Now Lloyds cuts the interest rate for current account customers with its Club Lloyds deal

Lloyds is the latest big banking name to hack at its current account interest rate in a move which is sure to irk millions of its customers. From January, it is to halve the interest rate on its Club Lloyds current account from four per cent to two per cent.

The Royal Bank of Scotland has come under increased scrutiny today after leaked files emerged which show it deliberately destroyed customers' businesses in order to boost profits.

Vital password systems for protecting online shoppers are being brushed aside by credit card issuers to help oil the wheels of commerce.

Savings providers are continuing to hack away at easy-access rates with RCI Bank slashing its best buy deal for the third time this year.

I saw your article about Barclays dumping a client who had £94,000 in his account and thought the guy was probably innocent. I have had similar treatment.

Why did I have to pay tax on my £10,000 savings bond? TONY HETHERINGTON replies

Last year I put £10,000 into a 65+ Guaranteed Growth Bond from National Savings & Investments and declared at the time that I was a non-taxpayer. In April this year, I was told my bond had earned £410, but tax of £80 had been deducted. When I rang NS&I; to complain, I was told to claim the money back from Revenue & Customs, which I did. But why was the tax deducted when I had declared I was not a taxpayer?

Typically, workers saving for a house, wedding or holiday use their bank's standard savings account. But these now pay next to nothing.

Savers can now open accounts with app-only Atom Bank but the rates are not as high as it first offered earlier in the year.

The note carries the serial number AA01 000017, making it the lowest available to the public according to auctioneers Spink.

Cash savers, many retired and dependent on the interest from their deposit savings, are suffering what seems like a thousand cuts.

Savings deals that you MUST ditch as big bank rates set to fall as low as 0.01%

Today, Money Mail names the savings accounts and Isas you need to ditch right now. A string of cuts in the pipeline will see rates on accounts offered by the big banks cut to as little as 0.01%. Better rates - in some cases worth four times as much interest each year - are on offer from other providers.

50 money-saving tips to make you richer

Money Mail was launched 50 years ago today to help families make their cash work harder. To celebrate we've compiled 50 of our favourite tips and tricks to help you save. From parking your car on a stranger's driveway to never going into a pound shop, there's something for everyone, whatever the size of your wallet.

Falling interest rates on saving accounts - some plunging as low as 0.05 per cent - are creating an unexpected boom in demand for home safes as people take their money out of banks.

The rate on Lloyds's Instant Saver and Instant Cash Isa will fall from 0.25 per cent to 0.05 per cent. Since official interest rates fell to 0.25 per cent, banks have squeezed everything they can from savers.

Got a new Churchill fiver? Check the serial number for AA01

The notes, which were released last week, are proving popular with collectors looking on the online marketplace for ones with low serial numbers while they are still in good condition. The first batch from the presses will carry a serial number starting AA01, followed by a six-digit number. The first note is AA01 000001.

Melton Mowbray BS has launched a new fixed-rate bond paying 1.31% for three years. Monthly income seekers have suffered as they look to make their savings boost their pension.

Two-fifths of working age people do not have a decent savings buffer, says the Money Advice Service

More than 16 million working age people across the country have less than £100 in savings available, research has found. Two-fifths (40%) of working age peop...

Our guide to the valuable coins that can turn up in your change  

Next time you're given a handful of change in a shop, stop and look before chucking it back in your pocket, purse or a jar. Earlier this year, a 2p coin sold for almost £1,400 at auction because it was silver instead of copper (top left). We reveal other more common coins that could be worth more than you think - which include a 50p coin issued with a picture of the iconic Kew Gardens pagoda (top centre), a £2 coin issued with an image from the 2002 Commonwealth Games (top right), a 50p bearing an image of Peter Rabbit (bottom left), a 2p coin mistakenly saying 'new pence (bottom centre) and a 50p coin issued to mark the European single market (bottom right).

Treasury documents reveal how savers who use the accounts will be hit with complex penalties if they make a withdrawal for anything other than a house purchase before retirement.

Banks need to shoulder more responsibility when customers are tricked by fraudsters into transferring money to a 'safe account,' a consumer body says.

My 4.1% five-year fixed-rate savings is maturing, where should I save now?

I stuck £35k in a five-year fixed savings deal which had a 4.1% rate back in 2011. The account is set to mature in the next few days. I want to put the money into another low-risk savings account, but am aware rates have crashed dramatically. Where should I put my money now?

Savers are suffering devastating cuts on easy-access accounts as banks and building societies continue to slash their top deals or close them altogether.

City regulator the FCA has backed away from stopping banks and building societies rolling your money into new fixed-rate bonds when your old one expires.

Fight the rush of financial scams with our new Beat he Scammers page

Today, This is Money launches a new hub page for scams to watch out for as fraud losses continue to grow. Bookmark it, send to friends and family to help stem the flow. The hub has guides, the latest scams to watch out for and videos to help keep the fraudsters at bay.

The single counter has been put at the back of the library in Yarm, Stockton-on-Tees and is the 28th branch to be opened by the Newcastle. Sharon Roberts visited with her daughter Layla (pictured).

Taxpayer-backed RBS, along with a string of other banks, has been accused of fuelling a bubble in rising housing prices which exacerbated the consequences of the 2008 financial crisis.

Virgin Money launches Manchester United one-year fixed savings account

The 'Champions Bond' is fixed for one year at 1.25 per cent - or 2.5 per cent if Manchester United wins the 2016/17 Premier League title. Virgin Money, which earlier in the week announced a partnership with the club, is hoping to appeal to fans of one of the most widely supported teams in the world. Manchester United are second favourites to win the league behind fierce rivals Manchester City, according to latest odds from online bookies Betfair.

Glass jam jar full of British english UK  bronze and silver coins - savings money cash "rainy day' fund

It comes with a bonus payable until October next year. Afterwards, the rate drops to 1 per cent. The account is only available online. Elsewhere, savers are still suffering a series of cuts.

Atom Bank has this morning launched its first savings accounts, including a one-year fix at two per cent. However it can only be accessed by iPhone or iPad.

Protected against a bust: Make sure your savings are safe by not putting more than £85,000 into each authorised bank

The way you spread out your savings with banks is crucial in terms of protection and compensation. We show you how to get protected.

This is Money's five favourite best buy cash Isas

Although cash Isas don't currently offer fantastic rates, it is still worthwhile opening one to shield money away from the taxman. Our savings correspondent Lee Boyce picks his five favourite cash Isas for savers in 2016 - essential reading to help you choose a top savings account for your money. This page is kept up-to-date throughout the year - bookmark it for the very latest developments.



Premium Bonds winners

October 2016
Prize value Winning bond No. Area
£1,000,000 276AV278339 Essex
£1,000,000 215XY865796 Staffordshire
£100,000 259ZN414297 Dorset
£100,000 141CJ661353 Derbyshire
£100,000 138HB024467 Hampshire and Isle of Wight
£50,000 2VR747799 Greater Manchester
£50,000 241QS845329 Hertfordshire
£50,000 206GW792012 Sheffield
£50,000 103WK587629 Reading
£25,000 92NE335986 Overseas
£25,000 86GW534216 Cheshire West and Chester
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