Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement. This week, he replies to a reader who wants to know if her ex will get half her pension in the divorce settlement.

Savers looking for the stability of a fixed-rate account over the long term are facing pitiful returns as rates have plummeted throughout 2016. At present, the best buy five year fixed-rate savings deal in the independent This is Money savings table pays just 1.95 per cent. In January 2016, after a brief flutter of competition among new providers, savers would have been able to beat this rate - with a 12-month fix.

Landlords in parts of Leeds could earn higher returns than anywhere else in the country, with a combination of affordable properties and decent rental income netting them an almost 11 per cent yield. That compares to a potential rental return before costs of just under 3 per cent across London.

With a rate hike ruled out for the foreseeable future, the Government MUST now act to protect savers. The Mail on Sunday proposes a three-point cash savers' 'rescue' plan that Philip Hammond, Chancellor of the Exchequer, should implement when he stands up in the House of Commons and delivers his inaugural Autumn Statement on November 23. It's not radical, it would not be costly to put in place BUT it would make cash savers feel a little more loved than they currently are.

Toby Walne thought his home security robust. But reformed burglar Michael Fraser exposes its weaknesses - included a dusty keyhole, calendar by the window and labelled keys. Michael, who fronts TV show Beat The Burglar, shares his tips to keep your home safe this winter - and reveals the items burglars will be looking for.

Today, with pupil numbers falling by 5 per cent since 2008, it is small boarding schools outside the south-east that are up for sale. Among closures is Chilton Cantelo School, 30 miles from Rossholme. La Sagesse, a former Roman Catholic school in the Newcastle suburb of Jesmond, which closed in 2009, is now home to 48 houses and flats by David Wilson Homes.

It may be a simple concept, but genuine long-term investing funds can prove tough to find. But now in response to what he sees as a lack of opportunity for long-term investors, former fund industry boss Daniel Godfrey has ambitious plans to launch a low cost, long-term mutual fund called the People's Trust.

In British law, it is not an investment business. It is a casino, with the odds stacked against the punter. But Cyprus recognises it as an investment firm, which means that under European Union single market rules, the Financial Conduct Authority in London must register it alongside respectable stockbrokers and fund managers, despite its disgraceful record of lies, false claims and fines.

BMW has found itself in the unusual position of playing catch up when it comes to executive class saloons. But now it has revealed the new 5 series and the lighter, faster car that can almost drive itself is likely to set down a new benchmark for rivals including Jaguar, Mercedes and Audi. We look at why.

Rent out spare rooms, check out State benefits and boost take-home pay by maximising employee perks sometimes worth thousands of pounds a year. Also, repay debt. This can be a more efficient use of cash than stashing it in a poorly paying savings account.

My next door neighbour died five days ago. In her will she left everything to charity. She was a very reclusive person. She has one surviving relative who she disowned some time ago. Less than 10 hours after my neighbour died the relative was in the house and removed items. The will executor is a solicitor, but I do not know who.

Floom, a Deliveroo-style platform for florists, is one of a growing number of small firms using photo-sharing website Instagram to boost their sales. Founder Lana Elie says: 'It is similar to Interflora where you say where you are delivering and have a florist fulfil it, but it works a little differently in that we don't hide who the florist is and we don't tell them what products to produce.'

The firm, which has eight mines in South Africa and Tanzania, said production in the three months to September 30 rose to 1.1m carats - a 30 per cent increase from the same period last year. Revenues hit £77.5million and included the sale of a 138.57 carat white stone from its Cullinan mine for £5.3million and a 10.64 carat pink stone from its Williamson mine for £4.2million. Shares rose 5.6 per cent or 7.9p to 147.7p.

The latest monthly and quarterly trade surveys by the Confederation of British Industry offered a mixed picture of the state of British businesses in the aftermath of the Brexit vote in June. October's industrial orders balance fell sharply, from -5 in September to -17 last month, with firms expecting output to ease a little in the coming months, suggesting that, since exports are rising, the fall is down to lower domestic demand.

Pension deficits were for years no more than a nuisance - a necessary cost that any large corporation had to pay as a consequence of employing large numbers of staff. But ever since the EU referendum corporate bond yields - which are used to value pension liabilities shown in company accounts - have hit all time lows and placed deficits in sharp focus.

A fashion crisis has hit the High Street to the tune of £700million, and retailers aren't expecting younger shoppers to help reverse the trend. Unlike their baby-boomer parents who typically liked to buy houses and fill them with stuff, Generation Y are increasingly spending their cash on eating and going out.

Which? slammed four high street banking giants for consistently scoring poorly since it started analysing security measures for current account customers four years ago. It says the best banks in its tests use two-factor authentication without it being too 'onerous for their customers' adding that there was 'no excuse for others to sacrifice security.'

We have developed a fun (and slightly depressing in equal measure) quiz to test your forex knowledge. One mark for each answer of the nation the note is from and the name of the currency, and another if you guess correctly whether the pound has risen or fallen against it since June 23  (answers at the end of the article).

Of the ten biggest cities in the UK, the one that tops the table as the highest average spender on new vehicles has an outlay of £26,271 - and the location may surprise you. Of the 10 largest cities in the UK, big-city dwellers in London are only the third highest spenders, meanwhile people in Cardiff are paying £3,000 more on average than just six months ago. We reveal the car-spending list.

it only seemed natural to pitch one of the first DB11s on the road against the world's best-selling supercar of all - the Porsche 911. So if you did have in excess of £150,000 to spend on a new motor, which one is the better investment?

It is just seven months since a major cut was delivered, with interest below £1,000 made tax-free, but the benefit of that has swiftly evaporated. That move lifted many people out of tax for savings but there are still a sizeable number relying on bigger pots for income. So is it time to make savings interest tax-free - and why do we even tax it in the first place?

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Despite endless media coverage of the political wrangling and financial speculation, the average Briton can be forgiven for remaining confused about what 'soft' and 'hard' Brexit really mean. About the difference between the 'Norway model' for the UK's post-Brexit relationship with the UK and the 'Swiss solution'. But a clever table put together by HSBC in a report called 'Is Brexit Getting Harder?' cleaves some clarity from the murk.

An interest rate cut before the end of the year looks less likely following the plunge in the pound. However, the Bank of England has indicated that higher inflation driven by rising import costs won't make it lift rates.

Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.