I would like to remortgage either some or all of them to raise some further cash to invest in buying two more properties. I know that there are lots of changes going on for landlords at the moment though and I'm confused about whether to buy the new properties in a company
Assault on buy-to-let will push half-a-million landlords into higher rate tax, as industry warns of rent hikes and forced sales
Britain's landlords face tough choices as the Government's decision to limit mortgage tax relief on buy-to-let will force 440,000 into a higher income tax bracket. The addition of rental revenue to their normal income before their tax rate is calculated will push hundreds of thousands of people into a higher tax bracket.
UK house prices leap by £17k on average in just one year - and the East and South East of England see the biggest gains
A typical property in Britain added £3k in value in August alone despite worries over the potential impact of the EU referendum vote, data from the Office for National Statistics shows this morning. The average home now sits at £219k, £17k more than the same month last year with annual price inflation rising 8.4 per cent, a nudge higher than what was recorded in July.
Who are Britain's landlords? From energy healers to ex-soldiers, we reveal the property investors housing generation rent
An Englishman's home is his castle, except sometimes, it's not his castle, it's his landlord's castle. One in five families living in the UK now rents their home - and the number is rising. But who are Britain's landlords and how do they invest? We talk to some of those helping to house generation rent.
BUY-TO-LET AND LANDLORDS: TIPS, TOOLS AND GUIDES
BUY-TO-LET YIELD CALCULATOR
This calculator shows the rental return on your investment property as a percentage of its value
BUY-TO-LET MORTGAGE CALCULATOR
Work out your monthly payments
TIPS, TOOLS AND HELP FOR LANDLORDS
Guides and tools
Partner services
Landlord insurance
Quick, easy - compare and buy today
Find a mortgage
Check the best rate for your circumstances
Boiler cover
Insure your heating system for less
Let a property for £99
Save on letting agent fees - or sell from £475
MORE BUY-TO-LET AND LANDLORD NEWS AND TIPS
Top university towns for buy-to-let revealed: Sunderland offers the best returns - but London doesn't make the list
In the same week as the holy grail of savings accounts, Santander's 123 account halved its rate to 1.5 per cent, research suggests landlords can earn returns up to 6.9 per cent. A combination of low property prices and strong demand for rental accommodation in student cities in the north of England means landlords are raking in almost 7 per cent a year. But experts have warned that it's not a get rich quick scheme. Letting property requires knowledge and understanding of local markets, tenant demands and the laws that govern rental provision.
Could you pay for your retirement by buying homes for students? They offer 11% returns and cost as little as £40k - but making a profit won't be easy
Figures tracking student buy-to-let properties across the UK show that in fact returns of 6 per cent or more are common. Sunderland is top of the pile, with landlords making 10.6 per cent on average, according to expert firm Property Partners. So for every £1,000 you put into a property to buy it, you'll get back an extra £106 each year in rent.
Too good to be true? New online estate agent promises landlords free listings on Rightmove and Zoopla and a year's rent up front
For the first time ever landlords can list their properties to rent on both Zoopla and Rightmove without paying up front fees. LetMe, an online lettings agent, has just launched a service giving landlords the option of paying no fees at the outset, receiving 12 months rent in advance and having a guarantee that the condition of their property on the tenant's departure will be equal to the condition at the start of the tenancy. It includes listing as many properties as they like for no charge on both major property portals with LetMe claiming the overall deal is 'free'.
Can house prices keep rising and how can people afford to buy in London? Watch the Property Show
Declining ownership is seen as another sign of property market in crisis, but is this true? Ed Mead, of estate agents Douglas and Gordon, joins the Property Show, to look at the state of the market and whether prices will keep rising. And as an experienced agent he also answers the question many of us will have asked: 'How on earth do people afford London homes?'
The SECRET estate agents: A shadowy new world of hush hush home sales that could save you a small fortune
Most homeowners rely on an estate agent to buy or sell a property, but now many seeking privacy are turning to a new kind of ultra-discreet professional. Increasing numbers of properties are being bought 'off market' without the traditional for-sale board or advertising. Buying and selling this way, using a 'buying agent' used to be the preserve of the rich and famous.
LANDLORD ESSENTIALS: WHAT YOU NEED TO KNOW
Tax on buy-to-let and how to cut your bill: From income tax to stamp duty, what you need to know
The taxman will want to know about any buy-to-let returns you make. If you don't declare your income properly or capital gains when you sell, you could be in trouble. We run through the taxes associated with buy-to-let. Some of these taxes and allowances have changed, so make sure you are up-to-date with them.
Buy-to-let mortgages: How they work, what you need to know and how to get the best deals
Buy-to-let has become big business as Britain's small army of property investors ploughed their savings into homes to deliver both income and growth. Buy-to-let mortgages are generally interest-only, require larger deposits and need rent to comfortably more than cover payments. We explain more in our guide.
The buy-to-let traps: How to avoid the classic mistakes that mean investing might not pay off
Those considering investing in buy-to-let - or hoping to improve the returns on their existing properties - need to make sure they aren't making common mistakes. We outline the classic errors to avoid to make sure you get the best from buy-to-let - and how to look after your tenants so they look after you.
DON'T MISS
- How ambitious are you allowed to be when building a shed? From humble storage shack, to a garden room...
- You know those supercar giveaways at the airport you think nobody ever wins? We meet some winners
- Interactive map shows Kingston residents have the best credit scores in the UK Check how your postcode compares
- Demand grows for private banking - but are you rich enough to qualify? And what do you get?
- National Savings & Investments, stop stinging us with poor savings rates JEFF PRESTRIDGE
- French and New World wine prices soar on pound plunge Making English vintages more affordable this Christmas
- Birds Eye threatens fish finger, chicken nugget and peas price hike Teatime gets more expensive
- Going away for Christmas? Book your rail tickets NOW to save up to more than £100 Tips for travel
- Protect your nest egg from US election chaos - and make sure that you cash in if Hillary wins Expert tips
- Sainsbury's £1BN pension black hole: Deficit TRIPLES after slump in bond market Supermarket giant hit
- What will the US election result mean for UK investors? What you need to know, whatever the result
- 'We lost £98k from our house sale when our solicitor handed it to fraudsters' Beware the scam costing buyers and sellers thousands of pounds
- Need help with retirement planning? Join former pensions minister Steve Webb for a live webchat to have YOUR questions answered
- They offer 30% tax relief and exciting growth companies, so should you invest in a VCT? The Investing Show.
PROPERTY: DON'T MISS
- Find a mortgage for ANY home Don't let a property hurdle stop you, here's how to borrow if you don't fit the standard mould
- Can downsizing your property help you fund retirement? The challenges that home owners looking to cash in face
- Where will house prices rise the most over five years? Leading estate agent forecasts gains of up to £50k, but says it all hinges on Brexit negotiations
- Should you overpay your mortgage while savings rates are non-existent Or switch to an offset mortgage to make saving pay?
- Buying a home cheaper than renting in almost two-thirds of Britain's cities If you can raise the deposit
- Home loans still mean a time-consuming paperwork nightmare So how close can you get to a mortgage online?
- Think you have cover for dry rot? We did - then our neighbour called and it ended up costing us £15,000
- Property prices suffer their biggest quarterly fall in five years And are still below their pre-crisis peak in six regions
- Built to last: Victorian homes stand the test of time And are a good investment, say experts
- REVEALED The most and least affordable places in the UK to buy a home
- Switching off the life support As Help to Buy draws to a close, we reveal where and how you can still get a 95% mortgage
- Buy-to-let mortgage tax relief battle backed by Cherie Blair hits the skids Court refuses full judicial review
- It's technically a house price boom Property values in 'silicon hubs' of Cambridge, Reading and Oxford soar in last five years
- Revealed How parents are hit with a £100,000 mortgage penalty for sending their children to nursery
- Has Brexit vote hit the housing market or not? Mortgage experts say autumn data will show if homeowners are spooked and refusing to move
- Glasgow, Liverpool, Manchester and Nottingham see some of biggest house price rises Property in the South takes a breather
- My friend and I bought a property and split the mortgage 50:50, now he wants more of the profits because he put in bigger deposit
- Do you live in one of the happiest places in the UK? Leigh-on-Sea on the Essex coast is named top spot for contentment
- New inheritance tax rules could save your family £140k The lowdown on the main home break - and how to plan
- What next for mortgage rates? Lenders cut fixes again as interest rate rise drifts once more
Stamp duty calculator
BUY-TO-LET: DON'T MISS
- Ten tips for buy-to-let: the essential advice for property investors Read our guide
- My friend and I bought a property and split the mortgage 50:50, now he wants more of the profits He put in bigger deposit
- New online estate agent promises landlords free listings and a year's rent up front Too good to be true?
- Selling your property tax-free may be about to get tougher after call for crackdown on CGT dodgers £18bn homeowners' tax break
- Buy-to-let lenders pulling loans in case homes slip into negative equity Banks tough on deals for landlords:
- Landlords converting family homes to student digs or shared properties for young professionals to boost rent
- Planning on becoming a property millionaire? Think twice as experts warn headwinds will only get worse
- Buy-to-let landlords to get money-back 'windfalls' averaging £4,300 as building society is forced to return cash from unlawful rate hike Court of Appeal victory over West Brom
- 'Calm after the storm': Buy-to-let purchases fall drastically and could take months to recover after stamp duty surge
- Landlords abandon older tenants and push up rents BUT retired homeowners see their mortgage options finally improve
True cost mortgage calculator
Interest Rate Rise / Fall Calculator
BEST BUYS TABLES
-
Credit cards
Best balance transfers, reward cards and more -
Cheapest loans
See the lowest rates on the market -
Savings accounts
Cash Isas, easy access, fixed rates and more -
Current accounts
Earn interest and rewards on your money -
Best mortgages
Expert advice on the right deal for you -
£12.50 share dealing
Featuring low-cost dividend reinvestment