss your flight - even if it's your fault
- RACHEL RICKARD STRAUS: The government has gambled hundreds of millions on house price rises – it's time to stop the meddling
- Sales are blooming for maternity-wear firm Seraphine popular with the Duchess of Cambridge
- I want to sell my 95-year-old mum's house to help pay her care home fees - can I do this?
- Are there treasures hidden in your shed? Brush away the cobwebs, they could be masking a goldmine of forgotten items prized by collectors
- Chinese insurance giant Anbang eyes up £7bn takeover of Holiday Inn owner IHG
- If asked to pay in pounds, just say NO! Why it pays to settle up in the local currency when holidaying abroad
- July's warmer weather sees Britons loosen their purse strings, but they still remain cautious with their spending
- Pain or gain? Winners and losers from Dr Carney's crisis medicine - and how to thrive in the ultra low interest economy
- Brexit gives UK tourism a boost as cheap pound gives foreign visitors best exchange rates in decades
- These countries are the world's top 10 Olympic powerhouses - but what are their investment prospects? Fund managers pick the best opportunities
- FTSE CLOSE: Footsie notches up modest gain in slow summer session; oil price edges back above $45
- Look who's back! Barclays bungling boss Antony Jenkins made chair of Currencies Direct
- TRADERS' TIPS: City insiders say buy Pets at Home after a strong set of results and sell Intu Properties
- Buy-to-let divorce: We always split the mortgage 50:50 but my friend wants more than half the profits now we're selling up
- MOST READ IN DETAIL
START-UP SECRETS
- Jacqueline Gold's: I defied a board who said women didn't care about sex
- Apprentice winner Joseph Valente: 'People have to like you to back your idea'
- Dawn O'Porter: 'I had to make people understand I was not just some floozy off the telly'
- Former Dragon Hilary Devey: 'The bank manager was a misogynist, frankly. He patted me on the head, said I had no chance':
- Sarah Willingham: 'For a Dragon, it's about the individual more than the business'
- Charles Tyrwhitt'sNick Wheeler: 'I founded it with £100k profit from selling an Aston Martin'
- Aldo Zilli: 'My restaurant business wouldn't be standing if it weren't for Wham'
- Pimlico Plumbers' Charlie Mullins: 'Borrowing from the bank almost sent me bust'
- Sarah Beeny: 'You need to look for the next big thing, not the thing that's big now':
- City Superwoman Nicola Horlick: 'The one-word answer that would make me hire you'
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: It's Christmas every day as gift-wrap and greeting card giant IG Design Group reduces reliance on the festive season
- MIDAS SHARE TIPS: Online retailer Asos is firmly back in fashion as it seems set for more increases in its share price
- MIDAS SHARE TIPS: Equiniti was the Government's paymaster in 1836 and still provides vital services to some of the UK's biggest organisations
- MIDAS SHARE TIPS UPDATE: Sterling's slide after Brexit vote makes life so sweet for our tip Tate & Lyle
- MIDAS SHARE TIPS: Miners are out...now we're looking for gold at Marks & Spencer in our Dogs of the Footsie
- MIDAS SHARE TIPS: From obesity to hair-loss... US firm PureTech turning concept into cure
- MIDAS SHARE TIPS UPDATE: Our tip Centamin doubles on back of soaring gold price
- MIDAS SHARE TIPS: Joules, CVS Group and Burford Capital are a tempting trio well turned out for storms ahead
- MIDAS SHARE TIPS: EU exit means volatile markets - but it's too soon to call winners and losers
- MIDAS BREXIT UPDATE: Even if stocks are crashing, now is not the time to sell as it is hard to predict the way shares will react
FUND AND TRUST IDEAS
- MITON CAUTIOUS MONTHLY INCOME: The fund's tortoise technique to win the race for dividends
- LAZARD WORLD TRUST: Manager Kun Deng always does his shopping in the discount aisle
- JP MORGAN CLAVERHOUSE: Fizzing mixer drinks maker Fever-Tree gives FTSE fund added sparkle
- ROYAL LONDON GLOBAL HIGH YIELD BOND: Children's favourite Peppa Pig helps to spice up 'boring' bond market
- MID WYND INTERNATIONAL: Artemis manager Simon Edelsten seeks out the elephants that CAN dance
- SCHRODER RECOVERY: Fund manager Kevin Murphy looks for value, piles in, waits and reaps rewards
- MURRAY INTERNATIONAL: The trust that bucked the trend after Brexit...with a Mexican wave
- MAN GLG UK INCOME: Henry's the Man as he shuns the 'white noise' of EU vote
- PERPETUAL INCOME & GROWTH INVESTMENT TRUST: Political upheaval 'potential threat to stock markets'
- CITY OF LONDON INVESTMENT TRUST: The dividend hero still going strong after 50 years of rising payouts
- INVESTMENT TRUST OF THE WEEK: Fidelity European Values is a bet on recovery for Europe's biggest companies
- TROJAN GLOBAL EQUITY: 'Forget about Trump, we'll all still be buying toothpaste' says fund manager
- BATTLE AGAINST CANCER INVESTMENT TRUST: Charitable trust that combines making money with saving lives
- MAN GLG CONTINENTAL EUROPEAN GROWTH: Survivor Powe shows he's still the Man as fund returns growth of 40%
Latest: Mortgages & home
- Two escape routes if high charges and problems with a leasehold property leave you fed up or flat broke
- Is there a housing crisis and how do people manage to afford London homes? Watch the Property Show
- Will your mortgage rate be cut? Bank slashes rates BUT lenders can refuse to help borrowers and pocket the profit - we reveal who has passed it on
- Interest rates: Calculate how much a rate cut will save you on your mortgage
- Britain's debt bubble growing: Borrowers put extra £10,000 on mortgage than they did five years ago
- House prices fall 1% after Brexit vote as housing market continues to lose steam
- What next for mortgage rates: Bank of England slashes base rate in a bid to boost economy but will homeowners see their mortgage rates fall?
- Couple win £7,000 victory over faulty timeshare escape contract following 18-month legal battle
- Ninety-year-old widow faces sickening £177k bill to repay a £22k mortgage - but Barclays insists its 690% profit is fair
Latest from Saving & banking
- Bank customers 'set for £1bn in savings' as UK watchdog lines up new current account rules
- Pain or gain? Winners and losers from Dr Carney's crisis medicine - and how to thrive in the ultra low interest economy
- Natwest warns of charging interest on current accounts - but what do NEGATIVE rates mean for you?
- Savings rates have already crashed at big banks and building societies - so does the BoE cut mean more misery?
- Do you have overdraft charge outrage? The best bank accounts for those who stray into the red
- Massive blow to millions of Santander 123 customers as it plots to slash rate on Britain's favourite current account
- 'I worked at RBS during the financial crisis - and sales pressure is now ten times worse': Dozens more whistleblowers step forward to tell of bank misery
- Rate trap awaits savers who rush to grab variable deals as big banks jump the gun on Bank of England announcement
- Double your rate to 2.5% if Manchester United win the league with Virgin Money savings account - or look to small banks for top fixed bonds
- Banks finally launch initiatives to help improve their services for deaf and blind customers
ANSWERS FROM THE Experts
- TONY HETHERINGTON: Stay clear of energy supplier BES - it's been damned by Ofgem and had its offices raided by police
- Buy-to-let divorce: We always split the mortgage 50:50 but my friend wants more than half the profits now we're selling up
- I got a new car on finance but the dealer mistakenly ordered a £3k more expensive spec - now it wants £250 extra at the end
- ASK TONY: My wife's cancer stopped us going on holiday for our 44th anniversary - but insurer won't pay
- TONY HETHERINGTON: The FedEx Fitbit saga... and how shipping firms slap on charges for collecting tax
- I saw £30k knocked off the value of my house after Brexit and now I'm stuck paying a higher mortgage rate
- ASK TONY: Extra Energy kept my £300 for six months after I switched to British Gas. How do I get it back?
- I'm about to take a 12-month maternity cover job but will lenders refuse me a mortgage due to my temporary contract?
- TONY HETHERINGTON: Four fake students - with a first-class degree in deception
- I've decided to move back to Italy after Brexit, can I claim back my tax and pension contributions?
Latest from Holidays
- Brexit gives UK tourism a boost as cheap pound gives foreign visitors best exchange rates in decades
- If asked to pay in pounds, just say NO! Why it pays to settle up in the local currency when holidaying abroad
- The flight refund trick airlines don't want you to know about: How to claim back a big chunk of your cash if you miss your flight - even if it's your fault
- Are you locked into the exchange rate when you reserve a hotel on Booking.com or at the mercy of forex fluctuations until you check out?
- Top destinations for flight bargains revealed: Cost of flying to some holiday favourites has plummeted by more than half
- I paid for a package holiday and car hire with Thomson but was stranded at the airport when it failed to book the car. Now it's refusing a refund
- How to make your holiday money go further this summer: The best ways to make purchases and exchange your money
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Currency | Rate | Buy now |
---|---|---|
Updated 08 Aug 2016. | ||
Euro | 1.1525 | Buy Now |
US Dollar | 1.2775 | Buy Now |
Australian Dollar | 1.6704 | Buy Now |
Canadian Dollar | 1.6815 | Buy Now |
Chinese Yuan | 8.3481 | Buy Now |
Croatian Kuna | 8.497 | Buy Now |
Czech Koruna | 30.915 | Buy Now |
Danish Krone | 8.4841 | Buy Now |
Egyptian Pound | 10.086 | Buy Now |
Hong Kong Dollar | 9.8473 | Buy Now |
Hungarian Forint | 352.09 | Buy Now |
Icelandic Króna | 145.7 | Buy Now |
Israeli New Shekel | 4.7819 | Buy Now |
Japanese Yen | 130.49 | Buy Now |
Malaysian Ringgit | 6.2624 | Buy Now |
Mexican Peso | 23.55 | Buy Now |
New Turkish Lire | 3.756 | Buy Now |
New Zealand Dollar | 1.7911 | Buy Now |
Norwegian Krone | 10.775 | Buy Now |
Polish Zloty | 4.86 | Buy Now |
Singapore Dollar | 1.7133 | Buy Now |
South African Rand | 17.401 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 10.839 | Buy Now |
Swiss Franc | 1.2486 | Buy Now |
Thai Baht | 43.965 | Buy Now |
UAE Dirham | 4.6716 | Buy Now |
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