True cost mortgage calculator - compare deals on both rates AND fees
Our True cost mortgage calculator allows you to really compare how different home loans stack up by checking what arrangement fees add to the overall cost over the life of a deal.
It will tell you the monthly repayments for rival mortgages and crucially let you add fees, so that you can compare the total cost over a deal period, such as a two, or five-year fixed rate mortgage.
Figures are worked out for standard repayment mortgages. For interest-only calculations use either our Mortgage affordability calculator or the Interest-only timebomb calculator.
True cost mortgage calculator
This mortgage payment calculator will allow you to see the effect of sneaky arrangement fees on your repayments. Use the second part of the calculator to compare deals.
Small print explanation: The total cost for credit is based on fees being paid upfront and not added to the mortgage and the cost over deal period is based on the initial rate remaining the same over that time. The calculator is for a repayment mortgage where interest is calculated monthly. The results also apply to daily interest where only one payment is made per month.
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