Launched in January 2014, the scheme was designed to give a much-needed shot in the arm to mortgage lending to buyers with small deposits. And in that sense it worked, as the number of 95 per cent mortgages increased. But with the bandage due to come off in just three months, borrowers with a small deposit are understandably concerned they may start to struggle again.

In Cambridge, which has 15 tech jobs per 1,000 people, house prices have soared 58.7 per cent in the last five years to reach £442,518, the analysis of Office for National Statistics and Tech City UK data by Property Partner shows.

For the first time, we can reveal how banks slash the loans they offer to borrowers whose children go to nursery, where fees are soaring, or are looked after by a nanny. Parents who pay for childcare are having a third stripped off the amount they can borrow to buy a home. Our investigation found parents are also hit if they send their children to schools where they have to pay for tuition.

Brexit was tipped as a threat to house prices by experts ranging from economists to the Chancellor of the Exchequer, but now Britain has voted to leave the EU how will the property market fare? In the Property Show we look at that question, explore the latest news from the housing market and get tips from mortgage expert Andrew Montlake on how buyers, sellers and homeowners can get ahead.

Banks and building societies are cutting the amount of time a home valuation is valid because they're nervous about falling house prices. Kent Reliance was the first to do so on September 1, reducing its limit from six months to four months. Other lenders could follow, experts say.

A gloomy outlook has led to talk of rate cuts rather than rate rises, but that pessimism is not shared by mortgage lenders, who are dishing out record low rate deals. We look at the best mortgage rates and whether now is a good time to fix your home loan.

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

House prices dropped by 1 per cent in Cambridge in the quarter and growth slowed in London and Bristol - all of them cities that have in the past recorded some of the biggest rises. On average, prices across Britain's main 20 cities rose by 9.5 per cent to £240,000 in July compared to last year, down from 10.2 per cent in June, according to the latest index by Hometrack.

Leigh-on Sea won the accolade after scoring highly on a range of issues, including community spirit and a strong sense of belonging. It's homes, such as the one pictured above, have attracted London commuters looking for a slice on the coast. It wasn't the only seaside resort in the top ten compiled by property website Rightmove, with Troon, on the west coast of Scotland, taking second place.

Most homeowners rely on an estate agent to buy or sell a property, but now many seeking privacy are turning to a new kind of ultra-discreet professional. Increasing numbers of properties are being bought 'off market' without the traditional for-sale board or advertising. Buying and selling this way, using a 'buying agent' used to be the preserve of the rich and famous.

Very low interest rates squeeze bank profit margins, so there will be further losses if the 0.25 percentage point cut is passed on to customers. There are fears banks could attempt to contain the damage by not passing on lower rates to borrowers - risking fury from borrowers and regulators. Many current account holders and savers earn zero interest so banks will not be able to reduce rates they pay to those customers.

Retired homeowners fearful the value of their property will plummet post-Brexit and facing dwindling incomes are looking to cash in now by taking out a lifetime mortgage, experts claim. Figures from over-55s finance specialist Key Retirement suggest retired homeowners cashed in more than £934million of property wealth in the first six months of the year. Meanwhile, Responsible Equity Release, said it had seen new enquiries jump 44 per cent in the weeks following the UK's vote to leave the European Union.

Houses are expensive. The average home in the UK costs £268,000, according to the Office of National Statistics. Unless you are very wealthy, you are unlikely to be able to buy a home outright. Instead, you can use a mortgage to fund the bulk of the purchase. We explain the essentials.

Eight nail biting months and finally, we have moved into our first home. It's been a treacherous journey full of hurdles - here's what I wish we knew when we started. They might not apply to everyone, some of it may seem simplistic and various titbits are unique to our own homebuying nightmare, but I hope it helps those entering the process, or currently enduring their own slice of hell.