In an ideal world dividend cover should work out at times earnings or more, but latest research from AJ Bell shows many FTSE 100 firms have fallen short. The broker said that currently the average dividend cover for the FTSE 100 is just 1.47 and for the ten highest yielders it is even lower at 1.22. These include some established household names such as Shell, BP, Pearson and Marks & Spencer.
Travel insurance catch left widow with £2,500 bill after her husband died of altitude sickness on dream holiday in Peru
For 30 years, Marian and Stephen Mortimer, pictured, had dreamed of visiting Machu Picchu in the Andes in South America. The couple waited for Stephen to retire so that they could spend six weeks in Peru over the summer of 2013. But three weeks into the trip Stephen died aged 68 and his widow was left with a shock bill.
Premium Bonds winners
|Prize value||Winning bond No.||Area|
|£100,000||138HB024467||Hampshire and Isle of Wight|
|£25,000||86GW534216||Cheshire West and Chester|
Tesco shares soared to one-year highs on Wednesday, but the London stock market slipped back after yesterday's tilt at a new record close. The FTSE 100 closed 41.1 points lower at 7033.25, after nearing a record high a day earlier. Tesco shares failed to prop up the market, despite jumping more than 9 per cent or 18.4p to close at the highest level in more than a year at 207.1p.
The salesmen offering 40% returns on burial plots: As banks slash their rates, savers are being tempted by exotic deals... but can any be trusted?
Birmingham-based Harley Investments is currently marketing an East London Jewish cemetery as a prime spot for your cash, claiming you'll get 40 per cent returns within just two years. Harley's operation's director Gerard Gordon (inset left) and financial director Patrick Johnson (inset right) are both linked to a number of companies that sold investments in luxury allotment plots on a piece of farm land in Warwickshire (top left).
Want a slice of your nest egg to pay debts? No can do, says man from the Pru as insurer stalls people using pension freedoms
Savers with Prudential are only allowed to use new freedoms to dip into their pension pot regularly if they pay to see a financial adviser. Many customers who want a so-called drawdown policy pay for a visit from one of Prudential's own advisers, whom it dubs the 'man from the Pru' and some are blocking clearing debt.
New Churchill fiver sells for £4,150 at a Bank of England charity auction - that's inflation of 82,900%!
The note carries the serial number AA01 000017, making it the lowest available to the public according to auctioneers Spink. It had carried an estimate of £1,200 previous to the auction. The £5 note was lot one at the event being held in London. The next lot, with serial number AA01 000018, sold for £2,400 - some £1,700 above the estimate.
Savings crisis as less than one in three feel they are on track to achieve the level of retirement income they need
Just three in 10 adults feel they are either very or fairly confident they are on track to achieve the level income they want to see them through their retirement. An insight into savers' concerns that they will not have enough money for their pension years, has been revealed in a survey of retirement confidence across the country.
I've just remortgaged one of my buy-to-let properties with The Mortgage Works who told me that far from needing my rent to cover my mortgage by an extra 25 per cent, it now needs to cover it by an extra 45 per cent. The change really threw me and meant that I ended up putting in extra equity to the property to pull the loan-to-value and rate down. I have four other buy-to-lets, all of which are due to be remortgaged fairly imminently but I am still in the period where I'll need to pay early repayment charges to remortgage now.
The ultimate Chelsea tractor: Limited edition £250,000 Range Rover has an interior emblazoned with London's most iconic landmarks
Called the London Edition, each of the four Overfinch Range Rovers is detailed with landmarks like The Houses of Parliament, The Shard, London Eye, Gherkin, Tower Bridge and 22 Bishopsgate. It's not cheap, though - in fact, it's more than twice the price of the standard Range Rover Autobiography it's based on.
What's it like to live in... Reading: Why this Berkshire town on the Thames is more than just a commuter haven
Reading is a commuter haven due to its 30 minute train journey into London. But this south east city offers more than just cheaper house prices than the capital. There is a vibrant River Thames scene, an established shopping centre and excellent schools. It has also become a tech hub outside of London.
MARKET REPORT: Drug maker Summit Therapeutics shares double on news it won the rights to an exclusive drug
Shares nearly doubled in their best day since 2009, after it revealed it was teaming up with US rival Sarepta Therapeutics to develop and market a specialist drug in Europe. The licence allows the Aim-listed company to sell an experimental treatment for muscle wasting disease Duchenne muscular dystrophy.
'I bought property, the stock market is for mugs,' says Richard E. Grant as he talks perfume, foreign aid, borrowing money and starring in Withnail & I
Hollywood actor Richard E. Grant has never borrowed any money for fear of not being able to pay it back. Grant, who shot to fame in 1987 for his role as Withnail in cult film Withnail & I, says 1988 was the best year of his life financially and he made more money that year than he had ever dreamt possible.
On your marks, get set, go! As carmakers continue to play Top Trumps, we reveal the 10 fastest accelerating cars you can buy in the world right now
To be the best, you've got to beat the rest. And these 10 cars do just that - not only do they stop the clock from 0 to 60mph in under three seconds, but they also beat every other car on the planet in the benchmark acceleration dash. Clockwise from top left: BAC Mono, Bugatti Chiron, Lamborghini Aventador, Caterham 620R
Last March, I was persuaded to have any winnings from my premium bonds paid straight into my bank account. This worked for the month of April, but winnings since then have not arrived. This has made me wonder how many other people have not received their prizes. They would only know if they regularly check their bank statements and the record of winning numbers.
Blimey! The value of old Beano comics is soaring as nostalgic investors snap up comic strip jolly japes they first enjoyed in their childhood. Last week, publisher DC Thomson launched a Beano website to complement the comic - enabling young fans to also read about Dennis the Menace and The Bash Street Kids on smartphones and tablets.
Should you ditch a property fund that locked away your cash? The three choices investors must consider
Funds shut their doors at the end of June amid fears the Brexit vote in the EU referendum could cause a property price crash as a flood of panicking savers tried to get their cash out. The reason was that if there was a run on a property fund - which own actual bricks and mortar - it would be forced into a fire-sale of its assets to raise enough money to give back to investors, which could seriously harm the fund.
Salamanca is one of the most beautiful, historic towns in Spain. It is also a short drive from the only sizeable new uranium mine being developed in the world today. The mine is run by Aim-listed Berkeley Energia and its shares, at 47p, should rise substantially as the project moves towards production.
A nationwide study of 2,000 small business owners and more than 2,000 consumers has revealed the stark gap between business owners who have failed to modernise and their customers' expectations over browsing, ordering and paying. Of the small businesses surveyed, 44 per cent had never reviewed how they take payment from customers, despite the arrival of digital wallets, contactless payment and the smartphone.
Paris Motor Show 2016: Forget the million-pound Ferraris and outlandish concepts... THESE are the 10 real-world cars you should be excited about
Everyone loves a crazy concept vehicle or a bank-busting hypercar, but the reality is these aren't the cars 99% of us will be looking to buy in the next six months. These 10 models, however, are. Top, left to right: Land Rover Discovery, Kia Rio, Citroen C3, Honda Civic, Mercedes AMG GT Roadster, Nissan Micra, BMW X2, Suzuki Ignis, Skoda Kodiaq.
Why long-term investing works: How putting £10K into the stock market would have earned you £90K more than cash savings over three decades
While the stock market goes up and down, when it comes to investing it seems that it's worth playing the long game. A £10,000 investment in the FTSE 100 in 1986 would now be worth an impressive £126,867. If you had left the same amount in an average savings account, it would be worth £28,196 - almost £100,000 less.
Is it time for regulation of Airbnb lettings? Legal issues, noise complaints and damage to property could see backlash against rental free-for-all
Last year, the Government deregulated short lets, allowing owners to rent out properties for fewer than 90 days a year without having to seek planning consent. Although the phenomenon is by no means confined to the capital, property consultancy JLL says the deregulation led to a surge in the number of London homes listed on Airbnb.
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
When will interest rates move? Rates could still be cut to 0.1% before the end of the year, economist suggests
Interest rates were held at 0.25 per cent in September and experts are divided on whether the Bank of England will cut again. Howard Archer, chief UK and European Economist at IHS Markit Global Insight, said: 'At this stage, we believe it is still just about more likely than not that the Bank of England will take interest rates down to 0.10 per cent from 0.25 per cent in November.'
The base rate has fallen to a new record low of 0.25% and could be cut again. But what does all of this mean for mortgage rates, which have been steadily falling over the past month to record lows?
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
Best paid jobs 2015: Compare your salary to the national average in this league table of 350 professions - and see the year's winners and losers
Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.
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|Updated 05 Oct 2016.|
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