Build HS2 rail link with British steel, demand union and industry chiefs after £56bn

The use of British steel would provide a lifeline for an industry that has been ravaged by a crisis claiming thousands of jobs and devastating communities. The plea comes after last week's revelation that a deal to supply steel for the next generation of nuclear submarines had been awarded to the French.

House prices in six British regions still haven't climbed past their pre-crisis peak, a new index from IHS Markit and Halifax has shown today.

ASK TONY: Lloyds has been sending my cash to enter a prize draw for years - but it's

I joined the BBC Club Lottery in the Nineties, and won two prizes in two years. Since then, I have not won once. I contacted the BBC Club Lottery - only to be told I was not in it. I have paid £4.33 a month by standing order from my Lloyds Bank account, but the Club Lottery said it did not accept money by standing order and, as it had not received my money, I was not a member.

Collectors have bid £65,000 for a £5 note on eBay - because it has AK47 on the serial number. The note was put on the site by seller Gareth Wright on and has sparked a bidding war.

Seven firms, including Jupiter and Legal & General said they will vote against appointments at businesses which do nothing to improve their diversity.

Its popular Gold Classic offering was the only widely available account on the market without extra fees for swiping a debit card in stores or withdrawing cash anywhere abroad.

Brexit, extra stamp duty, the prospect of less tax relief and tougher mortgage lending criteria have all failed to deter landlords from investing in buy-to-let, figures appear to show.

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MARKET REPORT: Investors ditch Domino's shares as pizza sales cool despite firm claiming

While third-quarter figures appeared strong, experts said shares slipped because investors have become used to stellar levels of growth from the business. This might now be easing off. Shares slipped after the business reported that UK sales jumped 10.5 per cent to £220.9million in the 13 weeks to September 25.

Yesterday, some of the City's biggest fund managers said they will vote against board appointments in companies that do not have enough female executives.

Browett yesterday acquired 724 shares in the homewares retailer at 820p. His wife, Fran, got 17,450 for the slightly higher price of 821p. The two purchases added up to a total of £150,000.

Analysis by Deloitte found the fall in the pound following the Brexit vote made luxury goods in the UK considerably more affordable for foreign buyers.

The losses are part of a tranche of 9,000 cuts first announced two years ago because of the trend toward banking online. Shares fell 1.1 per cent, or 0.61p to 53.03p.

He was beaten by Lars Rebien Sørensen, 62, owlish head of Danish pharmaceuticals firm Novo Nordisk, who rubs along on a paltry £2.7million.

Professors Markus K. Brunnermeier and Harold James on the Big Money Questions

Men are from Mars, Women are from Venus according to the self-help classic. Well, the same could be said about Germany and France, Princeton professors Markus K. Brunnermeier and Harold James explain. Their divergent views are rocking the eurozone and could have an impact on Brexit too, they explain in the latest episode of the Big Money Questions show.

Winners and losers from sterling's fall: From shares, to inflation and holidays

As currency markets are a barometer of a nation's economic health and prospects, relative to other markets and economies, many fear that investors are losing faith in the UK after the Brexit vote. Others argue speculative forces have exaggerated sterling movements and suggest the fundamentals of the UK economy are sound - and likely to benefit from the weaker pound, which corrects an overvaluation.

Pound to euro rate just €0.88 at one airport — so where CAN you find the best deals?

Last week, a flash crash in the value of the pound pushed the exchange rate to lows not seen since the financial crisis. Yesterday, exchange rates settled at €1.10 to the pound and $1.21 to the pound. But bureaux de change at airports have taken the chance to slash rates to new lows. Figures collected by Money Mail yesterday showed that at Southampton Airport holidaymakers were being offered just €0.88 to the pound.

Customers are receiving shock bills for thousands of pounds because banks wrongly calculated their payment protection insurance (PPI) payouts.

Halifax, Lloyds and TSB are the latest big banking names to hack at current account interest rate in a move which is sure to irk millions of customers.

Who says students are lazy? The inspiring stories of the bright sparks funding uni by

Charleh Dickinson is one of a growing number of students are trying to pay their way through university. She founded food firm Designed2Eat making speciality cakes and snacks.
Rising course fees and soaring inflation on student loans mean the typical graduate now faces leaving university owing up to £50,000.

Some £321.5million was lost on remote purchase fraud, which was up 31 per cent on the same period of 2015 - this includes lost and stolen cards, cards not received, counterfeit cards and ID theft.

From April, buy-to-let investors will see the tax relief on their mortgage interest cut from a maximum 45 per cent to just 20 per cent.

Five future fund stars who could make you rich

Investors who backed Neil Woodford at the turn of the millennium could have turned £10,000 into £45,000 today. But to really rake in the returns you needed to get on board early. If you'd spotted Mr Woodford's potential when he started out at Invesco Perpetual in 1988, you could have £299,000 by now. We reveal future stars.

For too long, the public has been fed this phoney line that if only we would shop around for our energy, broadband, banking and savings, everything would be all right.

Big Six providers EDF Energy, Eon and SSE are all offering cheap tariffs to new customers. Households already with these suppliers will pay up to £289 a year over the odds if they stay.

And only one major provider - Skipton BS - is offering this rate. Nationwide and Leeds are among the top payers, even though they pay a lowly 0.95 per cent.

ETFs enjoyed record inflows in the first nine months of the year, as investors flocked to low-cost products. this was dominated by large flows to US equities.

Nearly half of Britons believe property is the most lucrative investment for retirement

The increase in popularity in property as an investment reflects rising confidence in house prices, the ONS said. The figures will add to the growing debate about the place of property in retirement planning.

Confused.com's insurance index said 66-year-olds have been hit hardest - they now have to pay 28% more for car cover than they did this time last year, taking their average premium to £434.

How low will they go? More pain for savers as top rates on easy-access accounts shrivel to

Savings providers are continuing to hack away at easy-access rates with RCI Bank slashing its best buy deal for the third time this year. At the start of 2016, its freedom saver offered 1.65%. This fell to 1.45% at the start of the summer followed by another cut of 0.25 percentage points in August in the aftermath of the base rate cut.

RBS destroyed customers' businesses for profit suggests leaked files

The Royal Bank of Scotland has come under increased scrutiny today after leaked files emerged which show it deliberately destroyed customers' businesses in order to boost profits. New documents show 'project dash for cash' which crippled firms and dangled hefty bonuses to staff who targeted firms to be 'restructured.'

Bank accounts are closed by 'kangaroo courts', says TONY HETHERINGTON as another customer

I saw your article about Barclays dumping a client who had £94,000 in his account - apparently for reasons involving alleged money laundering - and thought the guy was probably innocent. I have had similar treatment. I am an independent financial adviser, so have to be whiter than white, but my bank, HSBC, does not listen.

Why are there two different BHS websites, which is the real one?

I was about to buy a lamp I wanted on the new BHS website but before I did, I had another search online and found a differing BHS website. If you check out BHS.com and BHSdirect.co.uk, they both appear to be using branding from the old high street brand. Are they both the same or is one a scam? I would like to know before ordering anything.

Sterling, already languishing after the Brexit vote, took a fresh battering late last week, and economists warn that the falling pound could lead to inflation soaring to 3 per cent or higher next year.

The money was shared among around 200 key employees at BHS headquarters. They were told about the payment on the same day as 11,000 staff were informed they would lose their jobs.

Premier Food blames September's hot wave for a slide in sales as demand for gravy and

Premier Foods, which earlier this year rebuffed takeover approaches by US firm McCormick, lowered its full year outlook as it reported a 9.5% drop in sales at its grocery arm for the second quarter to October 13. Its shares, which have risen by around 40 per cent since the takeover saga at the end of June, dived 14 per cent, or 7.6p lower to 44.6p in morning trading.

The Luton-based group had faced a deadline of midnight tonight to secure fresh funding or risk being unable to renew its Atol licence.

It is understood that around 9,000 jobs have been culled so far, meaning there is still 3,000 to go by the end of next year. Unite said the job losses were 'horrific'.

Mrs May has given Tory MPs permission to back a Labour call for Parliament to be able to 'properly scrutinise' her plans before the formal exit process begins.

The giants that crashed to earth: Friends Reunited flopped. Kodak went bankrupt. Woolies

Samsung, the South Korean technology giant, is the latest company to see its brand explode - literally in its case, as its Galaxy Note 7 smart phones have been catching fire.

At its peak Habitat took Swinging 60s London by storm, and now Sainsbury's plans to open up to 50 Habitat outlets. The first is in Sainsbury's Nine Elms supermarket in south London.

Eurostar is looking at the 'size and shape' of its business in a review union leaders say could lead to 80 job losses. The cuts are thought to be blamed on the fall in traffic following the terror attacks last year.

Recently-listed Countryside Properties was the latest housebuilder to say business is back to normal after Brexit as it entered the new year with a 'record' order book.

Last month it looked as if its founder, chief executive Jack Dorsey, had discovered an escape hatch with speculation of a bidding war by other Californian giants.

Women are modernising their Land Rover Defenders

Just because the classic Land Rover Defender has reached the end of the line, that doesn't mean drivers' love affair with the original British 4x4 has waned. Women are among the ­Defender's most ardent fans, Ray Massey has discovered. Even Her Majesty (pictured) loves hers.

Ford Fiesta motor car.

One in three motorists pay over the odds for their car insurance - and the worst thing you can do is simply renew. We reveal ten tips to get the cheapest car insurance deal

I switched to Extra Energy but it only switched my gas over and refuses to send me a bill - even though it's now been nine months since I moved to it and I've called up numerous times.

'If I have money, I always buy property' says Loose Women’s Saira Khan who went from a

Loose Women star Saira Khan earned more than £100,000 for spending just 12 days in the Celebrity Big Brother house - but takes great pride in wearing £14 dresses from charity shops on a night out at the opera. Khan, 46, shot to fame when she took part in the first ever series of reality TV show The Apprentice, which returned to our screens last Thursday for the 12th time. Although she did not win, Lord Sugar was so impressed he gave her a job with a six-figure salary.

The details are set to spark a fresh row over pension rights and whether owners should receive huge sums from firms despite black holes in retirement funds.

These stylish dresses came with a twist - they were made entirely out of wallpaper. The stunt was to promote British wallpaper brands, who could get a boost due to the cheaper pound.

Big Four supermarkets lose £5 to £7 on every online order

Dan Murphy, a partner at global retail consultants Kurt Salmon, is warning that supermarkets are caught in an 'Emperor's new clothes' scenario and have 'blinded themselves to the reality' of the loss-making nature of food delivery. 'They lose between £5 and £7 on every order and the more orders they attract and more it grows the more they lose,' he said.

The joint letter from business groups including the CBI and the EEF said Brexit 'must deliver barrier-free access to the EU's Single Market, which is vital to the health of the UK economy'.

People in England aged 55 and over currently own £1.5trillion worth of property, £0.1trillion more than Italy's annual GDP, according to research.

Banks are good value in an expensive market, says Richard Buxton

Investors need to be bold to hold banks right now, but experienced fund manager Richard Buxton is sticking to his guns. He reveals why he is looking for value, as defensive stocks look expensive. And with the stock market soaring even as the pound has taken a beating, he explains what's going on and why that means big blue-chip dollar earners could make a good buy.

How to beat parking tickets on the street and private land

More than 90 per cent of motorists faced with a parking ticket - unfair or not - automatically pay up. Yet half of those prepared to tough it out through the appeals process will eventually win, we explain how to do so.

What to watch out for when investing in Banksy and other street art

On Wednesday the London-based Forum Auctions will be auctioning off more than 40 original Banksy prints - expected to sell for between £1,000 and £70,000 each. These prints are limited edition copies made by Banksy of his graffiti wall art. One of the most iconic is Girl With Balloon and it has an estimated sales value of between £50,000 and £70,000. When first produced in 2004 these signed prints were available for £150.

Last year I put £10,000 into a 65+ Guaranteed Growth Bond from National Savings & Investments and declared at the time that I was a non-taxpayer.

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

Handy Brexit table explains the options for the UK's exit from the EU

Despite endless media coverage of the political wrangling and financial speculation, the average Briton can be forgiven for remaining confused about what 'soft' and 'hard' Brexit really mean. About the difference between the 'Norway model' for the UK's post-Brexit relationship with the UK and the 'Swiss solution'. But a clever table put together by HSBC in a report called 'Is Brexit Getting Harder?' cleaves some clarity from the murk.

Cash savers, many retired and dependent on the interest from their deposit savings, are suffering what seems like a thousand cuts.

Perhaps the slump in the pound is a one-off fluke, a moment of madness caused by a deranged computer program or a fat-fingered trade by a clumsy trader.

REVEALED: The most and least affordable places in the UK to buy a home - as average house

Regional differences mean Burnley in Lancashire is the most affordable place while Westminster in London is the least affordable, the latest research from the Office for National Statistics has revealed.

Under the controversial plans, anyone going to university would face working until they are almost 70. But those who leave school at 18 could be eligible to start drawing their state pension at 63.

MIDAS SHARE TIPS: As the markets totter, Jimmy Choo is on a sound footing

The luxury footwear maker appears to be weathering the unease in consumer markets. It is still one of the fastest growing luxury brands in the world and, crucially for UK investors, this London-listed fashion name is set to benefit hugely from the slump in the value of the pound. In the first half of this year, the company announced global revenues were up 3.8% on the same period last year on a constant currency basis. This means applying the same exchange rate for the two periods. On a reported currency basis, which shows the effect of currency changes, revenues rose 9.2%.

Midas tipped the shares in July at 33½p and by the end of the year, they were 77½p. Since then, the performance has been pedestrian and today the stock is 67p, having drifted for most of 2016.

Now worth £1billion, it has rewarded launch investors with returns of 156 per cent - double those of a fund tracking the FTSE All-Share Index over the same period.

Every weekend, This is Money rounds up the share tips in the Sunday newspapers. This week, Midas runs the rule over luxury shoe brand Jimmy Choo and updates on health firm OptiBiotix.

Performance on some ethical or green funds has been diabolical as savers have missed out on some of the stellar from companies which green funds aren't allowed to invest in.

Former City worker who launched a tie business after he was made redundant expects sales

Patrick Dudley-Williams said: 'I had worked in the City for around 13 years and then I was made redundant in November 2012 - two days before my wife had twins.' The concept for Reef Knots was 'the idea that my ties were going to remind you of life as far away from the corporate world as possible'.

The volume of firms newly registered at Companies House had been soaring prior to the referendum, but then the rise almost ground to a halt.

Stephen Kelly left his role as chief operating officer for the Government in November 2014 to lead The Sage Group, which sells business services and software to 3million of Britain's 5.4million firms.

The firm offers free-to-air channels plus an optional bundle of more than 30 others for £4.99 a month without a contract.

Anthony Ward, 56, pictured with his wife Carolyn, owns a 40 hectare vineyard in South Africa with the capacity to produce 37,500 gallons of wine.

A bakery....for dogs? Four Legged Fancies wins business and celebrity fans

You might not think twice about treating your friends and family to a slice of cake, but would you do the same for your dog? It may sound like an indulgence too far, but Victoria Stent, owner of the Four Legged Fancies bakery for dogs, says a positive message lies behind her canine confections. We found out how she is setting tails and tongues wagging.

It's the ultimate auction for Porsche fans and we pick 25 of the best

If you have a penchant for Porsches then this upcoming auction will send you into a frenzy of air-cooled, Targa-topped, flat-six celebration. It's the Porsche Club Great Britain's sale taking place on October 15, at the Silverstone race circuit in Northamptonshire, and it features some of the most collectible cars the German brand has ever created. We've picked our 25 favourites, covering cars from 1959 right through to 2010 with a few surprises along the way.

50 ways to save money....

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

In this low-income world it can be hard to find mainstream investments paying a significant yield. Stifel has compiled a list of 19 investment trusts with a yield of more than 4 per cent.

L Board sign on the rear of a blue saloon car , UK

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

Will the UK be Norway, Switzerland or Canada? Brexit trade deals we could follow

Now that we've voted ourselves out of the EU, it's time to work out how we're going to trade in future with all its 27 member countries - and the other 27 countries it has deals with. So how do other non-EU members trade with the bloc and would any of their models suit us?

It would have been nice to have a plan. Instead, after the Brexit vote we were left scratching our heads. But now it's time for some answers on trade and what we mean to the EU.

Pensions Road Sign against threatening clouds

We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?

When will UK interest rates rise?

Interest rates were held at 0.25 per cent in September and experts are divided on whether the Bank of England will cut again. Howard Archer, chief UK and European Economist at IHS Markit Global Insight, said: 'At this stage, we believe it is still just about more likely than not that the Bank of England will take interest rates down to 0.10 per cent from 0.25 per cent in November.'

What next for mortgage rates?

The base rate has fallen to a new record low of 0.25% and could be cut again. But what does all of this mean for mortgage rates, which have been steadily falling over the past month to record lows?

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

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Compare your pay to the UK average across 350 professions

Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.

Premium Bonds winners

October 2016
Prize value Winning bond No. Area
£1,000,000 276AV278339 Essex
£1,000,000 215XY865796 Staffordshire
£100,000 259ZN414297 Dorset
£100,000 141CJ661353 Derbyshire
£100,000 138HB024467 Hampshire and Isle of Wight
£50,000 2VR747799 Greater Manchester
£50,000 241QS845329 Hertfordshire
£50,000 206GW792012 Sheffield
£50,000 103WK587629 Reading
£25,000 92NE335986 Overseas
£25,000 86GW534216 Cheshire West and Chester
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