Neil Woodford, pictured, and Mark Barnett have invested in peer-to-peer, which connects investors with SMEs and consumers who want to borrow. But some trusts in the sector have swiftly moved to premiums to big discounts, not long after launching. So is the sector worth the risk?
Investor essentials and share and fund prices
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Commodities
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HOW TO BE A DIY INVESTOR
INVESTING NEWS AND IDEAS
Would you buy woodland to beat IHT? What you must know before investing in forestry, wine, racehorses, or even shotguns
They are not run-of-the-mill homes for your savings, but for those who enjoy high-octane investing, alternative assets can provide the chance of tax-free gains. Some alternative investments - including wine and forestry - have shown remarkably good returns over a ten-year period. You must be very careful how you invest, however.
Investing Show: We've bought US tech stars like Tesla because of how great they could really become, says Scottish Mortgage's Tom Slater
Shares in US-tech stars may be expensive but that reflects how great they could one day be, says Scottish Mortgage's Tom Slater. The co-manager of the more than 100-year-old investment trust, which seeks out firms that can deliver the global growth of the future, reveals why he doesn't hold the fears some do over high valuations for Silicon Valley's finest.
MINOR INVESTOR: How the art of doing nothing turned into a winning Brexit investing strategy
Having never got round to tweaking my Isa portfolio before the EU referendum, I resisted the temptation afterwards. As luck would have it that was the right move, my portfolio is up 9.1% on where it stood three months ago and 14% on the week after the vote. Now, though, I risk falling into a new trap of thinking this was down to investing skill.
INVESTMENT CLINIC: My money is stuck in a suspended property fund. What should I do?
After the EU referendum, there was a bit of a panic that property prices could fall sharply. As a result, a lot of savers with cash in property funds started trying to get their money out. For an open-ended property fund, this is a big problem as buildings can take time to sell. In July, several property funds decided to suspend trading.
As the world goes mad for Pokemon Go and Japan swoops for Britain's pioneering ARM... How to profit from tech giants of the future
Gutsy investors who backed the computer chip-designer ARM when it launched on the stock market in 1998 are in line for a huge windfall when it is sold to Japan's SoftBank. Meanwhile, Pokemon Go has sent Nintendo shares rocketing.The question now is where can investors find the next big technology success story?
How can you make money without gambling your nest egg away? From current accounts to property, gold, shares and even wine and classic cars... we size up the risks
When the Bank of England cut interest rates, it wanted to encourage investors to take 'more risk' with their money. The higher the risk, the bigger the potential returns . . . but so will your losses be if things go wrong. Here, we guide you through the best ways to beat the rate cuts and keep your returns safely trickling in... and most importantly explain just how risky they are.
I have £10,000 towards a house deposit. Where can I invest this for six months so that it can grow while I continue to save?
I am saving to put down a deposit on a house - I have £10,000 so far. Where can I invest this for around six months so that it can grow while I continue to save? Holly Black replies, 'While I can see the logic in your plan to invest your cash while you build up the last bit of your deposit, I'm afraid that this is not the best course of action. Investing is for the long term.'
THE INVESTING SHOW
Investing Show: How to spot the dividend stars of the future
Laura Foll, co-manager of Lowland investment trust, explains why she's buying some oil and commodities stocks and where she and fellow manager James Henderson look for future dividend stars.
THE INVESTING SHOW
- Investing Show: Can investors make money by keeping it simple?
- Investing Show: Rate cuts are pointless but infrastructure is the next opportunity for investors
- Investing Show: The value investor who likes unloved bank and supermarket shares
- Investing Show: Best places to invest around the world to beat Brexit
- Investing Show: Where should you invest and what should you avoid after Brexit?
- Investing Show: What do investors need to worry about after the Brexit vote?
- Investing Show: Five things you need to know about picking shares... and how to cut through the jargon
- Investing Show: Tips to build an investment portfolio - and should we worry about Brexit or deflation?
- Investing Show: Mergers, market crashes and a dividend hero's favourite shares
- Investing Show: Could a smart beta tracker improve your investments?
- Investing Show: How to spot the dividend stars of the future
- Investing Show: Top bank shares and how to pick the best funds
- Investing Show: Tim Price says buy Japan - 'the standout value opportunity'
INVESTING VIEWS FROM OUR COLUMNISTS
THE MINOR INVESTOR COLUMN
- How to build a buy-and-hold dividend portfolio - and the shares that made the cut
- Why long-term investing works - and the easiest way to do it
- Sell (mostly) everything! Is it time for the MINOR INVESTOR to heed the dire warnings?
- This was a strange year for investors - and 2016 could be even trickier - but I'm still buying
- Emerging markets look cheap, so why am I not diving in?
MAIKE CURRIE
- Is it time to buy 'good value' emerging markets? The regions and funds to tap into now
- Why smaller companies will continue to outpace their larger counterparts
- How to invest your pension pot wisely
- The big swing from growth to value: Why unloved stocks could soon have their moment in the sun
- The smart way to invest in technology: How to tap into innovation
- Finding shelter from the stock market storms: Four investments that can provide protection and profit
This is MoneyINVESTMENT CLINIC
MORE NEWS
- I like to invest in shares rather than funds - which is the best website?
- What should I do with the £20,000 I intend to split between my two children?
- I have three buy-to-let mortgages and a £100k lump sum - should I pay down the highest interest rate or the biggest balance?
- I got an email suggesting I buy shares in a small company for a few pence. Should I go for it?
- I have £20k to invest and don't have access to internet - can I have an account with a fund supermarket by telephone or post?
- I want to get a 15% a year return on my investments - how can I do that?
CHECK YOUR INVESTMENTS
TOP DIY INVESTING PLATFORMS
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Great service
Fixed account fees, no investment limits -
Free fund dealing
Investment ideas and model portfolios -
Online share dealing
No annual fees and trade for £8 -
Good for big pots
£80 flat fee with 8 free trades -
Cheap share-dealing
0.24% admin fee, £2.50 share dealing -
Low annual charge
0.2% funds fee and £4.95 dealing -
Intelligent investing
Special offer: 6 months no management fee -
Easy to use
Free fund dealing, competitive 0.35% fee -
Low cost funds
0.25% annual fee, no dealing charge -
Welcome rate
£5.95 online share dealing rate first 3 months -
Guidance and tools
Typical 0.35% fee and fund guidance -
Explore 2,500+ funds
£7.50 share and investment trust dealing
Investing: don't miss
- MINOR INVESTOR If the pound keeps falling the FTSE 100 could hit 7,700, says Richard Buxton - crazy as that may sound
- The salesmen offering 40% returns on burial plots As banks slash their rates, savers are being tempted by exotic deals... but can any be trusted?
- Is your financial adviser as qualified as they claim Which? probe finds glaring holes in spot checks on credentials
- ASK TONY Mystery of the lost £80k in shares as Santander blames 'systems error' for losing retired couple's savings
- Why long-term investing works How putting £10K into the stock market would have earned you £90K more than cash savings over three decades.
- Top UK fund manager Mark Slater 'The FTSE 100 is too expensive - we are having to hunt around for growth'
- I'd like an old-fashioned human advisory stockbroker on the end of the phone Do they still exist?
- Is it worth paying big fees for some funds? High performers can outweigh the extra cost, but picking winners is a tough game
- MINOR INVESTOR How the art of doing nothing turned into a winning Brexit investing strategy
- Why builders will be a good bet after Brexit Ultra-low mortgage rates will help Britons looking to buy a home
- Are investment trusts now PRICIER than their fund rivals? Boards urged to cut costs as performance lags
- Top 25 fund manager stars of past decade revealed Mark Slater shoots to top spot, as Woodford takes fifth place
- INVESTMENT EXTRA Which tech star is the next takeover target after ARM Holdings?
- Is cheaper always better when it comes to passive funds? One ETF provider argues it's a false economy...
- JEFF PRESTRIDGE Investors (and not managers) must come first in today's fund management sector
- My fight to shield savers from the City pickpockets Fund manager accuses industry of fleecing investors with hidden fees
- I want to buy a single share as a gift for a friend - what's the easiest and cheapest way?
- INVESTMENT CLINIC I'm happy to tie up my money for two years, but don't want to lose any - where should I start?
Investing essentials
- How to pick the best (and cheapest) DIY investing Isa A wealth of choice and changes to charges have left many investors scratching their heads
- Fund and investment trust tips: The experts' ideas for different investors and the easy ways to invest your Isa
- MINOR INVESTOR: Why long-term investing works - and the easiest way to do it
- How to invest in funds, investment trusts and ETFs And save money as a DIY investor
- How to invest in shares Your complete guide to joining the excitement of individual share-picking
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: As the markets totter, luxury footwear brand Jimmy Choo is on a sound footing
- MIDAS TIPS UPDATE: Share price has slimmed down a little - but OptiBiotix's profile is set to expand
- MIDAS SHARE TIPS: Uranium miner Berkeley Energia promises us a brighter future
- MIDAS SHARE TIPS: Wind blows in right direction for renewable energy supplier Good Energy
- MIDAS SHARE TIPS UPDATE: Strong performance from sports supplement firm SiS... but shares still need a boost
- MIDAS SHARE TIPS: Franchise Brands boss is hoping to repeat the Domino's effect
- MIDAS SHARE TIPS UPDATE: Hummingbird may start to sing after it snaps up Mali mine
- MIDAS SHARE TIPS: Biotech group Redx Pharma shares are in doldrums but could soar as new drugs come on stream
- MIDAS SHARE TIPS UPDATE Still a smart bet...uniform provider Johnson is up by 438% since we tipped it in 2010
- MIDAS SHARE TIPS: Ad veteran aims for £100m revenues at digital start-up Be Heard Group
FUND AND TRUST IDEAS
- EVENLODE INCOME: How two Wise men turned £1m into £1bn in just seven years
- CHARTERIS GOLD & PRECIOUS METALS: Fund delivers a 12-month return of 179% as gold prices rise
- THREADNEEDLE UK PROPERTY: Fund re-opens after post-Brexit alarm subsides
- HERMES GLOBAL EMERGING MARKETS: Growth before location, that's the drill for emerging markets
- JUPITER ABSOLUTE RETURN: If a firm's in the soup we'll short it, says boss James Clunie
- MONKS INVESTMENT TRUST: 'I'm disappointed' says fund boss who made 29% profit in a year
- AURORA INVESTMENT TRUST: Will Aurora see a brighter dawn as Mars is left behind?
- INTERNATIONAL BIOTECHNOLOGY TRUST: Doctor, analyst... and grand master at the biotech 'slow game of chess'
- EDINBURGH DRAGON TRUST: Investment trust roars back with 40% gain in six months
- MITON CAUTIOUS MONTHLY INCOME: The fund's tortoise technique to win the race for dividends
- LAZARD WORLD TRUST: Manager Kun Deng always does his shopping in the discount aisle
- JP MORGAN CLAVERHOUSE: Fizzing mixer drinks maker Fever-Tree gives FTSE fund added sparkle
- ROYAL LONDON GLOBAL HIGH YIELD BOND: Children's favourite Peppa Pig helps to spice up 'boring' bond market
- MID WYND INTERNATIONAL: Artemis manager Simon Edelsten seeks out the elephants that CAN dance
Monthly Or Lump Sum Savings Calculator
DON'T MISS
- I went to buy something on BHS online but spotted two different websites.... - are they both the same company or is one a scam?
- RBS destroyed customers' businesses for profit and rewarded staff who targeted struggling firms Leaked files suggest.
- Confused about 'hard' and 'soft' Brexit, the Norway model and the Swiss solution? This handy table explains the option
- Why did I have to pay tax on my £10,000 savings bond? TONY HETHERINGTON
- Banks are suffering but they're good value in an expensive market, says Richard Buxton Investing Show
- How chasing internet shoppers is 'like selling tenners for a fiver' Big Four supermarkets lose £5 to £7 on every online order
- Brexit and Trumpism have forced the elites to think more like pizza eaters ALEX BRUMMER
- 'If I have money, I always buy property' says Loose Women's Saira Khan Me and my money
- Welsh steel industry gets £20m windfall as Wales hands out business rate tax cut immediately
- How to beat parking tickets on the street and private land Fined for a slip of the finger or staying a few minutes over?
- The ultimate auction for Porsche fans: Rare, exotic and dilapidated models spanning 50 years And there's even a tractor
- Mobile giants agree to stop charging fees to unlock handsets Phone users to save £48m a year
- SUNDAY NEWSPAPER SHARE TIPS Every week we round up the weekend share tips. This week: Jimmy Choo, OptiBiotix, Sky and Provident Financial
- Banksy has turned spray painting into an art form worth a fortune What to watch out for when investing in art
FUND JARGON BUSTER
Acc: Accumulation - any income generated by the fund like dividends or interest is automatically reinvested.
Inc: Income - any income generated is distributed by the fund instead of being reinvested.
Dis: Distribution - any income generated is distributed by the fund instead of being reinvested.
R: Retail - the fund is aimed at ordinary investors.
I/Inst: Institutional - the fund is aimed at corporate investors like pension funds.
A, B, M, X etc: Different fund houses use letters for different things. Check with them what they stand for.
NT/No trail: Some fund houses use this name on clean funds which carry no commissions for financial advisers, supermarkets or brokers, just the fee levied by the fund manager. But other fund houses use different letters - I, D or Y, for example - so you need to find out for yourself which are clean funds.
Gr: Stands for gross.
GBP/£: Fund denominated in pounds.
EUR: Fund denominated in euros.
USD/$: Fund denominated in US dollars.
Compiled with online stockbroker The Share Centre
TOP DIY INVESTING PLATFORMS
-
Great service
Fixed account fees, no investment limits -
Free fund dealing
Investment ideas and model portfolios -
Online share dealing
No annual fees and trade for £8 -
Good for big pots
£80 flat fee with 8 free trades -
Cheap share-dealing
0.24% admin fee, £2.50 share dealing -
Low annual charge
0.2% funds fee and £4.95 dealing -
Intelligent investing
Special offer: 6 months no management fee -
Easy to use
Free fund dealing, competitive 0.35% fee -
Low cost funds
0.25% annual fee, no dealing charge -
Welcome rate
£5.95 online share dealing rate first 3 months -
Guidance and tools
Typical 0.35% fee and fund guidance -
Explore 2,500+ funds
£7.50 share and investment trust dealing
INVESTING TIPS AND OUTLOOKS
Dividend Heroes revealed: The investment trusts with the longest history of raising payouts through thick and thin
The 20 investment trusts with the longest-running history of raising payouts to investors have been revealed in the latest Dividend Heroes list. The trio of trusts leading the list are knocking on 50 years of unbroken increases, according to the Association of Investment Companies. We reveal the top 20.
Dumb tracker, cheap do-it-all fund, or smart beta? Passive investing has never been cheaper, here's how you can track the market
Passive investors have never had it so good. Costs are falling at the same time as their opportunity to tap into markets increases. But it's not just about tracking a market anymore, smart beta combines passive approaches with active allocation and ready-made passive portfolios are also being snapped up. So what does a good tracker look like?
Investor essentials and share and fund prices
-
Share prices
View all UK shares -
Top movers
Latest risers and fallers -
Company A-Z
Directory of UK shares -
Fund data tables
Thousands of investments -
Economy
Latest economic data -
Market diary
Big events in the City -
Broker views
Buys, sells and holds -
Commodities
Oil and gold prices -
Charting
Compare share performance