Lloyds is the latest big banking name to hack at its current account interest rate in a move which is sure to irk millions of its customers. From January, it is to halve the interest rate on its Club Lloyds current account from four per cent to two per cent.

Last year I put £10,000 into a 65+ Guaranteed Growth Bond from National Savings & Investments and declared at the time that I was a non-taxpayer. In April this year, I was told my bond had earned £410, but tax of £80 had been deducted. When I rang NS&I; to complain, I was told to claim the money back from Revenue & Customs, which I did. But why was the tax deducted when I had declared I was not a taxpayer?

Today, Money Mail names the savings accounts and Isas you need to ditch right now. A string of cuts in the pipeline will see rates on accounts offered by the big banks cut to as little as 0.01%. Better rates - in some cases worth four times as much interest each year - are on offer from other providers.

Money Mail was launched 50 years ago today to help families make their cash work harder. To celebrate we've compiled 50 of our favourite tips and tricks to help you save. From parking your car on a stranger's driveway to never going into a pound shop, there's something for everyone, whatever the size of your wallet.

The notes, which were released last week, are proving popular with collectors looking on the online marketplace for ones with low serial numbers while they are still in good condition. The first batch from the presses will carry a serial number starting AA01, followed by a six-digit number. The first note is AA01 000001.

Next time you're given a handful of change in a shop, stop and look before chucking it back in your pocket, purse or a jar. Earlier this year, a 2p coin sold for almost £1,400 at auction because it was silver instead of copper (top left). We reveal other more common coins that could be worth more than you think - which include a 50p coin issued with a picture of the iconic Kew Gardens pagoda (top centre), a £2 coin issued with an image from the 2002 Commonwealth Games (top right), a 50p bearing an image of Peter Rabbit (bottom left), a 2p coin mistakenly saying 'new pence (bottom centre) and a 50p coin issued to mark the European single market (bottom right).

I stuck £35k in a five-year fixed savings deal which had a 4.1% rate back in 2011. The account is set to mature in the next few days. I want to put the money into another low-risk savings account, but am aware rates have crashed dramatically. Where should I put my money now?

Today, This is Money launches a new hub page for scams to watch out for as fraud losses continue to grow. Bookmark it, send to friends and family to help stem the flow. The hub has guides, the latest scams to watch out for and videos to help keep the fraudsters at bay.

The 'Champions Bond' is fixed for one year at 1.25 per cent - or 2.5 per cent if Manchester United wins the 2016/17 Premier League title. Virgin Money, which earlier in the week announced a partnership with the club, is hoping to appeal to fans of one of the most widely supported teams in the world. Manchester United are second favourites to win the league behind fierce rivals Manchester City, according to latest odds from online bookies Betfair.

Although cash Isas don't currently offer fantastic rates, it is still worthwhile opening one to shield money away from the taxman. Our savings correspondent Lee Boyce picks his five favourite cash Isas for savers in 2016 - essential reading to help you choose a top savings account for your money. This page is kept up-to-date throughout the year - bookmark it for the very latest developments.