'If something cannot go on forever, it will stop.' When I read this quote, said by Nixon's chief economist Herbert Stein, it sent a shiver down my spine. I think it speaks volumes about the housing market. There are so many things we cannot say for sure about it - whether Brexit, stamp duty changes and interest rates will affect prices, for example. But one thing I think we can say with certainty is that 'it will stop'.

Imagine being able to secure a discount on a property of up to 50 per cent? It could mean lots of cash left over to decorate and furnish - or just being able to buy somewhere bigger and better. We have found 10 very different properties currently for sale with asking prices that have been cut by a drastic amount - some even halved - since they were put on the market. They include a semi-detached house in Shedfield, Hampshire (pictured top left), a mansion in Totteridge, London (pictured top right), a house in Bolton (pictured bottom left) and a development opportunity on London's exclusive The Bishops Avenue (pictured bottom right).

Woodford, one of the UK's most respected stock pickers, will be the first leading fund manager to speak out on the problem of pension fund black holes. The investment guru will issue a stark warning on the deficits, which are recently estimated to have topped a combined £1trillion, in his hugely influential blog this week.

The Financial Ombudsman explains how victims got scammed and the response of firms to their plight - and how it ruled on who got refunded their money. In one shocking case, a women who lost £250,000 eventually managed to retrieve all of it, but in others victims were left to bear the full brunt of losses themselves. Ombudsman probes can involve listening to recordings of calls between victims and banks back when the scam was under way, to determine who was more at fault for letting fraudsters get away with their crimes.

The first thing to say is that with investing, you can never guarantee that you won't lose any money. The very nature of investing means taking that risk. If you can't stomach the idea of losing any cash, then the best thing to do is look at savings bonds from a High Street bank, where your initial sum of money is guaranteed.

Savers using Help to Buy Isas to get on to the housing ladder face fiddly negotiations with sellers due to a catch in the scheme's small print. More than half a million people have taken out the tax-free savings deals launched by George Osborne. But small print blocks customers from using this bonus for the initial 10 per cent deposit payable to the seller when contracts are exchanged.

Every year, holidaymakers cancel around 450,000 overseas trips. This is often because they've fallen ill, been made redundant or suffered a death in the family. Many discover they can't get a refund and end up hundreds or even thousands of pounds out of pocket. But travel experts told Money Mail that 100 per cent of cancelled holidays go back on the market.

The benchmark - which is seen as a better barometer of the health of UK plc than the FTSE 100 because it is focused on domestic rather than international companies - rose 32.15 points to 18,014.65.

In an interim update the challenger bank said underlying pre-tax profit was £64.6million in the first six months of the year, up 36 per cent on the same period a year ago. Assets on its books have grown 20.8 per cent to £6.3billion. Highlighting how the property market does not appear to be slowing, the mortgage and loan provider said its underlying loan book had grown 10 per cent in the first half of the year.

Former Pensions Minister and This is Money columnist Steve Webb calls for a rethink of the assumption that benefit claimants still earn high interest on savings, despite an era of low rates. Read his response to a reader who complains: 'I'm sick and tired of being totally penalised for being stupid enough to scrimp and save only to be hung out to dry by both low interest rates and a wholly unfair system.'

While cycling to meet friends for lunch on a trip to Lake Geneva in June, I had an accident and required treatment at a local private medical centre. I hit the road three times quite heavily with my head (I was wearing a helmet). My Lloyds current account includes worldwide travel insurance with Axa, so I submitted a medical claim. I was also advised to claim for my damaged clothing and the cracked helmet.

Over 1.5 million households across the UK are in 'extreme debt' as the real value of pay falls, new findings reveal. Between 2007 and 2015, real UK wages have tumbled by 10.4 per cent, the TUC and Unison said. Excluding mortgages, total unsecured debt for UK households increased by £48billion in the three years to 2015 to £353billion, the research suggests.

Brexit shocked markets, sent the pound tumbling and led to apocalyptic warnings of economic doom. But two months on a sense of calm has returned to the City and the country. And there is a growing sense that the catastrophe predicted by supporters of Project Fear will not come to pass after all. In the run-up to the vote, the most powerful members of the global elite unanimously urged Britain not to vote to leave.

Alexander Macrae, 82, (pictured) cannot afford to heat his large house, but is stuck living in it because the moment he sells Bank of Scotland will demand £147,250 - which will leave him with insufficent funds to buy a small flat. This is because, like thousands of pensioners, Mr Macrae signed up to a shared appreciation mortgage in the 1980s.

There were some extremely deep pockets in California at the weekend. That's because two iconic cars set new records as the most expensive British and American motors of all time. The Jaguar, which won the 1956 24 Hours of Le Mans, sold for $21.8 million while the original Shelby Cobra was bought for $13.8 million.

Santander has halved the rate on its 123 current account, from 3% to 1.5%. Will other banks which offer these types of deal follow suit? One expert believes so. Andrew Hagger, of Moneycomms, says squeezed margins and an influx of customers could mean other banks make similar cuts.

I signed up to a new gym at the start of the year but in April sustained a back injury and my doctor told me it wasn't safe to use the gym for at least three months. I have a bulging disc in my back and was told I could cause myself serious injury if I were to carry on going to the gym. But now I've been told I need to pay £258 to cancel.

The retreat of banks from Britain's high streets is in full flight. Branches across the country are being axed at a rate never witnessed before as the big banking organisations seek to ruthlessly cut costs and push more people online. In many instances, the closures are leaving villages and towns without a bank, forcing both residents and retailers to travel further afield to do their banking.

My son paid a cheque into his Lloyds Bank account last year. It was the proceeds of a Scottish Friendly bond that I had been paying into since 2004 and which had matured on his 18th birthday. Shortly after this, Lloyds closed his account and refused to explain why. My son has been unable to open another current account since then, though Lloyds denies it has put a black mark against his name.

Mortgage borrowers are being urged to Brexit-proof their finances as the term of this summer's newly reduced fixed rate deals almost exactly matches the likely length of our two-year negotiations to leave the European Union. Here are the four key steps to a Brexit-proof mortgage. The strategy works for first-time buyers, home-movers and remortgage customers alike.

A-level students who have met the grade and are soon off to university will be taking charge of their finances, perhaps for the first time. Laura Shannon explains to students - and parents or grandparents advising them - what they need to know before term starts.

Are you crazy about classic cars or fanatical about fine wine? While many collectors can find their hobby is draining their cash, the most savvy have turned their passion into a tidy profit. Over the past decade, investors in classic cars have enjoyed a 500 per cent return, while rare whisky gone up 350 per cent since 2008.

The conveyancer is likely to charge fees based on the amount of time taken to conduct the investigation and prepare the application. On average a reconstitution of title will cost somewhere between £500 and £800 plus vat depending on its complexity. Disbursements will also be payable such as the application fee and search fees. In the Mother's case, she is likely to be registered with a possessory title.

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Now that we've voted ourselves out of the EU, it's time to work out how we're going to trade in future with all its 27 member countries - and the other 27 countries it has deals with. So how do other non-EU members trade with the bloc and would any of their models suit us?

Asked on Radio 4's Today programme if there was a real prospect of a further cut in rates before the end of the year, the Bank's Ben Broadbent said, 'that's true'. Bank rate was cut yesterday to 0.25 per cent from its already record low level of 0.5 per cent, where it had remained for more than seven years.

Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.